297 reviews
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- 1-2 weeks
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AI reviews summary
Zoom Travel Insurance generally receives positive feedback for its competitive pricing and user-friendly online purchase process. While many customers report seamless medical claims and helpful emergency assistance, a significant subset of users expresses frustration over strict policy exclusions and the high volume of documentation required for non-medical claims.
Pros
Cons
Verdict
Zoom Travel Insurance is a strong contender for budget-conscious travellers seeking reliable medical and cruise protection. However, prospective customers should carefully review the Product Disclosure Statement (PDS), as the policy contains strict exclusions for airline-related delays and applies heavy depreciation to personal property claims.
Very quick to apply online and to complete questionnaire for pre-existing conditions. Reasonable price. I had to call them when I travelled to Turkiye with a slight ear infection niggling. I was very pleased with the telephone support and further follow up afterwards to see how I was going by email. I didn't need to progress the claim number we… Read more · 2
opened but I felt well supported. That's what anyone needs when they travel. I am already considering them for my next overseas trip.
If we could give less than one star then we would! Unfortunately we relied on the fact that we had taken out comprehensive travel insurance with this company to cover our belongings and the cost of replacing prescription medications that we had stolen while travelling on a train in France. The sickening impact that having items stolen while on… Read more
holidays cannot be compensated for, but one hopes when you have supposedly done the sensible thing in taking out travel insurance, that there will at least be some reparation at the end of the day. However, dealing with this company has proven to be an absolute waste of money and a complete waste of time and effort in making police reports and claims. Please do not waste your money taking out comprehensive travel insurance with this mob - once they hit you for "depreciation" of your items and any other funny little inside costs that they come up with, you certainly won't get any return on your claim. Very, very disappointing!
Had a bad experience with Zoom, were good until you need to claim. Our accomodation was cancelled by the hotel as they double booked and we got stuck needing to find other accommodation last minute which costed us a lot more money. Despite this being outside our control and all booked months before we bought the policy Zoom has refused to help,… Read more
extremely disappointing considering it was a full comprehensive policy. I would not use this company again, do not bother.
Thank you for taking the time to share your… Read more
Reviews with attachments
- +1
I recently travelled to Thailand and remembered at the last minute to take out travel insurance. I am so grateful to myself that I did! I scanned all the competing insurance companies online and decided that Zoom looked the best and it was a very reasonable price. I had a fabulous time in Thailand… until I got sick. I spent a day in a medical… Read more · 1
clinic on a drip. It cost a lot of money. Thank goodness I had travel insurance! Zoom were super helpful and very easy to deal with. I recommend Zoom wholeheartedly to anyone travelling anywhere! My claim was lodged and immediately responded to. I am very happy! I’ll always be using Zoom in future!
- +4
The policy was easy to set and covered everything I needed cover for. Show details · 1
Excellent travel insurance. Reasonably priced and covers everything necessary for peace of mind travel. Very easy to set up . I highly recommend ZOOM travel insurance. Show details · 1
From an extremely HAPPY customer ! – I’m so happy with my Zoom travel insurance package. It was easy to organise, it was a great price and Zoom were in touch with me along the way letting me know how to contact them if needed and also there was the opportunity to extend the travel period if I extended my holiday . I will definitely be using Zoom again. Show details · 1
Safe and secure – First time with this Company. Was easy to apply for Coverage. I was good to know we had coverage if needed. Thankfully we did not need to claim. Show details · 1
Latest follow-ups
Had a horrible experience with this company and as I have read in other reviews many others have also. Please do not be deceived by their polite replies to these complaints. This Travel Insurance company have all their staff working on prompt and… Read more
polite replies to the poor reviews they receive on Google. They are very quick to reply and also quite polite coz their is no reply option for the consumer to let you the public no how horrible they are. Please listen carefully to this line from Zoom Travel insurance. “Unfortuntately mechanical and operational delays and cancellations from airlines are common and not something covered by travel insurance” ok very good I think so why has this taken 15 emails and hours of chasing up documents to be told 50 days later. You make out like I’m an idiot for not knowing the insurance I signed up for and you may well be rite. You would have thought they knew their product and told me on the date I enquired about the insurance stating we had a mechanical issue and an engineer was flown from a city to a country town to fix it. Well I’m so angry u messed me about for 50 days and then denied the insurance. I may not know ur product( I do know, and it’s garbage) but either do you!!! Listen for the most pathetic reply. Be something of the nature, Matthew please contact me to review this case. I’m the boss of this rubbish company. Anyway there you go ladies and gentleman
Follow-up · Do not want to lower myself to their level. This company is dodgy!!! Nothing more I can say
Thanks for your feedback Matt. We're sorry… Read more
Positive reviews
We had a medical event during our trip, the support and care that we received was exemplary and they provided clear guidance on next steps prior to our next flight. When we returned home our claim was processed professionally and with clarity on documentation requirements. Having dealt with another travel insurer recently the difference was like night and day. Show details · 1
Bethan was responsive, clear and respectful and kept me updated. As my claim had several parts, and one bill came later, she kept track of it and paid once evidence was submitted. Really appreciate her attention and response to my claim. Show details · 1
I am from Adelaide aged 64 & 71 travelled to NZ, I shopped around prior & Zoom were the best value, very easy set-up, not knowing I would need to make a claim which was a fast resolution, 1st time user, 100% + I genuinely highly recommend, would not think of going elsewhere Show details · 1
Find out how Zoom Travel Insurance compares to other Travel Insurance
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Negative reviews
Zoom travel insurance is a Scam and not a travel insurance. First they will ask for all sorts of documents, like proof of residency, and even when I provided a water bill with my residential address in Australia they rejected it. So what is the proof of residency then? They also asked for Medicare for my personal items claim. But that is not the… Read more
worst, when you make a luggage/personal items damage claim they would ask you for an invoice for each item you are claiming and then apply a depreciation rate they find “appropriate” for those items. And what is “appropriate” for them is to get your repayment to 0. So on my $205 claim they calculated my repayment of $1.2 only.
Avoid Zoom travel insurance like a plague and find your self a proper insurer that actually covers you whilst you are travelling.
I wish I read all other comments before I bought travel insurance from this scammers.
I don’t believe the high rating here. Check their Google reviews rating. It is 2.8
Thank you for taking the time to share your… Read more
Terrible experience. My luggage was stolen on the first week of my 5 week holiday, everything taken- money, clothes, laptop ect. I was obviously upset at this but thought I’d get through the holiday and all will be ok as I have insurance. Nope. They didn’t cover a single cent. Zero empathy either. It’s all fake advertising, they don’t cover… Read more
anything to do with stolen luggage, let alone lost luggage. All I can say is if you choose these guys you better hope you don’t lose and get anything stolen from you because you’re on your own. This company is mastermind and going round and round with you and finding loopholes and anyway to be fools. It’s all about money for them
Thank you for your review. We’re sorry to… Read more (+1 reply)
I had to extend my trip and tried to do this online, but their systems said my policy didn't exist. I tried to access the online chat, and they said they currently weren't online. I was going to call them, but there was no non-emergency number made clearly available. Finally, I emailed them asking for an extension, and I haven't heard anything… Read more
back. I'm home now, so I assume my last few days were not covered. Luckily, nothing happened with my flights home; otherwise, I don't think I'd be covered. Very unhappy with their access and customer service.
Thank you for taking the time to review us.… Read more
Recent reviews
Luckily I didn’t have to make a claim. I liked how Zoom kept in touch the whole time I was away and I took the option of adding a day to my policy which was very simple, inexpensive, and gave me peace of mind incase of delays. Show details · 1
Unfortunately I had to make a claim, but I was very impressed with the process, it was easy to place the claim and the communication during the process was great. Thanks to Sela, the agent, for taking care of my claim Show details · 1
found filling out forms was easy, not struggling to fill out lucky we didn't have to use it, as our trip was smooth sailing, but it was nice to know it was there if we needed it, and there priceing was the best around very happy Show details · 1
Very clever of you to put the wording about claims arising from acts of war or war-like events. What's not clever is that you sent me an email with a greeting: "We hope you had a fabulous, incident free holiday" after I contacted you about my problem with war related lack of transport back home. I'm sure you're using a template for every customer you catch. It's called lack of respect. This was my last involvement with Zoom Show details
Thank you for taking the time to share your… Read more
Affordable and easy to apply for, Zoom insurance has been my go-to for all of my recent travels. Have recommended it to many people and plan to keep using it in the future! Show details · 1
Very efficient and friendly service as I had to change flights and return home from overseas due to family circumstances. It was our first time to use Zoom and we'd be very happy to use them again based on this experience. Show details · 1
Find out how Zoom Travel Insurance compares to other Travel Insurance
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I have used ZOOM travel insurance on a couple of occasions, however this is my first claim. I found the service to be above average and my claim was approved in a matter of weeks. Show details · 1
We did a claim after my husband had an accident overseas. The process was easy and straight forward. Zoom representative Zehral was very responsive and replied quickly. Thank you for your help Zehral. Show details · 2
Used Zoom Travel Insurance for my trip to Europe. Decided to stay longer and I was able to extend my cover online without having to call which made the process very simple. Show details · 1
Zoom was quick to act, friendly and helpful. I felt looked after. Thankfully i didnt have to make a claim in the end and i recovered quickly after medical attention. Show details · 1
Good value insurance, and very easy to set up. We didn’t lodge a claim but other people on our trip did due to medical overseas and they were amazing to deal with, I had recommended zoom to all other travellers on our trip and they have been amazing. Show details · 1
Communications were poor. Emails were not being read. Documents and info was given as requested, only to be asked for again. Just auto reponses like a stoopid AI agent. Detail required was excessive to nature and amount of claim. Dealing through email threads was confusing and ineffective. Seems like the system was deliberately difficult to make… Read more
the claimant just give up, it's not worth it. I have a claim, I have legitimate receipts and scripts from a legit service provider and pharmacy. You don't need my actual diagnosis. That's patient/doctor privilege. None of your business. All for a payout of under $200.
Thank you for taking the time to share your… Read more (+1 reply)
The staff were very helpful and so quick to respond. This is the first time I have used ZOOM, and I intend to use them again for my next holiday in October. Great value and am really happy with my claim . Show details · 1
We didn't need to call on the insurance, but would not travel without. Just did the next lot of insurance and will have one or two next year. Used twice this year, good value Show details · 1
Extra Information
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Hi Stacie, we're sorry to hear about your… Read more