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GetCreditScore

GetCreditScore

 Verified
GetCreditScore
3.3

154 reviews

Positive vs Negative
68%32%
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Transparency ?
1.7
Rates and Fees
1.8
Job Satisfaction ?
1.4
154 reviews
4 Tori.m  · Easy to use and helpful – This has allowed me to improve my credit and keep track of it. Would highly recommend this site for help with your credit scores
5 Liv  · Very refreshing – Every month it shows me my score which helps with my finances. There are not too many emails and the sight is very easy to navigate
4 Emma  · Very happy with the service! – Its great to know how my credit score is tracking along. Its a real motivation to keep going and paying down debts.
5 Clogwoman  · Great idea, saves a lot of footwork ! – Very helpful to know My credit standing to give me some ammunition should I need to apply for credit. Thanks
5 Nathan  · Quick and easy – I always get sent emails to check up on my score. It's easy and quick and a great way to keep a eye on how as a family we are tracking.
4 Almiester  · Convenient – I found get credit score a convenient and safe way to monitor my credit rating. Its good to compare the credit services that are on offer.
Jac
Jac14 posts
 

Scam Website Collects Your Personal Data – DOES NOT WORK DO NOT USE - IT’S A SCAM WEBSITE I searched for an authentic “credit check” business name and ended up on GetCreditScore. The sign up/log in process worked but it said my driver’s licence detail was wrong so I had to put in my Medicare card details and it also said this didn’t work. I started to worry. I clicked <submit> and the… Read more

webpage kept flashing and then said it was not working. I concluded this website is a scam to collect YOUR personal details. I have input too much personal information about me. The Australian government should ban this business and only list authentic credit score businesses.

Llewellyn E.
Llewellyn E.NSW27 posts
 

No credit score – Tried to get my credit score a few times and the page just ends up giving a sorry message. "Sorry! Equifax is processing many requests now and it will take a bit more time than usual to retrieve your credit score." Show details

hepwildworth
hepwildworthSouth Australia
 

Hopeless – Can never get in to see score but they spam my email regularly. When I could be bothered spending days to log in I noticed a pattern of my score dramatically dropping for no reason and not climbing again. Nothing in arrears my end and ahead in the mortgage so like many others here I am very sus and annoyed enough to write this review. A complete pain. Do not recommend. Show details

GetCreditScore
GetCreditScore    

Please contact us directly via the Contact Us section of our website and we can help answer your query

Reviews with attachments

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Dani
DaniSA
 

Ridiculous assumptions – What a ridiculous way to provide credit rating. Judging people in the area they live? Really? Under what legislation can a persons credit be judged by where they live? Nothing to do with financial backing and ontime payments..

GetCreditScore
GetCreditScore    

Owned by Equifax, GetCreditScore is a free service… Read more

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oli b
oli b97 posts
 

Not true score on creditsavy I have good record 600 plus here below average 128 plus mistakes – It is no correct in creditsavy I have good score of 695 here 128 also info on my file is no correct mistakes as well I know my credit file but this is not of use the other is creditsavy photo on right

GetCreditScore
GetCreditScore    

GetCreditScore retrieves your credit score from… Read more

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femshepau
femshepau3 posts
 

Anyone see the contradictory statements here? – So they get you to give them your mobile number, so that it can be "used to help us protect your account". What it really is there for, is to give your mobile out to other companies, and they receive payment for it. Nothing comes for free. You have been warned. It would be fine if they were more upfront about it, instead of pretending they ONLY need your mobile for account verification purposes.

GetCreditScore
GetCreditScore    

Here at GetCreditScore we are a free service.… Read more (+1 reply)

Positive reviews

Colin
Colin3 posts
 

Don't understand reviews claiming being bombarded by phone – I have never been contacted by a third party either by phone or email unless it is in response to enquiry. Only ever had one issue and this was resolved in appropriate manner and time

Linda
LindaVIC13 posts
 

Great but with a catch – I rang Equifax for verification before I joined GetCreditScore. Completely accurate scoring as it is passed on from Equifax. This is what Equifax says as well and they are the go to for most lenders. However. Be careful about clicking on any offers. They will be on the phone to you before you know it. If that's what you want/need and you are… Read more

looking for that then this is an excellent service. I can honestly say GetCredit Score is free and accurate, but with catches. Would I keep using them? You betcha!

Michael
Michael88 posts
 

Very simple to use, quick with the information and no hassles – I don't really know what great points to highlight because the service basically did exactly what it was supposed to do in a very short period of time and with absolutely no hassles or any time wasted. The report was clear and concise and me everything I needed to know.

Negative reviews

RomiLee
RomiLeeWA5 posts
 

Just wish I could cancel my account! Wish I had NEVER GIVEN DETAILS – This website seemingly is a scam. They get your data and information. And then you’ll never able to see a score after the very first time, it fails every single time. No matter time of day, or any other factors. Then it will RECORD HOW MANY TIMES u access that score, EVEN THOUGH YOU NEVER SAW IT. Then when trying for loan, it will impact you as it… Read more

says you accessed “unusually high number of credit reports” seen as a negative on loan application. There is no one to contact, and you can email an email about cancelling, and they will never even email you back. Then they also try to get Medicare, drivers license, passport numbers also. *Whatever you do don’t give your drivers license Medicare or passport. Or They will have everything to take your money easily out of your accounts.

GetCreditScore
GetCreditScore    

Please contact us directly via the Contact Us section of our website and we can help answer your query

China
ChinaACT
 

Don't know where they get their info – I have a 'below average' score with these people, but an Excellent score through the highly reputable Illion. I suspect this mob implies your rating is rubbish in order to drive people to third-rate vendors offering high interest credit in the mistaken belief that this is all the credit they can attract... Show details

GetCreditScore
GetCreditScore    

Please contact us directly via the Contact Us section of our website and we can help answer your query

Matt P
Matt P7 posts
 

Go elsewhere, 2 factor authentication never works so I can't access my account – I NEVER receive the 2 factor authentication email or text, so I am completely unable to access my account. And to top it off they have no contact us or support that you can reach, the old contact us page comes up with a 404 error. Such a waste of my time, go with someone else that actually cares Show details

GetCreditScore
GetCreditScore    

"Please contact us directly via the Contact Us… Read more

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Recent reviews

Nikki
NikkiSA
 

I despise GetCreditScoreu now, it is not user/client friendly, i cant even access my account or find help with GCS – I cant login at all at GetCreditScoreAu, cant even access help section, says error always. I have not been able to change important info for me such as email or update anything. Worse still i cant find a phone number at GCS at all to contact anyone or to get it changed. Just spent 2 hrs trying to access it even with past emails and passwords,&… Read more

trying to look up contact numbers, has been so so frigging hard, i want to now close down my account, cant even do that! Im so angry & i cant get any help or do so at all, because i cant access my account!! WT! Warning Do Not Use Them. I will be suing if i dont get remedy. I cant get or find my information or theirs, for emergencies. Its rubbish.

GetCreditScore
GetCreditScore    

Hi Nikki, Sorry to see you experience issues with… Read more

Rowen
RowenNSW5 posts
 

No point – There really is no point in logging in to check your credit score because it loads forever and you will never get to see your credit score. Some serious problems with their website. Show details

jbey
jbeyNSW30 posts
 

Something is really wrong with their website – The last 2 plus months cannot login even with correct email address and password. No verification email comes with code to login, try another method same deal. Have sent email regarding this, no response. It happened many months' ago also. I would advise giving them a miss. Show details

GetCreditScore
GetCreditScore    

We are sorry for any inconvenience. Please… Read more (+2 replies)

SBW16
SBW16NSW
 

Do Not use this company – I had similar experience as others. A lot of problems with their website -- links not working, crazy flashing between tabs. If they can't get that right then how do you think you're data is going to be protected? Luckily I didn't get as far as the actual check because they indicated a Medicare card was enough, but once I entered that information,… Read more

it said I needed a driver's licence or passport. I gave up with some regrets about the information I'd already provided. I'll be keeping an eye out for any dodgy stuff happening as a result of this bad experience.

Mary O.
Mary O.VIC
 

Not what I thought – My score dropped drastically in the process of working with this company, I was promised a lot at the beginning but i went a year and six months with no results so I decided to try another means to improve my credit, an independent credit expert named cyberianx on telegram gave my score the perfect fix it needed. He was able to remove six charge… Read more

offs and defaulted payments from my credit report. I wish I knew him earlier, things would have been way better.

GetCreditScore
GetCreditScore    

Please contact us directly via the Contact Us section of our website and we can help answer your query

taneisha
taneishaVIC5 posts
 

A nightmare to deal with – Dropped by credit score for no reason equifax is confused. This has brought me a great deal of emotional stress and I have struggled to sleep due the stress from this company for the last few months every other company sees my credit score as fine and unchanged.

Allan N.
Allan N.VIC
 

Seems dodgy – A lot of problems with their website -- links not working, crazy flashing between tabs. If they can't get that right then how do you think you're data is going to be protected? Luckily I didn't get as far as the actual check because they indicated a Medicare card was enough, but once I entered that information, it said I needed a driver's licence… Read more

or passport. I gave up with some regrets about the information I'd already provided. I'll be keeping an eye out for any dodgy stuff happening as a result of this bad experience.

Peter
PeterVIC5 posts
 

they are useless – On my credit report they show expired mortgages and if you ask for correction it will take up to 30 days. All they do is collect everything from us, personal info to sell to other useless partners. Why are they recommended by banks, that's unacceptable. I am applying for a mortgage but my score is low and cant afford to wait for their corrections.

Brendan
Brendan2 posts
 

It adds to your actual Credit score – I didn’t read the fine print- I read the big bold font where it said doesn’t impact credit rating - went for a major home Reno loan that included all docs review- had to do a self test and found my rating was lowered on the basis of to many credit checks based on emails saying your rating has improved “look now”. I’m an average rating -my wife who… Read more

we don’t utilise for loans is rated as excellent and the only difference between us (as we are both on the loans ) is the amount of times I click our emails to check my free credit rating- don’t check if ur thinking of going for loans in the future

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Jonathon P.
Jonathon P.WA2 posts
 

dodgy info – getcreditscore.com.au have many accounts they say are open when they are closed. Where are they getting their info from? They need to fix the account info on the web page.

GetCreditScore
GetCreditScore    

Hi Jonathon, Thank you for taking time to leave… Read more

Tammy H.
Tammy H.VIC4 posts
 

Low scores – This is the only site that makes out you have a super low credit score when you don't. I used this site once never again, they claim information comes from Equifax, does not my score on Equifax is higher. Not a credible site.

GetCreditScore
GetCreditScore    

Hi Tammy, Thank you for your feedback. We… Read more

Monique J.
Monique J.NSW23 posts
 

Disgrace Re Third Party Harassment & Fraud – Be very wary everyone - they hand your details out left, right and centre - absolutely full of scams. They need to be shut down - they should not be allowed to have any interest in the financial industry - I will do everything I can to report these scams to all relevant departments - your phone will never stop ringing from unwanted fraudsters everywhere

GetCreditScore
GetCreditScore    

Hi Monique, Thank you for your feedback. We… Read more (+1 reply)

mbl
mblNSW
 

does not work or is it a scam???? – after going through the process of providing personal info in order to log in (even though getcreditscore emailed me to check my updated score), log in does not work. After numerous attempts, it finally logged me in, asked me for my drivers licence details and after waiting for over 5 minutes it was still verifying my identity. In the end my… Read more

credit score was never produced but a message "Unfortunately our server is currently busy." displayed. Get a new server! Useless site!! Unsubscribed.

GetCreditScore
GetCreditScore    

Hi Sir/Madame, Thanks for your feedback. Sorry… Read more

Karandeep Singh
Karandeep SinghVIC3 posts
 

They share your personal information with third party – I had never received any marketing scam call until I signed up to get a credit score. On first day after signing up, received 3 calls immediately. BEware of scammers

murtoan
murtoanVIC5 posts
 

Down for maintenence at VERY END – Went through whole process and could not get answer as down for maintenance at very end. Very disappointed as it took some time and involved several personal contact details. Annoying

GetCreditScore
GetCreditScore    

We apologize for any inconvenience, Please contact… Read more (+1 reply)

Vinni
VinniVIC14 posts
 

Ridiculous spam calls everyday – Everytime you login, you can expect spam calls even at night. There's no way out of it. They call using VoIP, so you can't block them either. This is ridiculous. I'm not using your services. So stop providing my number to 3rd party callers.

GetCreditScore
GetCreditScore    

Here at GetCreditScore we are a free service.… Read more

hayden
hayden3 posts
 

Inaccurate rating - I have checked Equifax (the source) against their rating, which does not always match. Beware – Equifax rate my credit as excellent (over 850) as of the date of this, however, this website seems to rate me as 779 and declining.. not sure why this mismatch exists as you allegedly source your info from Equifax. Not reliable, go straight to the source instead if you want a reliable estimate of your credit score.

GetCreditScore
GetCreditScore    

Owned by Equifax, GetCreditScore is a free service… Read more

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