BankWest Online

I have a bank cheque posted to me a long at least 3 months ago but only needed to use it last week issued two in two separate days. One cheque was okay but the other cheque was declined . I have been calling as why it was the case many times, each time gave me different explanation. Was asked to go to one of the few branches to identify myself again. The receptionist was the rudest ever receptionist. The manager was the worst inacapable person. The initially saying I have never had my signatures in their records. And told me that was why one of...Read more

Applied on line for their Qantas MasterCard as I’m going over seas and it looked good. Sent my payslips and other details they required. Few days later I called and was told that it’s been looked at. The next day I received an email asking for same information including payslips. I sent it again then I phoned to ask if they got it and was informed that they received it. The next day I received a request for my payslips again. By then I was getting frustrated. Again I phoned and was advised it was a mistake and to ignore it. By this time I have...Read more

We opened a home loan account on 18th July. T
1. They repeatedly got our address wrong, sending all our personal loan docs to the wrong address, and then, after we complained and gave the correct address (which they already had on the docs we had filled out), sending our credit cards to the same wrong address.
2. They repeatedly got our email addresses wrong, despite having documents which we had filled out with the correct email addresses. After 3 phone conversations to complain about this issue, they still had one of our (my) email addres...Read more

Had to follow up on my credit card application almost 10 days later, after I sent all paperwork, including payslips. Then had to explain my payslips (my employer’s accountant should be doing that - he’s got all details, not me). Then had my application rejected because I couldn’t close my other credit card (owing about $500) straight away. Apparently, they don’t care if I cop a late fee or non-payment fee because my old credit card has plenty of auto direct debit payments. And it WILL take a while to sort them out and set up new direct debit pa...Read more

This trainwreck of a story begins last year when I got married. I applied for the Bankwest Zero Platinum Mastercard (no intl fees so it looked like the perfect travel credit card to take with us) in 2018, about a month before my wife and I were due to leave for our honeymoon. I thought, there's no possible way that a credit card application could take that long right?

WRONG - The card arrived at my parents' house the day after I left for my honeymoon, as if it was part of some cruel joke. I never used the card in the end and it was cancelled d...Read more

the second they realize your in financial troubles they make it their business to ruin you.
currently my account is being overdrawn with no explanation. STAY AWAY!
I post my grief when they ask for feedback but never get a reply, I guess they know due to the financial problems us everyday people have no finances to pursue them in court, in fact they bank on it with hollow apologies and offer 'compromises' that seem to add to up exactly their fees. Perhaps that's the game, make up these fees.
I signed up with a fixed rate HL and forfeited alot o...Read more

I applied for a Bankwest credit card earlier this year (2019). They made it difficult to get the card, and then they made it impossible for me to do online banking. Here's my story: I chatted with Bankwest online when I wanted to dispute a charge I did not recognize. They responded by arbitrarily putting a hold on my online banking. Later I called around 6pm and waited for 40 minutes for customer service to pick up. They could not identify me although I had given them my driver's license number, my PIN, my PAN number, my full name, and date of ...Read more

Applied for home loan on 9th April 2019. What a disaster. After giving all the details to Jodie Allison of BankWest, she advised approval would be given within a few days. I even got an email to say the valuation had been done. But then the finance date in the contract came and still I had not received anything from BankWest. I chased and chased but the vendor advised he was cancelling the contract due to no finance approval. I finally got in contact with Jodie who asked if approval was given that day would it still be OK? I contacted the vendo...Read more

Received a phone call from the outbound customer service department 1 week back to discuss the various options for my home loan. My home loan is currently fixed for 2 years, I wanted to switch to base variable loan due to the recent rate cuts and also due to the bleak outlook for the housing market in general. First she discouraged me from switching, as I will be charged around $10 000 for switching to base variable rate. I did mention that my contract doesn't clearly state how the breaking fee is calculated, for that she came up with her formu...Read more

Called Bankwest to cancel credit card and was told that I couldn't do it because I did not meet the identification process (sound just like another complaint listed below). Maybe if they implemented a system like other banks that asks hints you can remember, like mothers maiden name. Was told I needed to go into a branch for verification purposes or wait two work days for supervisor to ring back. The closest branch is 45 kms from work or 25 kms from home, so when to branch on Saturday morning. I arrived a couple of minutes before opening time b...Read more

I applied for a BankWest credit card so that I could use it overseas without fees and so that I could get the cool halo ring. I wasn't approved for their top card but was approved, according to the website, for the mid tier card. The site asked me to submit my payslips so I sent those over immediately. I received an email saying I would get a call or email from BankWest with next steps. And then.... nothing. Today, almost 3 weeks later, I called up to ask what's going on. Apparently they had sent me a letter saying I've been declined. I'm fine...Read more

The rate of return on the Gold Term Deposit Account is reasonably competitive. However, if you want to vary the amount to be rolled over at the end of the term, the product is very deficient. If you want to redirect a portion of the invested amount back to your transaction account, you can't roll it back directly. Instead you have to write (or fax) a letter to the Gold Term Deposit Team with details of the BSB and account number to which you want the portion deposited (in my case it is with a different bank). Once the rollover has been effected...Read more