Worst customer service. worst people to talk – I requested to them to cancel my policy but they are taking too long to process it. They keep holding my phone for too long. Moreover they are deducting one more premium which I am not liable to pay. I pay for premium at the start of the month which I am insured. I am not paying premium at the end of the insured month. This simple thing they do not understand. They even do not know how to talk with a customer. I never go back to SGIC in future. never ever.