1 photo
St.George Bank Home Loans

St.George Bank Home Loans

1.6 from 107 reviews · View Statistics
See the Best Home Loans in 2021 as rated by Australians on ProductReview.com.au.
Brand Manager for St.George Bank Home Loans? Register now and take advantage of ProductReview's Brand Management Platform!

Reviews

Previous
Next

If I could give zero stars I would

published
Transparency
Customer Service

Bad experience

published

St George messed us around for 3 weeks with still no answer and almost lost the house. Went to Commonwealth, had a pre-approval before we left the bank and unconditional the NEXT DAY. Won't touch St George again.

Incentivised Review No
Loan TypeFixed Rate

Other Home Loans

 
 

0.0
(1,234)
Heidi
HeidiHunter Region, NSW
  • 2 reviews
  • 5 likes

Stay Away

published

2 months later, still waiting on a home loan approval. Missed out on properties that we wanted. Just no correspondence at all. Just a simple yes or no answer. But instead wait a few weeks, then want more documents. Just ridiculous

Transparency
Customer Service
Home Loans

Find out how St.George Bank Home Loans compares to other Home Loans

Know better, choose better.

Compare all
Natasha D.
Natasha D.Sydney, NSW
  • Verified

Worse mistake ever going with St George for a construction loan.

published
Transparency
Customer Service
Ananda
AnandaVictoria

Apply if U have 4-5 months in hand.

published

Timelines and delays will make one miserable most of the comments here about months and months of waiting due to senior credit team are correct.my advise would be to proceed with application only if U have 4-5 months of time.may be they are heavily under resourced specially credit team

Transparency
Customer Service

Related Articles

Previous

Best Super Funds in 2020!

A good super fund can make a substanial difference to the amount you retire with. From retail super funds to self managed super funds, view reviewer ratings for the best super funds of 2020!

Wendy Z.
Wendy Z.7 Nov 2019
best-super-funds-in-2020

Best Credit Cards in 2020!

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the best credit cards this year, as decided by ProductReview.com.au reviewers.

Wendy Z.
Wendy Z.19 Nov 2019
best-credit-cards-in-2020

What Is Peer-To-Peer Lending?

Peer-to-peer lending is quickly gaining popularity among Australian borrowers and investors. If you've never heard of it before, this 2 minute read will give you a quick rundown so you can decide if P2P lending is right for you.

Nathan S.
Nathan S.14 Nov 2019
what-is-peer-to-peer-lending
Next
Mosen
MosenMelbourne
  • 8 reviews
  • 2 likes

Loan approval in 24-48 hours? Dream on!

published
Transparency
Customer Service
Mosen
Mosen

Can't be the worst!!!!

published

I lodged an online application 6 weeks ago. Supposed to receive a call in 3 days, nothing happened.
I called customer service 3 times, and they assured me that they are going to ask someone to call me back, and still nothing.
I gave up and going with another lender.

Transparency
Customer Service
mel
mel
  • 4 reviews
  • 2 likes

Home loan refinancing with good communication

published

Got a home refinance loan with cash back with good service and communication at local branch. They did take some time to process application but communication was always clear and available. Very happy with loan service.

Transparency
Customer Service

Other Home Loans

 
 

0.0
(1,234)
Santhosh V.
Santhosh V.
  • 5 reviews
  • 2 likes

Excellent service

published

Got a home loan at 1.74 APR from St George along with Cash back of 4k. Additionally they even sent a welcome gift to my home. Can not ask for more.

Transparency
Customer Service
Home Loans

Find out how St.George Bank Home Loans compares to other Home Loans

Know better, choose better.

Compare all
Johnny W.
Johnny W.Sydney, NSW
  • 2 reviews

DON'T DO IT TO YOURSELF. Incompetent. Slow. Mistake Ridden. Amateur. Not fit for purpose.

published
Transparency
Customer Service
Tran M.
Tran M.Sydney, NSW
  • 2 reviews
  • 2 likes

avoid all cost

published

Many contacts with no answer. Put in a home loan app in early Feb and wait forever, no answer until today end of Mar. They are the worst banks in Australia

Incentivised Review No
Shariell M.
Shariell M.Perth, WA

ABSOLUTELY USELESS

published

Applying for home loan since late January.
It is now late march and two weeks past finance date, still no finslisation.
My side of the finances are all fine.
Most horrible experance ever.
Keep getting led on next wednesday, then on wednesday next friday.
Unfortunately i did not go elsewhere mid February when i realised there was something wrong with their processing. I gave them the benifit of the doubt but keept getting led on.
Now im in a situation late march where im losing my pre approved loan, and the house i was to make a home.
Most upsetting process ever

Transparency
Customer Service
yvonne-vale
yvonne-valeAU
  • 9 reviews
  • 9 likes

Beware of the Cash back offer

published

I’m sorry I refinanced with st George. Tempted by a cash back offer of $3000 that was meant to cover break costs. I was told the cash back would come through in November 2020. It’s March 2021 and I’m still waiting. The original loan manager hadn’t returned any of my emails, texts or phone calls. Feel very let down after having banked with them for decades and am planning on closing all my accounts

Transparency
Customer Service
Simon
SimonSouth West, WA

Already have mortgage with St George but going to another bank

published

After 14 years never missed a payment. Great financial situation
Refinancing refused for daft reason
Makes no sense
I give up
$950,000 loan going to another bank as I cannot get help with St George

Transparency
Customer Service

Other Home Loans

 
 

0.0
(1,234)
Steve
Steve
  • 4 reviews

Rubbish built on crap

published
Transparency
Customer Service
Home Loans

Find out how St.George Bank Home Loans compares to other Home Loans

Know better, choose better.

Compare all
Read more reviews - page 2

Questions & Answers

Charles_Galea
Charles_Galeaasked

Is there anyone out there that wishes to request Product Review to facilitate the awarding of negative star rating for companies like stgeorge bank. They truly deserve it.

No answers
Kellie L.
Kellie L.asked

I am an existing home loan customer, we have 16 years left on our mortgage, however am I able to extend the years on my mortgage allowing the repayments to come down a little a month?

No answers
MrsB
MrsBasked

Going for a home loan & partner has 1x judgement from 2yrs ago. Have 20% deposit with a guarantor & when I sell my home. Will this be approved?

1 answer
explorer2203
explorer2203

If you are obtaining the home loan in joint names or your partner is a borrower in any capacity then the answer is no - if the Judgment has not been satisfied. Every lender has different lending criteria so it is up to each lender. However, I have yet to see finance approved where a Judgment remains unpaid. If the Judgment has been paid, it will still be on the credit file. There is no mechanism between the courts and creditor to update Judgment debts. This is simply due to the fact that the court is only involved when there is an additional "step" in the process such as enforcement. To resolve this your partner needs to obtain evidence from the financier that obtained the Judgment that it has been paid in full. A letter from the financier is usually sufficient. Good luck!

Get an answer from our members

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.