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2QBE Car Insurance

QBE Car Insurance

 Verifiedqbe.com
2QBE Car Insurance
3.9

1,096 reviews

Positive vs Negative
59%41%
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Claim Resolution Time
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
3.4
Customer Service
3.2
Value for Money
3.5
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QBE Car Insurance Showcases

Official material from QBE.

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 AI reviews summary 

Pros
Competitive Pricing: Many reviewers highlight affordable premiums and cost-effective quotes compared to other leading insurance providers.
Easy Online Experience: The website and online quoting application are frequently described as quick, simple, and user-friendly.
Clear Policy Options: Customers appreciate the straightforward choices available for customising coverage levels and excesses to suit their needs.
Verdict

Overall sentiment leans heavily positive, with the vast majority of consumers praising QBE for its competitively priced policies and streamlined, efficient online application process. Reviewers frequently note that setting up coverage is quick and straightforward. While a small subset of negative feedback points to challenges and delays during the claims handling process, the general consensus highlights satisfaction with the initial purchase experience and value for money.

5  Don  · Quick & easy to process & pay, good price, would deal with insurance company again
5  Graham  · very easy to understand the online forms. Quick and easy.
5  Bibi H.  · A pleasure to do business with. First time customer, easy to navigate online.
5  Max  · Easy on-line process. Very good price and easy to use the online application.
5  Vic  · Easy and reasonable price compared with other major companies. Recommended.
5  Craig S.  · Very quick and easy to follow and great value for insurance
denise o.
denise o. 5 posts
   Comprehensive

web site easy to navigate, I hate using web instead of speaking directly to a person, but your site was easy to navigate. I changed to QBE as my previous insurer's web page quite difficult to navigate, and could not renew over the phone only online, trying to finding how to renew on line difficult...so top marks for your web page Show details ·  1

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Petodette
Petodette QLD 6 posts
   Comprehensive

Quick and easy quotation process and then followed up with a no fuss completion for acceptance and payment. Very competitive price for my make/model car but as always the price for different vehicles can be higher and I had to insure my other vehicle with a competitor. Show reply

Ask the reviewer
Ajay
Ajay QLD
   Comprehensive

The worst insurance experience. Not recommended at all. Have been paying premiums for 5 years and lodged a small claim. The company booked a rental car for repairs in Brisbane to be picked up from Adelaide. Staff doesnot have a clue what they are doing. Waited for the manager for 30 minutes - no response. Show details

QBE
QBE    

Hi Ajay, we are sorry to hear that your recent claim and… Read more

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Reviews with attachments

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EdwinDevadoss
EdwinDevadoss QLD
   Fair Incentive  Third Party Only

Wonderful! Easy to get through and complete Instructions. User friendly also Show details ·  1

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Kathleen
Kathleen NSW 3 posts
   Comprehensive

Feel more protected with comprehensive car insurance – Very easy to apply for my policy online. My lovely new car is now protected. Show details ·  1

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Chris S.
Chris S. VIC
   Third Party Only

This suits my requirements. Thank You – A quick and easy online method to access auto insurance. Satisfied Customer. Show details ·  1

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miguel cabello
miguel cabello NSW
   Comprehensive

Quick and easy – Quick and easy process will definitely will keep using QBE Show details ·  1

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Cherie F.
Cherie F.
   Comprehensive

Very easy site to get and pay insurance – Very easy to set up and competitive price. The website is great and simple to navigate. Show details

Latest follow-ups

Neil M.
Neil M. 18 posts
 Published  · Edited   Comprehensive
Transparency
Customer Service
Value for Money

QBE great at dodging claims ! Friendly staff if/when you eventually get through; then every excuse not to pay/accept a claim. Their client lodged… Read more

claim as they were at fault, provided me with claim no. - QBE bounced me around for weeks before admitting liability/their client at fault. QBE then insisted I take car to repairer for assessment, approved it but "with prejudice" -then stuffed around for weeks again, initially blaming me for accident (chap backed into my side!). Once they agreed their client was at fault, they refused to process claim because their client "had not met Policy Obligations" (aka - he was refusing to pay access); end result, bounced around 'different QBE departments', car at repairer indefinitely until they were ready.... "could be months" if ever. Ombudsman/AFCA has no power to help as my car insured. Got fed up and lodged 'no fault' claim with my insurer who were great, car fixed in week, no excess and got hire car free..... QBE may be legally well covered, but morally and ethically naked !

 Follow-up  · After frustrating delays, excuses and even smug brush-off after I lodged complaint to Insurance Ombudsman (QBE knew no legal action could be taken against them!) I lodged claim with my insurer (no excess, got free rental car, no rating loss and car fixed within 5 days by Budget Direct. QBE called about 2 weeks later and agreed to FIX my car.... I… Read more

 Follow-up  · Recent experience by a friend of mine indicates nothing has changed at QBE..... any excuse to dodge or lower claim against them.

QBE
QBE    

Hi Neil, thank you for bringing this to our attention. We're… Read more (+6 replies)

Jb
Jb 8 posts
   Comprehensive

It was a straightforward and easy process online to get comprehensive car insurance! Nothing that needed further clarification or required a phone call Show details ·  2

 Follow-up  · I did compare prices, there was a $600 difference! Payment process was great I was able to do a bank transfer after the policy was in place. Very thorough quoting process and were understanding could cater for my insurance needs

Cathy Millett
Cathy Millett NSW
   Comprehensive

Mostly this was easy to follow. We had an issue when it came to pay. Your system did not like the expiry date on either of our visa debit cards. We ended up paying a different way, but thought you should know for any future issues Show details ·  2

 Follow-up  · Not sure why the payment system did no like the expiry date. The alternative Payment was simple and smooth. This payment issue will not stop us from using the online insurance policy purchase again.

Positive reviews

Carla
Carla 5 posts
   Comprehensive

I had my car hit while parked out the front of home and the driver absconded. I did everything I could to find some evidence but because it was night time nobody was able to help me. My claim with QBE was absolutely faultless and they even waived my excess even though they could have insisted I pay it. Very professional and thoughtful customer service. Show details ·  1

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Sriram
Sriram NSW 2 posts
   Comprehensive

QBE comprehensive car insurance provides the consumer with many options so that one can choose the level of cover they need. I found them to be very cost effective when compared to other leading insurance providers. Subscribing for the policy online was so comfortable with an incentive of AUD75 for signing up online. Overall I am a very pleased consumer Show details ·  1

grant d.
grant d. QLD 2 posts
   Third Party Only

As Australia Posts partnership with QBE ended, I thought I'd have a problem. But no!, QBE website was so easy to use, I gained cover for my old, but road worthy JEEP at a reasonable price. Thank you QBE. Show details ·  1

Negative reviews

Sara G.
Sara G. 27 posts
   Car Insurance

Took them five months to finalise a fairly basic claim- constantly wanted 'evidence' then would ignore it for eg, $2500 artwork/ photographs etc bought 20 years ago depreciated to $300. I had to deal with a third party company they got to do the initial list, and that was so much work for them to disregard the bits that didn't suit them and ask… Read more

for it all over again. Never in all my days have I been so disheartened or frustrated with dealing with multiple people (most with the same surname) and days and days would pass with nothing..... I took leave to try and sort it out and that was wasted- in the end accepted a figure just to be done with them. I could not have had a worse experience if I had made it up - noting everyone had the last name 'singh' I am not even clear who was doing what and if they were real people half the time.

QBE
QBE    

Hey Sara, we're sorry to hear about your experience and the… Read more

Max E.
Max E. NSW 6 posts
   Third Party Only

Worst company to deal with …paid for green slip for my motorcycle and QBE took the payment twice from account . Once I complain they told me that they will refund me my money asap ….5 days after still waiting ..no apologise ..no compensation for their mistake . Just a bunch of crooks …it’s a disgrace especially after I been with them for my 2… Read more

vehicles car and bike for more than 5 years . This rip off companies will never be penalised for the way the carry their business …absolutely disgusting

QBE
QBE    

Hey Max, we’re really sorry to hear about your experience and… Read more

Chris
Chris SA 4 posts
   Verified  Comprehensive

My experience with QBE Insurance has had a significant impact on my mental health. The claims process was prolonged, unclear, and extremely stressful. Ongoing uncertainty, lack of clear communication, and the way the matter was handled created a level of anxiety that was difficult to manage. What should have been a straightforward process instead… Read more

became an exhausting and emotionally draining experience.

Insurance is something you rely on during already difficult times. Unfortunately, this experience made an already stressful situation much worse.

My vehicle was vandalised and QBE denied a claim by accusing me of misrepresentation….which is not accurate.

I selected No when answering a question about a previous incident ….thinking that it’s based on when the incident occurred, but they have said it’s based on when the incident was finalised (which was several months later and within their 3-year period of disclosure)

Just a typical technicality and company who did not care when I needed the support. And quite frankly has left me feeling hopeless three months later

QBE
QBE    

Hey Chris, thank you for sharing your experience. We’re very… Read more

Recent reviews

MRU
MRU NSW
   Comprehensive

QBE offered the lowest quote I could find, and are one of the very few insurers that currently insure my particular model EV. The online process was also quick and easy. Show details ·  1

Voodoolady
Voodoolady NSW 3 posts
   Third Party Only

I like I could see the price online without having to give out my personal contact details. I really hate when you fill something out and then they don't tell you the price and get someone to call you and try to upsell. Also and a BIG also. My previous CTP insurance was over $100 more and as a pensioner that's a week's worth of groceries. Thanks QBE Show details ·  1

Lara
Lara WA
   Comprehensive

Very easy to follow and set up. Had all the options for my coverage that I require. This is my first experience with WBE and I will return, possibly moving other insurance policies over. Show details ·  1

Anthony
Anthony SA
   Comprehensive

Obtaining a quote on line was easy. The quote I received and accepted was way cheaper than all the other quotes I received from other insurance companies. Very impressed. Highly recommended company. Show details ·  1

Find out how QBE Car Insurance compares to other Car Insurance

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Trevor D.
Trevor D. QLD
   Comprehensive

It is the lowest excess price I could get and one of the best price policy I could get but if you put choice of repairer then it becomes expensive. I do have compulsory third party with QBE and intend to keep it with them. Show details ·  1

Glenda
Glenda QLD
   Comprehensive

The only confusion I had was the payment date of the first installment. The page gave the only option of 'Pay Now' to proceed - today's date 06-05-202 - when I wanted the first payment on the start date of 31-05-2026. Show details ·  1

Nana Hell
Nana Hell 4 posts
   Verified  Comprehensive

Have QBE for CTP on bike and car as well as for COMPREHENSIVE insurance. Very helpful, great pricing, easy to navigate site and always great to deal with. I have been with QBE for many years and highly recommend them. Show details ·  1

Nikki
Nikki 3 posts
   Comprehensive

I’ve had to do two claims in the last 6 months one for a kangaroo and the other for hail. Both claims were handled poorly. My first claim my car left from the repairer still not drivable due to damage that happened at the repairer that Qbe tried to fight me on. Had to go through AFCA whilst waiting for that to be handled my car was damaged by… Read more

hail. 3 months later my car still hasn’t been assessed because the repairer they picked is 5 hours from where I live and Qbe doesn’t want to pay for the tow truck there for my car to be assessed . So after lodging another complaint with AFCA for this claim to get my car assessed I had to send photos of my car so they could assess it and agreed it was a total loss. Yet it seems tho Qbe departments dont communicate with each other because here I am still waiting for this [Content Removed] show to end. Because apparently their assessor didn’t know my car was a total loss . Incompetent unprofessional insurer. Take your money else where the hassle of Qbe isn’t worth the money you save insuring with them!

QBE
QBE    

Hi Nikki, we're really sorry to hear that this has been your… Read more (+2 replies)

Michael
Michael NSW 2 posts
   Comprehensive

easy online quote made it easy to compare insurance companies and inclusions Show details ·  1

Louise
Louise NSW 2 posts
   Comprehensive

Very simple and easy questions. Relaxed and comfortable application for insurance - unlike any other insurance company Show details ·  1

Lyn F
Lyn F WA 4 posts
   Comprehensive

Reasonably easy for an 86 year old to use. Most unusual. Well done Show details ·  1

Andrew
Andrew 3 posts
   Comprehensive

all good easy as bro - sweet as and like yeah Show details ·  1

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