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Reviews

1.4

43 reviews
  • Value for Money
    1.5 (35)
  • Transparency
    1.4 (34)
  • Customer Service
    1.5 (37)
  • Claim Resolution Time
    • <1 week (1)
    • 2-4 weeks (1)
    • 1-2 months (5)
    • 3+ months (9)
  • Claim ApprovedYes (2) · No (18)
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Do not use

published

My family purchased this insurance in 2019, and when it come money very bad, deny any claims whether correct or not, they don’t care a bout you, they only want your money. Do not use under any circumstance.

Incentivised ReviewNo
DestinationAustralia
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1 comment
nib
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Vincent D.

Vincent D.Sydney, NSW

  • 2 reviews

BUYER BEWARE

published

Used NIB via Qantas. They use a technicality (Government restrictions not covered) to weasel out of COVID claims. My entire company is now banning the use of NIB for all travel going forward, as NIB have refused claims for a number of staff across a number of situations in the last 12 months. Your business is at risk of you depend on NIB to keep your staff travel risks manageable.

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4 comments
nib
nibnib
Vincent D.
Vincent D.
nib
nibnib

Thanks for clarifying, Vincent. In the letters provided by Customer Relations, they provide additional steps for escalation. You are welcome to follow these for additional reviews of the decisions made on your claim.

All the best,
Brenden

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Traveller

Traveller

  • 2 reviews

Great outcome after overseas travel cancelled

published

We had purchased a Qantas/NIB annual travel policy which we would no longer need as everything began to be cancelled. We were offered a few options which weren’t really suitable as we do not know when we will be able to travel again. This week we achieved the best possible outcome and were very happy with the customer service provided. Thank you NIB

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1 comment
nib
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Rick C.

Rick C.Greater Melbourne (Metropolitan), VIC

Just make excuses not to pay

published

Took out comprehensive insurance and when events were cancelled they just blame everything on Covid. Why have insurances if they don’t pay when you lose your money?????
When something goes wrong they just deny your claim. I will never insure with NIB again.

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2 comments
nib
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Rick C.
Rick C.

I don’t agree with their decision and indeed I have requested a review already. Easy to sit there and blame everything on Covid and Government shutdown but that was a false (bull dust) conclusion. All just excuses. I will fight this all the way.

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Will

WillMetropolitan Adelaide, SA

  • 6 reviews
  • 2 likes

DISGRACEFUL

published

Have used NIB before many times for domestic travel in Australia, sent them an email in April 2020 and received an Auto email response on 30/04/2020 that some one would respond to my query. STILL WAITING and today is the 8th September 2020 Only are small $ amount but were is the manners and politeness to reply. Lack a very serious attitude of responsibility.

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1 comment
nib
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JEG

JEGSydney Surrounds, NSW

  • 3 reviews
  • 6 likes

Never use again

published

After paying $600 for a annual insurance certificate taken out last Sept certificate and numerous phone calls, emails asking for a refund. Offered a extension until Mar 2021 but no flights! - I was finally notified this week I will receive $301.00 back.
1. Why this amount and not $600 for used policy
2. After 25 years with the Health Insurance - this is how you are treated!!! Customer loyalty does mean a thing.
3. Lack of courtesy to my travel agency, lack of follow up.
4. Companies that look after there customers during Covid will be rewarded once this is all over.

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1 comment
nib
nibnib
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Do not use

published

Bad value for money, deny any claims whether correct or not, they don't answer phones, they don't care about you, they only want your money. Do not use under any circumstances.
Still, no answers and they are just shoving this under the carpet, terrible service, they just deny everything and hang up, after waiting hours to talk to anyone.

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6 comments
nib
nibnib
Greg
Greg
nib
nibnib

Thank you for confirming. I'll request they attempt calling you today.

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Disappointed

DisappointedGreater Melbourne (Inner), VIC

No wonder the reviews

published

Mel Darwin flight insurance not payed due to COVID-19 restrictions..That were put on there site jan 31 … Insurance was purchased 22 feb .. really..COVID 19 in Australia end of jan .. me and my family will never use NIB for anything..

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3 comments
nib
nibnib
Disappointed
Disappointed

Local flight had nothing to do with China’s COVID-19.. there was no covid in Australia at time of insurance purchase..

nib
nibnib

Thank you for replying. Feedback, such as this, can be taken into account by the team upon request of a review of your claims decision. Please advise if you would like assistance in requesting a review.

Regards,
Brenden

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Sue G

Sue GVictoria

Excellent Outcome

published
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1 comment
nib
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nate

nateGreater Melbourne (Metropolitan), VIC

  • 12 reviews
  • 10 likes

Will never purchase this dud product again

published

I purchased nib travel insurance, made a claim in April for COVID-19 related travel cancellations and was rejected in Aug (yes, no joke) because I wasn't covered for government imposed restrictions. Useless annual policy, useless when it was actually needed. Don't buy this product from nib, they'll take your money and give you nothing for it.

nib, you've lost a customer for life. I couldn't care less what your exclusions are, if your product after purchase covers me for nothing and is useless for the rest of the policy period, it was a waste of money that I regret purchasing and I want to warn other consumers not to make the mistake I did. I'll also take this to the ombudsman because I believe I am due a partial refund on the policy.

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5 comments
nate
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Michael M.

Michael M.Greater Melbourne (Outer), VIC

What a waste of money

published

Wow what a waste of travel insurance. Travel claim denied as they don't pay out due to government travel restrictions... (Took them nearly a month to tell me that). Booked hotel back in October for stay in June ... nope not covered.
Oh and as we can't travel (and they don't pay out), asked about getting a refund on policy for remainder of term... (4 months) nope sorry not in cooling off period - nothing we can do.

Whats the point NIB? Times like this go to show who actually care for their customers. Much better insurance providers out there.

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1 comment
nib
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Nazzareno Demaio

Nazzareno Demaio

  • 3 reviews
  • 4 likes

Disgraceful reasons for not obtaining a refund

published
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1 comment
nib
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Anthony L.

Anthony L.Greater Melbourne (Inner), VIC

Disgraceful - Can't even get response on claim, or have them answer the phone, after 4 months!!!!

published
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Luke C

Luke CSydney Surrounds, NSW

  • 12 reviews
  • 7 likes

Avoid NIB Travel

published

I purchased an annual policy in December 2019. Since COVID19 came around and all my travel was cancelled and the policy was useless due to it being a pandemic. Despite this, NIB Travel refused to refund or partially refund my policy. Many other providers have refunded their customers and this is poor form. I am paying for a policy that is useless and that I could never make a claim on. Very poor form and I will never be using this company again.

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1 comment
nib
nibnib

Hi Luke,
Thanks for reaching out. I'd like to look into this for you but I just need a few more details. I'll send you a private message now.
Regards,
Brenden - Customer Experience

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Elby

ElbySouth East Queensland, QLD

Thank You NIB

published

I purchased my Travel insurance in Nov 19 direct from Nib for our World cruise in May 2020 which never sailed due to the Corona Virus, I was offered a credit which was of no use to us due to the limitations and I communicated further and Nib cancelled my policy and has paid me a full refund for which I am eternally thankful

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nib
nibnib

Hi Elby! So glad we were able to assist. Hopefully you'll be planning for that cruise again soon.

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David

DavidSydney, NSW

Never use NIB travel insurance

published

Purchased travel insurance through Qantas, but ended up with NIB. Due to the Covid 19 we could not travel. Asked for date changes and have not got a response. Recommend you use another travel insurance company

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Nick

NickSouth East Queensland, QLD

  • 5 reviews
  • 9 likes

Took over two months, ignored documents, refused to pay due to COVID-19 even though case had nothing to do with it.

published

Horrible service. Ignored a lot of documents, took over two months, sloppy and unprofessional.

Even though our cancellation was not related to COVID-19, NIB still refused claim because of COVID-19. It is their blanket excuse not to pay.

Do not use this dishonest service!

Cancelling health insurance all together.

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Dave

DaveMetropolitan Adelaide, SA

Do not use NIB - cannot believe they are affiliated with Qantas

published
Incentivised ReviewNo
DestinationNorth America (inc. Hawaii)
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outlook

outlookWestern Australia

  • 2 reviews

Full refund at last. Thank you NIB Qantas

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nib
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Derek Krause

Derek KrauseMetropolitan Adelaide, SA

  • 3 reviews
  • 2 likes

Please improve your options regarding self service and info.

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nib
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Page 1 of 3

Questions & Answers

kula

kulaasked

Travel Insurance

I have lodged a claim in last march and received a refund settlement in month ago still money not in my a/c can not contact on phone neither email ,so far no response this is the most terrible ,pathetic way doing a business, never again with you either QBE or NIB

1 answer
JEG
JEG

I totally understand your frustration and I’m never doing business either. I’ve made numerous phone calls and emails and no one is answering. Great service from all other companies during COVID but NIB is APPALLING. Hope you sort it all out....

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nib Travel Insurance

Details

Compare all 3 nib Travel Insurance
CategoryTravel InsuranceTravel InsuranceTravel Insurance
UnderwriterXL InsuranceXL InsuranceXL Insurance
Maximum Age Covered 80 years old80 years old80 years old
Medical Coverage
Overseas Emergency Assistance UnlimitedUnlimitedNot Included
Accidental Death$25,000$10,000$10,000
Emergency Dental$500 per person$500 per personNot Included
Pregnancy (max weeks) 26 weeks26 weeksNot Included
Overseas Emergency Medical & Hospital ExpensesUnlimitedUnlimitedNot Included
Loss of Income$9,000Not IncludedNot Included
Permanent Disability$12,500Not IncludedNot Included
Luggage & Personal Effects
Theft of Cash $250$250$250
Delayed Luggage $250 (12-72 hours), $500 (72+ hours)$250 (12-72 hours), $500 (72+ hours)$250 (12-72 hours), $500 (72+ hours)
Credit Card Fraud$2,000$2,000$2,000
Travel Documents / Passport $2,000$2,000$2,000
Maximum Single Item Limit $4,000$4,000$4,000
Luggage & Personal Effects $12,000$3,000$4,000
Ancillary
Personal Liability $2,500,000$1,000,000$1,000,000
Rental Vehicle Excess $4,000$4,000$4,000
Domestic Pet Care Not IncludedNot IncludedNot Included
Special Activities Packages
GolfNot IncludedNot IncludedNot Included
CruiseNot IncludedNot IncludedNot Included
Adventure Not IncludedNot IncludedNot Included
Snow / SkiOptional ExtraOptional ExtraOptional Extra
Compare all 3 nib Travel Insurance

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