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Credit Repair Australia

Credit Repair Australia Questions & Answers

4.2 from 704 reviews

34 questions from our users

Houman M.

Houman M.asked

I just had a most wonderful experience with a lovely staff member for Credit Check from Credit Repair Australia. I hope that I don't have to hear from them anymore. They didn't call when I asked them to call over the phone. Staff member, although she was professional and nice lady, she went through so many personal questions for 15 minutes and then she said another staff member must talk to me for another 20 minutes. I totally lost hope in buying a house, so I'm going to live off street and die there. I always got my credit report and it's a two minutes process. I feel terrible that I wasted their time. They even ask for money to process your credit score quickly whereas CreditSavvy or Finder do it for free. I still thank them for taking time to talk to me. I believe, I just had a bad day and nothing against Credit Rating Australia.

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Houman,

I apologise we were not able to assist you. We suggest you contact a free financial counsellor in your local area.

If you have any questions, please contact our office on 133 493.

Thank you,
Credit Repair Australia


Lucy

Lucyasked

How much does it cost?

3 answers
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Lucy,

Thanks for your message.

In order to provide you with an accurate cost for our services, we need to run through your current financial position, including an analysis of your credit file. This appointment is free of charge, with no obligation and helps us identify which of our services may be suitable for you. Please call 133 493 and our team will run through with you.

Kind regards,
Credit Repair Australia

Brendan H.
Brendan H.

Scammers

Brendan H.
Brendan H.

The only time u here from them is when they don’t receive the money they say we have tried contacting you when they don’t that’s a lie


sarina

sarinaasked

How much to remove default?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Sarina,

Thanks for your message.

In order to provide you with a cost for our services, we need to run through your current financial position, including an analysis of your credit file. This appointment is free of charge, with no obligation and helps us identify which of our services may be suitable for you. Please call 133 493 and our team will run through with you.

Kind regards,
Credit Repair Australia


Heather j

Heather jasked

Hi, i was just wondering if you help pensioners and people on centrelink?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Heather. It depends on the individual’s current financial position and what they’re trying to achieve. We conduct a full assessment to see if our services may be suitable. To get started, simply call 133 493 and a member of our team will be happy to help. Thanks, Credit Repair Australia


Shree

Shreeasked

Hi, I had a default judgement issued on my name for an unpaid council rates of $1400. It came as a surprise to us but once I found that out in my credit report I immediately contacted council and paid the outstanding council rates in full after which one of the lawyers from the Australian receivables provide me with the "Consent letter" stating the outstanding rates have been paid in full and the judgement can be set aside. I have then lodged a correction with Equifax to get this default removed from my credit file and have provided them with the consent letter in the correction application process. I am assuming the default judgement will be removed and my credit score will be back to good? can you kindly advice on this? Regards, Shree

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Shree. It depends on the circumstances surrounding the listing, it may be that the listing would only be changed to a “paid” status. Without properly assessing all of the information it’s not possible to give you a certain answer. We’d recommend following up with Equifax to see what the status of your request is. If you don’t have the outcome you’re looking for, we would gladly look at your case to see if we’re able to assist. We offer a free consultation to ascertain if we may be able to help, if you’d like to book, please call our team on 133 493. Thanks, Credit Repair Australia


Jackie

Jackieasked

Hi I have a problem with my credit for the 1st ever time I have no idea how this happened is this something you can help me with?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Jackie

We can help identify what may be causing the problem and see if it's something we can assist in resolving. First step is to have a free consultation with one of our experts, during which we'll download a copy of your credit report and explain the contents to you.

Please call 133 493 and a member of our team will be happy to help.

Thanks, Credit Repair Australia


Mira

Miraasked

Hi. I have asked for a loan, and it came back I was a director of a company which I have never heard of. My broker asked me to contact Veda to give my information to clarify this. Are you able to give me an email contact I can supply all this information to?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Mira

If you'd like to speak to Veda (now Equifax) you'd need to go direct to their website for contact details. Alternatively, we can get a free copy of your credit report, explain the contents and any information that may be negatively impacting it. If there is a problem, we may also be able to help repair it. We offer a free appointment, with no obligation and you get a free copy of your credit report, even if you decide not to proceed.

Please call 133 493 and our team will be happy to assist you.

Thanks

Credit Repair Australia


Sam

Samasked

I have one paid default which I believe credit company reported my fault with no warning.Is there any possibility to remove it if so how much would it cost to me?thanks

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Sam.

If the credit provider didn't follow the legislation and a contestable reason(s) can be found, then yes it is likely possible to remove the listing. We'd need to investigate your circumstances further before being able to confirm. Please email your name and contact phone number to enquiries@creditrepair.com.au and we'll get a member of the team to call you for a free consultation.

Thanks, Credit Repair Australia


Mason

Masonasked

I have lots of loan/credit card ENQUIRYS which gave me a bad credit score, is that something that you guys can fix ? I have NO defaults or anything like that

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Mason,
We could do an assessment free of charge and see if there is anything we can do to help. Please send us a private message with your best contact details and we'll call you back for a free consultation.
Thank you,
Credit Repair Australia


Kitten

Kittenasked

Am I able to ask for a check online due to medical reasons? Am unable to talk.

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
Sorry to hear you are unwell. Unfortunately, our consultation is over the phone only. We could schedule a call back in a couple of days when you are feeling better. Please send us a private message with your best contact number and we'll call you back.
Thank you,
Credit Repair Australia


Dara

Daraasked

Hi
I'm just wondering how much a credit wash costs and how long does it take.?
I've basically have bad credit personally and my company and I know ya probably hear this all the time but it really wasn't my fault.
As far as I know it's 1 default in each.
My personal default was for an Internet dongle
In 2011 which I thought had been cancelled (I paid it in the end)
My company 1 is for late payment of workers comp
Basically in my second year of trading I decided to change who I had my workers comp policy with. but I was unaware I had to cancel the previous one or it would renew itself. In the end up I had to go back to the original company but not before they gave me bad credit for missing instalments.

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Dara,
We have a high success rate in removing unfair, disputable and contestable listings like yours.
The cost varies depending on your personal situation. In terms of duration, most clients experience a success within 35 days, however some cases take longer some others.
Please send us a private message with your contact details and we'll call you back for a free assessment and free consultation.
Thank you,
Credit Repair Australia


shash

shashasked

I'm on credit file at the moment need to know if I paid off the amount I had pay before the 5 years completed..can you guys do a credit wash for me to apply for housing loan?

4 answers
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
During the initial consultation, we'll get a copy of your credit report, explain all of the relevant information to you (including any defaults and if the debt has been paid or not), and conduct a full assessment of your financial situation, completely free of charge. If you are eligible for credit restoration, we could help you completely remove any black marks from your credit report.
Please call us on 133 493 for a free consultation. Alternatively please send your best contact number to enquiries@creditrepair.com.au and we'll call you back.
Thank you,
Credit Repair Australia

Sam W
Sam W

Please read the above reviews BEFORE you enter into a contract with these people. You will end up in more debt once you sign up

shash
shash

Thanks


Muliati hudson

Muliati hudsonasked

Hi i was wondering if i have a bad credit rating?

2 answers
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Muliati,
We may be able to help. We could get a copy of your credit report, explain you any listings and conduct a full assessment of your financial situation, completely free of charge. If you are eligible for credit restoration, we could help you remove any defaults (black marks) from your credit report.
Please call us on 133 493 or send us your contact details and one of our team will call you back for a free consultation.
Thank you,
Credit Repair Australia

Muliati hudson
Muliati hudson

My contact number is 0423784977


Happy

Happyasked

Already paid the default but want to remove the default from my credit score. Can you help with that?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
We may be able to help you completely remove your default. Please email your contact details to enquiries@creditrepair.com.au or call 133 493 for a free consultation.
Kind regards,
Credit Repair Australia.


Frank

Frankasked

Do you guys refund money already paid to you I were to enter an agreement for a part 9 administered by you but then find out after I have already started paying you that I am ineligible for a part 9?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Frank,
Please email us your contact details and a senior member of our team will call you back to discuss your case.
Thank you,
Credit Repair Australia


Ella

Ellaasked

How long it takes to clear your name when you pay your outstanding credit

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
When you pay a debt, the listing may not necessarily be removed from your credit report, it may have only be updated to a paid status.
Call us for a free consultation on 133 493.
Regards,
Credit Repair Australia


lau

lauasked

How lejit is Australia credit repair?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
Thank you for our question. Credit Repair developed Australia’s first credit restoration process over a decade ago. As one of country’s oldest and largest provider of both credit restoration and debt solutions, Credit Repair Australia continues to be recognised as the industry leader in improving credit ratings and helping people get out of debt. We are also authorised, as the holder of an Australian Credit Licence, to engage in certain credit activities as set out in the terms of its Credit Licence and in accordance with the National Consumer Credit Protection Act, 2009.
If you need help with your credit report or with your finances, give us a call on 133 493 for a free consultation.
Kind regards,
Credit Repair Australia


Shel Campbell

Shel Campbellasked

Hi do you guys offer help for unpaid defaults??

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
Thank you for your enquiry. We may be able to help remove your default, please call us on 133 493 to discuss your situation.
Kind regards,
Credit Repair Australia


A customer

A customerasked

Veda and the Ombudsman could not remove my default. Should I try and see if you can?

3 answers
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi Mike,
We may be able to help. During the initial consultation, we'll conduct a full assessment of your situation, free of charge.
Call us on 133 493 to discuss your options.
Kind regards,
Credit Repair Australia

Ammar
Ammar

Veda and the ombusman and credit wash couldn't do anything to take my default off but credit repairs did it they were the only people helped me take my default off my credit check thanks to them

Ammar
Ammar

Veda and the ombusman and credit wash couldn't do anything to take my default off but credit repairs did it they were the only people helped me take my default off my credit check thanks to them


D.Olivo

D.Olivoasked

May i ask what if the debtor offers an amicable settlement for me to settle on of my debt but its under my contract with you , can i be able to pay that debtor and cross out that debt from what i am repaying under credit repair?

1 answer
Credit Repair Australia
Credit Repair A.Credit Repair Australia

Hi,
We've love to answer your question however we need additional information to give you an accurate response. Could you please give us a call on 133 493 quoting PR1 to talk to one of our specialists.
Thank you,
Credit Repair Australia


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