Humm was previously trading as Certegy Ezi-Pay and Oxipay
No fees and Zero Interest if you choose 5 fortnightly instalments to pay for 'Little Things' up to $2,000
Zero Interest & 6 - 60 months time period to repay 'Big Things' up to $30,000
$8 Monthly Fee if you choose 10 fortnightly instalments to pay for 'Little Things'
$8 Monthly Fee & $35-90 Establishment Fee for 'Big Things'
$6 Late Payment Fee
Reviewer Photos & Videos
Can’t live without it
Humm is excellent I have no issues with them and they send a reminder when payment is due
I would definitely recommend them to anyone who is looking for no stress
Best Payments Plan Available
I don't have a perfect credit rating but Humm still allowed me to have credit.
As I have made all regular payments on time, Humm has offered me a higher credit limit.
I love Humm
We used Humm to finance a solar installation- very happy with them. A one off set up fee of $85 and only $8 a month while there is a balance outstanding on the account- fees are reasonable. Will definitely be using them again with other purchases
Have been able to purchase things l normally wouldn't be able too. Repayments are good and fair plus spread out either 10 fortnightly repayments or 20 weekly. Which makes it so much more affordable.
The reviewer stated that an incentive was offered for this review
Once rejected, you can never reapply again
5 years ago, I tried to go through humm for a item with a retail store that offered it, because the payment plan was within my budget.
What i didn't know was that once I was declined because they didn't think I could do the repayments due to their assement.
Thought that was ok, and went with something else, only to find 5 years later that I'm perma declined from ever applying again.
Tried asking their Facebook page for assistance, to get a dismal reply to be lead to a link to a page that I can't access to read.
I think I'll stick to open/afterpay
Humm is great for alot of things!
I think humm is great and I am so glad I have it. I have recommended it to everyone I know. Unfortunately humm won't allow me to get humm bigger things which is a let down. Otherwise I love it and will always use it.
Perfect for me
I love humm because they are easy to deal with and things pop up all the time that I can purchase and also pay bills it's amazing A plus service
Awesome buying power
I have used humm for a couple of years now , and brought numerous varied items using them, an excellent payment platform, long payment plans,no deposit,no interest, easy to use and so very many stores come under the humm banner, will definitely continue to use these guys .
This is much better than afterpay and so many options at payment arrangements. It has helped very much on purchases made, customer service is also good, and assistance also good
Not what I expected
I signed up with humm awhile back in 2020 but never used the app because the limit is very low, I also got a bad experience with humm90 and bundll. This month is my birthday, I thought I give this app a try and bought myself a gift from Myer. somehow, everything went smooth and I even recommended the app to my partner. Last night I thought I give humm another try for bpay and everything is still ok.
This morning I wake up and found my humm little things has been frozen. I looked at my account and realised my personal detail has changed, there...is a Mr. in front of my name. I got onto the chat with one of the consultant name Jason. He give me an email link, told me to send my passport, driver license and residential address. So that humm can verify my account. After I did send in my identity the consultant said I need to wait 2-3 days for response, if humm having trouble then my account maybe suspended. From this experience, think I learned a big lesson on never try new app with humm being the main company. My word to humm is you can froze my account and suspend if you like, but leave the repayment option open so can I pay you back.
I found that dealing with the customer service team when I phone for assistance, was very easy for me as they were so helpful and eager to assist. Overall very professional.
Dodgy and rude staff
Account and payment system is so frustrating!
You try and make payments early
For them to be rejected, don’t even bother trying to call up and work out what’s going on because you be met with a rude and arrogant staff member. That will hang up on you when you are asking about their payment dates.
I don’t even their own staff understand there system as they can’t even answer those types of questions.
This male staff member also needs a attitude adjustment.. learn how to “communicate” “with” “people” “Respectfully”!!! And don’t hang up when you get questioned about it.
Very accurate easy to do. Very informative really easy to download. No interest is a big thing. Makes small things achievable. Many purchases coming up. Can't wait to do my 1st one
Loan Shark lending
The company's website is not processing payments. Then when you do manage to get the payment through they charge you penalties. This company is a scam. If you can't pay because they are at fault then no late payment fees should be charged.
Too much stuffing around to sign up
I had a previous account I never used and closed. Turns out my credit card number is still on the system even though it’s closed. Went to get a new account today and can’t use my credit card because it still on the system on a closed account. So much for not storing credit card numbers of customers. Was told it has to be fixed back of house and could take a few days. Can’t be bothered with anymore. I especially don’t trust the storing of my card number on a closed account.
Questions & Answers
Does humm appear on your credit file ?
No, but they access it under seeker information and judge you accordingly
Can you pay a credit card with humm bpay
Does Humm accept Income Protection Income Insurance Income and Carers Pension as acceptable sources of income?
Get an answer from our members and Humm representatives
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