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Budget Direct Comprehensive Car Insurance

Budget Direct Comprehensive Car Insurance

3.9 from 1,291 reviews

Reviews

(739)
(217)
(44)
(37)
(255)
  • Value for Money
    4.1 (985)
  • Customer Service
    4.0 (961)
  • Timeliness
    4.0 (540)
  • Job Satisfaction
    3.8 (305)
  • Transparency
    3.9 (785)

Reviewer Photos & Videos

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David Shi

David ShiSydney, NSW

Give Budget Direct zero

published
Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time1-2 months
Claim ApprovedYes
See all answers
GB J.

GB J.Greater Melbourne (Outer), VIC

Cheap Price - Because They Try and Cheat You Every Step of the Way

published
Customer Service
Transparency
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Car ModelJaguar F-Type
See all answers
Hayley

HayleySouth East Queensland, QLD

  • 2 reviews

Would never touch budget direct

published

After my fathers car was stolen, budget refused to pay out the loan due to the car having a lock box on it. This is a common occurrence with budget and it is not included in the product disclosure statement nor the insurance policy to state they cannot be on the car.
If you have this problem, lodger a level three dispute with budget and if you don’t get the outcome you want, lodger a dispute with the ombudsman.

We will never ever touch budget direct again and do not recommend them to anyone! Their policy’s are as cheap as their customer service and extensive delays!!!

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive and Third Party, Fire and Theft
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time3+ months
Claim DateJanuary 2020
Claim ApprovedNo
Car ModelHolden Commodore VF (Wagon)
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Toolona51

Toolona51South East Queensland, QLD

  • 12 reviews
  • 1 like

Poor cover on windscreens

published

There is a $600 excess for windscreen repair, never heard of that from another insurance company before. Went direct to windscreen repair shop paid $594 not happy and did not bother to claim from Budget. Very disappointed and now looking for better insurance company.

Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Alan

AlanWollongong

  • 3 reviews

Automatic Policy Renewal

published

Just a warning to others. On receiving my annual policy renewal which was to be automatically debited to my account, I thought I would request a "dummy quote" pretending to be a new customer. I did so, the only thing differing from my existing policy was my birthdate (I changed it by 2 days) and my address (I used the street next to ours). It came in nearly $80 cheaper than what I was to pay! I quizzed them about this and they could not come up with any reason for this. I then cancelled my policy. Obviously, they are ripping off new customers.

Customer Service
Transparency
Value for Money
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
See all answers

An absolute scam

published

I have been in an accident (entirely not my fault) and lodge my claim one hour after it. Not only they haven't contacted me once but they still haven't processed to refunding my car (they have assessed it as a written off and I start to have doubts now) after 14 days (they have acknowledged they were late after I call them twice) and won't provide me with a loan as 14 days is their maximum, whether you are the faulty driver or not and whether your car has been written off / repaired / or not.
Here I am now with no car, no loan car and no money refunded so I can't buy a new one.
I will change insurance as soon as I get the refund.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim ApprovedYes
See all answers

Struggles

published

It has been a struggle to get in touch with Budget Direct - I have phoned them 3 to 4 times and have not been able to get in touch with them .
They do not call you and leave all the responsibility to the customer .
I must say I have been regretting the change from my previous insurer as this has been nothing but headache .

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
See all answers
Brendan

BrendanGreater Melbourne (Inner), VIC

  • 4 reviews

Hopeless claims process

published

The whole claims process was a debacle and dragged on for months, I must have called Budget Direct 20 times during this period and wasted endless hours either on hold or being transferred around. They never once provided an update, it was always up to me to keep phoning them to get an answer. The internal departments don't speak to each other which only exacerbates the issue. Complete waste of my time. I have since canceled my policy and will never use them again. Oh, and don't expect a premium refund of any sort when you cancel!

Customer Service
Transparency
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time3+ months
Claim DateNovember 2019
Claim ApprovedYes
Car ModelBMW X3
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STAY AWAY!!!!! The worst company I've dealt with!

published

My claim has been outstanding for months now. I have provided all details about the claim and sent requested forms immediately for processing. Budget has failed to contact me regarding the progress of my claim. I have chased third party insurers for reference numbers and details of the other party, I have made the phone calls to the bus company that was responsible for the accident. Despite providing all these details to Budget no outcome has been reached. My vehicle remains damaged and they are not even contacting me to say what has happened. I should be paid by Budget as I'm doing the work and they're taking my money! Unfair, unjust, incompetent, lazy and UNRESOLVED and inapt to do what I pay them to as a customer.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim ApprovedYes
See all answers
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Easy and trust worthy

published

Very good customer service. My car was recently written off which I was held at fault. To lodge the claim was very easy, only took about 20 mins on the phone. There were no inapropriate questions or badgering. From there I did not have to contact them once, they were the ones contacting me if anything else was needed or if there were any administrative issues. They valued my car via red book, which was a very appropriate evaluation. It took 2 weeks from lodging the claim to receiving the settlement. Overall extremely happy with my service

Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Mark

MarkGreater Melbourne (Outer), VIC

Budget Insurance

published

Budget does not like to honour the claims they tend to hang up when you try to phone them and make excuses to not pay for claims by over complicating there policy wording buyer be ware they will do you over if they can so I had to pay for my own repairs I'm lucky it will only cost me $2500 Imagine if it was $30000 they just told me they would not pay unless I show them proof Ill see them in court.

Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time3+ months
Claim DateMarch 2020
Claim ApprovedNo
Max

Max

  • 7 reviews

Why can’t I give zero.

published

Used a loophole to get out of paying a car accident claim. Should have stayed with NRMA. I hope no one in your family ever makes an honest mistake and is punished for it.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claim ApprovedNo
See all answers
Leola

LeolaCity

  • 6 reviews

Shocking budget auto and general car service

published

Had a car accident however when I made the claim no issues but when auto and general
put in the claim it was in my husbands name. I was then told we both would lose our rating??? Because we are both policy holders which by the way was the error of the the person when we got the policy. When I asked to speak to someone else they could not answer my questions and suggested I read the policy disclosure document!!! This is when you have a third party dealing with your company communication breaks down! Sometimes cheaper doesn’t always mean better I should have stayed with AAMI they were awesome when my husband had a accident. Buyer beware of the small print!!

Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time2-4 weeks
Claim DateMarch 2020
Claim ApprovedYes

Poor customer service if you expect better care when you are not at fault

published
Customer Service
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time1-2 months
Claim DateDecember 2019
See all answers
James K

James KSydney

If you don't expect communication then Budget Direct is for you.

published

They simply will not phone or email me to update me on my claim. I am having to chase them with multiple phone calls and emails. It has been over one month since the claim was lodged and I have no idea on progress. Last I heard was 2 weeks ago when they were going to determine who was at fault and get back to me. So I am now having to chase them again. Usually it takes 2 emails for them to then call me. Given the amount of money I pay them each month I expect far better. Once this claim is finalised I will DEFINITELY be switching insurer.

Customer Service
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
See all answers
Car Insurance

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Texas

TexasMetropolitan Adelaide, SA

  • 2 reviews

Yes , there monthly rates are great, but wait until you actually need to make a claim !

published
Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time2-4 weeks
Claim DateApril 2019
Claim ApprovedNo
Car ModelFord Falcon BA
See all answers
Macy

Macy

  • 3 reviews

Find your own way back to get your car!!!

published

Had my car damaged during recent hail storm in Melbourne. Dropped my car off at hail repairers organised by A&G insurance (Budget) and they arranged for a cab to get me home Now due to pick up my car and when I asked how am I getting in there, was told by repairer that Budget don't pay for a return trip to pick the car up. Rang Budget and told the same thing. So I have to pay my own way to get back in. Had another car repaired by RACV who paid for a cab both ways. Now I know why they are 'Budget'

Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time2-4 weeks
Claim DateJanuary 2020
Gabriel

GabrielPerth, WA

Horrendous, Slow and a lack of care

published

Has been 2 weeks since an incident, called up multiple times just to get pushed back and told a later date that the assessor will be ready by, Just to finish phoning up today for them to say that there assessor is on holiday and are waiting for someone to come have a look, freaking horrible customer service and not to mention they sent my car to a 2 star reviewed smash repair.

Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder No
Claim Resolution Time2-4 weeks
Claim ApprovedNo
Sri

SriSydney, NSW

  • 4 reviews

Up and Down with Budget Direct Claim

published

I submitted my claim on 9th Feb 2020 and contacted the insurance company three times a week to update myself with the progress. Every step of the claim process has been faced with significant delay without any explanation from their end. The call centre staff are polite, but my assessor has been quite difficult to deal with, but in the end he approaches me more properly with less aggression after I made a couple of complaints against him . On 10th Mar 2020, I have received a call from the assessor advising the market value of my written-off car which is above my expectation and I am very happy with the outcome. Thank you, Budget Direct.

Customer Service
Transparency
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time1-2 months
Claim DateFebruary 2020
See all answers
Stace

StaceGreater Melbourne (Inner), VIC

  • 2 reviews

Dishonest policy, dishonest assessors

published
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claim Resolution Time2-4 weeks
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Questions & Answers

Jayne

Jayneasked

Comprehensive Car Insurance

Is their service on claims as bad as I am reading, don't feel safe being insured with them now!!!??

1 answer
ANN
ANN

Sorry made you feel that way. But I was telling the truth. I only found out after been with them for 5 years. Because that was my first claim.

MONTROSE

MONTROSEasked

Comprehensive Car Insurance

We currently have friends shopping round for car insurance.
They have asked us if they would be covered for mice damage to a car if they go with Budget Direct.
Does anyone have an answer re this issue?
Thanks.

4 answers
info
info

Dont know about mice damage, but I got my dates wrong about a accident from 4 years ago and they wouldn't pay out accident, which is fine. But they cancelled my policy instead of letting me cancel. Now no insurer will let me take out a policy for 3 years due to having a policy canceled.

Fired Up
Fired Up

Yes. Budget obviously

Suncica - Suzana
Suncica - Suzana

They did same to me and they did not inform me. i would not go never ever for Budget direct

Get an answer from our members and Budget Direct representatives

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