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1Cover Already Overseas Insurance

1Cover Already Overseas Insurance

 Verified1cover.com.au
1Cover Already Overseas Insurance
3.9

64 reviews

Positive vs Negative
66%7%27%
Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
3.7
Transparency ?
3.8
Customer Service
3.8
5 Boutros Samia  · I have filed a claim for compensation. The service was excellent and fast. I appreciated it a lot. Every thing was amazing.
5 Angela Burke  · Very easy to deal with, claim was approved without too much fuss.
4 Will Zisis  · I had a very good experience dealing with the person who extended my sons travel insurance
5 Susan  · I would highly recommend. We had an emergency incident in Vienna. 1 Cover paid the cost of our ambulance and medical expenses. Was a simple claim process.
5 Samsy  · Extending travel insurance – Excellent service. Fast and very helpful. Thank you Tino. So efficient.
3 Brian  · No communcation – I tried to add another month to our policy I did not get a response. Very dissapointing
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Nazih Boustani
Nazih BoustaniNSW2 posts
  Already Overseas

Long story short but ended up in hospital in America and 1cover come to the rescue, Thank you . We have rebooked for overseas trip and would not look elsewhere. I have rang to clarify and Ida help me with great experience , she has sealed me with definitely going with one 1cover from now on. Thank you very much 1Cover. Show details ·  1

Ask the reviewer
Kevin
KevinQLD2 posts
  Verified Already Overseas

1Cover staff are always understanding , patient and compassionate and can never do enough for you. Unfortunately I have had the misfortune to make a couple of claims on my current 12 month holiday and both times were settled in full as per policy.… Read more ·  1

Alf was my recent customer service contact and he is doing a great job. I have travelled a number of times in recent years and always use 1Cover travel insurance. It is easy to buy online and great value. Claims are resolved promptly and paid. Kind regards Kevin

 Follow-up  · I think the excess was reasonable. Most insurance policies of all kinds have a excess. I wasn't affected by any excusions but limits on cash and jewellery can reduce the amount of loss recovered. My recent overseas medical expenses were in a super clinic in Montenegro and the standard of care and testing was excellent , reasonably priced and easily accessible. Their prompt diagnosis and treatment most likely stopped me being hospitalised.

alex p.
alex p.8 posts
  Already Overseas

Worst worst worst company ever, I was scammed by another insurance company while I was overseas, so I had to get new cover. However I clearly stated that I was ALREADY overseas, came home to make a few claims from the trip, and 1 cover said I couldn’t claim a thing as I was already overseas!!!! Never use these guys EVER Show details

1Cover
1Cover    

Hi Alex, I can't seem to find you as a customer but thanks… Read more (+2 replies)

Reviews with attachments

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GC  TH
GC THWA2 posts
  Already Overseas

Excellent – My sister broke her ankle whilst we were holidaying in Sicily. 1Cover answered all our phone calls and emails quickly and we not only had our needs met, but they went above and beyond pointing out what else we could claim - which was in their policy, but I hadn't really read. Show details ·  2

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wayne b.
wayne b.NSW2 posts
  Verified Already Overseas

Lol... Contents not covered by liquid damage or while luggage not in your possession took days to reply – Can't upload photos to claim, Electronics not covered Nothing is covered on the policy DURING the travel, this way they do not have to accept responsibility. absolute rubbish and reviews fake. The way their policy is worded in the fine print, excuses them from any pay out. If my luggage isn't covered because it's not with me, is my car covered… Read more

with insurance while I'm holiday? If my house gets broken into while I'm on holiday, will my home insurance tell me "since all the items weren't with you, they're not covered?" Absolute joke. Only reason I had to select no on the "was claim made" in this section was - no matter how big or small the photo was, it would not accept the upload. Convenient eh? Fake fake fake reviews.

Positive reviews

Kerrie Howard
Kerrie HowardNSW
  Verified Already Overseas

1Cover took care of everything from the moment I rang to say my husband had fractured his femur whilst we were in Canada. The team kept me informed and reassured me at every turn. I was treated with respect and empathy during the ordeal. All claims were dealt with swiftly, and we were repatriated home safely accompanied by a nurse. We have always… Read more ·  1

used 1Cover as our insurer, and would not hesitate to recommend it to anyone seeking travel insurance. My hubby is now home, but recovery will be a long process. We are both on a huge learning curve !!

Neil Heriot
Neil HeriotQLD
  Verified Already Overseas

I had an appendix op in Germany - 1 Cover paid all expenses once submitted - the final invoice was paid in 3 days - excellent Kim handled the claim very professionally Show details ·  1

shug1246
shug1246NSW
  Already Overseas

I called the Emergency Team and spoke with Jake. Although I was originally trying to reach someone from the Sales team, Jake was extremely helpful and quickly directed me to the right section of the website where I could chat with a live agent—saving me from waiting on hold. Really appreciated his friendly and efficient assistance! Give him a rise. Show details ·  1

Negative reviews

Ralf P.
Ralf P.
  Verified Already Overseas

I have been a 1 Cover customer for years, travelling multiple times per year. For the first time I had to put in a claim and the outcome has been very disappointing. I lost my Apple Watch in the water in Greece. after submitting my original invoice, 1 Cover finally approved the claim, however deducted. more than 60% depreciation on my claim, very disappointing. I shall definitely look for another Travel Insurance in-the future. Show details

1Cover
1Cover    

Hi Ralf, Thank you for taking the time to share your… Read more

Cath P
Cath P
  Already Overseas

Think twice – We travelled to Germany to spend time with my mum over Christmas. I thought I was covered for our additional flight expenses when my mum passed away during this time. Unfortunately this was not the case because mum did not live in Australia (as per the insurer). ‍♀️ Doesn’t make sense to me as if she had lived in Australia, I would not have… Read more

travelled to Germany for Christmas and would not have had to fork out an additional €7k on flights when she passed away. Didn’t need to use any other part of the “possible cover” so can’t comment on the rest. Thanks 1Cover Travel Insurance for a rather costly kick in the guts whilst my world was falling to pieces already.

1Cover
1Cover    

We’re truly sorry to hear about the loss of your mum, and… Read more

morse334
morse3344 posts
  Already Overseas

Never using again – Lost my phone in a drain in Bali. 1 cover did not insure my phone. What is the point of insurance if it doesn't cover you ? Avoid this company at all costs they do not care about you. Show details

1Cover
1Cover    

Thanks for your feedback. Like all insurances, our… Read more

Recent reviews

Leigh
LeighVIC3 posts
  Already Overseas

Thank you for helping my friend who fractured her ankle in Bali. We tried to call Air Asia to arrange a wheelchair and a different seat. Had no luck. Rang 1 cover who answered in one ring. Organised Singapore Airlines business class so she could lie down, arranged a porter to help her check in while in their wheelchair. We could not fault you.… Read more ·  1

All she wanted to do was get home to arrange surgery. You made this possible . Please any one reading these reviews, go with 1 cover. Thanks again. No offence we thought before we rang it was going to be a nightmare but you were caring and fantastic.

Travel Insurance

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Jamie
Jamie2 posts
  Verified Already Overseas

1Cover - Number 1 – I needed to urgently extended my travel insurance policy. Mia was all over it and the issue was rectified in a matter of minutes with minimal fuss. This is one of the reasons I always use 1Cover when I travel. Mia you are a credit to 1Cover. Jamie Show details ·  1

Pete
PeteNSW4 posts
  Verified Already Overseas

Don't Leave Home without Travel Insurance – We had used 1Cover Travel Insurance on many occasions ( pre Covid ) and when it was time for us to bite the travel bullet again we didn't hesitate to use 1Cover. The policies cover a multitude of scenarios and that should suit most travellers. Setting up the policy was extremely easy and user friendly. Show details ·  1

Robyn
RobynWA3 posts
  Already Overseas

Sweden London Dubai holiday – Very quick to reply to my first query re Insurance and pleased with the quote. I then decided to travel to another country and the response to this was positive and a quick reply. I have not used 1 Cover before but will certainly be using it in the future. Show details ·  1

Mitchell Mahony
Mitchell MahonyVIC6 posts
  Already Overseas

Don’t do it!! – PDS FULL of loopholes. Used them consistently for five years and the first time I need to make a claim it was denied. I probably should’ve read the public disclosure statement earlier and realized that is heavily designed towards claim denial. Show details

1Cover
1Cover    

Thanks for your feedback. We are sorry we could not meet… Read more

Phil T.
Phil T.SA
  Already Overseas

Intensive Care in Paris – My wife took ill in Paris - spent 3 days in intensive care - from the moment i contacted 1Cover 1 was given support, empathy and care - could not have been more supportive. Once back in Australia their claims department stepped me through the entire process to our complete satisfaction - special mention to Sarah Show details ·  1

Cazza
CazzaSA4 posts
  Verified Already Overseas

Best priced insurance – Didn’t make a claim but international travel insurance gives you peace of mind. Very reasonable price. UPDATE Had to make a claim due to Natural Disaster and money was in my account in 2 weeks. Excellent service Show details ·  1

Kathy
KathyWA2 posts
  Verified Already Overseas

Great – Cheap & includes what I want to be I d got Show details

peter richter
peter richterNSW
  Already Overseas

Good communication and speedy resolution – Already overseas and requirement to extend cover period was handled efficienmtly and well by 1 Cover staff. Show details

Sim
Sim5 posts
  Verified Already Overseas

Great Value – Always great value for money. Have used numerous times and only required it once, everyone was super helpful. Reward offers for returning customers would be great!! Never has it asked me to log in ( I wished it would register my uses) Show details

Travel Insurance

Find out how 1Cover Already Overseas Insurance compares to other Travel Insurance

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KATE A.
KATE A.NSW2 posts
  Verified Already Overseas

No stress – We had this cover while in Bali knowing if anything happened at all we would have no issues . Show details

Bella
BellaSA
  Verified Already Overseas

Pretty reasonable – Every time we travel overseas, we use 1cover insurance admittedly we haven't had to use it, but we have found their prices & cover suitable for our needs, my friends & I have used them a number of times. give them a go I'm sure you'll be pleased when you compare prices. Show details

Joanne
JoanneVictoria
  Verified Already Overseas

Great insurance – The cover was exactly what I needed, It was great how you could add or take out what youdid or did not need. Show details

JONES
JONESWA3 posts
  Verified Already Overseas

INSURANCE COVER WHILST OVERSEAS – We took out Insurance Cover whilst travelling to Bali recently. Very easy to do through the website and we were happy with what we paid. We were very honest advising my husband was on hbp tablets and has his medication under control. We believe in Travel Insurance for peace of mind and lucky for us we did not have to claim. We will definitely use CoverMore next trip overseas. Show details

Mark Saunders
Mark Saunders VIC3 posts
  Verified Already Overseas

Insurance - A necessary evil – We thankfully did not need our insurance but couldn’t travel without it Show details

Jorge H.
Jorge H.NSW
  Already Overseas

Failure on Policy extension and update – Over 1 week of emails to extend policy and add a Destination , eventually ( 10 days since initial contact ) received a new Incorrect policy without the added Destination . Not recommended if you need flexibility and customer service whilst overseas. Show details

Jamie
JamieWA2 posts
  Verified Already Overseas

Good coverage plan – Recommend coverage for travel very comforting knowing if the unthinkable happens that I was covered. Very clear policy Show details

Ojulu Obang Cham
Ojulu Obang Cham
  Verified Already Overseas

It was a great cover that I trust and make me no worries about the expenses – It is a great cover that I would use again in every trips and I will also suggest for my friends to use it. Show details

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