Review your last buy on ProductReview.com.au
2QBE Car Insurance

QBE Car Insurance

 Verifiedqbe.com
2QBE Car Insurance
3.7

985 reviews

Positive vs Negative
54%46%
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
Claim Resolution Time
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
3.4
Customer Service
3.2
Value for Money
3.5
Buying Guide Banner
QBE Car Insurance Showcases

Official material from QBE.

Read now
5 Adam  · Accurate and prompt as well as reliable with best prices
5 Anthony R  · Was easy. An old Insurance Broker could even use it. Thank you.
5 david  · fast service and price on policy was commpettitive against other insurers
5 Kristin  · Easy, simple to get a quote. Great value compared to other insurers. Easy to proceed with quoted insurance policy.
5 Paul  · Easy to navigate and easy to go back and forth between questions
4 Peter N  · Overall good had to review a couple of times due to misunderstanding of questions
Max E.
Max E.NSW3 posts
  Third Party Only

Worst company to deal with …paid for green slip for my motorcycle and QBE took the payment twice from account . Once I complain they told me that they will refund me my money asap ….5 days after still waiting ..no apologise ..no compensation for their mistake . Just a bunch of crooks …it’s a disgrace especially after I been with them for my 2… Read more

vehicles car and bike for more than 5 years . This rip off companies will never be penalised for the way the carry their business …absolutely disgusting

QBE
QBE    

Hey Max, we’re really sorry to hear about your experience and… Read more

Glenda
GlendaQLD
  Comprehensive

The only confusion I had was the payment date of the first installment. The page gave the only option of 'Pay Now' to proceed - today's date 06-05-202 - when I wanted the first payment on the start date of 31-05-2026. Show details ·  1

Ask the reviewer
Chris
ChrisSA4 posts
  Verified Comprehensive

My experience with QBE Insurance has had a significant impact on my mental health. The claims process was prolonged, unclear, and extremely stressful. Ongoing uncertainty, lack of clear communication, and the way the matter was handled created a level of anxiety that was difficult to manage. What should have been a straightforward process instead… Read more

became an exhausting and emotionally draining experience.

Insurance is something you rely on during already difficult times. Unfortunately, this experience made an already stressful situation much worse.

My vehicle was vandalised and QBE denied a claim by accusing me of misrepresentation….which is not accurate.

I selected No when answering a question about a previous incident ….thinking that it’s based on when the incident occurred, but they have said it’s based on when the incident was finalised (which was several months later and within their 3-year period of disclosure)

Just a typical technicality and company who did not care when I needed the support. And quite frankly has left me feeling hopeless three months later

QBE
QBE    

Hey Chris, thank you for sharing your experience. We’re very… Read more

Reviews with attachments

  • Thumbnail
EdwinDevadoss
EdwinDevadossQLD
  Fair Incentive Third Party Only

Wonderful! Easy to get through and complete Instructions. User friendly also Show details ·  1

  • Thumbnail
Kathleen
KathleenNSW3 posts
  Comprehensive

Feel more protected with comprehensive car insurance – Very easy to apply for my policy online. My lovely new car is now protected. Show details ·  1

  • Thumbnail
Chris S.
Chris S.VIC
  Third Party Only

This suits my requirements. Thank You – A quick and easy online method to access auto insurance. Satisfied Customer. Show details ·  1

  • Thumbnail
  • Thumbnail
  • +3Thumbnail
miguel cabello
miguel cabelloNSW
  Comprehensive

Quick and easy – Quick and easy process will definitely will keep using QBE Show details ·  1

  • Thumbnail
  • Thumbnail
  • +3Thumbnail
Cherie F.
Cherie F.
  Comprehensive

Very easy site to get and pay insurance – Very easy to set up and competitive price. The website is great and simple to navigate. Show details

  • Thumbnail
Sarah M
Sarah MWA15 posts
  Comprehensive

I beg your finest pardon! $4,500 a year for a five year old car, are you insane QBE!?!? I don’t own a Maserati just a run of the mill Ford! You are 390% higher than 99% of the other providers! Reality check is needed for this company. Extortionate! Unbelievable! Show details

QBE
QBE    

Hi Sarah, thank you for bringing this to our attention and… Read more

Latest follow-ups

Cathy Millett
Cathy MillettNSW
  Comprehensive

Mostly this was easy to follow. We had an issue when it came to pay. Your system did not like the expiry date on either of our visa debit cards. We ended up paying a different way, but thought you should know for any future issues Show details ·  2

 Follow-up  · Not sure why the payment system did no like the expiry date. The alternative Payment was simple and smooth. This payment issue will not stop us from using the online insurance policy purchase again.

Neil M.
Neil M.18 posts
  Comprehensive
Transparency
Customer Service
Value for Money

QBE great at dodging claims ! Friendly staff if/when you eventually get through; then every excuse not to pay/accept a claim. Their client lodged claim as they were at fault, provided me with claim no. - QBE bounced me around for weeks before… Read more

admitting liability/their client at fault. QBE then insisted I take car to repairer for assessment, approved it but "with prejudice" -then stuffed around for weeks again, initially blaming me for accident (chap backed into my side!). Once they agreed their client was at fault, they refused to process claim because their client "had not met Policy Obligations" (aka - he was refusing to pay access); end result, bounced around 'different QBE departments', car at repairer indefinitely until they were ready.... "could be months" if ever. Ombudsman/AFCA has no power to help as my car insured. Got fed up and lodged 'no fault' claim with my insurer who were great, car fixed in week, no excess and got hire car free..... QBE may be legally well covered, but morally and ethically naked !

 Follow-up  · After frustrating delays, excuses and even smug brush-off after I lodged complaint to Insurance Ombudsman (QBE knew no legal action could be taken against them!) I lodged claim with my insurer (no excess, got free rental car, no rating loss and car fixed within 5 days by Budget Direct. QBE called about 2 weeks later and agreed to FIX my car.... I… Read more

QBE
QBE    

Hi Neil, thank you for bringing this to our attention. We're… Read more (+6 replies)

Positive reviews

Nana Hell
Nana Hell4 posts
  Verified Comprehensive

Have QBE for CTP on bike and car as well as for COMPREHENSIVE insurance. Very helpful, great pricing, easy to navigate site and always great to deal with. I have been with QBE for many years and highly recommend them. Show details ·  1

Car Insurance

Find out how QBE Car Insurance compares to other Car Insurance

Know better, choose better.

Compare all
Professional Person
Professional PersonSA3 posts
  Comprehensive

QBE Website is so easy to use and understand. The policy inclusions are great that they give you a choice of what you want included and what excess you want. The price was really good too. Show details ·  1

Dave S.
Dave S.QLD6 posts
  Comprehensive

very easy to use and step by step without any hassles. Could see effictive changes with agreed amounts and options like windscreen hire car etc instantly to make an informed decision. Show details ·  1

Negative reviews

Nikki
Nikki3 posts
  Comprehensive

I’ve had to do two claims in the last 6 months one for a kangaroo and the other for hail. Both claims were handled poorly. My first claim my car left from the repairer still not drivable due to damage that happened at the repairer that Qbe tried to fight me on. Had to go through AFCA whilst waiting for that to be handled my car was damaged by… Read more

hail. 3 months later my car still hasn’t been assessed because the repairer they picked is 5 hours from where I live and Qbe doesn’t want to pay for the tow truck there for my car to be assessed . So after lodging another complaint with AFCA for this claim to get my car assessed I had to send photos of my car so they could assess it and agreed it was a total loss. Yet it seems tho Qbe departments dont communicate with each other because here I am still waiting for this [Content Removed] show to end. Because apparently their assessor didn’t know my car was a total loss . Incompetent unprofessional insurer. Take your money else where the hassle of Qbe isn’t worth the money you save insuring with them!

QBE
QBE    

Hi Nikki, we're really sorry to hear that this has been your… Read more (+2 replies)

Ernesto M.
Ernesto M.2 posts
  CTP

Unethical handling of vehicle repair claim My experience with QBE Insurance was extremely disappointing and unfair. Their only apparent purpose was to charge for the repair of a vehicle insured by them using false repair quotes and billing for pre-existing damages. I formally challenged these charges and provided clear supporting documentation… Read more

proving that the damages were pre-existing. Despite this, QBE chose to ignore the evidence and proceeded without addressing my claims in a transparent or fair manner.

This behaviour shows a serious lack of integrity, accountability, and proper claims assessment. As a customer, I felt completely unprotected and treated with impunity.

Based on my experience, I cannot recommend QBE Insurance and strongly advise others to be extremely cautious when dealing with their claims and repair processes.

QBE
QBE    

Hi Ernesto, thank you for sharing your feedback. We are sorry… Read more

Koosha E.
Koosha E.VIC
  Third Party Only

They said they won't send me tow truck and I sould manage that and hire a car myself. Very long time waiting on the phone, no help from the staff, it has been 3 weeks from the accident, they haven't even contacted the repair shop. Terrible insurance. Would never recommend them at all. Super unhappy with their service. Show details

QBE
QBE    

Hi Koosha, we're really sorry to hear this has been your… Read more

Recent reviews

Roger S.
Roger S.NSW5 posts
  Verified Comprehensive

Do NOT insure with this 'company.' You will regret it. My wife's car was stolen, and she was not compensated for it. QBE made a decision that she did not immediately report it to the police. Worse still, I gave my wife my car and I rented a car for 3 months until they made their decision. Worse insurance company in history. Show details

QBE
QBE    

Hey Roger, we’re truly sorry to hear about your experience… Read more

Suzy
SuzySA14 posts
  CTP

Sth Australia Please DO NOT pick QBE for CTP. They won't look after you, and you will be fighting for everything and get next to nothing. With all my injuries and serious ones too, they offered not even enough to pay for my next surgery or equipment for the future. Please DO NOT let anyone else go through what I did. And others have voiced… Read more

their concern, too.

I will be disabled for life and won't be able to work and live below the poverty line.

QBE should be ashamed of itself. I hope no one you know will be treated this way, etc, or be treated this badly.

QBE
QBE    

Hi Suzy, thank you for sharing your experience. We are truly… Read more

Ghecko57
Ghecko57WA5 posts
  Verified Comprehensive

After checking with 3 other insurers, I chose QBE because they were better priced and it was very easy to organise the insurance for my new car without phone calls and hassle. Show details ·  1

andrew
andrew2 posts
  Verified Comprehensive

First ever claim on comp insurance ever,for a minor bump on rear bumper. Processed ok and took car to repairer weeks later as advised. Car came back with a nasty run in paint on the repair PLUS a new 12cm long scratch on boot. Back for repair - now has the scratch + boot requires 30% more effort to close. QBE "final decision" about scratch -more or less we are lying about it ???? CANNOT RECOMMEND TO ANYONE Show details

QBE
QBE    

Hello Andrew, we're sorry to hear that this has been your… Read more

Car Insurance

Find out how QBE Car Insurance compares to other Car Insurance

Know better, choose better.

Compare all
NeverAgain
NeverAgain74 posts
  CTP

I have a renewal notice from December 2024 stating my green slip would be $460. The registration on this vehicle was allowed to lapse, when I tried to re-register it in June 2025 I was told it would be $800... a price increase of 75% in less than six months. QBE staff could give me absolutely no indication of why and, to their credit, the person… Read more

I spoke to was terribly apologetic but of course that doesn't help does it? All they could do was say "Yeah that's terrible, I'm really sorry, it might be a price increase or it might be because the rego lapsed but unfortunately this is the price"

Absolutely insane price gouging from a company with a proven track record of disgusting customer service. Six months ago I had 42 vehicles fully insured with QBE and was a $150,000 a year customer - all 42 vehicles plus the 12 new vehicles we purchased in the past six months are now all insured elsewhere.

Steer clear of these price gouging clowns

QBE
QBE    

Hi there, thank you for bringing this to our attention and… Read more (+2 replies)

Patricia C.
Patricia C.NSW
  CTP

Twice we've got to qbe as they're so cheap. Twice they've increased our premium quote by @ $400 as we are supposed to have demerit points. We've checked ourselves and we do not. We've obviously gone somewhere else. Show details

QBE
QBE    

Hi Patricia. Thanks for your feedback and we're sorry to hear… Read more

Jeffrey
Jeffrey
  Verified Comprehensive

Our experience with QBE throughout a recent vehicle claim was frustrating from start to finish. Despite raising a formal complaint, their internal review process felt superficial and failed to address any meaningful shortcomings. At no point was an assessor sent to inspect the vehicle in person — something we consider a basic and necessary step. … Read more

In our view, decisions were driven more by cost-cutting than customer care, raising serious concerns about the quality and integrity of the repair process. While we’ve only been customers for the past couple of years, this experience has left us questioning whether QBE truly prioritises fair claims handling or accountability when things go wrong.

We’ve been so disappointed by the process that we’re now moving our business insurance to another provider. Based on this experience — the worst we’ve had with any insurer in our lives — we strongly recommend others proceed with caution before choosing QBE.

QBE
QBE    

Hi Jeffrey, we sincerely apologize for the inconvenience you… Read more

kpw
kpw18 posts
  Comprehensive

bad insurance company they lied to me i and i had to pay for car repairs . so why pay for full insurance . i was pashed and had car stolen qbe let me down like a lot of other people

kpw
kpw   

f-7458

Nasser P.
Nasser P.NSW
  CTP

I renewed my CTP for another year but sold the vehicle before the renewal date. After requesting a refund, I was advised to cancel the registration at Service NSW to proceed. I followed these instructions and submitted proof of cancellation, but I was later informed that a refund cannot be issued until the new owner renews the CTP. To make… Read more

matters worse, the supervisor I spoke with on the phone was discourteous, used a rude tone, and made no effort to locate the email I sent with the required documentation.

QBE
QBE    

Hi Nasser. We're sorry to hear about your recent experience… Read more

Mr J.
Mr J.WA2 posts
  Comprehensive

Read some reviews, QBE are great when you’re spending, try to make a claim and they are not!!! I’m not alone, just have a look. I know this is understandable for insurance companies but doesn't have to be. Unfortunately I’ve made a few claims with a few insurers over the years. QBE is by far the worst, RAC is poor. Allianz has been great, if… Read more

it’s your fault, as expected, you pay excess, Allianz have it sorted/the car at the repair shop within a week or so, where QBE were avoiding responsibilities for more than 3 months, then they wrote it off!!

QBE
QBE    

Hi Mr J., We're truly sorry to hear about your recent claims… Read more

Dissapointed26
Dissapointed26WA5 posts
  Comprehensive

It’s been a month since our no fault car accident. They moved our car to three different repairers searching for the cheapest quote. It would have cost more in towing than the first quote. It’s been a month and it will be another before our car is estimated to be repaired. We have been juggling cars because we are down one and no offer of a hire car. We insurer 4 cars with them. When it’s time to renew they will have lost us. NEVER AGAIN. Show details

QBE
QBE    

Hello, we're sorry to hear that this has been your… Read more (+2 replies)

Will
WillVIC3 posts
  Comprehensive

QBE is the worst insurance company. Car got hit, when made a claim saying it's my fault but can't find proof anything that it's my fault. The other party already paid the excess, their insurance never contacted me, never asked anything, only QBE never satisfied with all the documents and statement and photos but QBE still couldn't find any legal… Read more

proofs about my fault after months and months of calling .

No matter what, QBE wanted me to pay the excess fees even though the other driver already paid excess to their insurance.

That's just cars, imagine if it's house or business.

QBE only wants your money but doesn't help you at all.

QBE
QBE    

Hello Will, we're sorry to hear that this has been your… Read more

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.