This is perfect, I get so excited when my score goes up
Love the fact that we can check our scores on a monthly basis it gives me confidence when I apply for loans ,everything I need to know is all here
Direct marketing fail
I’ve been using Get Credit Score for several years and have been generally happy. Until tonight. Clicked a link and suddenly I get a text message from a loan provider. Not happy that Get Credit Score is handing out my unlisted, do not call registered phone number to cold callers.
Incorrect and misleading credit score
I have just been for a loan and seen my credit score on Equifax by the client which is up 250 + points compared to get credit score which has been the same since 12 mths ago.
Don't trust this mob
Do your research!
I saw an advert for GetcreditScore on tv. Before typing all my personal details on their website I thought I’d check out the reviews. First stop was here at Productreview.com.au. I noticed that in the poor/ low scoring reviews GetCreditScore were stating all scores or information as coming from Equifax, and naming Equifax as a legitimate source of quality data. So I checked out Equifax and found they had been investigated and had the following action taken against them:
https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-f...ormerly-veda The advice I would give to people is always do background checks on the companies you intend to use. Check them out, check out the companies they’re connected to and checkout any reviews to find out if the reviews are genuine. Learn to spot legitimate companies and genuine reviews. Also, the best way to keep your data safe is not to give it away unnecessarily on website forms.
Very inaccurate. I use this for few months & gives very inaccurate information. I was comparing few companies at same time. Strongly recommend not to use This service. Maybe their database is too old or too narrow.
Data Collectors only
Totally inaccurate with there scoring. I scored excellent with this company. Turns out my credit file is woeful with little chance to get credit anywhere. No phone number listed to call them. They are just data collectors.
So easy to keep track
First used this site over a year ago. Since then I get monthly reminders to check my score so I can keep a close eye on what's happening over time. Easy to use and highly recommended.
- Verified customer
Having had a sharp decrease in my credit rating in late 2017, GetCreditScore has helped me maintain my motivation to get back on track!
Easy to use and helpful
This has allowed me to improve my credit and keep track of it. Would highly recommend this site for help with your credit scores
Have tried hard with finances.
Only get what I can manage. Live within my means. Don’t buy spontaneously. Have distinguished between needs & wants & prioritized spending after bills are paid.
- Verified customer
Easy way to see how well your finances are going.
This is a great service, prior to this I had no idea what my credit score was and how I was perceived by any financial institutions.
It’s also a great way to adjust your habits and see your credit score rise as a result, plus they have great tips and tricks on how to get on top of your finances.
Discounted loans are also a great benefit.
- Verified customer
Nice, Simple and straight forward
Get Credit Score is a good company and offers a nice clean website. It is easy to log in and access my credit score and they give handy offers with affiliated partners. Unfortunately most of there credit score advice is very vague and does not get to the point, they should invest more in this part because the first step people do when their credit score drops is seek advice.
Every month it shows me my score which helps with my finances. There are not too many emails and the sight is very easy to navigate
Very happy with the service!
Its great to know how my credit score is tracking along. Its a real motivation to keep going and paying down debts.
Great idea, saves a lot of footwork !
Very helpful to know
My credit standing to give me some ammunition should I need to apply for credit. Thanks
Quick and easy
I always get sent emails to check up on my score. It's easy and quick and a great way to keep a eye on how as a family we are tracking.
Love the service
Have been using credit score for a year now to accurately track and increase my score with ease! It’s a perfect resource of information how to increase your credit score as well, which was well appreciated!
All very good.good service.reliable.comfortable and easy to deal with ur staff.maintaine the quality and flexible service.try to focus on how to improve the creadit score.
I signed up for this service to keep an eye on my credit score in order to repair my finances and create goals. The monthly updates have been fantastic and the information is great!
Great - regularly checking to see how I’m doing
Been awesome, makes me consider my finances and financial decisions- will help me save money!
I will save almost .5% on my home loan with the recommendations made!
Questions & Answers
Hi, I was told that by using your website that business who would not have access to credit information through a credit report pertaining to a person may then be able to obtain it through you. Is any of that correct?
I have concerns this is mainly a service for data collection after I looked at the website but I haven't read all your policy documents yet.
If I sign up to you and then decide to delete my profile with you, will that remove all the information about me on your system?
Thanks for your time.
I have also heard this. I can only imagine the possible places that information could be given if consent isn't required to give this information away. I am doubtful having the information that this website gives would really assist someone to get credit. I can't help but wonder if a low or high credit score actually makes a difference.
Why does my monthly score from getcreditscore differ greatly from my monthly score I get from another similar service? The data behind them seems right in terms of credit enquiries, repayment history etc. I'm talking a 200+ point swing from Below Average to Very Good.
GetCreditScore retrieves your credit score from Equifax (formerly Veda), Australia's leading credit bureau. Equifax currently use a comprehensive scoring method and are considered the most accurate, and in turn, are the most used credit reporting bureau in Australia.
There are a few reasons why scores from other Credit Reporting Bureaus might be different. These can include but are not limited to:
- Different calculation methods and interpretation of data.
- Financial institutions reporting all credit behaviour back to each bureau (e.g. many institutions send data to Equifax but not other bureaus).
- Different scales utilised to present your score. Some use a score out of 1,000 while GetCreditScore via Equifax use 1,200.
If you have any queries or concerns relating to your credit score, or the information held on your credit file, these would need to be addressed directly with Equifax. You can contact Equifax directly by following this link - https://www.equifax.com.au/contact
What is my credit score
For us to attempt retrieving your credit score for you, you would first need to create an account.
You can create an account with us by following this link -https://www.getcreditscore.com.au/create-account
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