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Nifty Personal Loans

Nifty Personal Loans

4.5 from 221 reviews · View Statistics

Reviews

  • Transparency
    5.0 (5)
  • Customer Service
    4.3 (8)
  • Loan TypeFixed Rate (3), Variable Rate (1) and Line of Credit (1)
  • Application Process
    4.6 (7)
  • Timeliness
    4.6 (7)
  • Loan Term 153.25 months
  • Cash Arrival63 day(s)
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Sheldan J.

Sheldan J.Greater Melbourne (Inner), VIC

I love it soo much

published

It was really good and quick to I love it xxxxxx u are just the best ever and I really mend that u have saved my Xmas if I get it

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
Loan Start DateNovember 2020
Loan Term300 months
See all answers
Antoine

AntoinePerth, WA

Easy application

published

It was an easy process although I still don't understand why it asked for 3 X reference s (contacts) but overall simple process and little to no documentation was required

Application Process
Timeliness
Cash Arrival1 day(s)

The reviewer stated that an incentive was offered for this review

Rosh

RoshSydney, NSW

This has been timely, very grateful

published

Good and quick experience, was satisfied with the customer service and the efficiency of the whole process. The documents provided were clear to read, being able to get everything done online and on the go was amazing

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateNovember 2020
Loan Term10 months
Cash Arrival1 day(s)
See all answers

The reviewer stated that an incentive was offered for this review

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Tery

TerySouth East Queensland, QLD

  • 2 reviews
  • 1 like

Great service , easy and fast

published

One of the easiest and best online dealings , would recommend to anyone who is in the need of cash fast and easy , hassle free & no back and forth communication
Thankyou

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers

The reviewer stated that an incentive was offered for this review

Mosti

MostiSydney, NSW

I love my family

published

Very good service company nifty and very fast service thanks for everything i like this very fast to answers and the company nifty have a very good service company thanks

Incentivised ReviewNo
Loan Start DateMarch 2020
Loan Term300 months
Cash Arrival250 day(s)
See all answers
1 comment
Mosti
Mosti

No issues and so easy. I went online to apply, decision in 10 mins and money in my account a few minutes later. A very satisfied customer!
Such a simple process. Would recommend.

Very quick and simple!

published

No issues and so easy. I went online to apply, decision in 10 mins and money in my account a few minutes later. A very satisfied customer!
Such a simple process. Would recommend.

Transparency
Customer Service
Loan TypeFixed Rate

The reviewer stated that an incentive was offered for this review

Max

MaxFar North Queensland, QLD

  • 2 reviews
  • 8 likes

Literally a life saving company

published

I was relocated through my work, my dog was being boarded in a kennel that my employer was paying for, without any warning my employer stopped paying leaving me with a $1000 bill i was unable to pay.

The kennel refused to release my dog untill the bill was paid in full and threatened to have her put down by the council as an abandoned dog. with pretty poor credit and an average salary, nifty gave me the funds where no one else would literally saving my dogs life!

The application process was simple and fast with the funds making it into my account in a matter of minutes.

5 stars is not an adequate rating for this company, they deserve 10 in my book.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeLine of Credit
See all answers
Mark Wissman

Mark WissmanSydney, NSW

  • 10 reviews
  • 6 likes

Don’t let the ratings deceive you!

published

No no no no. Another short term loan company that doesn’t get it.
No phone call, no customer service, no personable service and poor reasoning as to why my small loan application was rejected. It was a speedy rejection if that’s some positive. I was able to take my business elsewhere!
There are better short term loan places out there! Do not waste your time!

Customer Service
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
Mark Wissman
Mark Wissman

Now they’re submitting fake reviews to pump up their score! Check out the reviews and how similar the language is. Wow what an institution! FAKE

Princess nstza

Princess nstzaSydney, NSW

Fast response quick an easy outcome

published

Will apply again if need was fast an quick cash in account when needed uip to 2 hrs with hole process will defently apply again if need to in future

Customer Service
Cash Arrival0 day(s)

The reviewer stated that an incentive was offered for this review

Short Term Loans

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Bee

BeeGreater Melbourne (Outer), VIC

Fast and easy

published

I was very surprised how quick and easy it was to apply for a loan.. Also I experienced great customer service.. I'll be happy to inform my friends and family about nifty.

Customer Service
Application Process
Timeliness
Loan Start DateFebruary 2019
Loan Term3 months
See all answers

The reviewer stated that an incentive was offered for this review

Quick and easy

published

I was suprised with how low the rate is. Also a very easy and simple process with the money paid quick and easy . Very happy thankyou

So fast and efficient

published

I thought it was ever so fast and efficient. I definitely will use this company again. I am so surprised with how quick it was

Lee W.

Lee W.Melbourne

Easy application process, all done online!

published

I found the process easy and any questions I had were answered promptly. The turn around is very fast with the money in by account overnight.

Steveo861

Steveo861Wurtulla

  • Verified customer

Can't complain

published

Was quick and easy best one yet will be back and getting friends hooked up and getting $100 each one

  • Verified customer

Absolute waste of time

published

Better try somewhere else... they said same day payment but I received it 2 days later! No login portal either. Poor customer service and high interest rate. Nimble is better.

Short Term Loans

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  • Verified customer

So simple and non intrusive!

published

Wonderful, simple easy, filled it out at lunch time and had the money by 5pm.
No unexpected costs or issues.
Extremely satisfied, thank you for getting me out of a Jam! Quick and easy and easy to repay!

Robbo

RobboPerth, WA

No hassle, no fuss, Top notch access.

published

Service is as described- quick easy and very fast to transfer funds. I will recommend to friends and family. Very satisfied customer.

Thank you very much!!

published

I was travelling which planned while a ago. However, I had few medical emergency in home which I needed to support which lead me behind paying my bills. Tried few loan online and honestly nothing was working at all. I was so happy and thankful with the nifty, easiest way to apply through the phone and show me their trust when I needed the most. u have no ideas how much you have helped me right now.
Thank you so very much and merry Christmas :)

Very fast application and approval when needed.

published

Customer service is grameat, very quick to reply.
All costs and expenses, payments etc are clearly set out in the contract so you know exactly what you are signing up for.
Yes the repayments are a little high, but you expect that when applying for a loan that is so convenient and that doesn’t require a credit check.
Overall, I have used nifty numerous times and compared to others , I like them the best. I haven’t used any of the others I’ve tried after the first time because they’re repayments were double and u have less time to pay them.

Good work

published

Im pleased with good service and prompt response.would recommend this company to my friends. Well explained and written out. Would use this company again if i needed. Thank you janne

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Questions & Answers

Cole C.

Cole C.asked

How my loan going

No answers
Darlene Phillpot

Darlene Phillpotasked

How long before you get Approved

No answers
Wayne

Wayneasked

I'm on the disability pension and want to know if you allow? I have been using Cigno loans and seems i can't get a loan higher than $250, now i know i can get better because 4 years ago i had bank loan of $5000 and paid it off with in 2 years and still had cash to spend for living

No answers

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