Ive been with Virgin for over 4 years without a claim. Virgin Insurance (Legal & General) has now refused to repair minor accident damage to a safe standard. So however cheap it is, its not worth a cent. On top of this, we have an insurer refusing to safely repair vehicles to their previous standard. This looks to be an issue with their assessor's lack of understanding of the vehicle, but has implications not only for it customers, but for the general public, with customers now being shoehorned into driving on public roads, vehicles that have not been repaired to a safe standard. Unbelievable, but true.

We had a small accident in January 2020, Virgin Insurance admitted that we were not at fault
Tried to get information in regard to what was happening with our claim phone calls, emails they did not provide any information in regard to following up the other party ,we paid our excess to get our car fixed there has been no contact from them., meant they did not have to pay out much for the repairs. We also had to hire a car. This is the worst car insurance company ever just a rip off

Car came back from a service center damaged in multiple locations (almost every panel). Damage could not be determined if it happened on the tow truck or service center as no condition report was done. Tried to claim comprehensive insurance and was told "existing damage" for things like tiny stone chips that had nothing to do with the major damage to paint and panel that had occurred. Do not go with these people - they will rip you off too!!

Canceled a monthly instalment payment; virgin money insurance does not offer credit back. So disappointed, this company deserves to go bust.
Unethical business that does not deserve to operate in Australia.

My car was hit by another car changing lanes. It was undoubtedly the other driver’s fault, his tyre left a black mark down the length of my vehicle so he was obviously turning his wheel. Even the panel beaters said without a doubt it was the other driver’s fault. The driver was 85 years old, had medical conditions listed on his driver’s licence, and wore coke bottle glasses. After 7 months, Virgin said they couldn’t tell who was to blame and decided “Each bear own”. I lost my $800 excess and my no claims discount. If I didn’t think the other driver was at fault I would have fixed the damage myself and saved my no claims discount. I’ve been insured with them for several years and have never made a claim.

Made a first claim after getting into a no-fault accident in December. Process was pretty smooth over the phone, but fixing the minor damage a little slow because of a busy period for claims resulting from recent floods. I would recommend

I have been insured with Virgin for about 5 years & this is the first time l had to use their roadside assist. It’s a clear beautiful day so there should be no reason why there is a long wait but l called them 2 & a half hours ago & am still waiting. They obviously don’t have enough mechanics servicing Melbourne. I will seriously be looking at changing after this. It’s unacceptable.

I live in Victoria Australia, in two years I had to claim twice for a windscreen due to separate unfortunate circumstances (rock chips)
My premiums cost $2500 yearly and I always pay extra for windscreen cover
Recently, days before my renewal date I received a letter claiming virgin money wold not re-insure me

Cheaper price than the other big names, decent online management portal but all goes to downhill if you have a query that takes someone more than 10 seconds to answer. Offshore call centre and all the problems that come with it..

My pensioner mother in law was the not at fault third party driver involved in an accident with a Virgin Insurance customer. Virgin refused to pay a fair and reasonable total loss market value settlement figure for the vehicle. Virgin have offered a settlement figure $3,000.00 below the market value and I am still disputing the claim 5 months after the incident. Richard Branson you should be ashamed of yourself.

The cost was reasonable, but when it came to making a claim, there were very limited options for repairers - had to travel around 25 minutes to the nearest repair centre with all of the associated Uber costs etc. The repair was fine, but long wait times for their call center so not a great overall experience.

So... I got rear ended by an UBER driver, got all his required details and had to make a claim.

I had to pay $77 for forgetting to disclose a not at fault claim 3.5 years ago (fair enough I guess) and also $24.73 for a traffic history report. I did all the running around for them and still no repair in sight.

They are based in South Africa and their service is absolutely horrible.

I have immediately changed back to my previous insurer at a higher rate. The only reason I change to Virgin was for the Velocity points bonus and cheaper insurance.

But please, do not go with these people!

They will do EVERYTHING possible to get out a claim.

I paid 306 dollars for insurence but after 10 months i wanted to cancel it, and imagine they refund me of fantastic 1 dollar. Their Costumer service did not told me this information

My partner had car insurance with them. And come time to pay out the claim it got rejected and policy was canceled because he has a dvo. Now we are without a car and $18000 in the red.

All good untill you make a claim under writers go for petty scenes and make it hard and depressing ask for service log books every possible question I went through hell. And the accident I was not at fault god help if I was at fault. Under writers Auto and General gave me hell.