Review your last buy on ProductReview.com.au
2Real Pet Insurance

Real Pet Insurance

 Verifiedrealinsurance.com.au
2Real Pet Insurance
4.4

413 reviews

Positive vs Negative
78%22%
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Claim Resolution Time
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.4
Customer Service
4.5
Value for Money
4.3
5 Gaye Leonie  · It was really good and he went through everything quickly
5 Emma  · signing up – The gentleman was very helpful and was very thorough overall.
4 Kim F.  · Mediation – We had issues with a rejected claim. It was dealt with promptly and professionally by real.
5 Deborah  · Great coverage and so very helpful – This is an excellent coverage to have. They have definitely helped me
5 magpy  · Great service – I have been submitting a lot of claims via Gap Only. My claims are settled within 10 minutes. REAL are excellent.
5 Joseph B.  · This is something I can't be without – I think real is very good and quick on getting any claims refund
M. Tahan
M. Tahan2 posts
  Standard Accident & Illness Cover

My experience with real pet insurance has been a supportive one. They are understanding and their customer service team are outstanding. Through my financial hardship, they are supportive and still manage to insure my pet. A shout out to Katrina from customer service, she was extremely supportive. Show details ·  1

Jenny
Jenny4 posts
  Premium Accident & Illness Cover

Real pet failure to get with the times – Failure to be competitive within the pet insurance market. I have been with Real pet since 2011, every year the premiums go up yet scheduled benefits etc have remained the same since I first signed up! My new insurance policy renewal has increased by almost over $20 per fortnight. Yes you cop the " your dog is aging and vet bills etc are going up… Read more

so we need to put up your premium" Understood, however how about increasing the amount in the scheduled benefits? The routine care amount? None of these reflect the increases Real pet speak of. Nothing had changed since I signed up all those years ago!!! No multiple pet discounts that other insurance companies provided, a higher claim limit, some provide up to $20,000 a year and Real pet still only provide $12,000. Routine check still on get reimbursed at $50, yet vaccinations alone have more than doubled in price. This is so frustrating, I have been on the phone multiple times to ask why can't Real pet be more competitive and look after both old loyal customers as well as the new...always the same story, maybe one day!! It's not good enough, surely you have a marketing department that looks at what is out there, and realises the need for change and an overhaul of the current practice! Look after your customers, it's not rocket science.Please stop hiding behind the "oh we will see in the future " I alone have been at Real pet for changes for many years. The pet insurance market is competitive,so you guys need to follow suit.

Real Insurance
Real Insurance    

Hi Jenny, Thank you for sharing your review with… Read more (+3 replies)

Reviews with attachments

  • Thumbnail
Cheryl
CherylQLD
  Fair Incentive Premium Accident & Illness Cover

Very Very Satisfied, Thank You – I couldn't be without it, Bella is my baby, my only companion now as My husband is in permanent care in a nursing home with dementia. Bella has to have injections quite regularly and I would be lost if I didn't have my insurance. Thank you Real Pet Insurance, Have been with you since 15/06/2021 Show details ·  1

  • Thumbnail
Corboy01
Corboy01QLD
  Verified Classic Accident & Illness Cover

I could not live without this policy ( even though it’s now getting closer in price to my own private health premiums) – Real have to date been so supportive when I’ve needed assistance with my premiums and have always been quick to assess my girls claims via ‘gap only’ in store. It’s now a bit pricey but something I can’t do without, however, if it increases next time at the same rate as last years increase I might be priced out because I’ve been on income… Read more ·  1

protection for 10 years which is about how long I’ve had this policy for. Overall I’m an extremely happy customer and tell all my friends and family about my experience with REAL but as mentioned have that nagging concern about where the premiums are headed to next increase.

  • Thumbnail
Fara L.
Fara L.
  Premium Accident & Illness Cover

Great service – The claiming process went smoothly and hassle free. We were very thankful Show details ·  1

  • Thumbnail
Kathy
KathySA
  Real Pet Insurance

Love the Gap – We have had real pet insurance for about 16 years and have not had any problems with claims. I feel what we pay per fortnight is good. Claims are paid within a few days. And now they have the GAP payment. It takes about 10 minutes of your time but all you have to pay it the difference. If your vets has it i recommend using it. Show details ·  1

  • Thumbnail
Christine
Christine 6 posts
  Premium Accident & Illness Cover

Couldn’t have my pet family without you – Excellent customer service, fast reimbursement and good coverage. I have never had any problems with this policy. Show details ·  1

In-depth reviews

Edina S.
Edina S.3 posts
  Real Pet Insurance

Sevice I'Ve Received At a Horrendous Time – My Policy for my pet Koko was indeed very good value. It was very easy to set up as I had all the help I needed from the service people who helped me. I have been with REAL for about 3 years now. I had lodged a few claims during those 3 yrs but over this Christmas period I had to lodge a very large claim as Koko was hospitalized for a few days… Read more ·  1

in critical care with heart disease and pulmonary problems. I thought that his little life was over and I'm sure it would have been had I not had him insured. REAL came to my aid by accepting all the claims from the hospital without any issue and I was able to get Koko the help he desperately needed. Once I had set up the Policy with REAL I have never had any issue with claims, all have been approved and paid promptly. whenever I've made a call to them I've found the operators extremely polite and helpful and very efficient, they even ask how Koko is doing by name. If I were to have another pet in the future I would not consider any other company other than REAL to insure my pet and I would insure him from the very first day I brought hm home. REAL has made a horrendous experience for me and my family into something less stressful not having to worry how to pay for Koko's care and being able to bring him home healthier. He is now home and almost back to his normal self. Thank you REAL you're the best you saved my boy and I will be recommending everyone insure their pets with you. Thanks again. Edina Somic

Ross
RossVictoria3 posts
  Premium Accident & Illness Cover

100% recommend them – On the advice of our then Vet we made the unfortunate decision to insure our second dog with Petplan (Petcover). What a massive mistake. Once the Age excess (8) kicked in it has been down hill. Real insurance on the other hand have a fair policy that caters for our oldest dog who is now 13. The process of claiming & receiving the reimbursement is… Read more ·  1

simple & quick, importantly not just for us but also the veterinary clinic. During the pandemic I was diagnosed with cancer. My husband had to stop work as I was immunocompromised. Real Insurance went out of their way to look after us. They lifted the financial pressure for a substantial period. This was huge as my diagnosis came from nowhere and treatment & surgery was almost immediate, giving us no time to organise ourselves. Aside from that period they are just a good company we can rely on. Everything is easy.

On the other hand the Petcover group take weeks/months to settle, both ourselves and the Vet have a lot of paperwork (the Vets cringe when you mention the name), there are loopholes that surface that you missed in the very FINE print & reading between the lines is an absolute necessity. Currently we are preparing for a legal fight with them due to the misrepresentation of the policy taken out 9 years ago. And the Vet who recommended them, yes he got a commission. Finally, worth mentioning our oldest boy (13) with Real pet, we pay $267.87 pm . Our other boy (9), same bread, same issues, we pay $267.38pm

Renée S.
Renée S.NSW
  Premium Accident & Illness Cover

The Pros Will Always Outweigh the Cons – I have been with Real Pet Insurance for around seven years now, and in that time have (thankfully) only needed to use it twice. The first time was only a year or so after I'd insured my (then) youngest cat, Scout. Six weeks of vet visits and a trip to the specialist later, I learned that my one-year-old kitten had the most serious case of heart… Read more ·  1

disease the specialist had ever seen and he would not be making it back home with me. It was the hardest day of my life having to put him to sleep, and that wasn't helped by the realisation that over that six week period, I'd managed to accumulate $4,000 worth of vet bills.

I was certain I wasn't going to get any of that money back. Having been with Real for such a short amount of time, I knew I hadn't paid them anywhere near that amount, and there are so many insurance agency horror stories that I held very little hope when my vet submitted the claim on my behalf.

But within two weeks Real had sent me a cheque for 80% of the covered bills, and closed Scout's policy without my having to call and hound them.

Skip forward to now, and my eight-year-old cat Jem has been diagnosed with diabetes. I'm thanking my lucky stars that every time I considered closing his account, I didn't, because knowing that I could walk into my local vet clinic and say, "Do whatever you need to do" and not have to worry about the cost is such a blessing. Similarly, I don't have to worry about the cost of his medication going forward!

I'm extremely impressed by how much quicker and easier the Portal makes filing a claim, and even more impressed by how quickly the money was put back into my account.

So if you're thinking about taking out a policy, please do - you won't regret it when it inevitably comes time for your fur-baby to need it.

Positive reviews

Tegz
Tegz8 posts
  Verified Classic Accident & Illness Cover

Really good pet insurance – We’ve been with real pet insurance for 11 years. Claims have always been really easy and no issues, receiving payment within a few days. Unfortunately our dogs premium has uncreased so much this year $200pm (more than our own health insurance) we’ll be left no choice but to cancel it as they aren’t willing to negotiate a better price even though we have been loyal customers for 11 years. Very sad Show details ·  3

Pamela
PamelaNSW2 posts
  Real Pet Insurance

Insurance for a four legged family member – Essential for looking after our furry friends, doing gap insurance is a great benefit, claiming directly from vets makes it a simple process Show details ·  1

Pet Insurance

Find out how Real Pet Insurance compares to other Pet Insurance

Know better, choose better.

Compare all
Adrienne
AdrienneWA2 posts
  Standard Accident & Illness Cover

Peace of mind – Claims are dealt with promptly Easy to submit and view claims progress Claims have been paid according to the policy without hassle Highly recommend for peace of mind Show details ·  1

Negative reviews

Shauna H.
Shauna H.VIC2 posts
  Classic Accident & Illness Cover

The worst experience – Have had 2 dogs insured over 20 year period. Every interaction/ claim was a problem right up until the very end. They constantly got the policies mixed up despite having the correct policy details resulting in unsuccessful claims. It always took multiple calls to resolve. I will not be insuring my next pet with real , nor would I recommend them to anyone. Show details

Real Insurance
Real Insurance    

Hi Shauna, Thank you for sharing your review with… Read more

Chris Bates
Chris BatesNSW4 posts
  Verified Real Pet Insurance

This Is An Absolutely Ridiculous Situation – I received a message this morning that I had overspent my allowance on my now deceased dog and that her cremation expenses were denied. The good news was that when I renewed the insurance for this deceased dog I would be able to claim again. It would be really, really good if a human could cast an eye over claims rather than just leaving it to a computer. Show details

Real Insurance
Real Insurance    

Hi Chris, Thank you for sharing your experience… Read more

Paul
Paul2 posts
  Premium Accident & Illness Cover

Easy to claim direct from my vet – I like the idea of claiming direct from vet easy. Policy value is pretty good with comfort of being covered for any large costs etc. Claims are settled in about 3 weeks and I have been with Real since 2016.  Show details

Real Insurance
Real Insurance    

Hi Paul, I am sorry to hear that you had to make… Read more

Recent reviews

Pandora
PandoraWA3 posts
  Premium Accident & Illness Cover

Sticking with Real pet insurance – We have previously used your company for a previous pet. You were always prompt with payments and the policy was reasonable. So our new pet is getting the same care. Show details ·  1

Heather
Heather
  Premium Accident & Illness Cover

So happy we have real pet insurance !!!! – We have had pet insurance for many years with our two rescue greyhounds and now our two Jack Russell x 's. Our Jack Russell has had a few operations over the last two years and we would have really struggled to find the money. Real Insurance has been a godsend, the money is paid quickly into our bank account and with little fuss. Real Insurance answer all our questions in a timely manner and we find we get value for money. Show details ·  1

Janet
JanetNSW
  Real Pet Insurance

Don't go past Real Pet Insurance – Excellent Coverage at all stages of your Pet's Life Great Communication throughout the claims process!!! Friendly Call Centre Vet Practice find the submission of claims easy Thanks Real Pet! Show details ·  1

Kim
KimQLD
  Premium Accident & Illness Cover

This has been great for the time we had our beautiful fur girl. Glad we had it! – Fast, easy claims processed and paid within 5-7 days Good value Great customer service Show details ·  1

Mark
MarkNSW2 posts
  Premium Accident & Illness Cover

Very Happy – We have been with Real Pet Insurance for a number of years now and they have always provided good service with a quick turn around with value for money options. Show details ·  1

Pet Insurance

Find out how Real Pet Insurance compares to other Pet Insurance

Know better, choose better.

Compare all
Mary
MaryNSW
  Standard Accident & Illness Cover

A great experience – The lady I spoke with was friendly, good at listening, clear and informative. Her explanations were good and I understood what she was saying and why. Show details ·  1

Robert and Serena
Robert and Serena
  Premium Accident & Illness Cover

Pawsome insurance! – Our first experience with pet insurance, we didn’t think we would need it but then it hit us, our fur baby got sick. Real insurance made things so easy, the staff were friendly and understanding, the claim was easy (even my husband could fill out the form) and refund within days each time. Show details ·  1

GCa
GCaWA
  Standard Accident & Illness Cover

Excellent cover – Easy to deal with Company and claims settled promptly. Plenty of communication so you are not left wondering what is happening with your claim. Show details ·  1

Claire
ClaireWA
  Premium Accident & Illness Cover

Exceeded expectations – We recently have had to go through surgery and treatment for stomatitis for our dog sugar. It was very expensive and the ongoing medication is also very costly but we have been relieved with how our real pet insurance has covered majority of our out of pocket expenses. Very happy Show details ·  1

Daniele
DanieleQLD
  Premium Accident & Illness Cover

It’s been incredibly helpful!! Glad to have it – Have had pet insurance with Real for years now and despite premium increases they have always paid the 85% of our claims and there have been quite a few for us unfortunately. Very easy process and has helped enormously given the vet bills. Show details ·  1

Heather
HeatherSA
  Premium Accident & Illness Cover

I love this for my fur babies – I have been with real pet insurance for now for around 16 yrs ( for two cavaliers). I can’t say how impressed I am with the service. They are so good and helpful. Couldn’t of picked better, when I have put a claim in it’s only taken about 3 days to get my money back. I love this insurance. Show details ·  1

James
James4 posts
  Classic Accident & Illness Cover

We could not have survived without Real insurance – Real are always very responsive to Teddy's emergency veterinary invoices. We have been extremely pleased with their level of cover and fairness of their refund. Show details ·  1

Melanie
MelanieVIC2 posts
  Premium Accident & Illness Cover

Perfect – We just had our 2nd claim in 2 years and it was as easy a process as you could hope. The process is seamless and everything is done and reviewed and we're paid back within a week. Cannot fault Real pet insurance, truly a life saver for us and our dog. Show details ·  1

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.