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MyOzMoney

MyOzMoney

 Verified
MyOzMoney
4.7

105 reviews

Positive vs Negative
94%6%
Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Average Loan Term2.4 years
Transparency ?
4.6
Customer Service
4.7
Application Process
4.8
Timeliness ?
4.7
105 reviews
5 KRB  · Application Process – Easy application process Kept updated with application process Once completed Finances are processed quickly
5 Ash  · Fast and Easy – Highly recommend! The process was fast and easy. My loan was approved within 24 hours.
5 Mat  · Love your work – Quick easy and nonconfrontational a pleasure to deal with I would highly recommend having a look at myozmoney.
5 Chelsea  · Excellent service and product – The process and service were excellent with same day funding and responsive agents. I could not fault the service and product.
5 Karen Withington  · Excellent company to deal with – They made the whole process easy and are very respectful with fast results. I would totally recommend.
5 Darren  · Awesome Service and products – Just needed cash flow over the next few months and My OZ money have been so terrific
Rohan M
Rohan MTAS3 posts
 

MUST be a scam – Mid-way through the application they ask for your *personal banking login details* !!!! Your own bank will tell you they will never ask for those. DO NOT EVER GIVE THAT INFORMATION to another entity. That is digital/online identity security 101

Rohan M
Rohan M   

The safest and most likely option here is to assume all the 5 star reviews are purchased. I did… Read more (+1 reply)

CJS
CJSVIC
 

Very easy online platform to borrow money – From the time I first submitted enquirery to filling out very easy self explanatory application, my application was approved and money in my account the next day, can't ask for anymore than that. I recommend you try using this company when looking for your next loan. Show details ·  1

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Kenny
Kenny
 

This can’t be right? – So I’ve been paying my $15000 loan off for over a year now at $290 a fortnight. I have withdrawn $2700 on top of that over the year and my loan is still at $15000. So $290 * 52 is roughly $7500 I have paid off. Since I have realised this I’ve noticed everytime I make a payment of $290 by the time I make my next payment $145 has come out in interest and fees.. is normal? Show details

MyOzMoney
MyOzMoney    

Hi Kenny, Thank you for your review. My apologies for… Read more

Positive reviews

Paul
Paul
 

Excellent Service – The application process was thorough, but simple. Great communication and understanding from staff. Funds arrived within a few hours. I will definitely recommend OzMoney to anyone requiring funds. Show details ·  1

Darryl T.
Darryl T.NSW
 

So Far, So Good – Customer service was excellent as was the process. The proof will be ongoing customer service and what the process will be like when I want to pay out the loan. Overall pleased and would recommend it at this early stage. Show reply

Jonathon S.
Jonathon S.WA
 

Fast approval great service – Fast approval great service polite and respectful and helpful great percentage to pay back very satisfied with the loan and link to getting the loan and receive it as well Show details ·  1

Negative reviews

titskid
titskidWA5 posts
 

AVOID AT ALL COSTS – Don't ever use this company, they are dodgy asf, they will continue to charge you after you've paid the loan out so yeah avoid at all costs...dodgy scammers Show details

MyOzMoney
MyOzMoney    

Hi Titskid, My apologies for not replying to your… Read more

Andy
AndyVIC4 posts
  Verified

Pre approved then declined – I have had two previous loans with Oz Money which were paid and process was easy ..however just recently applied to be pre approved then declined even though I am in a better situation financially Show details

Janice Shiner
Janice Shiner
 

Complaint – My Oz Money limit is $5000 any my balance hasnt gone past this but this fortnight the balance on my log in states $7500 I have not drawn this money it appears My Oz Money has drawn or scammed my account or has been hacked???

MyOzMoney
MyOzMoney    

Hi Janice, We're sorry to hear about your experience. … Read more

Recent reviews

Tiff
Tiff
 

Best loan website ever! – Really satisfied with outcome. Quick & easy online process with no headache or annoying phone calls. Happy with the rate I received, definitely recommended. I Would definitely come back if I'm in need of it. Show reply

Lessy les O.
Lessy les O.VIC8 posts
 

Beautiful – Had the very excellent experience with this service provider I saw the add on Instagram and I needed money so applied that money they don’t need so much and after providing what they needed I was glad to get approved within minutes and money was in my account exceptional service Show details ·  1

Russ
Russ
 

Great service – Quick online application (my second loan with OzMoney) and money transferred to my bank account within an hour. Interest rates are higher than conventional lenders but its worth the extra in my view. Application fees very reasonable Show details ·  1

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Shell
ShellQLD2 posts
 

Excellent fast service – Everything was fast, approval, transfer. Great service and website is easy to use. Had a minor issue setting up password and staff were onto it quickly to resolve the issue. Show details ·  1

dave and leonie
dave and leonieNSW
 

got your back – brilliant people to interact with..they've had my back when i needed them..customer service is terrific .and when they say once approved it will be in your account that day they meen it.. Show reply

James S.
James S.2 posts
 

Highly recommended for a fast loan – Really quick response, easy application, excellent customer service & money transferred straight to the account within minutes once approved. As with all loans, ensure you are able to pay it off. Show details ·  1

Brian
Brian
 

Customer service at it’s best – I wasn’t offered the amount, I asked for but a comfortable one. I can use for want at this point of time. So that was the pleasing part. And it was in my account the the very Same day. Now that’s what you call, Customer Service and Trust. Show details ·  1

Abir
Abir2 posts
 

Quick and hassle free service with great customer service experience – Customer service was top notch, every single person over phone and email was quick and efficient and the rate I received was deserving. Money came with in the day which helped me alot. Show reply

Sheree
Sheree2 posts
 

Great service – I found the service to be quick, easy and hassle free. Highly recommended to anyone looking for a short term loan or line of credit. Funds transferred same day. Thank you Oz money. Show details ·  1

Jack
Jack
 

Pre-approved for $15k limit then declined – Why bother offering a pre-approval if it’s then just declined. Crap company, don’t recommend at all. Need to be more transparent than that really poor form. Other reviews must be fake

MyOzMoney
MyOzMoney    

Hi Jack, We’re sorry to hear you were disappointed… Read more

Aaron Press
Aaron Press2 posts
 

Easy, fast and hassle free – I found the service to be quick, easy and hassle free. I got what I wanted and would recommend to anyone if they are looking for a short term loan or a line of credit. Show details ·  1

Jess
Jess
 

Stress relief – I found this to be just in time, quick and so easy to do, communication was great and informative. Thank you so much you relieved a lot of financial stress. Show reply

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Preeti
Preeti
  Fair Incentive

Very helpful – It’s help me when really need money. It vey fast to make decisions so there is no waiting period to get the result from myozmoney. I like it and I feel it’s very supportive. Thank you  Show details ·  1

Brad
BradNSW2 posts
 

Couldn’t be happier – The team took the time to understand my unique circumstances I felt comfortable that I’d been heard and understood. Extremely fast approval, the money was in my account before I knew it.  Show reply

Teinakore pirioi
Teinakore pirioi
  Fair Incentive

The best – To be honest I’m so happy with this company the reason being is they help me alot there no denying.they help me alot for the last past few years and i really appreciate for what they did for me.and I’m so satisfied with their customer service 100 percent happy with it  Show details ·  1

Gary
GaryNSW
 

Simple, Easy and Fast – I was not expecting this to be an easy process, the application, the fees, the back and forth with information, how wrong I was. Quick, easy, great rate, no fees and excellent customer service. Thank you Gary Show details ·  1

Harshdeep singh
Harshdeep singh
 

That’s perfect I really love it and very helpful – Really helpful and really appreciate help from them getting and really need that money at that time and very helpful coustomer service is great .. don’t have much words to explain  Show details ·  1

D'Angelo
D'Angelo
 

Fantastic! You can count on MyOzMoney! – Best loan provider that I've experienced. Easy, quick and satisfied. I would definitely recommend MyOzMoney! The process doesn't take that long at all, and the money that is borrowed, comes in fast. Thank you! Show details ·  1

Chum Mors
Chum Mors
 

Simple , easy and hassle free – Excellent and quick process. Very satisfied with the service and very straightforward with charges no hidden costs and they are true to what they advertise. No complicated documents required . Hassle free Show details ·  1

Michael
MichaelNSW
 

Easy, Simple and Fast – The application was easy and provided clear guidance and steps to complete. The information available around terms and conditions was easy to interpret and understand. There were no surprises with regards to the costs which were made available upfront. The decision turnaround time was fast and efficient. TY Show details ·  1

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