Saved my life
Without debt citters, I'm not sure where I would have ended up. I really believe they saved my life. I was constantly stressed and miserable. The staff were awesome to deal with. I did manage to pay off debt a little earlier than planned which was awesome. It's been 20 months since I paid it in full and my life has done a complete turn around. Refinaced the house to a much better deal. Have all bills paid in advance, plenty of money in the bank. Purchased a new caravan for cash and picking up new car tomorrow. None of this ever seemed possible a few years ago. Thanks so much debt citters for giving me back my life
I would like to sincerely thank Debt Cutter for their service and advise for the past several years. There have been times where I have had to request paying a portion of the fortnightly payment due to cuts in work hours, and Debt Cutter Client Support have always been understanding and helpful and have assisted me whenever I have asked.
I couldn't have wished for a better experience than I have had with Debt Cutter.
- Verified customer
Another life back on track
Okay, I'll jump straight onto the caveats here. Debt Cutter offer the service of negotiating, implementing and supporting you through a Part IX Debt Agreement. A Part IX debt agreement is not bankruptcy, but be aware that this can be considered an act of bankruptcy. It also has certain financial parameters to be eligible, which Debt Cutter will not force you into and are incredibly transparent of all of the above mentioned.
Personally, I have had a very positive experience with Debt Cutter. Despite paying above my minimum, I did fall behind..., and Debt Cutter doesn't just chase you with a pitchfork. They ask if everything is okay. They care. Yes, they do want to bring you back on track, but they will do so with great empathy and respect. Debt Cutter helped me keep back on track when I was falling short, and manage my funds so well that I have a positive credit rating now that I am clear. Being clear of debt in itself has been an immense weight lifted from my shoulders. I have better spending habits. I question if waiting is better than finance. Having this even motivated me to completely sort out my other finances, like superannuation. I have been able to gain enough confidence to negotiate with debtors if I fall behind with a current bill. Thank you Debt Cutter. I am free from overdue debt thanks to you. I am wiser thanks to you. I can't ever thank you and your team enough.
Thank you for everything... Finally Debt FREE
Wow what can i say, i just want to say thank you so much for helping me clear my debt, its been a long couple of years but i have finally done it. Thank you so much i really do appreciate it now i can go into my 40's debt free.. I'm so very happy.
Thank you Debt Cutter for coming to my aid assisting me with , eliminating anxiety , stress , frustration the continuos phone calls from creditors. The profesional manner and how Debt Cutter managed my situation releived a lot of tension enabling me to operate maintain and budget for the new requirements set that was tailored affordable and achievable well with in the allotted time frame set , Meeting all my expectations and more,creating a a much better atmoshere in the home,family and personally. I would encourage and endorse the sevices Debt Cutter provide for those to regain there financial status self esteem faith and much more .
The first thing that comes to mind when i here or think of Deb Cutter is INTEGRITY .
Exceptional customer service
The team at Debt Cutter have been supportive, informative and non-judgemental the entire 4 years I have been paying off my debt. They were always accommodating and understanding when I needed to re-schedule a payment. Such a hard time made easier with their professional and compassionate approach.
I am so pleased that after 7 years I have completed a part IX debt agreement. With the exceptional support and service if Debtcutters. I couldn’t have done it without them. Today is a great day! Thank you to all the staff for your compassion and support in doing this following being financially entrapped in an abusive relationship. It allowed me to leave, protect my children and be able to rent a home without declaring bankruptcy. Thank you thank you thank you.
Can't get any further loans while through debt cutter
I found debt cutter helpful but have realised after a few years that you cannot get any loans or help from anyone else financially if you are through these guys, part 9 debt agreement is practically as bad as going brancrupt in my own opinion. My car has completely died and cannot get any help from anyone to get a loan even though we are nearly finished paying our debts off with debt cutter, we were told it will be another few years until we can apply and POSSIBLY be accepted.
Lovely lady who has been helping us get through our time though.
Excellent customer service, very friendly & understanding
Excellent company, very understanding when I missed a payment. Always available via phone call without extended delays.
I would recommend them to anyone struggling financially. The best part about it is you can't gain access to more credit whilst under the agreement which is perfect for people like me who have a tendency to want everything now!
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Questions & Answers
Thank you so much Debt Cutter. thankyou Kelly, you are my angel. thankyou for all your support
Peter B.Debt Cutter
Hi Helia, apologies for the delay! We've let Kelly J know of your feedback, and she says it was our pleasure to be able to help you! All the best in the future! - Debt Cutter
I am considering but was informed that I'm not the primary account holder when you set up an account with Westpac for my salary to be paid into. How can I be sure that the money is under my ownership?
Peter B.Debt Cutter
If you are talking about our Financial Freedom program, this is not the case. All monies we hold, are held under your name with your own account number - this means you still have full ownership of your money.
We hope this clears up your question!
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