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Best Pet Insurance

Pet Insurance Buying Guide

If your dog or cat becomes sick, pet insurance can help get the treatment they deserve. For a better idea of how pet insurance works, continue reading so you can make an informed choice.

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83 listings

Pet Insurance Australia
  • Award Winner 2021
  • 2019

Pet Insurance Australia · includes 3 listings

4.1 from 1,416 reviews
Ad
  • Transparency
    4.3 (340)
  • Customer Service
    4.3 (396)
  • Value for Money
    4.1 (391)
  • Claim ApprovedYes (368) · No (27)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
Seniors Pet Insurance
  • Award Winner 2021
  • 2020

Seniors Pet Insurance · includes 3 listings

4.4 from 225 reviews

Latest review: We have only recently taken out this insurance so cant make any comments as yet. Staff have been very helpful as I needed to make some changes. It was an easy process filling in the application on

  • Transparency
    4.5 (134)
  • Customer Service
    4.5 (157)
  • Value for Money
    4.3 (155)
  • Claim ApprovedYes (76) · No (12)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis75% of Vet Expenses, 80% of Vet Expenses and Included
Bow Wow Meow Pet Insurance
  • Award Winner 2021
  • 2020
  • 2019

Bow Wow Meow Pet Insurance · includes 3 listings

4.2 from 2,083 reviews

Latest review: We have always adopted older dogs, so with our first puppy Darcy we went with Bow Wow Meow (BWM). Four years on and we had major vet bills and we were very impressed with the way BWM processed our

  • Transparency
    4.3 (397)
  • Customer Service
    4.3 (458)
  • Value for Money
    4.2 (463)
  • Claim ApprovedYes (417) · No (29)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick Paralysis$1,200, $2,000 and $3,000
Knose

Knose

4.8 from 64 reviews

Latest review: I did my research with pet insurance and for my breed of dog, Knose offered the best price and benefits. The online quick quote was easy and same with setting up the policy. I had to lodge a claim

  • Transparency
    4.7 (58)
  • Customer Service
    4.7 (62)
  • Value for Money
    4.7 (61)
  • Claim ApprovedYes (32) · No (1)
  • UnderwriterAllied World
  • Annual Benefit Limits$25,000
  • Amount of Vet Bill Covered Up to 90%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
Pet Insurance Australia
  • Award Winner 2021
  • 2019

Pet Insurance Australia · includes 3 listings

4.1 from 1,416 reviews

Latest review: Applied online for 3 pets only 2 insured upon enquiring 1 month later they tell me it was my mistake, and prove it wasn’t me. Only 1/3 policy documents r

  • Transparency
    4.3 (340)
  • Customer Service
    4.3 (396)
  • Value for Money
    4.1 (391)
  • Claim ApprovedYes (368) · No (27)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance

RSPCA Pet Insurance · includes 4 listings

4.1 from 3,769 reviews

Latest review: Our policy appeared to be great value with great coverage, and it was until it wasn’t. We attempted to contact RSPCA to rectify an issue with our account (the second time they had processed the w

  • Transparency
    4.4 (2,439)
  • Customer Service
    4.4 (2,644)
  • Value for Money
    4.2 (2,645)
  • Claim ApprovedYes (1,622) · No (154)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000 to $20,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Included
PetSecure

PetSecure · includes 2 listings

4.1 from 427 reviews

Latest review: Over the last 8 years I have never had a problem with a claim. Petsecure have been polite and helpful when I have rung them, and they have recently been able to pay out claims quite quickly.

  • Transparency
    4.4 (99)
  • Customer Service
    4.6 (112)
  • Value for Money
    4.3 (113)
  • Claim ApprovedYes (117) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and Not Included
Guide Dogs Pet Insurance

Guide Dogs Pet Insurance · includes 3 listings

4.1 from 288 reviews

Latest review: This is the first time that I have lodged a claim. It was dealt with quickly and had no problems. I have only been with guide dogs for 7 months but so far I’m happy with the service I’ve rec

  • Transparency
    4.0 (216)
  • Customer Service
    4.0 (224)
  • Value for Money
    4.0 (228)
  • Claim ApprovedYes (112) · No (22)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500 and $2,000
Real Pet Insurance

Real Pet Insurance · includes 3 listings

3.7 from 264 reviews

Latest review: We have had Real Insurance for our staffie since he was 10 months old. He is now 10 and a half. In this time he has had cruciate surgery and a few other minor things. Recently he slipped a disk and

  • Transparency
    4.3 (147)
  • Customer Service
    4.3 (167)
  • Value for Money
    4.1 (165)
  • Claim ApprovedYes (122) · No (11)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Included
Bupa Pet Insurance

Bupa Pet Insurance · includes 3 listings

3.8 from 116 reviews

Latest review: Was originally denied my claim stating its Pre existing when he hadn't ever been to the vet for the issue. Proved that and got hit with a huge excess meaning I still got jack crap back. May as well

  • Transparency
    3.3 (27)
  • Customer Service
    3.5 (40)
  • Value for Money
    3.6 (37)
  • Claim ApprovedYes (31) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000, $1,500 and Not Included
Petsy Pet Insurance

Petsy Pet Insurance · includes 9 listings

5.0 from 18 reviews

Latest review: I evidently had some assumptions about pet insurance. The petsy people helped me get what we needed and even told us ages before we decided to go with them to wait and make sure our pre existing

  • Transparency
    5.0 (14)
  • Customer Service
    4.9 (15)
  • Value for Money
    5.0 (15)
  • Claim ApprovedYes (5) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $25,000
  • Amount of Vet Bill Covered Up to 80% to Up to 100%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1500, Included and Not Included
Petinsurance.com.au

Petinsurance.com.au · includes 7 listings

3.9 from 28 reviews

Latest review: Our dog had a condition which would have been easy to decline our claim. Instead you took the time to review our case individually and made a decision based on our own personal circumstances- this

  • Transparency
    4.3 (12)
  • Customer Service
    4.5 (12)
  • Value for Money
    4.3 (12)
  • Claim ApprovedYes (6) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$3,000 to $10,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverNot Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000, $1,500 and $500
Petplan

Petplan · includes 7 listings

2.9 from 1,138 reviews

Latest review: I have two border collies insured with Petplan. I have now made one claim for each of them, and on both occasions the claim was paid without question. I did a lot of research prior to choosing

  • Transparency
    4.1 (453)
  • Customer Service
    3.9 (487)
  • Value for Money
    3.9 (489)
  • Claim ApprovedYes (445) · No (29)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)
Prosure

Prosure · includes 3 listings

3.2 from 56 reviews

Latest review: AVOID!!! Have been a member for a long time, and would have changed last time we had an issue, but my dog was too old to get insurance anywhere else. Always ask for vet history, even though it was

  • Transparency
    3.8 (13)
  • Customer Service
    3.6 (17)
  • Value for Money
    3.5 (17)
  • Claim ApprovedYes (9) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $14,500
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Tick Paralysis$1,000, $500 and Not Included
Trupanion

Trupanion

5.0 from 10 reviews

Latest review: Trupanion offers amazing value and great coverage for your pets. I recently lodged a claim after an emergency trip to the vets, unfortunately the vet forgot to submit the claim for me but after

  • Transparency
    4.8 (9)
  • Customer Service
    5.0 (9)
  • Value for Money
    4.9 (9)
  • Claim ApprovedYes (8) · No (0)
  • UnderwriterHollard
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
Petmed

Petmed · includes 2 listings

2.7 from 65 reviews

Latest review: Joined Petmed 3 years ago, had many claims for our little one and all paid quickly. Kept informed of the process along the way. Couldn’t be more happier with this pet i

  • Transparency
    4.2 (10)
  • Customer Service
    3.9 (11)
  • Value for Money
    3.5 (11)
  • Claim ApprovedYes (7) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $18,000
  • Amount of Vet Bill Covered Up to 65% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and $500 or $1,000
Woolworths Pet Insurance

Woolworths Pet Insurance · includes 3 listings

2.4 from 423 reviews

Latest review: Woolworths pet insurance provided peace of mind for the life of our Great Dane. Incredible value for money and allowed us to provide the best veterinary care for our Great Dane without financial

  • Transparency
    2.3 (95)
  • Customer Service
    2.5 (112)
  • Value for Money
    2.2 (111)
  • Claim ApprovedYes (47) · No (39)
  • UnderwriterHollard
  • Annual Benefit Limits$5,000 to $24,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,500
Medibank Pet Insurance

Medibank Pet Insurance · includes 3 listings

2.1 from 330 reviews

Latest review: - Commence insurance back in 2018 for $71 per month - 2020 price has hiked to $95 with absolute NO clear and justified explanation as to why it is more expensive to what was offered on the website. I

  • Transparency
    2.1 (69)
  • Customer Service
    2.4 (76)
  • Value for Money
    2.2 (75)
  • Claim ApprovedYes (37) · No (21)
  • UnderwriterHollard
  • Annual Benefit Limits$4,000 to $15,000
  • Amount of Vet Bill Covered Up to 70% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,200
Petcover

Petcover · includes 4 listings

2.6 from 30 reviews

Latest review: We took up this policy as it was recommended by friends. Certainly I think they have great policies, however to make claims their system is paper forms only. This makes it really cumbersome and slow

  • Transparency
    3.8 (13)
  • Customer Service
    3.9 (14)
  • Value for Money
    3.9 (14)
  • Claim ApprovedYes (12) · No (0)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
RACQ Pet Insurance

RACQ Pet Insurance

2.3 from 51 reviews

Latest review: They will do whatever it takes for you not able to make a claim successfully. Very slow with processing and requires few follow ups for 3 weeks still with poor results. I cancelled my pet insurance

  • Transparency
    2.3 (14)
  • Customer Service
    2.8 (17)
  • Value for Money
    2.6 (15)
  • Claim ApprovedYes (6) · No (8)
  • UnderwriterRACQ Insurance Limited
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included
1300 Insurance Pet Protect

1300 Insurance Pet Protect · includes 2 listings

2.4 from 33 reviews

Latest review: Took Comprehensive Insurance for my very healthy dog ten (10) years ago with 1300. I have had to claim twice in the last 2 years, and the loops I have had to jump through are ridiculous. The online

  • Transparency
    2.8 (4)
  • Customer Service
    3.4 (5)
  • Value for Money
    2.4 (5)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $15,000
  • Amount of Vet Bill Covered Up to 75%
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick Paralysis$500 and Not Included
Pet Insurance Australia
  • Award Winner 2021
  • 2019

Pet Insurance Australia · includes 3 listings

4.1 from 1,416 reviews
Ad
  • Transparency
    4.3 (340)
  • Customer Service
    4.3 (396)
  • Value for Money
    4.1 (391)
  • Claim ApprovedYes (368) · No (27)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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