Debt Cutter

SamPos aka Debt cutter – When will this nightmare end, like many posts that I have read Debt-cutter aka SamPos has ruined my life. I was meant to finish my agreement last year and now 18 months later I am still waiting for a letter of final agreement but I can’t get that as the judge has not made an informed decision about what action is left for those who have finalised… Read more

there payments. Whilst they go about their normal life US the “normal “ people in this situation wait for his decision. What a mess and joke. I keep hearing the same thing over and over again, it will be another 2 -3 months until a final decision is made and where does that leave the rest of us trying to get on with our lives!!

Started off well, ends in disaster – Debt cutter started off really well, i was in contact with them on a monthly bases. After a couple of years the transactions of them paying off my debt was different every month. Some months there was no payments or less amount of payment to my creditors. Come to the end of my agreement Debt cutter has been stealing money out of the trust accounts… Read more

so now i cant even clean my debt record until the court cases against them settle, which will take years. Im actually seeking legal action atm as ANFSA has taken over my debt agreement from Feb 2023. I finished my payments i July 2023. It is now Nov 2024 and nothing yet. We need to start up a FB group so we can all discuss these issues

The Best company to help you out – I was helped by Tina and Kelly to set me free from debt. They are absolutely amazing. Service is excellent and would recommend debt cutter to anyone.

Finally done – I can't be more thankful to Debt Cutter for helping me get out of my pickle. The service has always been top notch and would recommend talking to them if things are getting on top of you,

Handcuffs are off – The best ever understandable,respectful,helpful at everything, its taken for ever to pay off the debt but worth the struggle, I would recommend to everyone if they need a helping hand 5 stars all the way.

I am finally debt/stress free – I honestly thought I would be taken to jail for the debt I had. I felt like I was suffocating and there was no escape. So talking to Debtcutter team was like a big huge sigh of relief when I realised there was a way out of the mess I was in. I’m now debt free and have my life back. Thanks guys for always answering my questions and being so… Read more

reassuring and helpful throughout this process. Kelly you are amazing so glad I had you to turn to whenever I needed it during this process. You’re a star and I sincerely want to thank you for your help and kindness. I can’t recommend these guys enough they will change your life!

Final payment – My life changed after I had a work accident I was in trouble with debt and thanks heaps to debt cutter who with there professional and very helpful team I have managed to pay my debts and now I have my life back

Stress Free! – I was in trouble a few years ago,,,and didnt know who to turn too. I was recommended by someone to help me out. Debtcutter came to the rescue big time! They listened to my problems and we set up a plan to organise and pay off the Debt I had. After all these years I am now DEBT AND STRESS FREE!! Thankyou Debtcutter for looking after me and a… Read more ·  1

special mention to Kelly! She was there for me during the Highs and Lows. I hope everyone uses Debtcutter because they know how to help you out during the tough times! AGAIN A BIG THANKYOU!

Amazing service! – Debt cutter amazing group of people! Understanding and helping me pay a Hugh debt off ...I would never been able to do it without their guidance! Thankyou debt cutter for giving my life back!

Fantastic team! – From the bottom of my heart a very big thanks to the professional amazing friendly helpful team of Debt Cutter.I highly recommend to anyone who is struggling with debt to use Debt Cutter.Their service was 10 out of 10. I don't know where I would be without your help. Thank you very much for giving me a stressfree debt free happy life. Wishing the whole team a Merry Christmas and a very Happy New Year!

Exceptional Service in going above and beyond. Thank You – Getting out of debt is not an easy journey, But the team at debt cutters made this easy and stress free. I have so much appreciation for the additional support Peter and Kelly provided me not just during the process of paying my creditors and the high levels of communication, but also the post support in making sure that my credit file was… Read more

reflecting the correct information after the contract had ended. without your support I would still be dealing with equifax and past creditors trying to clear my name and wipe the slate clean for a fresh financial start. I feel on my own this could have easily extend in to many months rather than a matter of weeks. The invested time and support here has indeed been recognised and has changed my life, The debt I now hold is with Debt Cutter Staff Peter and Kelly who I owe a world of gratitude too, I could never thank you enough. I can't wait to share with you the process of now being able to save and buy my own home and provide you with the evidence and results of all your hard work. Thank you both again. Appreciation PLUS. Highly recommended to anyone who struggles with debt and need support. Regards 'Ryder' aka P.Knight

Kelly and the team at DebtCutters are amazing – Kelly and the team have been nothing sort of amazing during this stressful period of dealing with my Debt Agreement. Nothing is ever too small or too large for them to help with, thank you from the bottom of my heart for helping me during this time.

Thankyou! – what a journey it has been the past few years payed all my Debt off and this would not have been possible without Debt Cutter . Especially Kelly she is amazing every phone call every email every enquiry Kelly was there. You are the best Kelly thankyou

Great Service and Staff – The staff at debt cutter have been wonderful. Throughout my journey they have provided consistently friendly, helpful customer service. They have been pivotal in helping me to finally be free of debt.

Debt cutter will help when you need it the most – Thank you debt cutter, and a very special thanks to one particular staff member that always was there when I needed them. The staff at debt cutter were amazing. Great company, would recommend them if your drowning and need help. 10 out of 10

Thank you! – Thank you Debt Cutters for helping us! We recommend Debt Cutters 100%. All the staff were always understanding over the 7-8 years. They were extremely helpful when we struggled for a bit there due to my health diagnosis.... But we got there in the end and completed our agreement! From the bottom of our hearts, Thank you! Show reply

Saved my life – Without debt citters, I'm not sure where I would have ended up. I really believe they saved my life. I was constantly stressed and miserable. The staff were awesome to deal with. I did manage to pay off debt a little earlier than planned which was awesome. It's been 20 months since I paid it in full and my life has done a complete turn around.… Read more ·  1

Refinaced the house to a much better deal. Have all bills paid in advance, plenty of money in the bank. Purchased a new caravan for cash and picking up new car tomorrow. None of this ever seemed possible a few years ago. Thanks so much debt citters for giving me back my life

Debt Agreement – I would like to sincerely thank Debt Cutter for their service and advise for the past several years. There have been times where I have had to request paying a portion of the fortnightly payment due to cuts in work hours, and Debt Cutter Client Support have always been understanding and helpful and have assisted me whenever I have asked. I couldn't have wished for a better experience than I have had with Debt Cutter. Show reply

Turned my financial life around – The staff were always courteous, friendly and respectful, they made the process well worth doing! 50 today, debt free and savings in my account - what more could you ask for!

Another life back on track – Okay, I'll jump straight onto the caveats here. Debt Cutter offer the service of negotiating, implementing and supporting you through a Part IX Debt Agreement. A Part IX debt agreement is not bankruptcy, but be aware that this can be considered an act of bankruptcy. It also has certain financial parameters to be eligible, which Debt Cutter will… Read more

not force you into and are incredibly transparent of all of the above mentioned.

Personally, I have had a very positive experience with Debt Cutter. Despite paying above my minimum, I did fall behind, and Debt Cutter doesn't just chase you with a pitchfork. They ask if everything is okay. They care. Yes, they do want to bring you back on track, but they will do so with great empathy and respect. Debt Cutter helped me keep back on track when I was falling short, and manage my funds so well that I have a positive credit rating now that I am clear.

Being clear of debt in itself has been an immense weight lifted from my shoulders. I have better spending habits. I question if waiting is better than finance. Having this even motivated me to completely sort out my other finances, like superannuation. I have been able to gain enough confidence to negotiate with debtors if I fall behind with a current bill.

Thank you Debt Cutter. I am free from overdue debt thanks to you. I am wiser thanks to you. I can't ever thank you and your team enough.

Recommend to everyone – Awesome service 5yrs went by so fast I recommend to all those struggling in debt it was easier then I thought go for it with debt cutter

Thank you for everything... Finally Debt FREE – Wow what can i say, i just want to say thank you so much for helping me clear my debt, its been a long couple of years but i have finally done it. Thank you so much i really do appreciate it now i can go into my 40's debt free.. I'm so very happy.  Show reply

INTEGRITY – Thank you Debt Cutter for coming to my aid assisting me with , eliminating anxiety , stress , frustration the continuos phone calls from creditors. The profesional manner and how Debt Cutter managed my situation releived a lot of tension enabling me to operate maintain and budget for the new requirements set that was tailored affordable and… Read more

achievable well with in the allotted time frame set , Meeting all my expectations and more,creating a a much better atmoshere in the home,family and personally. I would encourage and endorse the sevices Debt Cutter provide for those to regain there financial status self esteem faith and much more .

The first thing that comes to mind when i here or think of Deb Cutter is INTEGRITY .

Help when the banks wouldnt – Thanks for helping me clear my bad debt, when the banks went interested. Regardless of my credit rating now, I would have still be paying huge interest and going no where without your help

The best to talk to with helping when I thought of bankruptcy can not thank you enough – Sounds silly but to talk to people who understand my personal situation was settling someone on my side thank you

Exceptional customer service – The team at Debt Cutter have been supportive, informative and non-judgemental the entire 4 years I have been paying off my debt. They were always accommodating and understanding when I needed to re-schedule a payment. Such a hard time made easier with their professional and compassionate approach.

Fina – I am so pleased that after 7 years I have completed a part IX debt agreement. With the exceptional support and service if Debtcutters. I couldn’t have done it without them. Today is a great day! Thank you to all the staff for your compassion and support in doing this following being financially entrapped in an abusive relationship. It allowed me… Read more ·  1

to leave, protect my children and be able to rent a home without declaring bankruptcy. Thank you thank you thank you.

good service – was with these guys for a solid 5 years easy, cleared my debt and provided exceptional service whenever I had to reschedule or miss a payment, top stuff!

I’m Free! – Thank you so much Debt Cutter! Five years of no credit card and paid off my debts. If I can do it, anyone can! Kelly thank you so much for your support and to all the staff! Highly recommend to anyone that’s struggling with credit card debts. No more credit cards for me!