Humm was previously trading as Certegy Ezi-Pay and Oxipay
No fees and Zero Interest if you choose 5 fortnightly instalments to pay for 'Little Things' up to $2,000
Zero Interest & 6 - 60 months time period to repay 'Big Things' up to $30,000
$8 Monthly Fee if you choose 10 fortnightly instalments to pay for 'Little Things'
$8 Monthly Fee & $35-90 Establishment Fee for 'Big Things'
$6 Late Payment Fee
Reviewer Photos & Videos
Retailers are complaining people are being locked out of accounts and even though I understand any or all security reasons the process to resolve simple issue is ridiculous. If you get stuck in store they pass you on to review team it does not get resolved there they take 24hrs to email you at least and then ask for a bunch of personal information as proof of ID etc. some people even had to pay their entire balance just to reapply to get their account back. I have never had an issue with any other company that was such a rigmarole to resolve.
All other methods/anything such as afterpay laybuy zip are better than Humm.
- Verified customer
Complication FREE !!!
When I first signed up to Humm I desperately needed money that I didn’t have to replace my hot water system, as I have 4 children. Since then Humm has has always been there when I’ve needed it, and now I use Humm for anything and everything me and my family desire. Thank you Humm, just for being you.
Best ever lifesaver
Humm is the best payment plan. It is fantastic for paying for items in smaller chunks and equally good to break up a bill into smaller portions. Easy to apply and easy to manage. I would highly recommend it.
Fantastic! Handy and easy to use.
Have only used Humm a couple of times even though I have had it available to me for over 6 months. To my delight it was is to use to pay a couple of my bills that came in at a higher rate making me a bit short those months. Humm made it easy to pay the bills and repayments were affordable and easy to pay.
I couldn't even sign up had my credit checked and I'm clean? Maybe they only like bad debtors? Ridiculously hardtoapply!
Debt collector confirmed there was no strikes against my name, I don't currently owe money on anything so I'm curious as to why I can not open an account with humm
I Highly recommend Humm
Helps manage debt in a positive structural convenient manner or allows you the purchase privilege of online shopping
Highly recommend Humm and the happy attitude approach to customer service they deliver goes a long way for online purchasing satisfaction as a customer
Big thumbs up from me
I’ve been telling friends and family about Humming with Humm
My Brother has joined he’s equally as happy with Humms service
Easy too use and easy too maintain and use. Simple and effective for those purchases that your looking too buy but do not have the funds available immediately and paying back in better easier terms
This is the information from the website. It’s very misleading.
I was in fact charged an “establishment fee” of 10% of purchase price ($65), I was also charged a “repeat purchase fee” of $22 and finally an $8 per month fee. All of which adds up to be one of the most expensive forms of credit around. I wouldn’t mind but their website seems to be very clear that they don’t do these type of fees.
Give Humm an absolute miss. The “appear” to have great offers but then hit you with these charges.
Good for purchases approx $100. Anything else- never.
- Verified customer
Fantastic luv it
App works beautifully, pay bills, how great is that, plus you can pick the payment plan to suit you, honestly how good is that, easy to purchase big items like solar panels
Questions & Answers
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.