The Perth Mortgage Specialist

Michael and his team absolutely worked their hardest to help us out. We were faced with some challenges, but Michael came up with solutions fast, and kept the ball rolling. It was a very rewarding experience to work along side people who know their field so well. Thankyou Guys! Show details

We had an excellent experience throughout our home loan process. A special thanks to Michael, Joanne and Sue, who provided outstanding support and professionalism from start to finish. They were always transparent, responsive, dedicated, knowledgeable, and took the time to explain everything clearly, which made the whole process smooth and far less stressful. Highly recommend! Show details

I would like to thank Sue which I recently received after-service support for my mortgage, and I am very impressed with the level of care and professionalism I experienced. Sue was not only knowledgeable but also patient in explaining everything in detail, making sure I fully understood the process. Thank you Sue and Michael.

I can’t recommend Michael from Perth Mortgage Specialist highly enough. From our very first conversation, Michael took the time to clearly explain all my loan options and scenarios, making sure I understood every step. He secured pre-approval for our loan quickly, and when the circumstances changed, he seamlessly managed the reapplication for… Read more

bridging finance. Impressively, Michael and his team managed to get finance approval in only a week! Throughout the process, Michael and the team were always quick to respond to my calls and emails, providing clear, solid advice every time. Their professionalism and efficiency made the whole loan application experience stress-free. If you’re looking for a mortgage broker who genuinely cares and delivers outstanding results, Michael is the one to call.

Highly recommend working with Michael and Sue, we had reached out to them when buying an off the plan apartment a year before settlement date and they guided us throughout the entire process so smoothly. We appreciated their humour and education throughout the process making it easy but fun! Show details

Michael and Sue are assisting us with our construction home loan. They have exceeded all expectations. The care factor and work rate from Sue has been amazing. Highly recommend. Show details

Exceptional Service and Outstanding Results – I highly recommend Michael Harris from The Perth Mortgage Specialist. He is genuine, extremely helpful, and consistently goes the extra mile to secure the best possible rate. Michael’s quick responses make the entire process smooth and stress-free. His professionalism and dedication are outstanding, always prioritising his clients’ best interests.

Excellent mortgage broker services – Michael and Sue have given me the best experience I could possibly ask for in sorting out my home loan for my house and land as a first home buyer. They are both extremely responsive, thorough and friendly people to liaise with. I’m really grateful I’ve had them by my side for the finance part of my building journey. Thanks very much team!! Show details

Cannot recommend enough! – The team at Perth Mortgage Specialist provided excellent customer service and were always happy to help. Sue and Michael checked in throughout the process and even chased up bits and pieces to ensure we were not stressed throughout the process. Michael gave us more than adequate support and information to make choices about our home loan that best… Read more

fit our situation and we are more than happy with the results. We are extremely happy with the service provided by the team.

Exceptional service and highly recommend The Perth Mortgage Specialist – Michael and his team provided us with exceptional service as first-time home buyers. They made the entire home buying process a breeze and kept us informed every step of the way. We were impressed with their prompt responses to our queries and their willingness to provide additional information whenever we needed it. We are grateful for their top-notch service and would highly recommend them. Show details

Extremely trustworthy and reliable – We have used Michael to negotiate new loans and rates for us for years now, and we would not dream of using anyone else. Both he and Sue are extremely friendly, human and capable. They maintain excellent client relationships and negotiate lower rates, even when there is no immediate benefit to them, and you clearly get the feeling they are always in your corner. Show details

Mortgage Assistance! – Mike and Sue assisted us renegotiate our rate with another lender and gave us advice going forward. Ultimately saved us $$$$. Highly recommend. Show details

Thank you Michael and Sue! – Michael and Sue were fantastic in aiding us to find a loan for our property. They had everything sorted, and never did we feel like things were not going to work out. Our situation was a bit unusual, and there was no way I could have navigated it all myself. However, Michael made it all look so easy. If I ever buy a house again, I'd happily use Michael and Sue again. I couldn't recommend them both highly enough. Show details

A team that goes above and beyond – Big thanks to Mike and Sue @ Perth Mortgage Specialist who recently guided us through the nail biting experience of buying our first home. Great communication from start to finish and no question (no matter how silly it sounded) left unanswered. Would 100% recommend them for your mortgage needs. Show details

Exceptional professional and personable experience – I can’t speak highly enough of Michael and Sue from PMS. Our experience on securing a mortgage for our first home was of the highest professionalism with the personable touch. They were both so incredibly helpful throughout the entire process, explaining or clarifying any concepts we weren’t sure about and guiding us through our options. I really… Read more

feel like they went the extra step on every interaction to ensure we had all the information we needed and were well equipped to make the best decision for our circumstances.

Excellent and Knowledgeable Service – We would thoroughly recommend Perth Mortgage Specialists. Michael and Sue were so professional and helpful in guiding us through the process and finding the most appropriate loan for us. This is the second home loan we worked with Michael and Sue. They answered all of our questions and were very quick to respond to emails and phone calls. I… Read more

love to talk to Sue as she always be patient, answers my silly questions and makes us less stressed.

Thank you so much.

Excellent service and wonderful communication – Michael and Sue have been there for us from the beginning of our house hunting journey all the way until we got the keys to our home. They supported us every step of the way and made sure that we got the best mortgage deal. Michael is very knowledgeable and has good relationships with a wide range of bank lenders. He was always available to chat… Read more

and always responded to my emails no matter the time (once at 10pm on a Friday night!!). Sue is just as lovely and double checked our paperwork/loan application and chased the bank and conveyancer to ensure our settlement was a smooth one. I can’t recommend this team enough. We are so grateful we found you. Thanks, Minh and Joy

Best mortgage broker in Perth – Michael and Sue's knowledge, attention to detail and customer service are second to none. From our first meeting with Michael we were provided all the information required to make an informed decision in regard to a mortgage product that would suit us. Their dedication, promptness and willingness to answer all our question was outstanding. We will defiently be using them again when the time comes! Show details

Couldn't ask for more! – Michael and Sue provide spectacular support, constantly keeping me in the loop throughout a complex refinancing situation. Couldn't be happier, I highly recommend this efficient team. Show details

Best Mortgage Specialist – Our experience from the very first email to the last phone call has been fantastic. Extremely prompt, responsive, professional and helpful. Michael and Sue go above and beyond the call of duty, explaining processes, advising, and being available when we need. Also keeping us on track as we navigate the tricky world of finance His team and… Read more

recommendations for other services like a settlement agent made the whole process so smooth due to their thoroughness and attention to detail. I can't recommend Michael highly enough and won't be looking elsewhere when it's time to refinance.

Amazing....couldn't have done my home loan refinance without Michael and Sue. Absolute Gem if a company – Couldn't be happier. Second time I've used them and always the best service. I rate them very Highly! Show details

Excellent service – Michael and Sue always responded quickly and with expert advice. They made the first home buying experience much easier. We can highly recommend their services and would not hesitate to use their services again.

Friendly, unbiased and comprehensive service – Michael Harris was referred to me as a friendly, trustworthy and effective mortgage broker. In dealing with Michael and Sue Whitehurst (credit analyst and customer support) they provide a service that is not only all things mentioned above but also thorough, comprehensive and accessible. They made my experience choosing a lender efficient and… Read more

unbiased. Communication was clear and quick. Michael and Sue at The Perth Mortgage Specialists are hard working, generous people who went above and beyond for me and will do the same for you. While I may owe my lender a debt, I am also indebted to Michael and Sue for the time and effort they put in to securing me a very favourable loan. I look forward to maintaining Michael as my broker for future loan applications and cannot recommend him more highly.

Excellent advice - saved us a fortune – Michael was referred to me by a trusted colleague and he gave us brilliant advice. By following his insights we saved ourselves thousands, both initially and this will compound over time. He gave us helpful spreadsheets listing key lenders and their products and helped to talk us through the options. Five stars! Show details

Fantastic to deal with – Michael was fantastic from when I first reached out, right through to settling the mortgage. Highly knowledgable, data-driven, personable, and professional. His business set-up is streamlined, so is able to quickly advise on the latest deals that are suited to your needs. Highly recommended!

Top notch service – Do yourselves a favour and hire Michael to be your broker. He has blown my expectations out of the water both before signing up (doing all the maths) and during the process. He and Sue dealt with all the issues promptly and the settlement for the new house went through on the date that was scheduled. Andrej Renko Show details

Great honest service – Michael has helped us twice now with mortgages. He's helpful, informative and always strives to get us the best option for our situation. I wouldn't hesitate to recommend his services. Show details

Excellent service – Highly recommend Michael from the Perth Mortgage Specialist. We have used his services a number of times and most recently to purchase another home. He is professional, friendly, knowledgeable and will work very hard to get the best deal and best product for whatever property goals you have. Show details

Great service - thorough, diligent and professional – Michael did a great job remortgaging our property plus car loans and achieved an outstanding rate. He was thorough and professional and I would recommend his services (and utilise him again). Show details

Great service from Michael and team – Highly recommend working with Michael and Sue if you're looking at getting a mortgage. They went above and beyond and streamlined everything, can't recommend them enough. From answering all my queries to providing as much information as possible they made the whole process bearable. Show details

Excellent service from Michael – Very easy to work with Michael, the whole process went smoothly and efficiently, which was a relief as we are First home owners. Highly recommended to hire Michael and Sue to look after all your mortgage needs.  Show details

Great service, knowledgeable and personable broker – Detailed emails fully explaining products available. All costs clearly outlined. Good advice suggested on best route to take. Deadline dates maintained and all administration handled efficiently. Would definitely use company again.  Show details

You need to use Michael!! – My husband found Michael through google and i was hesitant as we have family that already used a broker but i am SO thankful we used Michael, he is absolutely AMAZING!! He goes well above and beyond for all of his clients and is very thorough. Michael always has his clients best interests at the top of his priorities and has phenomenal… Read more

communication which is very detailed. We could not have pulled off our mortgage without Michael working hard for us. Michael actually saved us $8k by having our mortgage ready for us to go to settlement at a very unrealistic timeframe. I truly don't have enough good things to say about Michael but i can assure you that if you choose him, you will not be disappointed!! Thanks again Michale for all that you did for Brock & I.

Great service, happy customer (twice in a row) – Michael has helped me secure two mortgages now, and I will not hesitate to seek his service again in the future. Michael really looks after his customers, and will consistently go the extra mile to answer questions and assess different scenarios. On top of being professional and competent, Michael is always patient and friendly, and has a great positive attitude. Highly recommended! Show details

Professional, friendly service – Great customer service, offered tailored advice and found a competitive rate. Show details