I just asked about personal loan options without any application, they show it on my credit report. Can’t understand why
I just asked about personal loan options without any application, they show it on my credit report. Can’t understand why they did that and no one informed me from their employees about that.
Absolute waste of time!
Took over a week to get answers then they came back with a higher interest rate and only quarter of the amount I applied for. This company has no idea of what people are trying to achieve by consolidating debt. Why would I accept a higher interest rate than I currently have. Don’t waste your time!
Amazing and so quick
Harmony have been amazing with assisting me. I would defiantly recommend them, no following up or chasing them. A very quick and simple process. Every interest rate is based of your own personal situation.
Im very surprised at all the low reviews, I couldn't be happier with everything.
Seamless and great service!
Surprised at the low reviews. I had a great experience. The process was seamless and customer service was excellent.
Incredibly satisfied with my dealings with Harmoney. Money received within 2.5 days.
Approved my loan then decided they wanted more from me they next day
I applied for a loan from this mob on Tuesday which they sms'd me that it was approved on Wednesday morning but by Wednesday afternoon they said my loan would not be funded completely and they wanted to come to my home and take photos of me and my property. This is the wierdest way I have ever heard of applying for a loan. ie coming to my home and taking photos of my property. So I withdrew my application on Wednesday and I still received an sms on Thursday to say my loan was ready to be funded. Their communication is atrocious and I would NEVE...R recommend these people to anyone. The rate they offered me was 10.99% which is pretty good. But the info they wanted from me was just too much and I will never go with anyone who wants to take photos of me and my house. Thats just so wrong
Applied for a loan 30K -- Nil debt and assets
Loan approved given a rate of 20% -- that's a joke
Complained and revised the rate to 16.5% again a joke
You Harmoney are ripping off clients by non disclosure you claim a rate between of low 6% to 28%
Should be reported to ACCC
Solid lender, not a lot of fuss, not a lot of communication
This company is just OK to deal with. They're not terrible, but they're, by no means, amazing. The application process is pretty simple, though they ask a lot of questions, which is something that should be assumed when applying for finance. The issue that I didn't like the most was the lack of communication. I didn't get any confirmation that my loan had been approved and then after a few days,the money landed into my account. Since having received the funds, I've had no issues with them.
Don't waste your time of money.
Lengthy process asking way too many personal details and ended up having to cancel after wasting my time, I would never recommend this lender to anyone there are better ones out there, use them.
Waste of time
Very cold and calculated approach by this provider. The worst experience I had in a long time.Do not how they operate at all-probably all online no staff-saving money. Would never recommend to anyone. People behind this are machines and not people. If you are in need, look elsewhere.
Simply excellent. Fast, pain free and pleasant experience
I applied for a debt consolidation loan with Harminey. Completed the full application on my phone within 20 mins including submission of supporting documentation. I was approved immediately and had my loan funded within 48 hours. I simply can’t praise this process enough. Well done Harmoney!
The worst lender I have ever had the displeasure of dealing with, I was approved at one interest rate, six months later my "risk profile" was changed. The interest rate was hiked to a ridiculous rate, bearing in mind that not a single payment had been missed and my credit score had not changed. The customer service is non existent, when questions were asked no answers were offered. Weeks of enquiries and no answers. When an answer was given it pertained to a redraw facility which I'd never asked for in the first place! I've just refinanced away from these criminals, I'd strongly advise everyone considering them to walk away. They are extremely underhanded in everything they do.
They want your internet banking password!!
After being approved for a loan, they wanted me to give my internet banking password so they 'verify me'. After i refused to break a standard security item like telling a password, they declined my loan. This is weird behaviour from a credit provider. So be warned. Im asking ombudsman if this is legal.
- Verified customer
Terrible Experience & Never Again
I was approved for a Personal Loan for debt consolidation on the 4-4-2018, then my application was unsuccessful the next day (5-4-2018), I don't understand how I can be approved 1 day the be unsuccessful the next day. What a waste of time and effort, never again.
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