Best Car Insurance in South Australia Adelaide

Based on 25,896 reviews
Brand
Rating
Coverage Type
Roadside Assistance
Reduced or Zero Excess Windscreen Cover
Inclusions
Benefits

Seniors Car Insurance

Seniors Car Insurance 🏆 2026

4.8 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
TeliocideNT9 posts
  Verified

It is about the cost. That is the up front cost. My Car is very old (28 years). It has very little "insurance value" approximately $2000. It is a… Read more

1997 Subaru Forester with 220,000 km on the clock . It would cost me more than $10000 to get an equivalent replacement if such a thing existed. I purchased this insurance based on reviews. Not the ludicrous reviews stating how easy it was to give my money to the Insurance company but the reviews on how fairly and rapidly claims were processed. Insurance no matter how cheap or expensive have no value if claims are rejected. When you have a flash car and are dripping with money comprehensive insurance would be the norm. The poorer you are and the trashier your car you drift towards the more affordable 3rd party Fire and Theft policy. For some bizarre reason with Seniors Car Insurance 3rd party Fire and Theft is more expensive than comprehensive. My brain hurts. I went through the online assessment for a quote but just to be sure I rang SCI. A nice pleasant person offered me the same policy as the online policy but at a significantly higher price. Wierd??. Try not to ring SCI. The endless description of what a bad person you are and what will happen to you under their Legal System makes you want to kill yourself just to deny them the pleasure.

AWN Insurance (Australian Warranty Network)

AWN Insurance (Australian Warranty Network) 🏆 2026

4.9 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
peterNSW4 posts
 

Highly recommended Quick approvals process Good company to deal with. Excellent fone support. Show details

Youi Car Insurance

Youi Car Insurance

3.9 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Andrea
 

I have just completed a claim with Youi in which my car was written off shortly after taking out my policy. The staff were amazingly helpful and… Read more

compassionate. The process was quick and easy. Youi took care of everything and I was fairly compensated. I cannot speak highly enough of Youi and will certainly be using them again. Thank you very much Youi. I am extremely impressed with your service and very grateful.

Integrity Extended Warranties

Integrity Extended Warranties

4.3 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Billy R.WA
  Fair Incentive

Great at what they do, they are quick to respond to any and all inquiries and handle claims quite well Show details

Presidian Group

Presidian Group

4.6 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
A. LunaQLD
 

Very helpful, straight to the point, very respectful and listens very well. Show details

Budget Direct Car Insurance

Budget Direct Car Insurance

3.5 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Vic3 posts
 

Easy and straight forward online process to get quotes and pick the right insurance policy for my needs. Show details

TrueCover Car Insurance

TrueCover Car Insurance

5.0 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
SunnyWA
 

Called for tow truck, friendly and polite person took the call, tow truck came within 30 mins. Great service. Show details

Real Car Insurance

Real Car Insurance

3.8 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
JamesNSW
  Verified

Agent provided clear, concise, Detailed and professional service. With patience when required. Show details

QBE Car Insurance

QBE Car Insurance

3.6 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
jasonmelo12
 

Fast easy and happy with coverage, keep up the good work Show details

ahm Car Insurance

ahm Car Insurance

4.2 
Summary
Kylie D2 posts
  Verified

Haven't had to claim anything yet .. was a bit unhappy with how much my car insurance has gone up Show details

Oceania Insurance

Oceania Insurance

4.4 
Summary
Louise R.NSW
 

Easy process to set up my policy, no hidden extras, and no one trying to sell you something that you don't really want. Definitely recommend using this company Show details

Everyday Car Insurance

Everyday Car Insurance

3.3 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Frank GVIC3 posts
  Fair Incentive Verified

Everyday Insurance has remained very positive. The pricing was competitive, especially in the current economic climate, and the monthly payment… Read more

option makes budgeting simple and flexible. Setting up cover through the website was quick and straightforward, with clear instructions and minimal questions.

Communication has been professional throughout, and I appreciate that customer feedback is acknowledged and valued. Overall, the process has been easy, reliable and stress-free.

Huddle Car Insurance

Huddle Car Insurance

3.5 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Tracey R34 posts
 

Put in my first claim, been their customer for over 8 years, now they offering a cash settlement, not happy with their service, I am the one that is… Read more

their customer. no contact still waiting on link so i can pay my excess, its been a shitshow. Once they fix the other car, I am done. It is suppose to be a easy seamless process. #FUMING

Kogan Car Insurance

Kogan Car Insurance

4.4 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Nikhil Kumar M.NSW8 posts
 

It's stupid. Quoted $5000 for comprehensive with agreed value of $8010 with excess $1000 including windscreen, car hire. others are quoting around $2000 and less Show details

Kogan Insurance
Kogan Insurance    

Hi Nikhil, sorry to see your quote was too high.… Read more

Toyota Motor Vehicle Insurance

Toyota Motor Vehicle Insurance

3.1 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
JarrodQLD24 posts
 

I am extremely disappointed with the renewal process and customer service at Toyota Insurance (ADICA). I have a 2016 Prado GXL with extensive… Read more

professional modifications, including a certified 3500kg Lovells GVM upgrade, a 340Ah triple lithium power system, and high-end touring gear like a CampBoss Fusion rooftop tent and Rhino-Rack Backbone system. Despite providing itemised evidence of these modifications, Toyota Insurance insisted on an Agreed Value that significantly under-represented the total build. This would have left me with a massive coverage gap if the vehicle were written off. I attempted to engage with their team via email to provide a full schedule of modifications and request a manual valuation. Instead of a personalised response or a phone call to discuss the build, I was simply met with automated renewal reminders that completely ignored my concerns. It is clear that their system is not designed to handle "real" 4WD builds or GVM upgrades. If you have extensive custom work, you are likely massively under-insured with Toyota. I have now moved my business to a specialist insurer who actually recognises the full replacement value of my vehicle. I will not be recommending Toyota Insurance to any serious tourers or 4WD owners.

Toyota Insurance
Toyota Insurance    

Hi Jarrod, we’re sorry to hear about your… Read more

Allianz Car Insurance

Allianz Car Insurance

2.5 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Kerrod4 posts
 

Worst car insurance company I’ve ever dealt with be leaving them as soon as I have the time to cancel and join someone else. Show details

PD Car Insurance

PD Car Insurance

2.8 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
BurdemasWA6 posts
 

Bravia gave me a fantastic customer experience today. She knew her company’s policies and guidelines and helped me tremendously. Also Mary in records… Read more

was extremely helpful as well. I have been with Blue Badge insurance for three years now and has great premiums with road side assistance rolled up into the one cost. Great savings.

Enthusiast Motor Insurance

Enthusiast Motor Insurance

3.5 
Summary
Peter W.Victoria
 

Just purchased my dream car and whilst driving had a steering malfunction ended up into trees on the median strip. Contacted Enthusiast and spoke to… Read more

Leanne in claims she was amazing handled everything with no fuss unfortunatly car was written of but the claim was settled within 2 weeks cannot recommend them highly enough Absolutley amazing to deal with and they have insured my new car with no hassles My Friend is waiting for his car to be inspected by an assessor from another large insurer His car was in before mine and he is still waiting Do Yourself a favor Try Enthusiast

eric insurance

eric insurance

2.7 
Summary
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Avoid Eric ex. WarrantyVIC5 posts
  Fair Incentive Verified

AVOID AT ALL COST ! UNETHICAL COMPANY They do NOT honor their policies. I spent $2000 plus on additional car warranty insurance. When I attempted to… Read more

make a claim. Extremely hard to contact and then when I finally did they revoked their initial policy terms. Refer to my warrant attached below

Lexus Insurance

Lexus Insurance

3.6 
Summary
HillWestern Australia
 

Everything was covered with ease and professional time and effort. Perfect result Thankyou so much. Show details

PowerTorque Insurance

PowerTorque Insurance

3.6 
Summary
LucyNSW
  Fair Incentive

Very happy with PowerTorque Excellent service. Easy to talk and helpful. Show details

Carpeesh

Carpeesh

2.4 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
NardiaNSW2 posts
 

Do not use this company! They are deceptive, poor customer service, even when you call to enquire about specific details of the cover they evade the… Read more

question and it is not until you need to make a claim you find out the truth.

Lesson learnt to go with more reputable companies! You get what you pay for!

Carpeesh
Carpeesh    

Hi Nardia we are here to assist you with your claim. I… Read more (+1 reply)

APIA Car Insurance

APIA Car Insurance

1.9 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Leslie WQLD
  Verified

I hit a gutter and my front bumper came loose and was hitting the tyre APIA advised I had to wait 8 weeks to see their preferred repairer . As a… Read more

short term measure I taped the bumper up so I could drive it to an assessor I rang APIA . I spoke to a pleasant man in another continent ! I had to spell GOLD COAST as he had never heard of it . He advised that he could again check the closest insurer but that was done 2 days ago If he checked the booking I had would be cancelled . So I had a car that would take 8 weeks to get assessed and then weeks to get a new bumper . Do not use APIA ! Finally they wanted me to pay the $1000 excess now !!! This seems to be a rort asking upfront so they can earn interest while I have no car to drive for month

AAMI Car Insurance

AAMI Car Insurance

1.6 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Deluded Daz11 posts
 

Very disappointed with AAMI !!! This was our first claim after years of loyalty to the brand for all our vehicles. They were so dodgy: they kept us… Read more

waiting for 2 weeks without an assessment or request for photos while they were "investigating" our claim. We eventually paid for the repairs out of pocket instead of continuing to wait for AAMI. Never again will I choose AAMI as our insurer. They are great at taking premiums and offering tons of promises, but a disaster for claims. I initially convinced all our friends and their families to use AAMI. After this horrible experience, I will now ask everyone to avoid them like the plague. It's a horrible experience when you have suffered trauma, then have to contend with the stresses of chasing up your "honourable insurer" who plays hide and seek. Be warned that AAMI is not what they promise. I am appalled and distressed to have to pay out of pocket for repairs when insured with a supposed premium brand insurer. NotHappy!!!

Shannons Car Insurance

Shannons Car Insurance

1.7 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Peter G.3 posts
 

Years ago - Shannons were a pretty good option for Car Insurance..... but no longer! How can Shannons justify a 25% increase in their policy… Read more

renewal??? They can't - their answer you query the increase is - "oh well more claims, repair & parts costs increasing, etc etc so premiums go up for everyone!" (oh yeh - and agreed value goes down!) No Claims; Car driven infrequently; parked in lock garage; a low crime area etc. Yes - I'm realistic - pricing on most things, usually does increase (especially when we're stuck with a Labor Govt - dual hit here in Vic - Albo AND Allan) - however how can an increase of 25% in 12x months be justified??? - and unfortunately, Shannon's response is - "oh well, that's the way it is!

Shop around folks - don't be conned by the "enthusiasts' insurance" marketing ploy!!!.......

Oh - and don't get me started on how long you have to wait on the phone (listening to all their recorded rubbish telling you how good they are!!!)

Bingle

Bingle

1.6 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Damian L.VIC3 posts
 

I have been following up on reimbursement for a windscreen excess for close to 2 months now. Such a waste of my time and i keep getting told it will… Read more

be paid shortly. It's been a nightmare and a massive time waste. And not to mention out of pocket for 2 months. Very poor service

RACQ Car Insurance

RACQ Car Insurance

1.7 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
John YQLD
 

Back room admin is hopeless! I was sent a text with a wrong number [household property rather than motor vehicle] which I spent over 15 minutes on… Read more

hold when transferred before hanging up. A phone call to another number on their website resulted in another transferred call and I was told there would be at least another 25 minute wait without the option of a call back.

GIO Car Insurance

GIO Car Insurance

1.7 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Kirill G.NSW
 

I’m extremely disappointed with the way GIO has handled my son’s e-bike damage claim (M101897057). It has now been over a month, and I’ve had to… Read more

chase them almost every single day just to get any progress.

So far, I’ve spent around 10 hours on the phone either waiting on hold or speaking to different representatives, with little to no outcome. Communication has been poor, and the process feels unnecessarily slow and frustrating.

Based on this experience, I would not recommend GIO.

Coles Car Insurance

Coles Car Insurance

1.5 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Tony GQueensland67 posts
 

I just wanted everyone to know how badly Coles treated my 85 year old mother. She received her car insurance renewal in the post, because it was… Read more

significantly higher than last year she called up to stop the auto renewal to give herself time to check out others. She was told she would be charged $12 to cancel the auto renewal. The Coles lady then told my mother that Coles would see what they could do on the price, and that they would call back.

When the lady called back with her improved offer, she asked about all the details on the renewal quote, and the claims history details. My mother said that the two current claims noted (only one at fault) were the two this year but that there were two “no fault” claims in the prior year (no cost to Coles). The lady then went on to accused my 85 year old mother of lying and acting fraudulently by not disclosing the earlier claims. The lady asked why the earlier claims hadn’t been notified, to which my mother replied, they had, and gave the dates of the various letters from Coles she had received on the claims. The lady’s response was that the claims that had been missed off the renewal, as Coles had switched underwriter, so the older claims were not included on the renewal. This is hardly my mothers fault, and at no time had she claimed in any form that there were only the two current claims, it was a simple renewal letter that had the wrong details.

All this was very upsetting to her as she didn't think she had done anything wrong, it was the renewal that had the wrong details. So because their claims history was sketchy, they accused my mother of fraud.

Coles then declined her insurance because of this, even though they had sent her an automatic renewal form. This Decline of Insurance then had to be disclosed on any other insurances she tried to get quotes for, resulting in other insurers then declining the insurance. So all in all, simply because Coles had failed to transfer prior claims from the old Underwriter to the new Underwriter, my mother ended up having problems getting any insurance, as Coles had effectively black listed her by declining the insurance.

Nice job Coles, you failed to properly transfer claims history when you changed Underwriters then black listed an 85 year old, because of your error. She has since cancelled her other insurances with Coles (home and contents) as will I (both car and home and contents).

Absolutely shameful. Please feel free to let me know if you were also affected with this claims history problem, and feel free to cancel your policies with Coles, teach them that they cannot treat anyone this way, especially an 85 year old.

RAA Car Insurance

RAA Car Insurance

1.7 
Summary
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
brenton jamiesonSA20 posts
 

My bumper bar was torn off by a concrete bollard at the shops the pin fastening the bollard had come out about an inch so bumper went over it but… Read more

caught it reversing out. Anyway the service from RAA was nothing short of appaling. My car is a 2009 VW Golf. They towed it 20 km away. Did not even give me the option of towing to my referred repairer. Anyway they wrote the car off. All that needed fixing was re attaching the front bar.They offered me pittance for my immaculate car that had agreed value for 9 k. Ever since RAA made Allianz underwriters they have become sewerage. Please folks cancel you're policies or check how much they will pay you out on you're car if it's written off. And to Daniel claims specialist ( LOL ) IT'S not my job to follow up with shops who's responsible it's yours you bellend.