Think Money

Secured my future – I had two properties and no clue before I went to Think money. My partner and I now have 6 properties, which would not be possible without this team. Have been nothing but helpful and transparent rhe whole time.....

Property wealth takes time they said – So true! We were novice investors back in 2017 and listened to the advice and training. Ended up with three properties that seemed to do nothing for a while …. Read the negative reviews and were worried but the ‘property wealth takes time’ comment kept us going. Now look where we are. 3 properties- an extra $400k in equity already and rent has… Read more

increased to make all 3 positively geared. So glad we listened. Good properties, good long term research- retirement plans are looking sweet!

Bad advisors – Cost us alot of money and they were very dodgy with there referrals. Really do your homework on this business for you shell any money as it will be an investment alright for them not you.

Ripoff artists – Hah! It's funny to see you offering to help here CC. Now that the "cat's out of the bag", methinks you're simply trying to salvage what you can for your scam company. What was your offer of help when you sold us that dud piece of Real Estate in Nebo? None, Nada, Zip, Zilch. Paid $450k in 2012 and we had to sell earlier this year for $235k as… Read more

the repayments on the loan were killing us with the rent dropping to $220pw. It was costing us $19,000 every year just to hold onto it. We have accepted our capital loss now, but at least we're paying a much smaller mortgage.

No - after we raised our difficulties with you, your help consisted in showing us the door from your much celebrated "Midas Club" or whatever you call it. After you had collected a $12,000 membership fee, you weren't too interested in helping us then! The $22,000 commission you collected from the sale was also not enough for you to try to help us to recover from the disaster. We became baggage for you.

Beware readers. All is not as it seems

Awesome Team, Awesome Support, Awesome Results - Thank You :0) – Think Money came highly recommended to us by friends who had achieved wonderful results. Upon entering the office for the first time we felt comfortable and welcomed by the team of professionals. We didn’t have to wait long before being introduced to Chris who took a genuine interest into our personal wishes and financial outcomes, we felt very at… Read more ·  1

ease with Chris and her easy persona while explaining the intricacies in laymen's terms to what could be achieved if we chose to partner with Think Money.

At first like any new way of thinking it can seem a little daunting to absorb what is being conveyed, thankfully Claire’s skills guided us on our way to budgeting nirvana! While we are not budgeting experts and do some times 'fall of the pony' Claire is there to nudge us back on track.

After our skills had been honed, we enquired when we felt it was the right time as to the possibility of being in a position of making the first step towards our first rental property. Chris formalised an individual strategy for us and the TM team to assist in the execution. Suffice to say the whole team are so friendly, welcoming and supportive, nothing is ever too much trouble and we are now signing property number two.

Debt reduction has been a massive part of our journey, we thought chipping away bit by bit at our mortgage was the only way we could get it paid off quicker, the online calculators that we plugged the numbers into told us so, ten to fifteen years and it would be gone, amazing, or so we thought. Now having been shown how to budget properly, manage our spending and be in control of our finances, our personal mortgage will be gone in just a few short years!

We are so grateful to Chris, Jack and their amazing teams for their continuous support, guidance and knowledge in helping us achieve a better than brighter outlook for our future and hopefully an early retirement plan :0)

Thank you ALL at Think Money - without you, we certainly wouldn't be in the awesome position we are in now xx

Best thing we ever did! – We were in the biggest financial mess of our lives, stressed and with no relief in sight. When a friend suggested we ring Think Money and give them a try. We had nothing to loose. These wonderful , kind and hardworking team, listened to us for hours, gathered all the pieces of our financial disaster and presented a plan to us. It hasn’t been an… Read more

easy ride (especially for them) as we presented probably one of the biggest challenges they had ever seen. But their guidance, hard work and support has been outstanding. Two years later and things are finally looking amazing. We have a long way to go but we are so sure that we will get there. We can’t speak highly enough of this incredibly professional team, that has risen to every challenge our difficult situation has thrown at them. They always met us with the most positive attitude and not only guided us through big challenges but empowered us with knowledge , and showed us their kindest side. The financial guidance has been perfect for us, but it has been their human side that has totally amazed us. Making that call to Think money was the best thing we ever did !

Such a great team – I have been fortunate to have worked with Chris and her fabulous team for over 6 years, and can only recommend them, which I have on numerous occasions. All facets of investment and advise is available and so worthwhile. The people at ThinkMoney are friendly, happy and very welcoming. Thank you ThinkMoney

Five years, Four properties & Fine living – Thank you Think Money Team. Meeting the team 5 years ago after being recommended by a friend was the best meeting I could have had. Since then I have acquired 4 investment properties which are all yielding well. I am confident my financial future is secure as well as living a nice life now. Thank you team for supporting me, educating me & showing me how I can be in control.

The best financial team in Australia!!!! – Thank you to the whole Thinkmoney team for outstanding service and results! I worked with other teams before getting referred to Thinkmoney and I’m pleased to say Chris and her team are truely the best in the finance business. Since joining the team in 2013 I’m well on track with my financial goals through property investments. Strongly recommend no matter what your financial goals might be! thanks again!!  Show reply

Scammers don't trust them – Did not tell us how much upfront costs $$$$, no one really knows what they are doing except how to take money from you. Poor follow up, Very amateur in their behaviour

Not good enough – Why are these people still operating? They dont put anything in writing, they don't disclose their $12,000 "Membership" fee up front, and they are certainly not accountable to any industry peak body. Have a look at this: https://pipa.asn.au/property-advisers-need-regulation/ I've attended their seminars and they are an overhyped sales pitch at… Read more

best. No Qualified Property Investment Advisor (QPIA) would operate the way these people do.

This needs to change.

Learn from my mistake – I was unfortunate to engage these people for financial advise. I signed up and it was the biggest mistake of my life. Very poor advice, broken promises, ridiculous fees and referred me to a property manager who then committed fraud. This experience has cost my family hundreds of thousands of dollars. Please listen to the bad reviews on here. I… Read more

assume they must be writing the good reviews themselves. Even the accountants and solicitors they partnered up with over the years won't deal with them anymore! BEWARE! I am not sure how they sleep at night and how they are still in business! Don't let what appears to be good customer service and enthusiasm to help fool you!

I wish I found Think Money sooner – If only we found Think Money sooner we wouldn’t have been starting over again because we would have known not to sell our property. However since finding Think Money just over 9 months ago we have paid off over $25,000 of personal debt, brought a property through our SMSF and we now have a didn’t more effective way of budgeting and are saving to… Read more ·  1

buy a home. I can’t recommend Chris, Jack and the rest of the Think Money team enough for what we have achieved over the last nine months, without them we would still have a mountain of debt and struggling to enjoy life because of the stress of our debt.

Do your research it’s basically a scam – If you read the lowest rating reviews you’ll get the insight into think money that reveals it’s ultimately a scam. Everything friendly & family like is in fact fake & evil. I never went but made an appointment. Now I’ve read reviews I think people need to be warned. Looking back on the phone call to suck me in I can hear the con man in the man I… Read more

was talking to.

Hang up on them, if a client stop immediately, unsubcribe their emails.

Everyone working their will have low - very low morals & probably a deficient empathy part of the brain, which is the root of most evil & caused by an unloving childhood, some or all may even be psychopaths or at least most of the traits & loving scamming people. Yes it’s a job but there’s plenty of jobs in reality, coz most unemployed aren’t looking for a job, so there are always more jobs available than people looking for a job.

Simply read books on finance from the library for free, pay no one coz their just paying themselves, everyone of them, regardless of the company.

THANK YOU THINK MONEY – Our Financial plans have never been better. With the continual advice and support of Chris and her "Think Money Team" we are so much more financially secure then ever. With the help of the Dept Reduction Platform we have paid more off our home loan in the last 4 years than we did in the previous 15. We continually rave about how wonderful our experience at Think Money has been and would recommend it to anyone.  Show reply

Wish we had of joined 20 years ago! – We joined Think Money in October 2017 and have never looked back. We have been able to plan realistically for our retirement, and seriously reduce our debt in a matter of months. We were sceptical at first, but after the first appointment with Melissa and Chris, and not to long after, Claire we have never looked back and our only regret is we… Read more ·  1

didn't start 20 years ago.

Think Money has changed our lives, so, if you are looking to take back control of your life and finances, we can highly recommend Think Money and team.

The plan is coming together! – We have put ourselves into the best financial position we’ve ever been in by following the debt reduction and property investment strategies from Think Money. Chris and Claire have been fantastic, always have time for us and follow our progress, cheering from the sidelines. This is so much appreciated. Make the plan and stick to it is our mantra… Read more ·  1

and it’s paying off for us. We are eternally grateful to Chris and the Think Money team. Thank you All!

Life Changing!!! – Since joining Think Money just over a year ago, my Husband and I have learnt not only about debt reduction and investment property, but how to goal set and approach life from a whole new perspective which has been Life changing !!! We would never have achieved this on our own and the difference this has made to our lives is priceless!! We no… Read more

longer have room for negative people and embrace the future no matter what curve balls are thrown at us with an excellent support team in Think Money !!

Best financial advise.......Most definitely!!!! – My husband and I have been with Think Money for 20 months.It has been one of our best decisions.We thought before joining that we were doing great with our finances even though we were going nowhere fast.Firstly we started with debt reduction,we followed the advice of Think Money strictly,we used the money tracker and soon learned where our money… Read more

leakage was.In one year we had payed $40,000 off our mortgage,we were lucky to have paid $7000 a year doing our finances the banks way.We now have two investment properties being built.All I have to say is don't listen to negative voices,nobody twisted my arm up my back nobody forced me to buy investment properties.I couldn't have done this without C.C and her amazing crew.I will continue to listen to the advice and guidance they give me.If you are thinking of going and seeing them and follow their great advice You Will Win..Happy Days

Think Money has taken the stress out of day to day living! – I use to live pay check to pay check and stress about how much money was still in my account and if I could pay my bills before the next pay day. I went to Think Money and with their guidance and support I have set up an easy to use budget and no longer stress about when the next payday will come. I now know that I will not only have the money I… Read more

need to pay my bills but that at the end of the month their will be money left over. Their budget software is easy to use and lays out your expenditures and income in an easy to understand format. The staff are incredibly friendly and offer great advice as well as sharing their personal experience with debt reduction.

Thanks so much Think Money Team.

Best financial advise...Stay away! – We have we had nothing but worry and stress and instead of feeling secure in our future we now are full of uncertainty. .. thanks to the generic advise that [name removed] and her clones dish out. Between the misleading info on fees charged and the group of unqualified and unlicensed people so they can fly under the radar. .. there is nothing and… Read more

no one to trust here. You can get the same and better guidance elsewhere at a fraction of what you will ultimately pay with these crooks. And if you do pay but don't have the cult minset they'll just take your money and leave you to rot. Their connections with developers, who never want to see you when there is an issue to the dodgy and the recommended SMSF advisors... that get banned from practice ...show how greedy they are, how uncaring they are. When they talk Superannuation....run!

The best thing to do is stay away!

Walk away-we are so glad we did – I never write reviews, but in this case I feel that I need to warn people. If you are looking to buy property. Do your research. Read lots of books, listen to podcasts and make sure to listen to more than one person so that you can decide what works for you. At first Think Money seemed good, their debt reduction strategies made sense and… Read more

they took time to answer questions and were very friendly. But really in the end they are just trying to sell property and although they will spend time answering questions about debt reduction they provide very little detail about their property choices and instead tell you that they have been doing this for so long, and just know it works. They are spruikers. You pay 12K and they sell property to you that they get commissions on. I am happy to pay someone for providing me a service but the commissions that I pay need to be clearly stated and upfront.

I remember being in CC office and asking lots of questions about the type of properties they buy, why they choose those properties etc. All fairly normal questions, given I was considering paying 12K and then perhaps buying property from them.

The answers were very evasive and when I asked, how the real estate arm of Think Money gets reimbursed if I buy a property from them, CC did not want to answer that question at all and became very defensive. It became very clear that they could happily treat "you like family"provided you did not ask the tough questions. I have since learned that many spruikers make huge commissions on selling overpriced properties to uneducated property investors. Many of the property buying sessions are in groups and they try to keep everyone excited (and buying). I guess, it would not help to have someone in the room asking too many questions. Thankfully, we walked away (2 years ago). We got educated from a company that does not sell property but instead teaches investors how to choose property to buy that is right for their goals etc., where to find it, what to look for etc. There is much less conflict of interest. We have since bought 4 investment properties.

Look around, there are much better companies out there. We are so glad that we did not proceed with Think Money. Makes me worried every time I pick up a Profile magazine that others might be getting "sucked in."

MODERN DAY CON MEN!!! – DO NOT TRUST THESE PEOPLE - they may as well work out the back of a shed. They make their money by letting you invest in sub-standard areas that no one else can sell and make huge fees on unsuspecting buyers and sell you over-priced properties that will take you a life time to ever reach the price you paid for it. There property management… Read more

department Pro Edge Property Management are just as bad and actually work from home and have absolutely no idea. This has destroyed our future.

Nearly Destroyed Us – We went to Think Money to get ahead. We have almost lost everything, our own personal house and our mother's savings and super to get us out of a huge hole and we're still not out. The two properties we bought have lost us over $200,000. This company is not reliable or reputable and could end up destroying everything you've worked for.

not good... owed me money and never paid – Did some work for them and they never paid. Chased them gots all sorts of excuses. a very average run company. Agree they owe the money but do not pay.

WARNING – Think Money DOES NOT hold a Australian Financial Services license , if they had one they would be held accountable by ASIC under law but they are clearly unable to obtain one. simply look at the genuine reviews from people who have suffered from this company. and what about all these positive, glowing reviews ? you mean the ones that pop up on… Read more

the same date (obviously been asked to come and post here). funny how these positive reviews get a thank you but the unsatisfactory reviews don't even get a response.

When CC throws the chocolates at you - throw them back!! – How coincidental that so many positive comments written within a 3 day period? It's as if it's been orchestrated? Ask Think Money about how they recommended Chinchilla, Moranbah and Kingaroy to their previous customers, who now own properties worth much less than what was paid for them, and rentals far below their "this is what you can expect" .… Read more

Ask Think Money how they DISAPPEARED and gave NO SUPPORT WHATSOEVER when their "buy off the plan and resale" scheme ended with many people losing their entire deposit Where were you then CC? Don't trust them, their wealth creation seminars are great fun, but come at a great cost. When CC throws the chocolates at you - throw them back!!

What a great time to be alive – Time for reflection with our friends. To say Leanne and I are happy would be an understatement. Looking how far we came in just two years is remarkable. We had been paying off our home loan for twenty odd years seemingly not making a dent on the debt. Thanks to Chris and Jack giving their time to help us to understand a few facts of life on… Read more ·  1

debt reduction and investment.

Know where your money goes, set goals and make banks work for you.

Now we have all but paid off our home in two years and now have four investment properties working for us.

We'd like to recognise the great team at Think Money and QIBC for being the right people around us when we needed them. Thank you

We are very appreciative we met Chris and Jack with their mighty mighty team. Great people.

We consider our relationship with Think Money and QIBC life changing in so many different ways,

it's not just about the money,

it's understanding,

it's the people,

it's the feelings,

it's the calmness with enthusiasm,

it's showing us a way out.

It's about enjoying life.

Thank you one and all. Thank you.

PS: And yes I am a real investor and happy to use my real name

Very Risky - May as well buy a Lotto ticket – Not sure how all these "satisfied" clients are going to feel when interset rates start heading north but with: 1. the trend in diminishing capital growth, 2. rental growth at an absolute standstill, 3. national wages growth stagnant over the last 10 years 4. tightening lending regulations and 5. the potential for Negative Gearing to be… Read more

abolished / reduced / cutback etc if and when a Labor government arrives,

I would say the immediate future of Property investment in SEQ is about as attractive as a turd in a swimming pool.

I've never been a fan of Property spruikers. They are the corporate equivalent of email phishing scammers. Think Money are property spruikers. They are a well organised and well oiled machine. But they are still spruikers.

As another poster has previously mentioned, their active discouragement of clients seeking independent advice should set the alarm bells ringing. But the thing that sealed it for us was the $12,000 fee to join the "club". Another classic spruiker tactic. We couldn't take the crap anymore and simply walked out before being taken for a ride. Who knows - it's probably more by now.

Unfortunately there are many investors out there who are inexperienced, desperate, or just financially naive. They are the perfect targets for spruikers like Think Money. Whilst things are going well, you'll probably keep getting Smileys and thanks on forums such as this. As soon as the conditions listed above start to bite and your TM investments get a bit smelly, you'll be shown the door quicker than you can say "Think Again".

Take heed of the real posters on this forum. Stay away from Think Money.

I dare you to respond CM.

Joining Think Money = worst decision ever – Joining Think Money was the worst decision we ever made. Their "educational" program is good in theory BUT they are ultimately just trying to sell you their property. We fell for it, buying two properties, they "researched" and recommended. As much as they try to distance the educational element of their business from the real estate part, it is… Read more

abundantly clear that the education is purely a conduit to a property sale. One quick phone call from wife to husband brings husband in from his office down the road with a bunch of properties to buy. It's all made so easy for you, unfortunately.

Beware of the insidious way Think Money weaken your defences with their chummy Think Money "family" rhetoric. They actively discourage consultation on investment decisions with anyone outside of their circle because others won't understand the 'strategy'.

Turns out we bought those two properties at completely the wrong time in the property cycle.

We have now had to sell our home and we continue to feel pressured by the repayments, with very little room to manoeuvre because the values have dropped so much.

It brings tears to the eyes when we consider the years of hard work we have lost.

Grateful for Financial Freedom – Looking forward to the Wealth Retreat today. We always leave with inspiration and clear direction of what we need to do next on our journey towards a fulfilled life and financial freedom. Love our Think Money family Xx