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Symple Loans

Symple Loans

 Verified
Symple Loans
4.7

93 reviews

Positive vs Negative
94%6%
Loan TypeFixed Rate, Variable Rate and Line of Credit
Average Loan Term5.1 years
Transparency ?
4.7
Customer Service
4.7
Application Process
4.7
Timeliness ?
4.7
93 reviews
Tim James
Tim JamesWA
 

No Integrity, Misleading Interest Rates – Absolutely bewildered to be knocked back on an application after being invited by email by Qantas Rewards & Symple Loans with a low interest offer for home improvements / renos which appeared enticing as it was a significant better fixed rate in comparison to what our own banks could provide. Despite having a perfect credit score, a professional… Read more

public sector job and additional source of income as a business owner you declined the application (despite supplementary documents being provided including positive BAS statements) at the proposed interest rate. What is concerning is your email offer of an alternate loan via your financial parent company Monevo at a higher interest rate in which you receive commission. Ultimately it appears you ‘lure’ customers in away from their own banks with such low rates which you knowingly cannot actually fulfil, and rather capitalise off commissions from referrals to your offshoot companies. Absolutely no integrity! Don’t waste your time

Positive reviews

David
David
  Verified

Easy Peasy – Thank you to the team at symple Loans, they were fast, professional, and friendly. No hidden costs. Would recommend them for anyone wanting a loan. Repayments easy with automatic debit, peace of mind. Show details

Darren
Darren
  Verified

Fantastic service – Quick and easy online application. Great follow up service. No Fuss Monthly reminder when money is to be debited from account. Would highly recommend Simple Loans to any future customer  Show details

Gerard N.
Gerard N.QLD2 posts
  Verified

Very Professional service throughout – I found dealing with Symple to be very professional and easy. Issues were quickly resolved and everything moved quickly. I will absolutely use them again and recommend them to others. Show details

Negative reviews

Simply happy
Simply happy2 posts
  Verified
Transparency
Customer Service
Application Process
Timeliness

They are right! – Rate was very reasonable for the terms and the application and process was indeed simple. I will use them again if I need a personal as they are much more competitive than my banking institution. UPDATE Simply Loans was taken over by Latitude Financial services. I do not recommend or support the above statements. Latitude is terrible to deal with. Would not use again. Show details

Paul
Paul2 posts
 

Do not apply for a loan from them – I put in an application for a small loan after I did a preliminary assessment and it came out as qualified. After 3 days of applying for the loan, I heard nothing. Only to log onto the website to find out that it was declined. When I called for an explanation of the criteria used to decide, all I got was oh, no, it is very complex and they can't… Read more

go it. The issue is, If I don't qualify for a small loan like the one I applied for with a AAA credit rating, then who are the people getting loans from them. My conclusion is, they are more interested in collecting your personal details and this is smart way of doing it. DO NOT PUT YOUR PERSONAL DETAILS INTO THEIR SYSTEM. It is up to you but you are warned. I am doing this because I do not want any one else to fall victim. Remember, once you are rejected, it goes onto your credit rating which will make it harder for you to get other loans.

Symple Loans
Symple Loans    

Hi Paul – we’re sorry we couldn’t help you with your… Read more (+1 reply)

Steven Andrews
Steven Andrews
 

Waste of time – Earn nearly 10k a month but these moronic clowns wouldn't give me a loan for 25k over a 3 year period. Apparently they'll only give loans to those who have bad credit and can't repay.

Symple Loans
Symple Loans    

Hi Steven, we’re sorry to hear Symple couldn’t meet… Read more

Recent reviews

Bruno
Bruno
  Verified

So far so Great – Good service so far four months into my personal loan. The online portal is straightforward to use. It isn't fancy but if you want easy use with no fuss then it's great.

Damien
Damien
  Verified

No hurdles – Quick and easy application and very timely financing of my personal loan. Others would not approve of the amount I required but I could clearly pay it off and still have left over, Symple loans seemed to look that little bit harder and use a more moral and empathetic approach in conjunction with their loan calculators. Great work, customer service has been as good as it needs to be so far. Show details

Margot
Margot
 

Easy As – The process was straight forward. When I had a question it was answered promptly. Every thing was quick and easy. The rate was good comparatively. There were no hidden costs.  Show details

Brendan
Brendan3 posts
  Verified

Fast loan with no hassles – Fast process and excellent rates. Worth checking out if you are after a personal loan and your credit rating is reasonable. Very easy online process with no hassles experienced at all. Show details

Jono
Jono
  Verified

Quick and easy – Symple was easy to deal with, I needed funds to complete a renovation and the money was in my account within 48hours after applying over a weekend. Application took no more than 10minutes and only one follow up question the next day. Highly recommend! Show details

Kerrie
Kerrie6 posts
  Verified

Customer service – Customer service was lovely and helpful and if I didn't understand something it was explained. I am happy with how fast they released my funds and I was able to finish my projects at my home.

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Mark
Mark
  Verified

Easy, quick and smooth process – Super easy application process, approval was the same day and funds deposited the following day. Very helpful customer service also and always available to answer questions when needed. Still amazed at how quick it was!!! Show details

Michael
Michael
  Verified

Quick, Easy and mostly importantly their Kindness – I was very satisfied and just sent the required documents, made kust a few conversations and my loan was approved easily. Would definitely recommend them to my friends and colleagues. Show details

Laura
Laura
  Verified

Fantastic lender – I wouldn't hesitate to recommend Symple. I had been knocked back for debt consolidation from two other lenders but Symple were more than happy to help me. The application process was quick and easy and I was approved and had the funds in less time than other lenders took to even look over my application. The staff are friendly and helpful too! Show details

Karena Bosworth
Karena BosworthQLD2 posts
 

Easy Peasy – Very smooth dealing and approval right from the start - email and phone messages were addressed practically straight away - rate was exact for my credit score - I would 100% deal with this company for my loan needs in the future  Show details

Nikona
NikonaNSW
  Verified

Great service – Easy to complete application. Quick and easy process. Customer service was excellent. No unexpected costs and charges. Would be good to be able to make more changes online (eg. change payment methods or account) Show details ·  1

Shawnlee
Shawnlee
  Verified

Perfect! – Such a simple process. Loan was approved within hours of sending appropriate documentation and money in account within 2 days! Would recommend to friends/family. Thankyou for such an easy application.  Show details

Brad
Brad
  Verified

Easy Finance – Whole process was very simple and easy to understand. Once approved money was in my account in no time. Customer support seems to be great and i would highly recommend symple loans Show details

j.r
j.r4 posts
  Verified

Excellent – Very quick and easy , about a week from applying to funds being deposited, all done online which was even better, I was anxious about applying online but it could not have been simpler  Show details

Darren J
Darren J5 posts
  Verified

Very friendly user process – Easy to understand process for applying, good communication about application progress, good interest rate. Fast approval and money in the account within in a day of being approved, They do not call you to try and get you to apply for more money. Highly recommend for easy and hassle free personal loan. Show details

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Hawksboy
HawksboyNSW5 posts
  Verified

A really good customer experience – Very easy process. I called customer service at one point to confirm a couple of things before signing on the dotted line and I was surprised and very pleased to speak to somebody here in Australia - as opposed to an overseas call centre - and the customer service girl was very friendly and very helpful. Quick approval and not much fuss. Perfect. Thanks Symple.  Show details

LRA
LRA
  Verified

Awesome experience – I applied online for a personal loan, I got my personal rate first then sent my application through. Very fast approval, and got the funds next day. Awesome experience, no hassle. They send a message update before they debit the due amount from your account so that's handy as a reminder.

MarcQ
MarcQSA10 posts
  Verified

Loan made easy – Now my second loan with Symple Loan. Very easy to apply and provide all requested documents online. Excellent rates and repayments selection makes it easy to manage. Fast response and funds availability. My best loan experience so far. Show details

HLM
HLMNSW2 posts
  Verified

At last- a reward for having a good credit history – Reasons to use Symple: Application process is very straightforward Review and approval process is fast Questions are answered quickly and professionally Repayments are seamless And most importantly, the interest rates offered are second to none. At last a reward for those that have been careful with their finances over the years. Show details

Tim
TimQLD2 posts
  Verified

Like the name says simple loans – Straight forward application. Ease of process. Speedy outcome. Would recommend. If you need a quick efficient loan process with reasonable rates. Give them a try. Others provided a current “low offer” product that turned out to be not so low.  Show details

Tania
Tania
  Verified

Symple is simply perfect – The name says it all: Symple Loans. Fast application, great service, friendly and helpful staff and no hidden fees. Great rates, payment options and ability to make extra repayments whenever you like. Highly recommend Symple Loans if your looking for loan without all the hassle. Show details

Robert
Robert
  Verified

Timely, Relevant, Well Priced – My application was handled very quickly & all questions & information requested was relevant to the process. I would recommend their approach very highly. It was approved in a timely manner, along with the transfer of funds into my account. My home for personal loans Show details

Natalie
NatalieVIC3 posts
  Verified

I have just started a loan with Symple but they were fantastic easy to get help and get things organised to suit me – Great customer service throughout nothing unexpected to deal with no issues constant help when trying to submit and get all details they needed from me at the time of assessing  Show details

Trace
TraceWA3 posts
  Verified

Simple and fast – Very easy process, barely needed any contact, I provided what was requested and they funded me the money quickly and efficiently at a reasonable rate. Very impressed and would recommend. Show details

dollas 3 sense
dollas 3 senseWA2 posts
  Verified

Excellent product & people,just what I needed! – Read all the t&c's & couldn't be happier with the end product I recieved.Symple & straight forward,just how I like it. Cheers Symple loans team,I like your work & ill be back for sure!. Show details

Gregory
Gregory
  Verified

Very good they have been very supportive with my needs well done Symple Loans – Very good they have been very supportive with my needs well done Symple Loans you have given me the opportunity to consolidate finances the service has been excellent particularly the follow up from the Symple Loans Team well done. Show details

Darryl
Darryl
  Verified

So easy no fuss, very professional approach – Very competitive interest rate and easey process as everything was covered off either by phone or email. All staff contact with simple loans was polite and professional. Would definetly recommend.

Grant
Grant5 posts
  Verified

Great Fast Service – Great customer service from start to finish, Able to tailor the loan payments to my budget & frequency. Very competitive rates. No hidden costs or suprises. Very pleasant experience all round. Highly recommended Show details

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