187 reviews
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I have been with Trupanion since my dog was a puppy she is now 2 and a half. It is by far the most comprehensive policy and the claim process was hassle free. The benefits outway all other insurers in my opinion. The peace of mind being with… Read more · 1
trupanion and knowing they will look after her for her lifetime is wonderful. I offer my sincere thanks at a traumatic time in my life. My dog means the world to me and being an aged pensioner I could not have been able to cover her medical expenses without Trupanion.
Follow-up · I didn't use extras or add one. Customer support is truly customer support Policy is written clearly
When our beautiful boy Donny first became unwell at just 3 months of age, our world turned upside down. What initially seemed like something minor quickly turned into extensive investigations, specialist appointments, imaging, and multiple tests. After weeks of uncertainty and heartbreak, we were given the devastating diagnosis of Multiple… Read more · 1
Cartilaginous Exostoses (MCE).
From the very beginning, Trupanion has been absolutely incredible. During one of the most emotionally and financially stressful periods of our lives, they were there for us. Claims were processed efficiently, communication was clear, and we felt genuinely supported every step of the way.
Because of Trupanion, we were able to focus on what truly mattered — getting Donny the care he needed and spending precious time with him — without the constant added pressure of overwhelming veterinary bills. We truly could not have managed this journey without their support.
Pet insurance is something you hope you’ll never truly need, but when you do, it makes all the difference. We are beyond grateful for the compassion, professionalism, and reliability Trupanion has shown our family. Thank you for helping us give Donny the best possible care during such a heartbreaking time.
Amazing insurance company I cannot recommend highly enough! Our dog has been very very sick on and off since a puppy (about 2 years) and Trupanion has been with us the entire way. About 4 months ago she finally recovered and is now healthy. Without trupanion I don’t think she would be with us as our vet bills were very large for the first 18… Read more · 1
months (over $30000). In Aug 25 she got pneumonia and had to go to icu for 3 nights and once again trupanion had supported the claim before she got out - thanks to Trupanion your support has meant we now have our beautiful puppy!
Reviews with attachments
Have been super easy to use and friendly! Would recommend for anyone wanting to find an insurance that doesn’t run out or cut off insurance when your pet hits a certain age. I activated a free trial and my puppy had to go to the vet a couple of times that would have otherwise been in waiting periods - it was all eligible because the waiting periods were waived. Show details · 1
I have a Labrador puppy called Vinny and we signed up to trupanion when we got him and luckily so, as we have had a bit of a rocky first year. In July 2025 Vinny was bitten by another dog and required an emergency visit and stitches which was a big bill. Trupanion were incredible and actioned my claimed within 1-3 days and I was reimbursed the… Read more · 1
portion I was entitled to. In Nov 2025, Vinny swallowed a foreign object and needed stomach surgery to remove the object and this was also an emergency visit with a huge bill. Trupanion actioned and paid my claim within 12 hours of the incident happening which completely took away that financial stress for us. Trupanion staff are lovely, informative, supportive and they are very efficient and quick in their turnaround time. Trupanion has been a life saver for us in our times of need, a rainy day and it helps us give our pup the best veterinary care when needed. Thank you Trupanion ❤️
I have both my dogs insured with TRUPANION, the experience I have had with them has been wonderful, either via phone or email. So caring, and they actually listen to you and help to no end. Nothing is a problem from the TRUPANION team. Quite a few years back with previous dogs I had them insured with another Pet Insurance and pulled out as they… Read more · 1
were too hard to deal with and a no care attitude and as expensive as could be. I cannot recommend high enough what a wonderful pet insurance company TRUPANION are, and I have recommended quite a few people including breeders to them.
I have been with TRUPANION for 3 years now, and the policy is really good value and so easy to set up, free 1st month trial also. When lodging claims, they refund direct to the vet for a gap payment and it is instanteous and payments to me within 2 days.
I would like to thank TRUPANION for being there for my 2 dogs and I am so very thankful our vet referred you to us as one of the really good pet insurance companies.
Our little Lottie needed some expensive knee surgery (about $10k) after an unfortunate accident and the Trupanion team were very supportive and quick to approve our claim. So glad that we had the insurance as without it our doggie would be known as Limping Lottie otherwise! Show details · 1
I have had to rely on Trupanion twice this year for my boy, Dax, and on both occasions the experience has been seamless. The team was responsive, supportive, and genuinely helpful throughout the process. I have not encountered a single issue, and it is such a relief to know I can count on Trupanion when Dax needs care. Thank you for making a… Read more · 1
stressful time so much easier. A special shout out to Hannah B who was incredibly helpful in finalising my most recent claim.
Trupanion have been great with my dog. They have paid all my claims, including an expensive TPLO surgery. I would definitely recommend them (or really any kind of pet insurance). Show details · 1
Our little Milo fractured both his legs within one week of each other (unlucky is an understatement) and then re-fractured his first leg. He had two lots of surgeries with pins and screws, several xrays and medication. Thank goodness Trupanion came to the party. We would have been out of pocket over $15,000 and they paid 90% of the claim direct to the vet. No questions asked. Highly recommend Show details · 1
My silly kitten Twiggy sprained her ankle from literally climbing the walls and I immediately signed up for pet insurance. The next day we went to the vet and she said that Trupanion are great and she compared the dental cover we'd get for the one I signed up for against Trupanion and there was no doubt in my mind. Thankfully I could still cancel… Read more · 1
the other policy as I was within the cooling off period.
Fast forward a few months and during a routine vaccination appointment/examination the vet suspected Twiggy had resorptive dental lesions and needed to put her under a general to make a full assessment and diagnosis. Sure enough Twiggy was diagnosed with resorptive lesions and needed 2 molars removed. With Trupanion coverage we only paid $656.77 from a $2,456.30 bill! The vet's receptionist managed all the admin and the rebate came off the bill immediately so we were never out of pocket.
I would 100% recommend using Trupanion for pet insurance!
Amazingly caring in a time of stress for a puppy who ate something he shouldn't have. Always amazing to care for. Show details · 1
Find out how Trupanion Australia compares to other Pet Insurance
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When our regular vet needed to refer Fergus to an internal specialist vet for investigations, we got a pre authorisation from Trupanion just so we are sure he would be covered. The pre authorisation came through very quickly. The staff was friendly and efficient. Fergus was covered for his blood tests and the barium swallow test. We are very… Read more · 1
happy with Trupanion’s service & cover. Unfortunately Fergus was diagnosed with idiopathic mega oesophagus. He didn’t respond well to the medications so he is being managed by being fed vertically in a Bailey’s chair & wears a neck pillow at night. Here’s a picture of him in the chair.
My dog, Maple had his tumour removed (fortunately it was not cancerous), from initial blood tests plus medication for his liver as the vets found out that his liver's blood test was not good to the surgery, 90% of the expenses were covered by Trupanion without any hassles. We're so thankful that we chose this insurance company despite so many competitors local insurance companies. Show details · 1
Best pet insurance in Australia! Paid 90% of eligible veterinary bills within 24 hours. I chose a large $1000 excess to keep the monthly premiums low. Have been with Trupanion for about 5 years. Really appreciated having the cover as in the last month my Maltese/Shi Tzu 10 year old dog had about $8000 in vet bills to treat a tumour on her liver. The surgery was successful and she is going happy and strong. Show details · 1
Trupanion have always been very helpful and their claims process is quick and easy leaving one less thing for me to worry about during stressful times with my pupper Sparky ! I would highly recommend them! Show details · 1
We had two beautiful Frenchies. Sadly, we lost our precious boy just a few days ago at nine years old, after a lifetime of battling health complications, couple surgeries, and facing several IVDD episodes. Throughout his life, the one thing that gave us peace of mind was knowing we could rely on Trupanion. They were there for us every step of the… Read more · 1
way, making it possible for us to focus entirely on helping our boy fight, without the stress of worrying about the cost of his treatments.
From a young age, he faced health challenges, but his incredible will to live and his fighting spirit never faded. Looking back, getting insurance policies for our fur babies was, without question, one of the best decisions we’ve ever made.
If you’re on the fence, don’t overthink it. Your dog deserves every ER vet visit, every sleepless night, every test, and every procedure but most importantly, they deserve a parent who can say, “I did everything I could.”
I have had my dog insured with Trupanion since I got her in 2018, and I definately wanted the best insurance I could afford as I lost my previous dog due to only being able to choose a cheaper test which ended up with me losing her before I needed to. I have been very impressed with Trupanion, I have had to claim 3 times in the last 2 years, and… Read more · 1
they have been very easy to claim thru, and when I needed to confirm I was entering details right, the person I spoke to was very extremely helpful. Claims have been processed fast and it is very easy to do using the online portal, and payment received within a week of uploading invoices. Having pet insurance has definately been peace of mind for me, I have been able to not worry about the cost of treatment for my dog, and just say yes to whatever my dog has needed knowing that most treatments will be covered.
In-depth reviews
We have had our dog with Trupanion for 3 years and in that time the premium went up 50%. We made one claim but we were 99% sure we were not covered and understood. When we did make a proper claim it was rejected due to pre-existing condition. We had to go 3 rounds of emails to get an accurate answer from Trupanion on what the pre-existing… Read more
condition was and where it was recorded. Apparently in the vets notes from she she had her first visit as a new puppy. They would "not" send the copy of the vet records they are looking at even thought its our dog. So we went to our vet. They pulled the records and completely disagreed with Trupanion and their notes, that Trupanion were referring to, made no reference what so ever of the condition. They wrote a letter advising of their accurate notes and refuting Trupanions claim. We sent this to Trupanion and then they finally paid the claim. If Trupanion is as they claim to be vets and others caring for animals in the industry then why did it take us all this effort to get it paid out when it was a valid claim. 90% of the dealings were with USA and then finally interactions were with someone in Australia. If you have a claim rejected and you know your pets history then its clear with Trupanion you have to fight to get things paid out. It should not be this way when you are paying for an insurance and it is a valid claim. We have now left Trupanion and will never use them again. Be aware that their accuracy in mapping claim to actual vet records and conditions is not 100%
I can't recommend Trupanion Australia highly enough! As a pet parent, finding the right insurance was a top priority, and Trupanion has truly delivered peace of mind. From day one, their customer service has been friendly, knowledgeable, and incredibly helpful. The claim process is refreshingly straightforward, and reimbursement is fast — usually… Read more · 1
within a few days. There are no sneaky sub-limits or complicated tiers to worry about, and I appreciate that they offer lifetime coverage for chronic and hereditary conditions, which sets them apart from many other providers. What impressed me most is their transparency. Everything is clearly explained, with no hidden clauses. When my dog needed unexpected surgery, Trupanion covered 90% of the cost — just as promised — and it made all the difference in ensuring she got the best care without hesitation. If you're looking for comprehensive, reliable pet insurance that truly puts your pet’s health first, Trupanion is absolutely worth it. Knowing they're there when it matters most gives me real confidence as a pet owner.
When my 7-year-old Japanese Spitz, Koda, decided that my underwear was a gourmet snack, it turned into a bit of a nightmare. He became gravely ill, refusing to eat or even move. It was heart-wrenching to see him like that, and he ended up needing urgent surgery and a stay in the hospital. This racked up thousands in vet bills. Thankfully,… Read more · 1
Trupanion covered a substantial portion of these costs.
Despite being such a mischievous boy, Koda is my whole world. Trupanion allows me to afford him the best care possible. It makes navigating this incredibly stressful situation a little easier.
As a disclaimer, I work at a veterinary referral hospital. I've witnessed countless pet owners break down over being unable to afford veterinary treatment. Veterinary care is expensive, think thousands, tens of thousands, especially when advanced tests, surgeries, or hospitalisation are required. Pet insurance is like car insurance — you hope you will never need it, but when you do, you'll be glad you did.
I chose Trupanion for their generous 90% coverage and the absence of annual limits. They are the only Australian pet insurance company that offers this. They have a 24/7 helpline, and the customer service team has been top-notch.
I am very satisfied with Trupanion and would definitely recommend them to anyone looking for a reliable pet insurance.
Find out how Trupanion Australia compares to other Pet Insurance
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Positive reviews
Having worked in pet insurance, I am in a fortunate position to understand pet insurance policies - Trupanion won my vote on many counts: a) 90% option b) gap pay c) readily available customer service and most importantly d) no limitations on illness cover and no max limit. Whilst they do not cover consultations or examinations, all pet insurance… Read more · 1
companies exclude something, there is not one out there that doesn't. The reassurance that all illnesses are covered with no cost cap is worth the cost of the exams. I have made two claims for my pup - one emergency visit for a bee sting, and one for a dental procedure (again, all insurance companies have strict rules about dental cover and regular exams, my advice is to read your policy wording in detail). Both claims have been covered with gap pay, great experience both times. I have also spoken with customer service via phone and email, and very happy with the services received.
I've had pet insurance for over ten years and when I got a new dog earlier this year I decided to look at other options. Trupanion has way better cover than anyone else I've looked at - and much better than the insurance I had before. I've had some BIG vet bills in the past so knowing that they have unlimited cover rather than annual limits is… Read more · 1
what swung me. And they were so helpful and friendly when I signed up - really simple and easy. Feels like they're real animal lovers :)
So far so good. My pup is only 7 months old but I’ve already had to claim. Trupanion were incredibly helpful and supportive with pre approval and follow up. Would definitely recommend Show details · 1
Negative reviews
Avoid, did not process legitimate claim! I purchased a policy for my puppy, and 7 days later he became ill due to eating something he shouldn’t have. By their definition, this is classified as an “injury”. However; they rejected my claim due to the 30 day waiting period for illnesses. They did not even bother to investigate the cause of his case,… Read more
which they admitted.
Our pets are part of our family, and I wouldn’t want to partner with an insurance provider who, either doesn’t do their due diligence, or instinctively tries to find a reason to reject claim. We have insurance for peace of mind and trupanion did not provide that. Perhaps you should rename yourselves to falsepanion.
Hi Jerome, We’re really sorry to hear about… Read more
Policy increased 30% after the first year. I made no claims, my pet is a one year old indoor cat with no existing health issues. Customer service was poor and lacked compassion. I was given the option to increase my excess to lower my premium but after I agreed was told that I would never be able to lower my excess again due to “regulations in my… Read more
area” they could not provide or cite. Very untransparent and scammy, extremely self serving and they do not care about your pets. Find a more trustworthy company
Hi Alex, We’re really sorry to hear about… Read more
I have been with trupainion for three years. I have not made any claims. My excesses 1000. My premium just went from 70 to 100. Which I’m personally not impressed with. I see all the reviews are great, but I’m not happy my premium went up so much. Show details
Hi Caz, Thanks for your feedback, and for… Read more
Recent reviews
We have been with Trupanion for a couple of years. Recently, our cat required extensive dental surgery. Trupanion provided a pre-operation estimate and then once surgery was completed, our account was paid immediately. Most pleasingly, the coverage was increased to 90%. Our girl has healed remarkably well, and I can't thank Trupanion enough, it was really hassle free. Darren Show details · 1
We’ve had such a great experience with Trupanion for our dog, Bella. The response time has been excellent—any questions we’ve had were answered quickly and clearly. Submitting a claim was incredibly easy, and we were impressed by how promptly everything was processed. It gave us real peace of mind knowing we were in good hands. Highly recommend! Show details · 1
We are very happy customers of Trupanion. We were highly recommended this company when we bought our dashy Harvey and after viewing and comparing policies we joined in 2022. Having made two claims, the process was easy online, user friendly, quick to resolve, wait time was minimal & approval was well communicated. Each time Trupanion checked in… Read more · 1
after the claim to see that we were happy & how our Harvey was. What made it personal care was when they reached out & asked us for a photo of Harvey to put on their team photo wall - thank you!
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Hi Nick, We’re sorry to hear about the… Read more