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Swoosh Finance

Swoosh Finance

 Verified
Swoosh Finance
4.6

96 reviews

Positive vs Negative
90%10%
Loan TypeFixed Rate, Variable Rate and Line of Credit
Average Loan Term3.6 years
Transparency ?
4.4
Customer Service
4.5
Application Process
4.4
Timeliness ?
4.3
96 reviews
5 Josh  · ISABELLA helped me out fast great customer service hope you guys are lucky to get them
5 Ethan  · Billie was very responsive and helpful, navigated me through the process well
5 P Tui  · ISABELLA - 3 words, Fast & Furious! She didn’t muck around and was readily available to reply instantly through emails. Too good. Thank you Isabella
5 Taylor  · Easy straight forward process Billie was very quick in responding through email I would recommend swoosh finance.
5 Renee  · ISABELLA is great gets the job done very fast in her response to my emails and very helpful thankyou Isabella
5 Sherrie N.  · Jelena is amazing she got my loan approved and it was the easiest process. Thank you Jelena
guy
guyNSW
 

Isabella was a great help with my application. Customer service skills are top notch, which is nice for a change. The whole process from start to end is simple and quick. As i wasnt asble to speak over the phone, Email correspondence was swift and prompt. Very satisfied and will deffinetly refer/recommend these guys.

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0sss
0sssVIC28 posts
 

Firstly iam absolutely appuled by this company Firstly the send you text messages to say your application is conditional aproval then the next minute they tell you its not also there were too many staff members sending me different things about this one member asked for a 5 start review if thats ever going to happen they tell lies on Google so watch out everyone iam not recommend them to anyone

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Matt
MattWA3 posts
 

I find them to be company that simply teases you with an “Offer” then declines.. Simply to build up numbers with nonsense! Swoosh are complete waste of time energy and definitely money!!

Swoosh Finance
Swoosh Finance    

Hi Matt, we’re sorry we couldn’t help you out this… Read more

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Reviews with attachments

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Kurt H.
Kurt H.
 

Thank you you're an angel. Im grateful for Jelena she was great Show details ·  1

Positive reviews

Onella K.
Onella K.QLD3 posts
 

Billie was very helpful with the assistance with my loan application and documents required. Billie was prompt with replies and clear information. Thank you Billie for your help. Appreciate. Show reply

KMC
KMC4 posts
 

Thank you to Billie who helped with the processing of my application. She was quick to respond to all emails and was always clear In communication of what was required. I have been with Swoosh before and they have been quick with outcomes. Show reply

Paepaetututele
Paepaetututele
 

Customer service is brilliant and guide me through the application. The whole process was only 3 hours and then wait for the money to hit the bank. A satisfied customer here.. Thank you Swoosh Finance.. Keep up with the wonderful work BILLIE Show reply

Negative reviews

1575pm
1575pm2 posts
  Verified

I want to share my experience so future customers understand the parts that are not obvious from the positive reviews. Swoosh promoted a Christmas VIP Top Up offer that sounded like a simple increase on my existing loan based on my strong repayment history. In reality, accepting the offer required another 450 AUD admin fee. I had already paid a… Read more

similar fee on my original 2,200 AUD approval. The new top up amount was significantly lower, yet the admin fee was exactly the same. None of this was disclosed in the promotional message.

The result is that I ended up worse off. I received a smaller amount of funding while paying the same high admin fee again. A top up should mean additional funds based on trust, repayment performance and customer reputation. Instead, the structure of this offer felt misleading because the key cost was only revealed after the process had already begun.

If Swoosh wants to maintain the reputation they promote, they need to be upfront about all fees and ensure that top up offers actually benefit loyal customers rather than placing them in a worse financial position

Tripper
Tripper4 posts
  Verified

Do not use an asset on loan, they will do anything they can to take it from you if you miss a payment. Fees for missing a payment are ridiculously high. Service over the phone is hard to get and very blunt. Overall very unprofessional. I suggest other companies like jacaranda finance (very good to deal with). Was bullied into payout figure higher than original amount or have my vehicle taken. Worst company I have used, steer clear Show details

Angel
AngelQLD8 posts
 

This was a great test, this company Failed. Total waste this finance company. Anyway, I applied for a loan 12 May 2025, no response until now 3 days later. They wanted all the paper work for my car, home, credit basically the whole kitchen sink for a pathetic amount of $2250. They ask all the dumbest questions, I mean my salary is well above… Read more

the average, high earning income, excellent credit report. Applied with Fair Go was approved that day, funds in my account immediately.

Recent reviews

Gola
Gola
  Verified

Isabella was great throughout the application process. Definitely recommending her Show details

Kelly G
Kelly GNSW5 posts
 

Very happy with the service Billie provided and would borrow from Swoosh again

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Sandra
Sandra8 posts
 

Isabella and Darren have been fantastic kept me updated at every step thanks to you both

Karl N.
Karl N.
  Fair Incentive

JELENA was great help would definitely recommend would ask for her again

Ozzy
OzzySA3 posts
 

Isabella was great and very helpful with all my needs Show details

Tracey M.
Tracey M.2 posts
 

The help I received off Isabella was okay but it was helping

RAT
RATNSW
 

Thank you for your service It was very easy and helpful Finally I can fix my drive shaft bearings fed Thank you for your time and patience

Jelena
Jelena
 

Jelena was professional and very helpful during the process. She’s amazing

Eniselina
EniselinaQLD
 

Jerena Very friendly and also I trus the finance, this is not my first one. Show details ·  1

Nat G
Nat G
 

Jelena had easy communication and was very helpful and fast response times.

Glenda
Glenda
 

Jelana has been very helpful with my application this morning Show details

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Gloreen
GloreenSA2 posts
 

I am waiting for the outcome. But the experience has been fast and outstanding

Michelle c
Michelle c5 posts
 

I've had a number of loans with company no real complaints aside from high interest Show details

Steven Reid
Steven Reid2 posts
 

The new online process is great - fast and easy and great communication by BILLI. Show details ·  1

Taylor
Taylor
 

Billie has been great. Making this whole process a lot easier than it has been in the past. Great work Billie

Bww2
Bww2
 

Arli was super helpful! Very clear and direct as to what she communicating with me.

SHAUN
SHAUNWA
 

Billie was amazing and very professional, everything was made very simple and easy, will definitely recommend to friends Show details

Paul M.
Paul M.QLD
 

Billie was very polite and knowledgeable Billie has a lot of experience with both the company and customer service

Walter W.
Walter W.
 

Thatnks BILLI for helping out making the application process easier  Show details

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