714 reviews
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AI reviews summary
Pros
Verdict
Overall sentiment towards Freely Travel Insurance is largely positive, with customers frequently praising the affordable pricing, intuitive app, and flexibility of customising coverage for specific activities. While a subset of reviewers report frustration regarding claim rejections, policy exclusions, or administrative hurdles when seeking reimbursements, many others highlight smooth claim payouts and reassuring support during medical emergencies.
We are regular users of Freely Travel Insurance. We find the website is clear, easy to understand and navigate. We recommend Freely Travel Insurance as a great Insurance product and company. Show details · 1
Very sweet talks about what if...but when it comes to reality about claims they don't pay you in spite of sharing 100's of emails back and forth with documentation and proof of why claiming. This is the worst ,terrible, horrible, unprofessional, company that I have come across so far in my life. Neither will I recommend anyone instead will tell… Read more
people to write horrible reviews whether they have used the service or not. Even if this is the last company standing in the world I will go travel insurance less, but not use this trashhole.
The policy amount for a pre-existing condition was exorbitant and was probably not actuarially justified. The quotation to cover the condition made the policy about 4 times as expensive as the one without it, making it more expensive than the flight. Instead, I found a travel health policy issued in my destination country that covered the… Read more
pre-existing condition at a fraction of the cost (around 80% less) than Freely wanted to add to the policy. It took more work to find and get the other policy, but it was worth it because it saved a lot. If the insurance company in the destination country can charge so much less based on the data, why does Freely charge so much for this? Anyone with a pre-existing health condition should check the health insurance options available in their destination countries before paying too much with Freely.
Hi Michael, Thank you for taking the… Read more
Reviews with attachments
Reasonably priced travel insurance, this is the second time I have purchased it, although I have not had to make a claim yet. Show details · 1
Easy and very competitive prices, great customer service when I contacted with a question Show details · 1

- +2
My Policy was as good a value as I could source. It became especially good value when, for the first ever, I needed to lodge a claim. The claim form didn't fully cover my needs but when I rang Freely, the customer service was very kind and helpful. Response to my claim and subsequent payment was so prompt and fair. I will definitely use Freely again. Show details · 2
We used Freely travel insurance for our trip to Bali and South West Pacific Cruise. Very good value and ease of use. Show details · 1
OMG as an aging snowboarder, insurance is so hard to obtain. This company ticked all the boxes for me. Thank for catering for the baby boomers still out there and having fun :-) Policy was EXCELLENT value and I assure you I have looked extensively on lots of sites!!! Show details · 1
I broke my ankle in Bali, the experience I receive from Freely Travel Insurance, under writer's World Travel Insurance was outstanding. They were quick to answer when my son was calling them on my behalf speaking with hospital staff and making sure I was constantly ok. I highly recommend. When I got home I finished my claim. It was quickly dealt… Read more · 3
with I was reimbursed with in a week.
Also a week after breaking my ankle I then proceeded to break 1 of my screws in my implant from eating Ayum Statay Chicken. Had tooth fixed and Insurance company were quick to respond as with my ankle. Claim was reimbursed within the week.
I highly recommend never travel without insurance, you just never know when something might happen. I am 62yrs young and travel a lot. Have been using freely for the last 2yrs. I highly recommend switching, and I've tried various insurance companies. But this was the first time ever claiming. Freely gets 100% thumbs up
Would never use again. Airline cancelled flight two days prior to leaving for holiday. Had to stay an extra night. Was told on the freely app. chat prior to leaving, to keep all receipts and evidence and to submit it upon return from trip. Did so, only to be told nothing is claimable (see PDS!) and that it’s only covered in the event of a strike. … Read more
I read through the PDS before purchasing. But PDS is so complicated to understand, with 50 different points and events that won’t be covered and contradict and twist other events, they are a joke.
Insurance Regulator needs to seriously look into insurance companies and make it easier for Aussies to understand and be clear.
Honestly, don’t bother with insurance except for medical cover, it isn’t worth it.
Hi Jonathan, Thank you for sharing your… Read more
3rd time using Freely for a ski trip and couldn’t be happier. Bugs with the App from last year have been ironed out and this time was great. The daily boost concept, and flexibility it offers especially for skiers is, in my opinion, an industry leader. Only one comment for consideration is the use of Australian date/time for boost add ons and… Read more · 1
deletions. I was in Canada and wanted to cancel a ski day but because Australia was 18 hours ahead, I couldn’t cancel that day as that day had already commenced (just) in Australia, this is also a grey area, if I had to claim for an incident on the Canadian day, but it was not that same day in Australia i.e. it was one day later in Australia am I covered? If this type of situation could be clarified for the daily boost concept I would rate Freely 5 stars!
Thankfully didn’t need to use the insurance but it gave me real peace of mind Show details · 1
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Latest follow-ups
App did not work when I wanted to add a few days of motorcycling during our holiday. I rang Freely from overseas to ask whether I could add the extra insurance cover on the phone and pay by credit card, but I was told that it was not possible. Show details · 3
Follow-up · The insurance itself is good if you want to do activities that cost extra money and you only want to pay for these activities while you are doing them. The problem was, when the app did not work there was no alternative, i.e. I could not pay for extra cover over the phone, my chance to get cover for this unplanned activity was not possible. I didn't want to go ahead without insurance cover and had to change my plans.
Follow-up · A year later I gave the travel insurance another go and this time the app worked perfectly. I would give the insurance 5 stars, but the conditions for motorcycling are very restrictive. e.g. The engine size of the hire bike must be no bigger than… Read more
This was my first time using this company. I found booking my holiday insurance very easy on the internet. I also found them to be very reasonable pricing. I'm happy I didn't have any claims but would highly recommend this company. Show details · 1
Follow-up · I now use freely as my holiday insurance, Ive never made a claim and hope never have to but for my peace of mind I use Freely.
Thank you for the cover you provided, it gave me peace of mind on my trip, thank you Show details · 1
Follow-up · Probably going on another trip next year, (2027), would love to use Freely again for travel insurance, I was happy with the price and the no fuss policy
Positive reviews
I was kept up-to-date and contacted by the insurer. I did not make a claim so I can’t comment on how efficient or helpful they were. If I had of, that may have been a different review. Show details · 1
You have the best web site showing all conditions with explanations which are understandable set out clearly in large text. I found the Preexisting section which we used for both of us was understandable and we could clearly see what was required. Plus your quote is very competitive. Show details · 1
Excellent cover for both short and long trips — I’ve used Freely for six-month travel and two-week holidays and have been stoked with how easy they make understanding and buying your cover, as well as reach their support team when you’re away. Also recently bought my policy AND lounge access from the Freely app and it took me all of 5 minutes. Highly recommend Show details · 1
Negative reviews
I Have used Freely a few time but never again I Have used Freely a few time but never had to claim, but I will never use them again. We had our Jetstar flight to Japan from Brisbane canceled the night before we were leaving and Jetstar said they can put us on another flight 2 days later, but this would not work for us, so they Jetstar gave me a… Read more
full refund within 14 days. but I had allready paid for hotel and rental car. It was only $500 I was asking Freely to pay and its now been since the 11th of June and they still are asking for extra things and will not pay.
Hi Gavin, Thank you for taking the time… Read more
If ur ever going over seas Please dont use Freely travel insurance When we got stuck in bali for a while Flights cancled ect with 4 kids 2 whom were very sick ambulances ect Once back home Thay are hopless with helping with any reimbursement … Read more
for medical bills ect And have gone around double handling all information and documentation around and around in circles
Dont use them
Follow-up · ⭐☆☆☆☆ Follow-up – Still No Resolution Unfortunately, I’m having to update my review because nothing has been resolved since my original complaint. Our family went through an extremely stressful situation in Bali, with cancelled flights, four children travelling with us, and two of our children requiring ambulances and hospital treatment. We made… Read more
Hi Kurt, Thank you for taking the time… Read more
Purchased a policy and then cancelled it after 21 days but before I departed on the trip. They charged an arbitrary fee and could not tell me how the fee was calculated. They said “it’s system generated”. Implies that no employee actually knows what the system does. Asked them to point to the section in PDS that says there is a cancellation fee… Read more
before I depart and they kept copying and pasting other sections that do not apply. Again this implies that no human employee actually knows how their insurance policy works.
So beware that if you have a situation that is not so straight forward they get all confused and don’t know what to do.
Hi Kevin, Thank you for taking the time… Read more (+2 replies)
Find out how Freely Travel Insurance compares to other Travel Insurance
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Recent reviews
We looked at many travel insurance companies for our overseas holiday cover. FREELY gave us all the cover we required; FREELY has simple, straightforward online application procedures; and FREELY has very competitive premiums. Thank you FREELY. Show details · 1
No claims required , nice to be covered adequately, & to have constant contact, & follow up during the course of my trip. Will definitely use this company in future , & will recommend to others. Show details · 1
Easy to purchase product on line and at a competitive rate and has a broad range of covers included. I have used them before and am happy to recommend them once again. Staff are pleasant and helpful but it does get a bit complicated if you put a claim in while overseas as we found we were dealing with three organisations and the communication between parties could be improved I feel. Otherwise great company. Show details · 1
I have found Freely Insurance very easy to deal with and have used Freely before. When my wife had a fall in Bali Freely Insurance were concerned with her welfare and followed up on her condition which thankfully was Ok. Show details · 1
Ive never used this company before. The site was Easy to use Especially being able to nominate the days for snow cover. Also pleased that I did not have to suffer a phone call from a sales person trying to sell me things I don't need. I hope a claim is as easy as taking out the policy in the first place. Hopefully that need wont arise. Show details · 1
Super easy to use (even with an EMC), love that I could customise my cover to suit exactly what I needed. The app is well-designed and easy to use to add extra cover on the fly. And the price was actually super-competitive when comparing across other competitors. 5 stars. Show details · 1
Never leave home without it. Have used Freely to cover a number of international holidays, and they have never let me down. I made a claim on one journey, they were so helpful! Highly recommended! Great value for money! Show details · 1
Again, easy to use and for the medical questions regarding my husband, easy to answer, simple to pick the options and we’re covered. Will definitely be using Freely again… more travels are planned after this one !! Show details · 1
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Claim was made but not resolved as they thought I have lied the whole time and its not legit, so never gave my claim