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Greater Bank

Greater Bank

 Verified
Greater Bank
2.1

138 reviews

Positive vs Negative
23%77%
Transparency ?
1.9
Customer Service
1.9
5  Kyle O  · Emma at Glendale Branch once again was outstanding to deal with. Her knowledge and professionalism made funding our new home an easy process.
5  Mark  · Emma at Glendale is excellent to deal with Told her what we needed she made it happen couldn't be happier
5  sohaim  · Amazing and effective to deal with for my home loan. Emma Dumbrill has been great.
1  Sid  · A bank with tech and app of that in 2015s – Old, laggy app and cumbersome sign up process. Save your time and stay way.
1  Nothappycustomer  · Lacking behind in technology and customer service – Too many delays in customer service and delays in technology. Shocking. Time to move to another bank.
1  Richard  · Frustrating – Operated a POA for elderly parents account. They went out of their way to be unhelpful.
Fred
Fred 10 posts
   Branches

I was helping my husband open a bank account on the 1/10/2026. He requires assistance due English not being his 1st language. The male bank attendant was extremely rude and patronising and basically told me to go away as I informed him that his ID photo was at the front of the passport and there was no need to look at all the stamps. Show details

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Honest Reviewer
Honest Reviewer QLD
   Online

Tried the 'Quick and Easy' online form to submit a mortgage application here's how quick and easy it was: Day one: go through the 'checking we are a good fit' section and the form just random says it can't proceed we'll call you. Day two/three: no call Day four: online form now down Day four (afternoon): input all the info, takes about 30-45… Read more

minutes, form doesn't let you assign tasks of your partner or co-applicant isn't sitting next to you unlike most other banks. Chat person says just say no to the questions and it'll get fixed later. Then the income/expense verification thing starts, says it'll take 10 minutes, 30 minutes later ask support what's up "sorry it breaks sometimes, close your browser, wait and hour, and restart you application". Seriously? So I spent and hour doing all that for nothing, and then the solution is lol sorry try again in an hour it *might* work then.

Yeeeeeah look we all have experienced banks with bad systems, the fact that I can't even submit a 'quick and easy' application makes me terrified of what the experience must be like for something the bank doesn't consider quick and easy...

Greater Bank
Greater Bank    

Thank you for taking the time to share your… Read more

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Kyle
Kyle 3 posts
   Online

Trust the other reviews - do NOT apply – After spending weeks on my application, dealing with two different people, and sending more than 57 documents (really!), end result: DENIED! Scenario Applying for a refinance from another bank. Financial Situation Loan amout: around $500k. Combined income: about 60% higher than when we got the loan with our current bank, 6 years ago. We never… Read more

missed a payment, and didn't pause the payments like many people did during covid. Zero balance on credit cards. Money saved. Money invested. Etc.

People Dealt with two different "loan specialists". The first took several days to reply to emails and never answered the phone. The second was very responsive, and moderately rude.

Documents I had to provide 6 rounds of documents, totalling more than 57, not including the number of emails, SMS and phone calls. Also, they do not provide or accept a safer way of sharing the documents (e.g. OneDrive, Google Drive, or internal solution). You have to send everything via email "because the system scans emails". Since I provided only AES-256 encrypted, password-protected files, there's no way "the system" could scan the contents of the files...

Accountant‍ My accountant had to provide a lot of documents from my company, which cost him time (when they're busy doing tax returns), and cost me money to get them to work on it.

Summary Waste of time and money. Avoid!

Greater Bank
Greater Bank    

Hi Kyle, We are sorry to hear about your experience,… Read more

Latest follow-ups

Anthony witek
Anthony witek 5 posts
   Branches

Im over the bank letting optus and temu access my account without my approval i have reported to you and it still happen8ng might have the bank charged with fraud for allowing it

 Follow-up  · Still not happy with the outcome but at least you looked into it for me I lost money but you don't care as you found nothing wrong

Greater Bank
Greater Bank    

Hi Anthony, I am sorry you are experiencing these… Read more (+3 replies)

Tony
Tony NSW 4 posts
   Online

was called by them on 5-3-26 told me i was paid up on one loan & that they had overdrawn from my account to make a payment i also have a business loan with them which i have been trying to convert to my housing loan as i retired 4 years ago now on… Read more

age pension said i would have to pay $600 to convert & be accessed to see if i could service one loan when i've be paying both on the pension said they would call me today 10-3-26 between 1030-1100am to discuss never got a call been a customer for over 26years & this is how they treat you only interested in new customers borrowing big loans now

 Follow-up  · yes overdrawn payment fixed i think will know when i get a statement no didn't explain $600 fee with the business loan she questioned my ability to repay business loan

Greater Bank
Greater Bank    

Hi Tony, thanks so much for taking the time to… Read more (+2 replies)

John
John NSW
   Online

Needed help to transfer a large amount online via an osko payment, rang the 1300 number and spoke to Caroline and could not have been a better… Read more ·  1

response, she was so helpful so easy to talk to and completed the entire transaction in 5 mins, absolute 100% positive.

 Follow-up  · Yes it was immediate, yes l used the app and the limit was $5k and l needed $9k

 Follow-up  · Yes l used the app and the transfer was immediate and l needed $5k more than my daily limit.

Positive reviews

marilyn
marilyn NSW
   Branches

We have been with the Greater for many years .Today we went to Belmont branch the experience was made very easy by having Brittany attend to our accounts in a patient and professional manner. Show details ·  1

Kyle O
Kyle O NSW 3 posts
   Online

Our home loan specialist Emma from Glendale Branch was exceptional. Her communication and understanding made a daunting experience seem easy. We couldn’t have been more satisfied with the level of service she provided .. a true asset for the Greater Bank. Show details ·  1

Mark H.
Mark H.
   Branches

We modified our home loan at the Greater Bank Glendale Branch. Emma Dumbrill helped us through the process - went much faster and easier than expected. Communication was great and it was clear what was needed from us to complete the process. Thanks Emma!

Negative reviews

Agnel V.
Agnel V. QLD 4 posts
   Online

What a primitive bank so far behind! No smart atm, processing times are ridiculous, branches are opened one day and closed another, it's absolutely ridiculous! How do you expect to grow being in the 19th century??? ABSOLUTE GARBAGE!

Greater Bank
Greater Bank    

Hi Agnel, thanks so much for taking the time to… Read more

Eve
Eve 2 posts
   Online

I had a very large term deposit with them and when it matured the new rates were not competitive. In the time that the term deposit matured and I transferred the money out they gave no interest at all. They had a week of free use of my money. They told me that it is bank policy. I have since closed my account as there is no point in dealing with this bank because of its lousy interest rates and the way it deals with customers.

NeverAgain
NeverAgain 80 posts
   Verified  Online

Almost $1800 worth of fraud occurred a month ago... a pain, sure, but I figure it's not a huge deal since the bank is legally required to return the funds. I WAS WRONG. I did everything correctly and spent an hour on the phone providing all information and identifying dozens of fraudulent transactions. Got an email the next day saying "Thanks… Read more

for reporting $100 worth of fraudulent transaction, we've sent you $12 back as a gesture of good will." Ummm, ok?

I called again, typical fake corporate response that translated to "I'm really sorry but the last person didn't do their job properly so yesterday you wasted an hour of your life talking to a soulless corporation... well guess what we're going to steal another hour of your life from you by doing it all again." Spent another hour on the phone literally going through the exact same process, providing the same information and identifying the same transactions that I'd done the day before.

Time is the only finite resource in this world and I watched an hour of my life literally melt away as some minimum wage call centre drone repeats something that should not have had to be repeated.

Weeks later and Greater Bank has sent me about $50 back, with Visa refunding about $450 directly and the remaining $1300 or so still missing. They are legally required to return these funds unless they have evidence that I am responsible for the transactions, and I've literally never used any of these merchants so I don't know what evidence they have that's stopping them from doing what the law requires.

I received one email then it's been complete radio silence from Greater Bank... no proactive communication, no update on what's happening, no response to my multiple emails asking for action, just an expectation that I'll sit back and somehow live with literally no money while they faff about delaying something they know they are inevitably required to do under australian law.

I called yesterday (30 days since the fraud) to enquire and was just told "The merchant has 45 days to respond" despite the single email I received at the beginning of the process saying they have 30 days to respond. It took 40 minutes on the phone for them to tell me "Sorry we can't do anything, we don't care, it'll be at least another two weeks."

Honestly the experience wasn't BAD, just hopeless.

Greater Bank
Greater Bank    

Hi, thanks so much for taking the time to provide… Read more (+1 reply)

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Recent reviews

Felicia Bridge
Felicia Bridge NSW
   Branches

This was the easiest experience we have had with the Greater. Excellent communication and support to understand the process and achieve our goals. We appreciate how streamlined the whole process was with Emma, very professional and knowledgeable. Show details ·  1

Bethany
Bethany
   Online

I have been with greater bank since I was 17 and am now 47 and about to close all my accounts.. gone from a good bank to absolutely pathetic in dealing with anything.. fraud, theft transferring money like come on.. cancelling all accounts today

Greater Bank
Greater Bank    

Hi Bethany, thanks so much for taking the time to… Read more

Brenda
Brenda 20 posts
   Online

I've been a client now for approximately 2 years the initial refinance from another lender did have a few hurdles but we got there in the end and I recall it being fairly Pleasant and fairly streamlined. I'm now at the point where I'm wanting additional funding to purchase another investment property and this is where things have turned quite… Read more

difficult where there is a complete lack of communication I can only deal with the one personal lender and giving no support through their generic phone number and unfortunately that one specific lender is either too overworked or doesn't care. I'm now looking to take my millions of debt to another lender and in the process of looking at a refinance to another bank

Greater Bank
Greater Bank    

Hi Brenda, thanks so much for taking the time to… Read more

Ben
Ben NSW 105 posts
   Greater Bank

Greater Bank have an exceptionally invasive and concerning application process. Beware that Greater Bank request access to all your bank accounts - as in, they literally ask you to hand over online account credentials (usernames and passwords). They act surprised when advised that would violate the agreements we have with those other banks. Show details

Nishanth M.
Nishanth M. VIC
   Online

Extremely disappointed with my experience with Graterbank. They arranged a property valuation for me, and the result came back significantly lower than expected - but that’s not even the worst part. When I asked for clarification or evidence to support the valuation, they provided absolutely nothing. No justification, no comparable data, nothing… Read more

to explain how they arrived at that figure.

To make matters worse, the same property was valued at 10% higher by another bank just two months ago, which makes their figure even more questionable and difficult to take seriously.

Even more concerning, they refused to share basic details about the evaluator - no name, no company, no transparency whatsoever. It felt completely dismissive, like my concerns didn’t matter at all.

This entire process dragged on for over a month, wasting a huge amount of my time with zero accountability on their end. For something as important as property valuation, this level of service is unacceptable.

Based on this experience, I would not recommend this bank to anyone unless you want a credit log for nothing

Greater Bank
Greater Bank    

Hi Nishanth, thank you for letting us know about… Read more

Nige H.
Nige H. 2 posts
   Branches

The worst organisation i have ever dealt with , slow ,bad feedback ..i have a case with the Ombudsman ,basically i had money taken from an account because of there poor security.I only went with them because they were a part of Newcastle permanent ,wow have they dragged there name down .. Show details

Greater Bank
Greater Bank    

Hi Nige, I would like to apologise for your… Read more

Tara
Tara
   Branches

I cannot speak highly enough of my experience with Emma from the Greater Bank, Morisset Branch. From start to finish, she went above and beyond to help us secure our loans with fantastic interest rates. Emma was incredibly personable, efficient, and an absolute pleasure to work with. What stood out most was how approachable and friendly she was —… Read more ·  1

nothing ever felt like too much trouble. She always replied to my emails promptly and explained everything so clearly and simply, which made the entire process smooth and stress-free.

It’s rare to come across someone who combines such professionalism with genuine warmth and care for her clients. Thank you, Emma, for making what could have been a daunting experience so easy and even enjoyable. We’re so grateful for all your help and wouldn’t hesitate to recommend you to anyone!

Vanessa
Vanessa
   Branches

Emma has supported me through two loans now, each interaction has been positive, the processes have been extremely easy and straight forward, no stress or confusion at all. She is fast with replies and has been an absolute pleasure to work with. I would recommend her to others and will be reaching out for anything further for myself! Thanks so much Emma! Show details ·  1

Kimberly
Kimberly NSW
   Online

Paul from Greater Bank was amazing to deal with and the process was made so much easier with Paul guiding the way. Giving all the information clear and precise. Happy to have delt with Paul and Greater BAnk Show details ·  1

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Drew
Drew ACT 2 posts
   Branches

After 20 years with these fools, today I had enough. I have suffered them not even knowing what a Visa debit card was - they were the last to catch on I have suffered attempting to change my mobile number with them, almost 10 times. Now, after 20years with them, I’m on a corporate salary, no debt and refuse me a lousy $5000 loan. To get… Read more

myself out of a situation with my car.

I would never recommend this bank to anyone that values quality of service. You’ve been warned.

Greater Bank
Greater Bank    

Hi Drew, I would like to apologise for your… Read more (+1 reply)

J Rasic
J Rasic QLD
   Online

Opened online account. Attempted 2 online purchases of $30 and $50 via osko which is supposed to be instant and now it's been 30 hours and transactions are still pending.. Tried a 3rd transaction which was $50 transfer to my daughter and guess what money has left account but never reached my daughter who is stuck somewhere waiting for funds so she can pay for petrol..Absolute joke of a bank Show details

Greater Bank
Greater Bank    

Thank you for your review and I apologise for your… Read more

Robert B.
Robert B.
   Online

Low down pieces of [Content Removed] take a blokes last $20 close his accounts no different from common things stealing wallets you ought to be ashamed of yourselves and your business you have no right watching people's personal income so closely. If I want to shop online with my [Content Removed] money I will do [Content Removed] bankso so [Content Removed] greater bank should call yourselves lesser thugs

Greater Bank
Greater Bank    

Hi Robert, Thanks for taking the time to provide… Read more

Shirley
Shirley NSW 43 posts
   Branches

I’ve been with the Greater Bank for almost 8 years. I have opened accounts for my grandchildren there too. I have been to the bank 3 times in the last few weeks to open an account for my youngest grandchild. The first time they told me I couldn’t because I couldn’t log in on the app to verify myself. The second time I was told that I needed the… Read more

Medicare care card as well as the birth certificate before opening an account. Today I was prepared with everything I needed. I was told they can’t open the account because they need my drivers licence to verify who I am even though I had all the details of my account on the app on my phone. Absolutely fed up with the run around just to open a grandchild’s bank account. There is no consistency at all. Sadly it takes a lot of effort to move to another bank but I feel that’s what I will be doing with all the accounts.

Amanda
Amanda NSW 2 posts
   Branches

We organised our home loan through Tracey at the Greater in Lismore. Tracey was brilliant, the superhero of all bank lenders! She managed to get our finance approved so we could exchange unconditionally with 48 hours. Nothing was too much trouble, she managed to construct our loans to avoid us having to pay mortgage lenders insurance, she was… Read more

always contactable and we have a great variable rate. I couldn't be happier. I have heard some nightmare stories of people missing out on properties because they went through a mortgage broker or an online bank and they couldn't get finance on time - now we have our dream house, I hope we won't ever need another loan, but if we do, I'll be going through the Greater again.

Mick
Mick NSW 5 posts
   Online

Trying to buy for a dressing gown from K Mart on line. Total cost including postage $33. Have to go through a verification process by sending code via phone. Got code but nowhere to put code have to ring bank anyway. All for $33 how crazy can you get. Show details

Greater Bank
Greater Bank    

Good Morning! Thanks for taking the time to provide… Read more

Mo k.
Mo k. NSW 2 posts
   Online

Thank you Kirsten who helped me resolve an online bank transfer issue today. She was polite,courteous and very patient on the phone I have found Greater Bank staff always helpful and cheerful in person so I wanted to pass on my thanks Have a good day Show details ·  1

Bree D
Bree D
   Branches

If I could give 0 stars I would. We were initially given pre approval, then we were told we need to send in documentation to obtain a formal approval. I spent 1 month sending in paperwork, everytime I was told there was no more paperwork required I’d receive an email asking for more documentation. The day before I was supposed to hear back on… Read more

whether or not I’d been formally approved, the “home loan specialist” advised me that I should “probably speak with a broker because I might not be approved”. I think this could have been mentioned a little earlier??!! After a month of paperwork we were declined. They knew we had a tight deadline as I signed a contract after being assured by the “home loan specialist” that we would be approved. She only decided to change her mind the day before we were due to hear an answer on formal approval. If you are looking to obtain a home loan, DO NOT GO TO GREATER BANK!!!

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