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Pet Circle Insurance

Pet Circle Insurance

 VerifiedABN: 17148151213
Pet Circle Insurance
4.5

274 reviews

Positive vs Negative
88%12%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.4
Customer Service
4.5
Value for Money
4.4
274 reviews
5  Kirsty  · Very efficient and hassle free process, thank you Pet Circle
5  Imogen  · Love how easy it is to submit claims and you guys keep us upto date even with no acton from myself. It's been great!
5  Lawrence L  · Constantly followed up for me, had been kept updated by weekly emails regarding my claim process. If the payment accepted on Amex would be even better.
5  Nat  · Excellent service by pet circle insurance and the claim process is so easy.
5  James D.  · Really great Insures to deal with. Claims have always been approved fast
5  Patsaleo W.  · It was easy to submit a claim. And although I didn't get a huge amount amount back it helped.
Trevor
Trevor VIC 3 posts
 

My beautiful dachshund, Lola was attacked by an aggressive Shih Tzu and suffered several wounds. She is well now, thanks to my local Vet. I submitted my claim one week later to Pet Circle insurance which was quickly assessed. Two days later I… Read more

received an email saying that my claim was successful and an amount would be credited to my bank account within 3 to 5 days. My experience with Pet Circle has been nothing but excellent.

 Follow-up  · My Vet fee was $1300, insurance paid $800. Customer support throughout the ordeal by Pet Circle was very good.

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Arnaz Sidhwa
Arnaz Sidhwa NSW 2 posts
 

Their service is excellent and their claims are settled in good time. Have no complaints at all. Would thoroughly recommend them to any pet owner without any hesitation.

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Manuela
Manuela VIC 6 posts
 

So happy with Pet Circle. It took only a few days to settle all claims. My dog had tic paralysis and required intensive care. It was a very stressful time for me. I was so grateful to have had Pet Circle insurance. Highly recommend

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Reviews with attachments

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ELB
ELB VIC 4 posts
 

Pet circle insurance is fantastic. Easy to upload a claim. Compassionate when your fur baby is not well. Great communication.

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Kathryn
Kathryn QLD
 

Very quick turnaround and easy system to navigate. Customer service is fantastic and responds to queries quickly and in a personalised manner.

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Natasha D.
Natasha D.
 

Highly recommend all pet owners to Pet Circle insurance, my boy has a number of health issues and I make multiple claims throughout the year. I have never had any issues. The staff are all friendly and very helpful!!! I couldn’t recommend them enough !!

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Mark Pullar
Mark Pullar QLD 4 posts
 

This my 2nd review and I’m happy to report my initial enthusiasm and satisfaction with Pet Circle Insurance has not diminished in the slightest. I unreservedly recommend any pet owner to seriously consider this organisation as your financial partner in the continued health and well being of your beloved furry friend.

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Ayumi Chi L.
Ayumi Chi L. 2 posts
   Fair Incentive  Verified

I’m very disappointed with Pet Circle Insurance. I have been paying for over a year and when I finally tried to make first claim, the process took a very long time. In the end, I couldn’t even claim back one dollar for a general health check. As a customer who has paid premiums for so long, I expected a smoother process and at least some support.… Read more

Unfortunately, this experience made me feel like the insurance wasn’t worth it. I'm trying to cancel the insurance but seems very difficult. I hope the company can improve the claims process and be more transparent about what is actually covered.

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Kalorina.k
Kalorina.k WA
   Verified

Easy to set up great prices and very promt on paying out. Friendly service also. Show details

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Janine H.
Janine H. 10 posts
   Verified

WARNING RUN! Tried contacting Pet Circle multiple times to cancel one of my Policies as I no longer have that dog & I have emailed them to cancel. I CANCELLED THAT CARD ONLINE USED TO PAY FOR THAT PARTICULAR DOG. I have 2 Policies as I still have my other dog. They keep trying to direct out of my account still for the dog I no longer have and now… Read more

trying to use the card I use for my other dog to direct debit for the dog I no longer have!! Now they have aligned the dog I no longer have and aligned the payments on the same day when they used to be both due on different dates and at least 2 weeks apart from one another, what GREEDY SCAMMERS! And you DO NOT GET your 2 months interest free as I didn't get that with my 2nd dog & they direct debit 5 days later & I did not get the chance to Salary Sacrifice in time & I lost monies! They say to contact them if you have a problem, but they clearly dont listen and keep trying to suck every dollar out of you! Now my bank just declines them because they try & withdraw over the amount in my account which is there for the dog I still have and are stuffing up his insurance & thats not getting paid. My advice is; RUN!! PET CIRCLE INSURANCE are dodgy scammers!

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Karinda
Karinda
   Verified

I’ve had a fantastic experience with Pet Circle Insurance and couldn’t be happier with their service. Over the past year, I’ve made several claims for my spoodle, including a recent one for luxating patella surgery and every time, the process has been smooth, transparent, and stress-free. The claims were processed promptly with no issues, and… Read more

communication was clear throughout. It’s such a relief to know that when unexpected vet bills arise, I have reliable support behind me.

Highly recommend Pet Circle Insurance to any pet owner looking for peace of mind and great customer care!

Latest follow-ups

Carol S
Carol S 4 posts
   Verified

Claims are dealt with promptly and with with great courtesy Show details

 Follow-up  · We gave 5 stars originally in 2023. All has been well, but premiums have raised significantly, this year from $50 to $80 a month! We will rethink continuing with them. Our dog is only 5! Disappointed.

Find out how Pet Circle Insurance compares to other Pet Insurance

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Poks
Poks QLD 7 posts
 

Fairly new provider, some teething problems – I have just started Frankie’s dog insurance with Pet Circle Insurance. No claims yet so not sure on how that will go. I did apply for a reduction in waiting periods upon submission of an application. Being a new insurance provider, Pet Circle… Read more

Insurance is in it teething stage in terms of relationships with vets. Getting clinical information for Frankie from my vet required me personally requesting the info so that it can be given to the insurance provider.

 Follow-up  · Update 2 years down the track. Upon submission of the vet's information for Frankie, the waiting period was reduced. I still have not submitted a claim for Frankie but the premium increases have been reasonable when I compare it with getting an insurance from a new provider.

Craig B.
Craig B. 5 posts
   Verified

Another claim submitted to Pet Circle Insurance (this is our 5th) and again resolved and reimbursement paid quickly with little fuss. Have only good things to say about Pet Circle. Show details

 Follow-up  · From my 28 July review some questions were asked by readers so I respond to them below. 1. My last claim was for eye surgery for our cattle dog cross that was diagnosed with Entropion (in-turned eyelid) 2. The reimbursement process is simple. Fill out the online form with the details of your vet costs and upload your receipt. If no issues the… Read more

In-depth reviews

Anthony N.
Anthony N.
   Verified

Came into my first claim with very positive impressions of this insurer, thinking my pets would be in safe hands. My first and last claim changed that completely. The Claim process was extremely slow and the team did not provide transparency when assessing the claim or gathering information. Multiple follow-up emails were ignored over the span… Read more

of over three weeks, before having to reach out myself directly via phone for an update. While it is understandable to have the odd delay, it is more important to communicate this clearly and in a timely manner to keep customers in the loop and feeling valued. For a worried pet parent, indefinite waiting is not a light feeling. A simple reply of receipt/acknowledgment is not only courtesy, but would have made the difference, and would have taken very little time. This came across as deeply unprofessional and distasteful.

Considering the premiums paid, I would have expected better customer service. I will be thinking twice next time and have taken my fur babies to another insurer. It is a shame as the parent company is always great and responsive.

Pet Circle Insurance
Pet Circle Insurance    

Hi Anthony, We’re so sorry to hear about… Read more

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Jan
Jan NSW
   Verified

When doing my research on pet insurance I was bogged down with this and that and wasn’t really sure who to trust my baby’s insurance after all it’s when you need to claim is when you find out good decision or bad decision Well I made a good decision Maggie was 4 months old and had an accident and broke 2 toes. She had to go to an emergency vet… Read more

for X-rays and a stay overnight. The next day she had to go to an orthopaedic surgeon, and plaster on her foot and leg. She is still going to the vet for follow up bandage changes. When she had her accident we were on our 2 months free from Pet Circle the emergency vet sent the paperwork through to Pet Circle who fixed the claim paperwork and they have been looking after me all the way. Pet Circle have kept me informed every step of the way. They have paid me in a very fast manner since day one. The staff have been so supportive and professional in all of the dealings I have had with them. I am so glad I went with Pet Circle it has made a very difficult situation so much easier to deal with. Would I recommend Pet Circle ABSOLUTELY

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Kylie
Kylie 4 posts
   Verified

Overall very good value – CONS: They don't offer gap payment options, meaning you have to pay up front and then lodge a claim for reimbursement. The process for assessing claims is quite slow (mine took 5 weeks) which makes things extremely difficult financially when you've had to pay out thousands of dollars for your beloved pet's treatment. I do think the claims process… Read more

will be sped up if you contact them regularly to assist with accessing information such as vet's notes and medical histories, etc.

PROS: Although the claims process is lengthy, it is fair and thorough, and I cannot fault their generous 70%, 80%, and 90% rebate options. Their excess even for the 90% option is fair, and only has to be paid once per calendar year. They paid out on my beloved dog's expensive specialist claims even though I'd only been with them less than six months. I will definitely be staying with them for the remainder of my just-turned-8-year-old dog's life, and am now thinking of purchasing policies with them for my two cats.

Therefore, I do recommend Pet Circle Insurance if you need the day-to-day convenience of a cheaper premium but also have the means to cover your vet bills temporarily.

Positive reviews

shahdog
shahdog QLD
 

Very good communication throughout the process. Claim processed in a timely manner; completed within 7 days. Some companies have a system in place that you pay the excess to the vet clinic; this would be the only improvement I could offer to this policy.

Kiwi chick
Kiwi chick 5 posts
 

From submitting my claim to the acceptance of my claim was very quick, the whole process was easier than I expected. The site was very user friendly and the claim was approved and funds deposited to my account in a few days very happy

 Follow-up  · The claim was for xrays of our dogs legs due to repetitive limping, the excess was in agreement with my policy and yes I would use them again.

Fan
Fan
 

Pet Circle Insurance has been incredibly responsible and reliable. Their support has made a real difference for us, easing so much of the financial stress we’ve faced since our dog was diagnosed with diabetes. Knowing we have their help gives us one less worry during a challenging time.

Negative reviews

Jaz
Jaz
 

There is no point to having this cover as you cover nothing but charge $55 a month for all the extras, etc They consider most services to be preventative. Do not purchase they also charged me and then had to reimburse me because they did not apply two months free at checkout would not recommend not worthwhile or good value for money. One claim which they rejected took over two weeks to be processed.

Find out how Pet Circle Insurance compares to other Pet Insurance

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Eladia
Eladia VIC
 

Company sends email spam. Not trustworthy business. Not recommend using their services. Show details

Heidi V
Heidi V 4 posts
 

No contact details such as a phone number on the website. Even taking into account understandable delays, processing of my claim was very slow. I only got a reply when I emailed a complaint.

Pet Circle Insurance
Pet Circle Insurance    

Hi Heidi, thank you for your feedback! We… Read more

Recent reviews

yvonnecheung0605
yvonnecheung0605 NSW
 

We have had a very positive experience with Pet Circle Insurance. The claims portal is very easy to use; and our claims are being processed promptly. I recommend Pet Circle Insurance to any pet parents who are looking for a quality pet insurer for their kids (pets).

Jules C.
Jules C. SA 2 posts
 

We changed providers 12 months ago to Pet Circle as their premiums were much lower. The portal was easy to set up and use. This was our first claim so didn't know what to expect but we found communication to be excellent and our claim was settled within 8 business days. Very happy.

Stephanie P.
Stephanie P. VIC
 

This insurance has been the best support for us for almost 3 years since we got our dog! They’ve always been very quick to respond, and the price is reasonable. We’ve had a great experience with them and I would definitely recommend them to other pet owners.

G Scott
G Scott NSW 3 posts
 

We are very happy with Pet Circle Insurance. We had to use it for our cat Audrey when she suddenly became ill. Pet Circle processed our claim quickly and efficiently. We have since taken out more insurance with Pet Circle for a couple of new additions to the fur family.

Pom
Pom 10 posts
 

Problem free , swift response and very quick to settle my claim

Rob
Rob South Australia 4 posts
 

Pet Circle Insurance is such a great company. The reimbursements are prompt and made with no fuss at all.

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