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Nifty Personal Loans

Nifty Personal Loans

4.5 from 216 reviews

See the Best Short Term Loans in 2019 as rated by Australians on ProductReview.com.au.

Reviews

Review distribution

5 star
152
4 star
45
3 star
8
2 star
0
1 star
11

Max

MaxFar North Queensland, QLD

  • 2 reviews
  • 8 likes

Literally a life saving company

published

I was relocated through my work, my dog was being boarded in a kennel that my employer was paying for, without any warning my employer stopped paying leaving me with a $1000 bill i was unable to pay.

The kennel refused to release my dog untill the bill was paid in full and threatened to have her put down by the council as an abandoned dog. with pretty poor credit and an average salary, nifty gave me the funds where no one else would literally saving my dogs life!

The application process was simple and fast with the funds making it into my account in a matter of minutes.

5 stars is not an adequate rating for this company, they deserve 10 in my book.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeLine of Credit
See all answers

Mark Wissman

Mark WissmanSydney, NSW

  • 10 reviews

Don’t let the ratings deceive you!

published

No no no no. Another short term loan company that doesn’t get it.
No phone call, no customer service, no personable service and poor reasoning as to why my small loan application was rejected. It was a speedy rejection if that’s some positive. I was able to take my business elsewhere!
There are better short term loan places out there! Do not waste your time!

Customer Service
Application Process
Timeliness
1 comment
Mark Wissman
Mark Wissman

Now they’re submitting fake reviews to pump up their score! Check out the reviews and how similar the language is. Wow what an institution! FAKE

Princess nstza

Princess nstzaSydney, NSW

Fast response quick an easy outcome

published

Will apply again if need was fast an quick cash in account when needed uip to 2 hrs with hole process will defently apply again if need to in future

Customer Service
Cash Arrival0 day(s)

The reviewer stated that an incentive was offered for this review

Bee

BeeGreater Melbourne (Outer), VIC

Fast and easy

published

I was very surprised how quick and easy it was to apply for a loan.. Also I experienced great customer service.. I'll be happy to inform my friends and family about nifty.

Customer Service
Application Process
Timeliness
Loan Start DateFebruary 2019
Loan Term 3 months
See all answers

The reviewer stated that an incentive was offered for this review


Quick and easy

published

I was suprised with how low the rate is. Also a very easy and simple process with the money paid quick and easy . Very happy thankyou


So fast and efficient

published

I thought it was ever so fast and efficient. I definitely will use this company again. I am so surprised with how quick it was


Lee W.

Lee W.Melbourne

Easy application process, all done online!

published

I found the process easy and any questions I had were answered promptly. The turn around is very fast with the money in by account overnight.


Steveo861

Steveo861Wurtulla

  • Verified customer

Can't complain

published

Was quick and easy best one yet will be back and getting friends hooked up and getting $100 each one

  • Verified customer

Absolute waste of time

published

Better try somewhere else... they said same day payment but I received it 2 days later! No login portal either. Poor customer service and high interest rate. Nimble is better.

Alex

Alex

  • 3 reviews
  • 3 likes

Clearly a scam

published

Doesn't work and is very fishy in the way they work deal with caution when dealing with this website as you may lose more then your money


  • Verified customer

So simple and non intrusive!

published

Wonderful, simple easy, filled it out at lunch time and had the money by 5pm.
No unexpected costs or issues.
Extremely satisfied, thank you for getting me out of a Jam! Quick and easy and easy to repay!


No hassle, no fuss, Top notch access.

published

Service is as described- quick easy and very fast to transfer funds. I will recommend to friends and family. Very satisfied customer.


Thank you very much!!

published

I was travelling which planned while a ago. However, I had few medical emergency in home which I needed to support which lead me behind paying my bills. Tried few loan online and honestly nothing was working at all. I was so happy and thankful with the nifty, easiest way to apply through the phone and show me their trust when I needed the most. u have no ideas how much you have helped me right now.
Thank you so very much and merry Christmas :)


Very fast application and approval when needed.

published

Customer service is grameat, very quick to reply.
All costs and expenses, payments etc are clearly set out in the contract so you know exactly what you are signing up for.
Yes the repayments are a little high, but you expect that when applying for a loan that is so convenient and that doesn’t require a credit check.
Overall, I have used nifty numerous times and compared to others , I like them the best. I haven’t used any of the others I’ve tried after the first time because they’re repayments were double and u have less time to pay them.

Good work

published

Im pleased with good service and prompt response.would recommend this company to my friends. Well explained and written out. Would use this company again if i needed. Thank you janne

Very Helpful and great customer service

published

The loan I got will help me put towards the amount I need for my holiday. The lady I dealt with when I called for an enquiry about my payments couldn’t do enough for me. Would highly recommend Nifty.


So good

published

Was great quick and easy would do again definitely simple process fast response no hassle all online very easy thanks


Very helpful

published

Easy and helpful got me out of a tight spot when I needed the help. Thanks for offering this service


Bsm

Bsm

  • 2 reviews

Discuss offer needed

published

Appreciate the offer I got but would of liked to discuss offer .totally online thing was great though and quick


Excellent service

published

My experience has been great, very easy to go through step by step, quick and easy. No unexpected costs as it is all outlined before hand. Very satisfied at this stage.


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Questions & Answers

Wayne

Wayneasked

I'm on the disability pension and want to know if you allow? I have been using Cigno loans and seems i can't get a loan higher than $250, now i know i can get better because 4 years ago i had bank loan of $5000 and paid it off with in 2 years and still had cash to spend for living

No answers

Will

Willasked

Does this loan works?

2 answers
Alex
Alex

no

Robbo
Robbo

I'm Rob, not Robbo thank you lol.
I have no hesitation in recommending this institution. Fast easy and no hassles at all. I paid out early because I could.


Kropyy

Kropyyasked

How long do I have to wait for a reply?

1 answer
Diddles
Diddles

Hi there depending on the amount you applied applied for if you apply for 500dollars or more they willl do a full credit check,which takes a couple of hours or over night sometimes if you apply for 400dollars you should have answer in an hour or two.They are great to deal with if you don’t hear back from them with in two hours give them a call and say your just inquiring on how your application is going they will tell you how much longer you have to wait.


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