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Greater Bank

Greater Bank

 Verified
Greater Bank
2.1

129 reviews

Positive vs Negative
23%77%
Transparency ?
1.9
Customer Service
1.9
5 Mark  · Emma at Glendale is excellent to deal with Told her what we needed she made it happen couldn't be happier
5 sohaim  · Amazing and effective to deal with for my home loan. Emma Dumbrill has been great.
1 Sid  · A bank with tech and app of that in 2015s – Old, laggy app and cumbersome sign up process. Save your time and stay way.
1 Nothappycustomer  · Lacking behind in technology and customer service – Too many delays in customer service and delays in technology. Shocking. Time to move to another bank.
1 Richard  · Frustrating – Operated a POA for elderly parents account. They went out of their way to be unhelpful.
1 Munish Goyal  · Terrible experience – One of the trash bank in Newcastle area. Don’t worry about caring the current customers. Never never never bank with Greater.
marilyn
marilynNSW
  Branches

We have been with the Greater for many years .Today we went to Belmont branch the experience was made very easy by having Brittany attend to our accounts in a patient and professional manner. Show details ·  1

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Ben
BenNSW105 posts
  Greater Bank

Greater Bank have an exceptionally invasive and concerning application process. Beware that Greater Bank request access to all your bank accounts - as in, they literally ask you to hand over online account credentials (usernames and passwords). They act surprised when advised that would violate the agreements we have with those other banks. Show details

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Reviews with attachments

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Kyle
Kyle3 posts
  Online

Trust the other reviews - do NOT apply – After spending weeks on my application, dealing with two different people, and sending more than 57 documents (really!), end result: DENIED! Scenario Applying for a refinance from another bank. Financial Situation Loan amout: around $500k. Combined income: about 60% higher than when we got the loan with our current bank, 6 years ago. We never… Read more

missed a payment, and didn't pause the payments like many people did during covid. Zero balance on credit cards. Money saved. Money invested. Etc.

People Dealt with two different "loan specialists". The first took several days to reply to emails and never answered the phone. The second was very responsive, and moderately rude.

Documents I had to provide 6 rounds of documents, totalling more than 57, not including the number of emails, SMS and phone calls. Also, they do not provide or accept a safer way of sharing the documents (e.g. OneDrive, Google Drive, or internal solution). You have to send everything via email "because the system scans emails". Since I provided only AES-256 encrypted, password-protected files, there's no way "the system" could scan the contents of the files...

Accountant‍ My accountant had to provide a lot of documents from my company, which cost him time (when they're busy doing tax returns), and cost me money to get them to work on it.

Summary Waste of time and money. Avoid!

Greater Bank
Greater Bank    

Hi Kyle, We are sorry to hear about your experience,… Read more

Latest follow-ups

Anthony witek
Anthony witek4 posts
  Branches

Im over the bank letting optus and temu access my account without my approval i have reported to you and it still happen8ng might have the bank charged with fraud for allowing it

 Follow-up  · Still not happy with the outcome but at least you looked into it for me I lost money but you don't care as you found nothing wrong

Greater Bank
Greater Bank    

Hi Anthony, I am sorry you are experiencing these… Read more (+3 replies)

Tony
TonyNSW4 posts
  Online

was called by them on 5-3-26 told me i was paid up on one loan & that they had overdrawn from my account to make a payment i also have a business loan with them which i have been trying to convert to my housing loan as i retired 4 years ago now on… Read more

age pension said i would have to pay $600 to convert & be accessed to see if i could service one loan when i've be paying both on the pension said they would call me today 10-3-26 between 1030-1100am to discuss never got a call been a customer for over 26years & this is how they treat you only interested in new customers borrowing big loans now

 Follow-up  · yes overdrawn payment fixed i think will know when i get a statement no didn't explain $600 fee with the business loan she questioned my ability to repay business loan

Greater Bank
Greater Bank    

Hi Tony, thanks so much for taking the time to… Read more (+2 replies)

John
JohnNSW
  Online

Needed help to transfer a large amount online via an osko payment, rang the 1300 number and spoke to Caroline and could not have been a better… Read more ·  1

response, she was so helpful so easy to talk to and completed the entire transaction in 5 mins, absolute 100% positive.

 Follow-up  · Yes it was immediate, yes l used the app and the limit was $5k and l needed $9k

 Follow-up  · Yes l used the app and the transfer was immediate and l needed $5k more than my daily limit.

Positive reviews

Mark H.
Mark H.
  Branches

We modified our home loan at the Greater Bank Glendale Branch. Emma Dumbrill helped us through the process - went much faster and easier than expected. Communication was great and it was clear what was needed from us to complete the process. Thanks Emma!

Tara
Tara
  Branches

I cannot speak highly enough of my experience with Emma from the Greater Bank, Morisset Branch. From start to finish, she went above and beyond to help us secure our loans with fantastic interest rates. Emma was incredibly personable, efficient, and an absolute pleasure to work with. What stood out most was how approachable and friendly she was —… Read more ·  1

nothing ever felt like too much trouble. She always replied to my emails promptly and explained everything so clearly and simply, which made the entire process smooth and stress-free.

It’s rare to come across someone who combines such professionalism with genuine warmth and care for her clients. Thank you, Emma, for making what could have been a daunting experience so easy and even enjoyable. We’re so grateful for all your help and wouldn’t hesitate to recommend you to anyone!

Vanessa
Vanessa
  Branches

Emma has supported me through two loans now, each interaction has been positive, the processes have been extremely easy and straight forward, no stress or confusion at all. She is fast with replies and has been an absolute pleasure to work with. I would recommend her to others and will be reaching out for anything further for myself! Thanks so much Emma! Show details ·  1

Negative reviews

Nishanth M.
Nishanth M.VIC
  Online

Extremely disappointed with my experience with Graterbank. They arranged a property valuation for me, and the result came back significantly lower than expected - but that’s not even the worst part. When I asked for clarification or evidence to support the valuation, they provided absolutely nothing. No justification, no comparable data, nothing… Read more

to explain how they arrived at that figure.

To make matters worse, the same property was valued at 10% higher by another bank just two months ago, which makes their figure even more questionable and difficult to take seriously.

Even more concerning, they refused to share basic details about the evaluator - no name, no company, no transparency whatsoever. It felt completely dismissive, like my concerns didn’t matter at all.

This entire process dragged on for over a month, wasting a huge amount of my time with zero accountability on their end. For something as important as property valuation, this level of service is unacceptable.

Based on this experience, I would not recommend this bank to anyone unless you want a credit log for nothing

Greater Bank
Greater Bank    

Hi Nishanth, thank you for letting us know about… Read more

Nige H.
Nige H.2 posts
  Branches

The worst organisation i have ever dealt with , slow ,bad feedback ..i have a case with the Ombudsman ,basically i had money taken from an account because of there poor security.I only went with them because they were a part of Newcastle permanent ,wow have they dragged there name down .. Show details

Greater Bank
Greater Bank    

Hi Nige, I would like to apologise for your… Read more

Drew
DrewACT2 posts
  Branches

After 20 years with these fools, today I had enough. I have suffered them not even knowing what a Visa debit card was - they were the last to catch on I have suffered attempting to change my mobile number with them, almost 10 times. Now, after 20years with them, I’m on a corporate salary, no debt and refuse me a lousy $5000 loan. To get… Read more

myself out of a situation with my car.

I would never recommend this bank to anyone that values quality of service. You’ve been warned.

Greater Bank
Greater Bank    

Hi Drew, I would like to apologise for your… Read more (+1 reply)

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Recent reviews

Kyle O
Kyle ONSW
  Online

Our home loan specialist Emma from Glendale Branch was exceptional. Her communication and understanding made a daunting experience seem easy. We couldn’t have been more satisfied with the level of service she provided .. a true asset for the Greater Bank. Show details ·  1

Kimberly
KimberlyNSW
  Online

Paul from Greater Bank was amazing to deal with and the process was made so much easier with Paul guiding the way. Giving all the information clear and precise. Happy to have delt with Paul and Greater BAnk Show details ·  1

J Rasic
J RasicQLD
  Online

Opened online account. Attempted 2 online purchases of $30 and $50 via osko which is supposed to be instant and now it's been 30 hours and transactions are still pending.. Tried a 3rd transaction which was $50 transfer to my daughter and guess what money has left account but never reached my daughter who is stuck somewhere waiting for funds so she can pay for petrol..Absolute joke of a bank Show details

Greater Bank
Greater Bank    

Thank you for your review and I apologise for your… Read more

Robert B.
Robert B.
  Online

Low down pieces of [Content Removed] take a blokes last $20 close his accounts no different from common things stealing wallets you ought to be ashamed of yourselves and your business you have no right watching people's personal income so closely. If I want to shop online with my [Content Removed] money I will do [Content Removed] bankso so [Content Removed] greater bank should call yourselves lesser thugs

Greater Bank
Greater Bank    

Hi Robert, Thanks for taking the time to provide… Read more

Shirley
ShirleyNSW43 posts
  Branches

I’ve been with the Greater Bank for almost 8 years. I have opened accounts for my grandchildren there too. I have been to the bank 3 times in the last few weeks to open an account for my youngest grandchild. The first time they told me I couldn’t because I couldn’t log in on the app to verify myself. The second time I was told that I needed the… Read more

Medicare care card as well as the birth certificate before opening an account. Today I was prepared with everything I needed. I was told they can’t open the account because they need my drivers licence to verify who I am even though I had all the details of my account on the app on my phone. Absolutely fed up with the run around just to open a grandchild’s bank account. There is no consistency at all. Sadly it takes a lot of effort to move to another bank but I feel that’s what I will be doing with all the accounts.

Amanda
AmandaNSW2 posts
  Branches

We organised our home loan through Tracey at the Greater in Lismore. Tracey was brilliant, the superhero of all bank lenders! She managed to get our finance approved so we could exchange unconditionally with 48 hours. Nothing was too much trouble, she managed to construct our loans to avoid us having to pay mortgage lenders insurance, she was… Read more

always contactable and we have a great variable rate. I couldn't be happier. I have heard some nightmare stories of people missing out on properties because they went through a mortgage broker or an online bank and they couldn't get finance on time - now we have our dream house, I hope we won't ever need another loan, but if we do, I'll be going through the Greater again.

Mick
MickNSW5 posts
  Online

Trying to buy for a dressing gown from K Mart on line. Total cost including postage $33. Have to go through a verification process by sending code via phone. Got code but nowhere to put code have to ring bank anyway. All for $33 how crazy can you get. Show details

Greater Bank
Greater Bank    

Good Morning! Thanks for taking the time to provide… Read more

Mo k.
Mo k.NSW2 posts
  Online

Thank you Kirsten who helped me resolve an online bank transfer issue today. She was polite,courteous and very patient on the phone I have found Greater Bank staff always helpful and cheerful in person so I wanted to pass on my thanks Have a good day Show details ·  1

Bree D
Bree D
  Branches

If I could give 0 stars I would. We were initially given pre approval, then we were told we need to send in documentation to obtain a formal approval. I spent 1 month sending in paperwork, everytime I was told there was no more paperwork required I’d receive an email asking for more documentation. The day before I was supposed to hear back on… Read more

whether or not I’d been formally approved, the “home loan specialist” advised me that I should “probably speak with a broker because I might not be approved”. I think this could have been mentioned a little earlier??!! After a month of paperwork we were declined. They knew we had a tight deadline as I signed a contract after being assured by the “home loan specialist” that we would be approved. She only decided to change her mind the day before we were due to hear an answer on formal approval. If you are looking to obtain a home loan, DO NOT GO TO GREATER BANK!!!

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See More Burt's
See More Burt's10 posts
  Branches

On the 18/02/2025 myself and my wife went to the Hamilton office and spoke to the manager to have a card cancelled and reissued due to an dodgy transaction she cancelled the card and in front of both us and said 7>10 working days for a new card Went to the Morisset branch on the 7/03/25 to see how things were going and told it was in the mail … Read more

won’t be long so far so good. Forward today 14/03/25 rang customer service only to be told a new card had not been issued and sent out and she was so sorry at last after almost a month the card is going to be sent out. I can’t believe two branches Hamilton and Morisset miss lead us and screwed us around for all that time such INCOMPETENCE for such a simple matter so if they can’t get this right what else can they SCREW UP About time for a change

Greater Bank
Greater Bank    

Hi Burt, we apologise for your experience and we have lodged your feedback with the branches involved.

Jennifer
Jennifer4 posts
  Online

One sentence summary: Total waste of time, documentation, credit check and they don't even communicate to each other internally. Asked for new rate confirmation since RBA cut which took them a week to speak to each other internally about. Then applied for a refinance, spent 1 hour on a phone call as a refinance interview, sent through… Read more

documentation (over a dozen transaction listings, statements, you name it), had someone come in physically to value my property and had them take property photos without asking me, only to be told AFTER the credit check and valuation that they don't refinance studio apartments. Noting that this is a residential studio.

Why waste all the time and my credit score when this could've been realised in the phone call?

BTW average wait times to speak to their internal home lending team is 20-40mins. Since they don't accept external brokers.

Will not be calling again due to absolute waste of time.

Greater Bank
Greater Bank    

Thanks so much for taking the time to provide some… Read more

Adam W.
Adam W.
  Online

RUDE UNHELPFUL DINOSAUR AGE BANKING – staff are RUDE AF! Unhelpful. THIS BANK SUCKS! WORSE THAN THE COMMONWEALTH BANK IF THATS POSSIBLE! dont give a crap if your money gets stolen! Show details

Greater Bank
Greater Bank    

Good Morning! Thanks for taking the time to provide… Read more

Martin.F
Martin.FNSW
  Branches

Zero customer service – I recently had the misfortune of being served by Callum at the Greater, Waratah. In short: a Rude, Arrogant individual with a (misguided) perception that HE is actually doing ME a favour by allowing me to do my banking at the Greater. INCORRECT. This is not the first time I have encountered a situation like this at the Greater, but it will be the… Read more

last - I am now taking my business and banking elsewhere. Attitudes like the one displayed by these individuals reflect poorly on management and shows how little the Greater values customer service. I have been with the Greater for over 30 years - in a time when the staff were kind and polite, and went out of their way to help customer (and the bank manager knew your name). It's any wonder we are moving to a cashless society, Branches are closing and people are choosing to use 'Neo-banks' and the like. Goodbye Greater

Greater Bank
Greater Bank    

Hi Martin, I would like to apologise for your… Read more

Michelle n.
Michelle n.QLD7 posts
  Online

Disgraceful – Absolutely disgraceful, the online banking is down 1.5 hours on hold and it cut out. Cannot Access my own pay cannot do groceries for my family..they do not care for there customers....no banks open...I'm done with this bank .

Greater Bank
Greater Bank    

thank you so much for your feedback, we did have… Read more

Sean
SeanNSW2 posts
  Online

Customer service? Not here – Disgusting - I have been a customer/member with this bank for over 30 years. I applied for a personal loan, which was rejected. Even though I am a long time member, am debt free, have multiple thousands in savings accounts with them and having available funds each week to more than cover any repayment requirements. When I called to enquire why my… Read more

application was rejected, all I got was someone who only wanted to read from their script. They didn't want to talk to me. They kept talking over me and even after repeatedly asking for them to stop and let me speak, they wouldn't. This continued till I became frustrated, to the point where I yelled over them and swore. This is not something I ever do and am angry that it came to that. Their customer service is non existent.

Greater Bank
Greater Bank    

Good Morning! Thanks so much for taking the time to… Read more

Heather Howlett
Heather Howlett NSW8 posts
  Online

Great service from the Greater – I have been with the Greater Bank since 2001. They have always been friendly and quick to answer any enquiries I have had. When our account had been hacked. They stopped payment immediately and contacted us to let us know. I am very happy that there are tight with security. With all the scams going on I wouldn't bank with anyone else Show details ·  1

Mel W.
Mel W.QLD2 posts
  Greater Bank

Misnamed – Dealing with this bank wasn’t Greater, it was Greatest….the greatest waste of time! Don’t waste your time with them. Unlike their advice and service, their review rating is spot on, although if no stars was an option that most likely would be lower.

Greater Bank
Greater Bank    

Hi Mel, Thanks so much for taking the time to… Read more

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