1,744 reviews
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NRMA! You are sending an overdue reminder while I have never looked into NRMA and what it entails. Vehicle registration/Product N/A - My NRMA Total due $60.00 Due date 15/02/26 Please could you make sure customers are aware and you have received the consent before turning into paid service. I have called up customer care and have got the (whatever that service is) cancelled. Show details
Good value for money and easy to transfer from another insurance company. however it has been so frustrating dealing with the claims team after my car got written off by a drunk driver. I provided a substantial amount of documentation and photographic evidence of the scene. They insisted we needed a police report to go further, but police were… Read more
stating that this is not the case at all and even if they did need a report, it would be $92 out of my pocket and 2 weeks for it to arrive. NRMA stated the issue delaying the claim was that I didn’t have the at fault drivers details (after I had already provided their first name and rego - surely the insurance company can put two and two together and find the rest of the information?) Once I got their details, they then said they needed proof of my drivers alcohol and drug test. I explained it was 0.00 and that the blood analysis done at the hospital could take up to 2 weeks. They simply wouldn’t accept any explanation that our results were all 0, stating I could be lying about the result and any alcohol reading would forfeit the claim. It appeared each time I gave them information, they created a new issue to delay the claim. Once they’d gotten in contact with a police officer to confirm our negative drug/alcohol screening, they said they had booked me a Mitsubishi ASX rental for 2 weeks. Upon arriving to the hire car location, they informed me I was booked in for a Mazda 2 (much smaller than the SUV I requested). I have to return to the car hire tomorrow to get an SUV. It has felt like everything is going around in circles and there is an issue with every little detail.
Hi Jainelle, thank you for taking the time to… Read more (+2 replies)
[Content Removed] in customer service lied about processes, telling me supervisors dont work on Sundays and when my call was recorded she said 'some of the supervisors are off but not all' refused to help me and left me on long holds with no resolution. Told me that the debit amount would be higher than my outstanding premium, I asked why and she… Read more
spoke to someone else and said that it was the system calculating incorrectly. WORST CUSTOMER SERVICE I have no confidence that NRMA can handle service at claim time because reinstating cover after I changed banks is impossible! Do not recommend Horrible service Trying to overcharge me Being put on hold without being told, being cut off when speaking, service member [Content Removed] disappeared.
Hi Erin, thank you for taking the time to share… Read more
Reviews with attachments

- +1
Borken twice,today and yesterday.George came over yesterday and fixed it.Then this morning while starting my car,battery was dead.Called you guys again for help then only after 5mins saw the van on the road.Was praying and hoping that it's gonna be George to come to help me out and low and behold!!!!!It was him!!!!the very same guy from yesterday… Read more · 2
who's very honest,polite,funny guy who want nothing but to help people out like me who's stranded.I really admire his honesty and you are very lucky to have him as your employee.Told him i will request him again in the future incase I will be having issues.I always do reviews and this one is really exceptional as seldom you will find people you can trust.Way to go G!!!!God bless you and your family and you too NRMA.Keep up the good work:-)
I have been with the NRMA since 2016 and they have been amazing to deal with! They went above and beyond for me and waived my repayment not once but twice! This saw my struggle with my recent repayment due to a stressful situation where my alternator was broken and the auto electrician had put in the wrong one. Which led me to exuberant outlays… Read more · 2
on replacing batteries and having an and having NRMA callouts to jumpstart the battery, which was later discovered was being drained because there was a faulty diode inside the replacement alternator. Tibby Rose Auto Electrical in Top Ryde put a 582 in and it was meant to be a 583.
Because of all the ongoing stress and struggles that cost me a lot financially based on this situation.
The NRMA waived the January payment without question. And because of the Afterpay repayment of outlay on a another alternator taking the money that I initially thought was the insurance cover, I was absolutely gobsmacked at this operators kindness again today because of the fact that I had a situation happened where Afterpay had taken Payments out of my account I initially thought it was the NRMA repayment but it wasn’t so once more they were kind enough to even say to me “Don’t worry because of your situation we will wave that missed February Payment owing because we want you to be back on feet and we want you to be covered”. She also stated that this is their way of saying thank you to their loyal customers and honestly, I’ve never had this type of assistance anywhere else.
She was even ready to waive the entire March payment but I said no. I will definitely send Payment through on the 20th.
But I just wanted to point out that these people treat you like a real person, they understand that you struggle and it takes a lot to admit that you are going through financial issues. It’s so nice to know that they don’t treat you like a number and that means a lot to me so those who are saying the NRMA aren’t any good, I hope you read this and reconsider..
I’m so humble by the way they treat me. Thank you NRMA for treating me so dignified. I certainly won’t be going to anyone else ever!
Karen
Dodgy- Welland Crash Repair – I had my car repaired by Welland crash repair. The repair is not to my satisfaction as both side of the bumper bar join did not align and the gap is inconsistence(Gap on one side is very tight and other is wider. Photos attached). I've told the repairer but they failed to rectify the problem after a few attempts. They said they will contact… Read more · 11
SGIC(NRMA) if they can approve further repair. The manager [Name Removed] inspected my car a few days afterward. He claims that the gap is there before accident and they would not approve repair on them. He even show me photo before repair but at an angle where it show the gap on one side but not the other side. If the inconsistency were there before repair. The repairer would report this to assessor for repair. We both found there's mark on the tight side of gap that there're sign repairer trying to force bumper into place(He did not comments). He then look underneath my car to look for a way out of my claim. I've driven this car since new and a month after accident(Waiting for parts). I know where's the imperfection. I'm not the at fault driver and I get comprehensive insurance is to have a peace of mind . I'm a customer of SGIC(NRMA) but I don't feel I've been look after. The repairer said the gap is industry standard and SGIC(NRMA) just want to dodge. I felt like my insurance company is not working for me. (Please read responses below. The crash repairer did not disclose additional damage direct behind bumper bar)
Thank you NRMA! I was so glad when i realised I had it after the canberra nsw hailstorm – From my 1st call this has been such a good experience. My motor home was written off by the recent hail. I called and lodged a claim and although it took 2 weeks to be assessed it took one day for them to write it off , approve my claim and pay me out at market value which was a pleasant surprise. I ended up buying a mazda bus which suits my needs… Read more · 1
more than the rodeo cab chassis and austar cab over van on the back I lost. Win win. So my money is paid already im just waiting the 3-5 business days for the bank to make its money in interest (grrr) and hopefully by Tuesday my new motorhome will be in the driveway.
Cheapest cover during this covid period – - policy was good value - bought it online, self-serve - haven't lodged any claim thankfully - had Nobody else in the industry could beat the 10$ per month value for third party, Fire & Theft Show details · 1
I was recently rear-ended by an NRMA customer, and my car had to be towed away for repairs. Since then, I've been trying to arrange a hire car through NRMA, but no one has returned my calls. I waited on the phone for over an hour and a half before giving up, and my follow-up email has also gone unanswered. It feels like NRMA is completely ignoring the needs of those who are victim in an accident. Very disappointing experience. Show details
Hi Samet, we are here to help. Please message NRMA… Read more (+1 reply)
FOR ALL CAR INSURANCE PRODUCTS - NOT JUST THIRD PARTY! Online self service Rego/VIN matching flawed and inconsistent! Make sure the exact make and model of your vehicle matches the details against their system. Upon submitting a new policy for my vehicle online (both quote and new policy options) using both the rego and VIN, it showed up as a… Read more
completely different model. Don't trust that their system is correct, as this could potentially cause issues with submitting claims later down the track.
Either enter the vehicle details in manually or ring up.
I have not experienced this flawed system with any other online rego/VIN search database whatsoever; Which leads me to believe this is a rather potentially deliberately and misleading service to get you to pay more for the wrong product.
Hi Dodge, We’re here to help and appreciate you… Read more
The fact these moorons have insurence for about 40% cheaper for "non binary" people is a complete double standard and quite frankly a good reason to boycott these clowns. Show details
Hi Matthew. We consider a number of factors when… Read more (+1 reply)
If I could give less than 1 star I would….. the most horrible experience I’ve ever encountered with an insurance company. I’m not going to go into the whole debacle… and trust me this post doesn’t even begins to tell you half of the issues I’ve experienced with NRMA and their smash repairer, but like most here my experience with NRMA has been… Read more
total disregard and no respect for paying customers, misleading information provided by NRMA, offers made to resolve issues only to have them reneg on it later, not keeping accurate records where I constantly had to retell my story over and over again…. Repairs for my vehicle was started 4/04 and ETA was 18/04 (yesterday 14/05 and I collected my car after many many weeks wait) with no updates even though they say “yes we’ll call you and let you know” only to now have my front mirror not work and a hole/ missing plastic in my gear shift which repairer acknowledged and will resolve *insert eye roll here* but seriously if incompetence had a name it would be NRMA! Thanks for nothing NRMA you should be ashamed of yourselves and need to treat paying customers with respect!
Hi Brooke, thank you for your feedback. We're… Read more (+2 replies)
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Poor payment experience – I have multiple insurances under NRMA over 10 years. In the last few years, I always having trouble on making payment online with NRMA and just can't stand for it any more today. I know today 12/01/2025 is Sunday, but without any maintenance warning on web, I expect online payment is 24x7. When I tried to click the button to pay online, "Online… Read more
payment is unavailable" and asked me to call 131 144 for making payment. I did but after following all the steps then telling me "Phone payment is only available during office hour". Tried the apps and just looping on "Something went wrong". In the past few years, online payment in NRMA on car insurance to me only 50% success even during business hour. Very disappointed and time waster.
I had another CTP purchase for a vehicle to be registered in NSW from another state for my family… Read more (+1 reply)
Latest follow-ups
I have my house, and 2 cars insured with NRMA and now wanting to insure my caravan and get cheaper quotes from elsewere even with the group discount from them. I only want it insured for the 25k i paid for it but the minimum is 38k whick makes zero… Read more
sense. Anyhow i am going with either GIO or new wave insurance as they are half the cost of NRMA . This valued customer doesnt feel very valued, might take everything else to a different company also.
Follow-up · No response from NRMA, they say on this they will get in contact with you to work something out. Dont beleive they actually try to help, just another wasted phone call
Hi James, thank you for sharing your feedback with… Read more (+6 replies)
Following an accident in mid Aug I submitted a claim on NRMA Vehicle Insurance. Since submitting claim, I have made multiple phone calls for information and status of claim and repairs. I have yet to speak with anyone who speaks English as 1st… Read more
language. I have spent hours on the phone trying to get answers for questions that should take a couple of minutes to resolve. Countless Options to select from, hours of interminable prerecorded waffle about NRMA. As soon as repairs completed (??) I will be cancelling and looking for new insurer. APPALLING customer service! APPALLING!!
Follow-up · What repair options were offered? There was no direct engagement with NRMA to discuss repair options (all phone calls about this were directed to Philippines Call Centres where I was continuously presented with repeats of available Options to select. (NONE of which allowed for discussion on repair OPTIONS). How did you submit the claim? I rang… Read more
Hi Stephen, Thank you for sharing your experience.… Read more (+1 reply)
I have an open claim, where my car has been with NRMA appointed garage for a what’s rolling into a second weekend and have had three calls with NRMA committing to provide a written up date on status of repairs, but still nothing. A raised a formal complaint and I can see my complaint is closed with no resolution !? Show details
Follow-up · Follow up service has only been worst from NRMA. I paid 3000 excess I got a repaired car, that is not roadworthy. Front left light and internal backing camera / dash remain broken. Genuinely incompetent to the point of dishonest customer service.
Hi Declan, thank you for sharing your experience.… Read more
Positive reviews
I had a minor car accident requiring minor quick repair. NRMA handled it very professionally. Very accurate and updated communication Accountability and responsiveness towards my concerns A quick repair within less than a week during very busy time of the year. Also I really like how they gave me options of their repairers to choose close to… Read more · 1
my address even though I don’t have that in my policy saying repair at my repairer. The online platform is very smooth. The car was booked in for inspection/assessment and all details right at the portal as soon as Claim lodged. The express repairer Artarmon is as good as NRMA Thank you I’ve had terrible experiences in past with other insurers. I hope this continues if any major repairs needed in future
I have not made a claim through NRMA but have multiple policies and have been a customer for many years. Loving the mutli policy discount, not many companies rewarding existing customers so it's nice to see. Every time I have contacted NRMA they've been quick to answer. The staff members are Australian which goes a long way when there is no… Read more · 1
language barrier. Staff are knowledgeable & efficient. I have previously tried other insurance companies but NRMA has been the best! I have multiple car policies as well as home & contents and the service I have recieved has been nothing but amazing!
My review is for Tanya at the Queanbeyan NSW office. I find it really fabulous these days to have someone like Tanya to breeze through my queries. I am really impressed. I would submit more than 5 stars for Tanya if possible. Thank you again Tanya. Show details · 1
Negative reviews
Wow. NRMA comprehensive car insurance is in itself, an accident waiting to happen. We suffered the worst customer experience in 40 years. We chose Drive, Pinkenba, an NRMA preferred repairer and it became an absolute nightmare. They held our vehicle for nearly three months, gaslighted us, postponed our repair to suit their schedule, hung up on us… Read more
several time when we attempted to make genuine enquiries, made little to no effort to source parts. A part they claimed was taking over a week was in stock at Mazda locally and could have been delivered in one day. The only reason we finally got our vehicle back was because my partner sat in their reception for six hours, until they had the car ready. BEWARE!!!! Do NOT choose an NRMA preferred repairer. Drive Pinkenba accepted over 70 vehicles in the same time as ours, knowing full well they couldn't repair them in a reasonable time. They queue vehicles and keep people hanging, all to suit their business. The customer comes last. And NRMA? They took a back seat. They barely provided updates and when they did,they were vague and outdated. Had we not finally got our vehicle back after 9 weeks, we were planning legal action. I haven't shared most of our bad experience, there is just too much to cover. We will NEVER use NRMA or Drive Group Pinkenba. This is a warning to anyone planning to use either.
Hi, thank you for sharing your experience. I am… Read more
Absolutely terrible experience with NRMA. My car claim dragged on for 3 months, and the service was shockingly poor from start to finish. They left my car at the towing yard for nearly 2 months without properly dealing with it, and it only got assessed after I made multiple calls and kept pushing for answers. I had to do all the chasing myself… Read more
because nobody seemed interested in handling the claim properly. The delays, lack of urgency, and poor communication made an already stressful situation even worse.
On top of that, their settlement explanation was unfair and ridiculous. They said they would deduct my registration from the settlement because I could supposedly claim it back from the Department of Transport. But the registration is something I paid for, not them, so they have no right to treat that as part of their settlement deduction.
This whole process felt unprofessional, slow, and unfair. For an insurance company, this level of service is unacceptable. I would never want to deal with NRMA again.
Hi Greger, thank you for taking the time to share… Read more
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An NRMA customer smashed into my car while I was parked (I was in the car)- they were likely on their phone as completely ran off the road and have been charged by police. Their insurer- NRMA have written off my car but refuse to communicate in writing. They have made one phone call a month after the incident requesting my bank details and… Read more
pressuring me to just receive a payout for my vehicle without providing anything in writing. So dodgy it seems like a scam. Unsure why NRMA refuse to communicate in writing when I have requested this and they have my email address. I am forced to continue paying registration on the written off vehicle as NRMA still refuse to provide anything in writing! Fortunately AFCA is such a good service to assist when dodgy insurance companies try to rip people off.
Hi Mando, thanks for sharing what’s been happening… Read more (+8 replies)
Recent reviews
So today, I get this friendly little alert from NRMA about my home insurance renewal. No big deal, I think—I'll just jump online and get it sorted. I’ve got four insurance products with them, so pretty straightforward, right? Well… not quite. As I’m checking my policies, I suddenly spot something bizarre. One of my comprehensive car insurance… Read more
policies is still active—for a car I sold eight months ago. Eight. Months. Ago. Apparently, I’ve been generously insuring someone else’s ride all this time. Bravo, me! So, I call their support, explain the situation calmly, and ask for a cancellation and, you know, maybe a full refund for the time I was protecting a stranger’s car. Their response? “Oh, you auto-renewed because your auto-debit was active. That counts as your consent.” And the best part—they can only refund me for 51 days. Fifty-one. I ask, “So, I’ve basically been paying insurance for a car that doesn’t even belong to me?” And they go, “Prove it—or we assume you’re lying.” Seriously? After a decade as a customer? I try to stay polite and mention, “Hey, I’ve got three other insurance policies with you, I’m just talking about this one.” The support agent responds with the warmth of a brick wall and the tone of someone doing me a huge favour by even staying on the call. At that point, I’m done. I say, “You know what? Just cancel everything. All four policies. I’m out.” And guess what? She says, “More than happy to,” and cancels everything in under two minutes. I sat there thinking—is this really how businesses operate now? A decade-long customer, wiped off the books faster than a spam email. Unreal.
Hi Viv, thank you so much for sharing this with… Read more
Save yourself the time and just shop around. I have been with NRMA for 15+ years with zero at-fault claims. My car is garaged, has a security system, and I do less than 5,000km a year. Despite being the lowest possible risk, my premium jumped from $1,600 to $1,950. Other insurers are quoting $1,400 to $1,450 for the exact same terms. I spent way… Read more
too much time on the phone walking through useless scripts only to be offered a measly $50 discount. They have no willingness to bridge the price gap or value long-term customers. Don't bother trying to negotiate, just move on and save your money.
Hi JPS, thanks for sharing your feedback. We… Read more
According to Service app, its the cheapest but apprently Allianz $90 cheaper for CTP greenslip n there was no Cooling off periode to cancel they said already registered, only first n last used this, my others family members will not use nrma ever Show details
Hi Harry, the pricing shown in the Service NSW app… Read more
Why does NRMA have an offshore team who can't help you? They can't make payments, they just waste your time transferring you. Three times I called NRMA this week, transferred three times, first couldn't help me, second said you've come through to the wrong team, transferred again to hear a recording state our opening hours are from 10-4. Called… Read more
again the next day, went through the same thing, transfer, transfer then a recording stating due to a building evacuation we can't answer your call, so call us again. Third call today, transferred again, and again to get a recording stating: sorry we can't answer your call right now, call us again. This is not service NRMA
NRMA here to help - I don't think so.
Don't stand by their lifetime warranty on repairs guarantee, waited 10 months for the car to be re-inspected with the assessor just never showing up. Given the run around for months, wasted hours on the phone. Car was unsafe to drive following repairs, broken down due to parts not being replaced with the vehicle needing to be towed and my father… Read more
stranded. Have had no option but to sell the car with a huge financial loss. Will be reporting to the ACCC and won't be insuring any future vehicles with NRMA. Disgusting way to treat a loyal member of 52 years!
Hi Chloe, thank you for taking the time to share… Read more (+2 replies)
Worse insurance company. Stay away. Not worth your money. We have bern trying 3 weeks to get a quote for an expensive sports car with no lukc. This company has lost the plot, used to be SGIO who were very professional. They have gone bsckwards and not worth my time. Very poor customer service Show details
Hi Philippe, we’re sorry to hear about your… Read more
Up to 2025 I had some 14 insurance policies with NRMA over more than 20 years. You used to beat every cheaper quote then you stopped doing that completely. Every time I rang NRMA I almost always got a foreign call centre speaking poor english. NRMA gave me bulk policies and long time member discounts. This changed also and the service was poor. I… Read more
switched to RACQ who have better TV ads, english speaking staff and much better prices. Very disappointing how your quality has deminished.
Hi Grandad, thanks for taking the time to share… Read more
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Hi Devi, thank you for your review. I just want to… Read more