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Wisr

Wisr

 Verifiedwisr.com.au
Wisr
4.6

687 reviews

Positive vs Negative
93%7%
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Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Average Loan Term5.9 years
Transparency ?
4.6
Customer Service
4.6
Application Process
4.7
Timeliness ?
4.7
687 reviews
5 Doug Russell  · Thankyou wisr for a stress free borrowing experience. I will be recommending wisr to friends and family
5 Durr Willie  · Very quick response and payout of loan . Smooth process. Will definitely recommend.
5 Anna  · Wisr helped us sort out our financial obligations. Great customer service!
5 Michael  · Just very spot on with paperwork, and very happy, would recommend this to others
5 kimmi.palmer70  · Great individual rate, great communication and a great service. Definitely recommend
5 Keith   · The Wisr application process was easy and the loan was approved and in my bank account suprisingly quickly! Thanks Wisr!
MRG
MRGQLD13 posts
 

DO NOT USE THIS FINANCE COMANY. I took out a personal loan with Wisr, and after checking my credit score 6 weeks later, I could see that Wisr have added this to my credit file....TWICE. I have tried to resolve this and Wisr have not followed through, attempted to resolve this or contacted me. I have been "ghosted". I had to contact Wisr again to… Read more

try and resolve this and have been ignored. My credit score was in the high 800's and now it's well below the average Australian score. Because of this major error, my credit score shows two unsecured loans with Wisr which is incorrect. Wisr’s acknowledgement that this was an ongoing issue confirms that Wisr was aware of the problem and had a duty to monitor, manage, and prevent ongoing harm to customers. Wisr’s failure to do so, combined with its failure to correct the error promptly or communicate with me after acknowledging the issue, represents a failure to meet its obligations under the Australian Consumer Law and applicable credit reporting obligations. If I had not identified the error when I was applying for a credit card, I would not have known this error had occurred. Due to this error and how this has affected my credit score, I am unable to apply for a credit card. I advised them that this required urgent attention so this could be removed from my file. Please do not use this company. I have since learned that this type of "error" is common with Wisr as well as other serious matters when handing a customer's credit file and personal information. As a result, I will now be lodging formal complaints with AFCA, ACCC and Fair Trading. Disgusting service.

Reviews with attachments

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Bill Bashford
Bill Bashford3 posts
  Verified

Vey happy, the application was smooth and the rate I received met my expectations. Once approved the transfer of funds was within a minute and I picked my car up the same day. Show details

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Dale F
Dale FWA2 posts
  Verified

Very good experience, highly competitive rate – The loan was very easy to setup, the interest rate was very competitive, far better than the big banks. The Wisr app makes it very easy to keep track of your loan. Would highly recommend Wisr to anyone. Show details

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Sydney Purcell
Sydney Purcell
  Verified

Very satisfied – Wisr help me ease my financial burden and I love there customer service they are friendly and very professional I will give them 10 out of 10 for excellent service. Show details

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Ivan N
Ivan NWA
  Verified

Financial freedom at the horizon – Quick response transparency I was in the dark now feels like wish have just give the lamp I can see where I am going with my financial future Show details

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Michelle Gardener
Michelle GardenerQueensland
  Verified

Fastest, smoothies loan approval within 48hs – Fastest ,easiest,smoothest car loans ever. All completed all document online. Had money in my bank within 48hrs both hubby and I have new cars now. was so easy! Highly recommended Show details

Positive reviews

Kristy
KristyQLD
  Verified

Chad was fast, efficient and took all of the guess work out of it. He guided me through and helped me understand everything th whole way. I would strongly recommend using Chad for anyone looking Show details

Trisha
TrishaNSW
  Verified

Very satisfied, I was able to adjust my payments to suit my lifestyle for example change it to weekly payments instead of fortnightly and also have control on making extra payments. I’m also able to view my credit score through the app which I find to be encouraging to keep my credit score high. Show details

Ilenia G.
Ilenia G.5 posts
  Verified

I’ve had a really positive experience with Wisr. The app makes it easy to track my repayments and monitor my credit score, which has helped me stay organised and financially aware. I also appreciate the transparency of the loan structure and how straightforward everything is. It has made managing my finances much less stressful. I would definitely recommend Wisr to anyone looking for a clear and supportive lending experience.

Negative reviews

Saad A
Saad AVIC2 posts
 
Transparency
Application Process
Timeliness

Despite having a excellent credit score, Wisr claimed I was not going to be able to afford a loan from them for only $5000 and their reasoning was; "strict credit lending criteria" & "bank conduct". They close out the application but happy keep all your personal information including Driver's License & other identity documents even if you are not… Read more

even a customer! I don't recommend this business. A flashy website is all it really is & a robotic response. Effectively you're dealing with an AI that determines if you can afford it. Pretty weak. Was able to get funding elsewhere without an issue.

Lacynda Walsh
Lacynda WalshQLD10 posts
  Verified

I appreciate the loan and benefits of this loan however it seems the process, despite being a long process with repeated requests in seperate instances needed my documents almost immediately which truthfully didn't feel like a fair and equal process. Show details

M N.
M N.VIC
 

Terrible experience, Took them whole week to come up with a louse unfounded explanation and failed to analyse through the provided data. Takes them 24hrs just to reply to an email. I doubt the positive reviews on these ones, am leaning towards paid reviews not genuine.

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Recent reviews

Shane
ShaneVIC
  Verified

After reviewing a number of providers in the market Wisr offered the most competitive rate. Their enquiry and application process was simple and communication regarding further documentation was easy and efficient. Highly recommend their services Show details

Christopher C.
Christopher C.
  Verified

Just a great experience dealing with real people you can understand! Just such a refreshing, not like a bank experience. Thanks team for getting my consolidation sorted so quickly and with such ease! Highly, highly recommend! Show details

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Nika
Nika2 posts
  Verified

timely and professional as well as practical people. I've had several loans over the last 8 years. building renovations and a car. easy to pay back. also once had to stop for a short while and very easy to organise with understanding staff Show details

Dee L.
Dee L.NSW4 posts
  Verified

I highly recommend this company. I worked with a broker who recommended them, the next morning after I applied he rang to say he had good news that the loan was funded. They sent me their documents through and that afternoon the money was in my account. I also have an app so I have full visibility over how much I owe payout figures etc. I have had… Read more

previous loans where you need to pay for a loan statement, so full visibility is quite important to me. Everything was quick, easy and seamless, which was highly appreciated because I live a very stressful life.

sal amanda Endemann
sal amanda EndemannNT2 posts
  Verified

I was so pleased with Wisr for a car loan, once I paid it off I secured another loan to upgrade to another car. I love the "round-up" function on the app....by using it is paid off my original car loan 16months early. Very happy customer. Highly recommend.

sandhya s.
sandhya s.3 posts
  Verified

Wisr loan service is very easy to apply and in our case was a very quick approval. We finalised a car at 10 am in the morning and settlement was completed by 0130pm. I recommend everyone if you are looking for loan go with Wisr.

Vince w
Vince wWA
  Verified

I needed finance, and quick, Wisr weee to the point, immediate and not ifs or buts, just done. Clear info, no hidden agenda, honest service and super fast, done in 48hrs, awesome Show details

Nicholas B.
Nicholas B.
  Verified

I had a good experience with Wisr to obtain a fairly large personal loan. Very fast customer service and replies, not really any issues getting the loan besides my bank Up wasn't in the list to upload bank statements, which I had to reach out to get another link that did have it as an option and it's also not compatible with roundups. Either way I'll be making manual extra payments so overall fast and easy experience. Show details

Gaurav
GauravNSW
  Verified

My experience with Wisr when I applied for their product was outstanding ! Right from the online application experience to the follow-ups from their representatives, the information and clarity of the whole process was really good. Was all smooth and easy for me, and happy to be a Wisr customer now. Show details

Personal Loans

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Kirsten S
Kirsten S
  Verified

Wisr were easy to deal with when applying for my loan, I was able to increase my fortnightly payments, and when I was out of work Dean in their Financial Hardship’s Team worked with me to offer solutions. They work with you and help you stay on track. I would definitely look at going with Wisr for another loan in the future, they make everything easy. Show details

Andrew
AndrewQLD2 posts
  Verified

This is our first time dealing with Wisr and had not heard about them previously. Our finance broker, Daniel from Credit One suggested we give Wisr a go. We were looking to consolidate our loans. We are so glad we did. Customer service was excellent. Australian, not overseas. They are fantastic to deal with. Our loan had none of the rigmarole that… Read more

our lenders give. Fast efficient and friendly. We love the app, the rates and the flexibility to pay extra at any time. Thank you so much Wisr. Highly recommended and we will be giving out your name to anyone who needs a no fuss loan. We will be return customers in the future.

Ronnie
RonnieWA3 posts
  Verified

The process was rather drawn out, but I guess they must cover every base. I also was offered less than I needed. The rate is reasonable. Once it was approved everything moved very quickly. Show details

b0bbles
b0bblesQLD27 posts
  Verified

I became a Wisr customer (lendee) via contacting a great broker I'd dealt with in the past, Savvy. Once I began dealing directly with Wisr I was kept informed the whole time and I was surprised how simple everything was and how quickly I got my result. Show details

Neemer
NeemerQLD2 posts
  Verified

All requests are handled promptly. The deal given was better than the car dealer could do. No early payment fees. The only thing I don’t like is when I make an extra payment, I have to print out a remittance and email it to them. In the days of portals and on line security it is a cumbersome step. Show details

H R J Ducasse
H R J DucasseWA
  Verified

The process was fast and I got the loan quickly . It is a shame that I went through a broker to get to you , that cistvme extra money. You should advertise more so people know you are there . I had never heard of you before . Show details

EMK
EMKNSW
  Verified

What a wonderful service! I’d never heard of these guys before but I am so glad I found them! The process was so easy and the support team are so responsive and helpful. Life got a little out of hand this year for us and this has been a godsend honestly. I highly recommend contacting WISR to help with your financial needs! The app is also so easy to use and lets you see your status anytime. Show details

Paula
PaulaSA2 posts
  Verified

I was very happy with the service of Wisr, they made applying for a loan so much easier, in particular, the ease in which I found communicating with them and how fast they were in responding to my queries. Thank you. Show details

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