Pepper Personal Loans

Pepper Personal Loans

4.3

678 reviews · Statistics

PositivevsNegative
84% · 570105 · 15%
Loan TypeFixed Rate (347), Variable Rate (53) and Line of Credit (15)
Loan Term5.699 years
Transparency
4.4 (457)
Customer Service
4.4 (484)
Application Process
4.5 (469)
Timeliness
4.5 (463)
See the Best Personal Loans in 2023 as rated by Australians on ProductReview.com.au.

Reviews

678 reviews
David C
David C Perth, WA · 2 posts

Unresponsive and dismissive

Transparency
Customer Service
Application Process
Timeliness
Pepper Money
Pepper Money · 
David C
David C · 
Pepper Money
Pepper Money · 
Nick
Nick Greater Melbourne (Inner), VIC

Cannot fault their service!

Transparency
Customer Service
Application Process
Timeliness

Author stated being incentivised for this review

mala b.
mala b. South East Queensland, QLD

I really appreciate your help Thank You

Happy boating
Happy boating North Queensland, QLD

Great service

Transparency
Customer Service

Author stated being incentivised for this review

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Alex
Alex Sydney, NSW

Very professional and prompt service

Author stated being incentivised for this review

R.Mz
R.Mz · 11 posts

Easy process with great communications

Darren
Darren Central West, NSW · 2 posts

quick easy no surprises

Transparency
Customer Service
Application Process
Timeliness
Lawrence R Mettler
Lawrence R Mettler Sydney Surrounds, NSW

Quick and painless

Kieran
Kieran

Extremely easy to deal with.

Author stated being incentivised for this review

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andre m.
andre m. Perth, WA

Fees and more fees

Needed a car loan for 12.000$ was going to cost me 18000$ over 4yrs with another 750 odd to pay my loan off early.. unbelievable

Pepper Money
Pepper Money · 

Hi Andre,
Thank you for sharing your experience - if you're happy to provide your full name and contact details, we can arrange for a representative to contact you to discuss your concerns.
Kind regards,
Natalie

Faylene huckett
Faylene huckett Far North Queensland, QLD

Wow what a great team

Wow what a lovely professional staff you got at pepper money. I was so glad to go through your company to get my high loans consolidated. I’ll be telling my friends yo go through you to get a personal loans if they need one. I am one very happy customer.

Author stated being incentivised for this review

Aussie
Aussie Western Australia · 16 posts

Personal loan declined after month

Pepper Money
Pepper Money · 
Pepper Money
Pepper Money · 

Hi there,
Thanks for responding via private message - we've arranged for a representative to get in contact with you.
Warm regards,
Natalie

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Customer99
Customer99

Great finance company

Sujay k.
Sujay k. Hobart, TAS

Perfect

It was quick and efficient. Every step of the process.

Author stated being incentivised for this review

Mr. Clarie Chappell
Mr. Clarie Chappell

Personal Loan to purchase Car / Payout figure

Questions & Answers

Bubbles
Bubbles · 

Hi, we are looking to move back home to NZ and in April this year we got a car loan through you guys. We are wondering if we are able to trade in the vehicle to pay off the loan with you guys before we return home next year?

Pepper Money
Pepper Money · 

Hi there,
Yes, you may pay your loan out early. You would need to pay the loan before moving back to NZ. Please call our Contact Centre on 13 73 77 and they can provide you with an indicative payout figure and provide further information specific to your loan.
Hope this helps.
Natalie

Bubbles
Bubbles · 

So would all interest be involved in the pay out quote or will it only be included up to the moment we payout the loan term

Pepper Money
Pepper Money · 

Hi there,
Interest will need to be paid up until the loan payout date - we suggest contacting us to confirm this specific to your loan.
Kind regards,
Natalie

Guest
Ant
Ant · 

Hi if I take out a car loan is it possible to make additional lump sum payments throughout the loan?

Will there be any additional fees or penalties for making lump sum/additional payments.

Pepper Money
Pepper Money · 

Hi Ant,
Yes, you may certainly make additional lump sum payments to the loan. They will reduce the balance immediately and therefore save you interest as you will pay the loan out earlier. Please be mindful of any early exit fees that may apply, and please note there is no redraw on the loan if you make additional payments.
For further information please call our Contact Centre on 13 73 77.
Kind regards,
Natalie

Ant
Ant · 

Can you advise what the early exit fee amount is and any other fees?

Pepper Money
Pepper Money · 

Hi Ant,
The fees will depend on a few factors so it will be best if you call us for further information.
Kind regards,
Natalie

Guest
Meagan H.
Meagan H. · 

Is there a number I can call to contact pepper money from overseas?

Pepper Money
Pepper Money · 

Hi Meagan,
Thank you for reaching out - yes, you can call us from overseas on +61 2 7227 1555
Kind regards,
Natalie

Guest

Get an answer from our members and Pepper Money representatives

Details

CategoryPersonal Loans
Offers Peer-to-Peer LendingNo
Interest RateFrom 7.95% p.a.
Comparison Rate From 9.56% p.a.
Monthly Fee $13
Repayment FrequencyFortnightly and Weekly
Loan Amount $5,000 to $40,000
SecurityUnsecured and Vehicle
Loan Term1.5 to 7 years
Rate TypeFixed
Visit official website

Contact info for Pepper Personal Loans

  • ABN: 55094317665

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