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Harmoney

Harmoney

4.0 from 143 reviews · View Statistics

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Murdrake

MurdrakeSydney, NSW

  • 2 reviews

The run around and delays and then all of a sudden phone calls galore and very inconsistent .

published

Customer Service ???? Back & Forth and rarely the same person and conflicting answers and went on for over ten days . I have never experienced such run around from you before bizarre.

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Sherry Droste

Sherry DrosteSouth East Queensland, QLD

  • 2 reviews

easy to deal with c

published

customer service was great loan application was easy and simple don't know if we going to have any problems I hope not i thing that the rate could have been lower since I have a good credit rating I think it's wrong to advertise a rate of 6 percent when they change more

Incentivised ReviewNo
Loan TypeFixed Rate
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Sandra Taplin

Sandra Taplin Western Australia

Always quick and easy

published

The customer service is always good.Any question are answered as soon as possible.
No hidden cost or fees, every cost and charge is sent to you before you sigh up so you always know what the cost is
Very quick response with receiving loan

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Gary manoel

Gary manoelMetropolitan Adelaide, SA

The loan has changed my life able to get things achieved than wait for 10 years

published

customer service was great and no extra costs sprung up so to speak that I did not know about

The loan rate was acceptable i remember when I bought my first house the interest rate was 17.5 percent that was around 1986

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The reviewer stated that an incentive was offered for this review

Such a positive experience

published

So helpful, quick and easy. Customer service was engaging and personable and quick response time. No unexpected issues. Satisfied with rate remains same as last loan. Costs have remained the same.

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Stanley S.

Stanley S.

  • 2 reviews

Answer to prayer

published

Service was fantastic. No extra costs unexpected. The customer satisfaction exceeded. Harmoney has been the only finance company to help me in time of need. For this I am truly grateful for.

Incentivised ReviewNo
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JVid

JVidGreater Melbourne (Outer), VIC

  • 4 reviews
  • 4 likes

Over 700 credit score and declined on the spot

published

System made up of automated nonsense. Got declined instantly on a 18k loan application, 5 minutes later an email comes in offering assistance because i “left without completing the application”

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Bensince1984

Bensince1984South East Queensland, QLD

Profession, thorough, simple & prompt

published

Mia was so helpful, friendly and thorough. Knew her stuff and was transparent and full of useful information. The rate quoted was the rate given and no hidden fees or extra costs. Outside business hours phone calls, love it!

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JoAnna

JoAnna

  • 2 reviews

IMPECCABLE SERVICE

published

I wanted to refinance my CBA loan because the interest rate was ridiculous and the monthly repayments were killing me. I entered an online application with Harmoney and less than an hour later I received an approval. Not only did I receive an approval, but the interest on the loan was 4% LESS than CBA! How amazing is that! The whole process was so easy and the people I dealt with so lovely! I can't recommend Harmoney highly enough. Definitely a winner!

Application Process
Incentivised ReviewNo
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Montyd

MontydNew South Wales

  • 3 reviews
  • 4 likes

Simple, friendly and MUCH better service than the big banks!

published

Super easy process that took less than 5 minutes. Even spoke to a real human! Plus as a bonus there are no penalties for paying it early, very happy customer.

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Paul

Paul

  • 3 reviews
  • 2 likes

A pleasure to deal with

published

Extremely simple and straightforward process. Everything moved through verification stages quickly. Much quicker than the banks. Early days yet but at this stage very happy with it all and would recommend.

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Straightforward

published

The application was seamless. No stress and hassle at all. Quick turnaround. Easy and prompt communication. Best rate I've found! The fee is competitive, too. Definitely gonna be my first choice moving forward.

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Happy Customer

Happy CustomerNew South Wales

Quick and Easy

published

Very satisfied with the experience. The application process was user friendly and swift. There was constant communication with a representative of Harmony providing help with any questions. I would recommend Harmony to friends and family.

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Chris

ChrisPerth, WA

Top up Loan.

published

Excellent service and professionalism. I applied for a top up loan yesterday I filled in the online loan process application form before submitting to a loan manager to review I found the whole process very easy to follow.

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Daniel Hutanu

Daniel Hutanu

  • 5 reviews

Very prompt response and solution

published

The application was easy and the response and final funds allocation was prompt and efficient. The interest rate is a little bit steep but it depends on your circumstances. The total additional cost with the application was 550.

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Abner Asuncion

Abner AsuncionMetropolitan Adelaide, SA

The service is excellent

published

Mia has been very helpful with my loan. The system told me that it was already approved and will be finance after 2 to 3 business days. I was amazed that you found out how much I'm earning after providing my bank account details.

But the day after, you asked for the payslips for my 2 jobs. I was a little bit disappointed that time but now I'm good.

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Scott

ScottSouth East Queensland, QLD

  • 3 reviews

Ideal medium for a personal loan

published

Fast process, once identified, upload statements and provisional answer in minutes. Your then offered you rate and the option to increase your loan amount within the scope offered that fits your capacity

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Amber

AmberMid North Coast, NSW

Most amazing company I've delt with team are just amazing

published

Im extremely satisfied so fast. No hidden cost team are so helpful no question is to silly or hard. I love this company so grateful for it. Has change my life and given me a better credit rating.

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David

DavidNorth West, QLD

Finance to buy my boat

published

Doing the online application was super easy.. only issue I had was, getting a phone the following day that came up on my phone as suspected fraud and wanting a birth certificate. I was a bit worried, but after ring back and getting the same person being Paulina. I was happy. So thank you Harmoney and Paulina your service is great

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Andrew Y

Andrew YSydney, NSW

A+ product and team

published

Been with them for over 3 years. Always a hassle and stress free experience. The platform is so easy to use. Questions are straight forward and easy to complete. Highly recommend the brand, product, platform and the team.

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Page 1 of 8

Questions & Answers

Cail C.

Cail C.asked

How secure is the part where you give over your account id and password?

No answers
Shawn K.

Shawn K.asked

What inerest would i pay for $3000 car loan?

1 answer
Elizabeth S.
Elizabeth S.

Who knows, they aren’t transparent. At least money 3 you know the rate, which is 24.99% btw and like $8 a month fee.

greg f.

greg f.asked

I don’t have a drivers licence or passport only a photo I’d card a pension card and a Medicare card and my credit score is good

No answers

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Details

CategoryPersonal Loans
Offers Peer-to-Peer LendingYes
Interest Rate6.99% p.a.
Comparison Rate 7.69% p.a.
Application Fee $500.00
Loan Amount $5,000.00 to $70,000.00
SecurityUnsecured
Loan Term3 to 5 years
Rate TypeVariable

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