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Zoom Travel Insurance

Zoom Travel Insurance

 Verifiedzoomtravelinsurance.com.au
Zoom Travel Insurance
4.2

293 reviews

Positive vs Negative
76%24%
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Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.0
Customer Service
4.0
Value for Money
4.1

 AI reviews summary 

Zoom Travel Insurance generally receives positive feedback for its competitive pricing and user-friendly online purchase process. While many customers report seamless medical claims and helpful emergency assistance, a significant subset of users expresses frustration over strict policy exclusions and the high volume of documentation required for non-medical claims.

Pros
Competitive Pricing: Frequently cited as the most affordable option when compared to major competitors, offering strong value for money, especially for cruise and medical coverage.
Efficient Medical Assistance: Multiple reports of high-quality care during medical emergencies, with staff providing clear guidance and empathetic support during hospitalisations.
Ease of Purchase and Extension: The online platform is praised for being intuitive, making it simple to buy policies, declare pre-existing conditions, or extend coverage while already overseas.
Responsive Customer Service: Specific staff members are frequently commended for being professional, knowledgeable, and quick to resolve policy queries via live chat and email.
Cons
Strict Transport Exclusions: Recurring complaints regarding the denial of claims related to mechanical breakdowns, airline operational issues, or staff shortages, which are often hidden in the fine print.
Onerous Documentation Requirements: Several users found the claims process for luggage or minor expenses to be "deliberately difficult," requiring excessive proof and repeated submissions of the same documents.
High Depreciation on Personal Items: Claims for stolen or damaged luggage often result in significantly lower payouts than expected due to the company's "appropriate" depreciation rates.
Communication Gaps: Some users experienced issues with automated email responses, lack of a clear non-emergency phone number, and conflicting information regarding coverage eligibility.
Verdict

Zoom Travel Insurance is a strong contender for budget-conscious travellers seeking reliable medical and cruise protection. However, prospective customers should carefully review the Product Disclosure Statement (PDS), as the policy contains strict exclusions for airline-related delays and applies heavy depreciation to personal property claims.

5 Mum of 2 teens  · Really easy and quick to purchase online. Thankfully no need to make a claim. Will definitely use Zoom travel insurance again.
5 rocky.larocca  · Have used Zoom on previous trips and very happy with service.
5 JoA  · Good Service and Value for Money. Recommended to people travelling overseas.
5 Charlie  · Great coverage at a great price Policy documents sent really quickly Options of extension whilst away
5 Tayla V.  · Easy clear very good simple travel insurance protection without complications. Recommend
5 Chan  · We needed to make a claim for bali belly & it was easy & fast turn around being reimbursed
Matt
Matt2 posts
  Verified Domestic

Had a horrible experience with this company and as I have read in other reviews many others have also. Please do not be deceived by their polite replies to these complaints. This Travel Insurance company have all their staff working on prompt and polite replies to the poor reviews they receive on Google. They are very quick to reply and also quite… Read more

polite coz their is no reply option for the consumer to let you the public no how horrible they are. Please listen carefully to this line from Zoom Travel insurance. “Unfortuntately mechanical and operational delays and cancellations from airlines are common and not something covered by travel insurance” ok very good I think so why has this taken 15 emails and hours of chasing up documents to be told 50 days later. You make out like I’m an idiot for not knowing the insurance I signed up for and you may well be rite. You would have thought they knew their product and told me on the date I enquired about the insurance stating we had a mechanical issue and an engineer was flown from a city to a country town to fix it. Well I’m so angry u messed me about for 50 days and then denied the insurance. I may not know ur product( I do know, and it’s garbage) but either do you!!! Listen for the most pathetic reply. Be something of the nature, Matthew please contact me to review this case. I’m the boss of this rubbish company. Anyway there you go ladies and gentleman

Zoom Travel Insurance
Zoom Travel Insurance    

Thanks for your feedback Matt. We're sorry… Read more

Jim
Jim
  Verified Comprehensive

We had a medical event during our trip, the support and care that we received was exemplary and they provided clear guidance on next steps prior to our next flight. When we returned home our claim was processed professionally and with clarity on documentation requirements. Having dealt with another travel insurer recently the difference was like night and day. Show details ·  1

Ask the reviewer
Alex
Alex
  Verified Comprehensive

Zoom travel insurance is a Scam and not a travel insurance. First they will ask for all sorts of documents, like proof of residency, and even when I provided a water bill with my residential address in Australia they rejected it. So what is the proof of residency then? They also asked for Medicare for my personal items claim. But that is not the… Read more

worst, when you make a luggage/personal items damage claim they would ask you for an invoice for each item you are claiming and then apply a depreciation rate they find “appropriate” for those items. And what is “appropriate” for them is to get your repayment to 0. So on my $205 claim they calculated my repayment of $1.2 only.

Avoid Zoom travel insurance like a plague and find your self a proper insurer that actually covers you whilst you are travelling.

I wish I read all other comments before I bought travel insurance from this scammers.

I don’t believe the high rating here. Check their Google reviews rating. It is 2.8

Zoom Travel Insurance
Zoom Travel Insurance    

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Reviews with attachments

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Sheila
SheilaNSW2 posts
  Verified Standard

I recently travelled to Thailand and remembered at the last minute to take out travel insurance. I am so grateful to myself that I did! I scanned all the competing insurance companies online and decided that Zoom looked the best and it was a very reasonable price. I had a fabulous time in Thailand… until I got sick. I spent a day in a medical… Read more ·  1

clinic on a drip. It cost a lot of money. Thank goodness I had travel insurance! Zoom were super helpful and very easy to deal with. I recommend Zoom wholeheartedly to anyone travelling anywhere! My claim was lodged and immediately responded to. I am very happy! I’ll always be using Zoom in future!

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Trevor Abrahamse
Trevor Abrahamse
  Verified Comprehensive

The policy was easy to set and covered everything I needed cover for. Show details ·  1

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Zac Nopower
Zac NopowerVIC7 posts
  Verified Comprehensive

Excellent travel insurance. Reasonably priced and covers everything necessary for peace of mind travel. Very easy to set up . I highly recommend ZOOM travel insurance. Show details ·  1

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Lyn
LynNSW7 posts
  Verified Comprehensive

From an extremely HAPPY customer ! – I’m so happy with my Zoom travel insurance package. It was easy to organise, it was a great price and Zoom were in touch with me along the way letting me know how to contact them if needed and also there was the opportunity to extend the travel period if I extended my holiday . I will definitely be using Zoom again. Show details ·  1

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Hazel Reynolds
Hazel ReynoldsQLD4 posts
  Verified Standard

Safe and secure – First time with this Company. Was easy to apply for Coverage. I was good to know we had coverage if needed. Thankfully we did not need to claim. Show details ·  1

Positive reviews

Nicole Hunt
Nicole Hunt2 posts
  Verified Medical Only

Bethan was responsive, clear and respectful and kept me updated. As my claim had several parts, and one bill came later, she kept track of it and paid once evidence was submitted. Really appreciate her attention and response to my claim. Show details ·  1

Lee S.
Lee S.SA
  Verified Comprehensive

I am from Adelaide aged 64 & 71 travelled to NZ, I shopped around prior & Zoom were the best value, very easy set-up, not knowing I would need to make a claim which was a fast resolution, 1st time user, 100% + I genuinely highly recommend, would not think of going elsewhere Show details ·  1

Alison
AlisonWA
  Verified Comprehensive

Luckily I didn’t have to make a claim. I liked how Zoom kept in touch the whole time I was away and I took the option of adding a day to my policy which was very simple, inexpensive, and gave me peace of mind incase of delays. Show details ·  1

Negative reviews

Scoutt
Scoutt2 posts
  Verified Comprehensive

Terrible experience. My luggage was stolen on the first week of my 5 week holiday, everything taken- money, clothes, laptop ect. I was obviously upset at this but thought I’d get through the holiday and all will be ok as I have insurance. Nope. They didn’t cover a single cent. Zero empathy either. It’s all fake advertising, they don’t cover… Read more

anything to do with stolen luggage, let alone lost luggage. All I can say is if you choose these guys you better hope you don’t lose and get anything stolen from you because you’re on your own. This company is mastermind and going round and round with you and finding loopholes and anyway to be fools. It’s all about money for them

Zoom Travel Insurance
Zoom Travel Insurance    

Thank you for your review. We’re sorry to… Read more (+1 reply)

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LAWalton93
LAWalton93QLD6 posts
  Verified Comprehensive

I had to extend my trip and tried to do this online, but their systems said my policy didn't exist. I tried to access the online chat, and they said they currently weren't online. I was going to call them, but there was no non-emergency number made clearly available. Finally, I emailed them asking for an extension, and I haven't heard anything… Read more

back. I'm home now, so I assume my last few days were not covered. Luckily, nothing happened with my flights home; otherwise, I don't think I'd be covered. Very unhappy with their access and customer service.

Zoom Travel Insurance
Zoom Travel Insurance    

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Waldek
WaldekWA
  Verified Comprehensive

Very clever of you to put the wording about claims arising from acts of war or war-like events. What's not clever is that you sent me an email with a greeting: "We hope you had a fabulous, incident free holiday" after I contacted you about my problem with war related lack of transport back home. I'm sure you're using a template for every customer you catch. It's called lack of respect. This was my last involvement with Zoom Show details

Zoom Travel Insurance
Zoom Travel Insurance    

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Recent reviews

Irene G
Irene G
  Verified Standard

Unfortunately I had to make a claim, but I was very impressed with the process, it was easy to place the claim and the communication during the process was great. Thanks to Sela, the agent, for taking care of my claim Show details ·  1

Alan Cover
Alan CoverQLD
  Verified Zoom Travel Insurance

found filling out forms was easy, not struggling to fill out lucky we didn't have to use it, as our trip was smooth sailing, but it was nice to know it was there if we needed it, and there priceing was the best around very happy Show details ·  1

Ann M
Ann MVIC
  Verified Comprehensive

Affordable and easy to apply for, Zoom insurance has been my go-to for all of my recent travels. Have recommended it to many people and plan to keep using it in the future! Show details ·  1

Luke
LukeTasmania
  Verified Zoom Travel Insurance

Very efficient and friendly service as I had to change flights and return home from overseas due to family circumstances. It was our first time to use Zoom and we'd be very happy to use them again based on this experience. Show details ·  1

Shari
ShariVIC3 posts
  Verified Comprehensive

I have used ZOOM travel insurance on a couple of occasions, however this is my first claim. I found the service to be above average and my claim was approved in a matter of weeks. Show details ·  1

Maria
Maria2 posts
  Verified Comprehensive

We did a claim after my husband had an accident overseas. The process was easy and straight forward. Zoom representative Zehral was very responsive and replied quickly. Thank you for your help Zehral. Show details ·  2

Kate S
Kate SNSW
  Verified Standard

Used Zoom Travel Insurance for my trip to Europe. Decided to stay longer and I was able to extend my cover online without having to call which made the process very simple. Show details ·  1

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Daniel A.
Daniel A.NSW
  Verified Standard

Zoom was quick to act, friendly and helpful. I felt looked after. Thankfully i didnt have to make a claim in the end and i recovered quickly after medical attention. Show details ·  1

Klee
Klee3 posts
  Verified Comprehensive

Good value insurance, and very easy to set up. We didn’t lodge a claim but other people on our trip did due to medical overseas and they were amazing to deal with, I had recommended zoom to all other travellers on our trip and they have been amazing. Show details ·  1

Derek M.
Derek M.NSW2 posts
  Verified Comprehensive

Communications were poor. Emails were not being read. Documents and info was given as requested, only to be asked for again. Just auto reponses like a stoopid AI agent. Detail required was excessive to nature and amount of claim. Dealing through email threads was confusing and ineffective. Seems like the system was deliberately difficult to make… Read more

the claimant just give up, it's not worth it. I have a claim, I have legitimate receipts and scripts from a legit service provider and pharmacy. You don't need my actual diagnosis. That's patient/doctor privilege. None of your business. All for a payout of under $200.

Zoom Travel Insurance
Zoom Travel Insurance    

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Mareem
MareemNSW
  Verified Domestic

The staff were very helpful and so quick to respond. This is the first time I have used ZOOM, and I intend to use them again for my next holiday in October. Great value and am really happy with my claim . Show details ·  1

Alan Colyer
Alan Colyer
  Verified Zoom Travel Insurance

We didn't need to call on the insurance, but would not travel without. Just did the next lot of insurance and will have one or two next year. Used twice this year, good value Show details ·  1

Marymax
Marymax15 posts
  Verified Domestic

I am waiting on a claim for this holiday, but so far my experience with Zoom is positive. Depending on how my claim goes, I will be using this company for our extended UK trip later in the year. Hopefully that holiday will go to plan. Show details ·  2

Kathryn
KathrynQLD2 posts
  Verified Comprehensive

Fortunately we had no need to use our travel insurance this time around but cannot recommend Zoom Travel Insurance highly enough. Have previously claimed with ease. Will use them again next year. Show details ·  1

Noemi
Noemi3 posts
  Verified Standard

I won't repurchase their insurance again in the future and will not recommend them to anyone. Our flight in the US was cancelled. We were rebooked on another flight, but to make that flight, we paid about 500 USD for Uber and taxi since that flight departed and arrived at different airports than we originally planned. They were unable to assist us… Read more

with our claim, because in their T&C, they have a section which says "We will not reimburse if: d) your claim arises from cancellations, delays, diversions, rescheduling, or shortening to your scheduled or connecting transport unless it is due to a strike, riot, hijack, civil protest or unrest, weather, natural disaster, or physical accident affecting your mode of transport.”...I found it ridiculous because the additional cost arising from flight cancellation is one of the main reasons we usually buy travel insurance. At least, we got a $50 voucher from the airline, but most probably we won't be able to redeem it because we don't live in that country, and they only operate in that region.

Zoom Travel Insurance
Zoom Travel Insurance    

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