Fox Synes do not disclose the 12.5% fee in the total debt.
All you know if of a $6-700 administration fee.
Have repeatedly asked for information showing e were provided this and ignored. No information provided, also no one calls back.

They also double dip fees if you have a joint debt, eg $40,000 debt in 2 names they charge 12.5% on the total loan to both parties, so double fees instead of half each on total amount
When asked about this they never get back to you.
Also don’t provide updates or statements, had debt since about August 2019, and nothing unless you call and not much information is provided.

I have not used the service as intended as I was advised by Fox Symes that their assistance would not be appropriate for my specific case. However, I have been offered an honest assessment and advice which I couldn't secure elsewhere. I was not pushed into an unrealistic arrangement and was directed to take an alternative route to my debt resolution. I am grateful to Mittal Shah's integrity and genuine attempt to source a solution for me in spite of the extremely difficult case I presented.
In times of severe hardship; honesty, credibility and integrity are the main attributes a client seeks in the quest for turning the bad fortune around.
Simon

I Highly recommend Sim and team at Fox Symes (especially Sim) Seeking help for financial is difficult. Sim showed empathy towards my situation, he was clear there was no judgement and was kind,honest and understanding. The service I received was flawless it was professional individualised and staff were approachable reassuring and supportive. Sim made a negative situation into a positive experience a weight has been lifted and I will be forever grateful and appreciative. Life-changing thank you

I got in contact with fox symes to help with my debts and I couldn't be more happy with the service that sim mayo provided me and the help and understanding of things I didn't know about. If your looking at sorting out your debts I couldn't recommend a better team of people to helo you out and understand things.

Sim Mayo & the guys at Fox Symes were super efficient and knew what they were doing. I carried a lot of shame with the debt I had accumulated. I didn’t know where to start, I explained my situation and within a matter of days they had me back on track to financial freedom. Thank you again I look forward to building the future I deserve.

I was recommended to use Fox Symes for debts I had concerns about by a family member. They got back to me quickly, were honest, professioal and helpful (particularly Nick) about my situation and above all non judgemental. I feel very relieved and grateful for their services. I would recommend this to anyone struggling with debts. Thanks again.

The service and care I have received made me feel I mattered, they cared and made me stop feeling ashamed, anxious and embarrassed my finances had gotten out of control

Big help and big thanks to the Fox Symes and team David resolve my debt in professional way with right suggestions. He worked really hard to save my hard earned money. Highly recommended

Avoid if you can! I entered debt agreement in 2010, discharged in 5 years after. But the mark stays on some of your records. And individual banks may keep as long as they need to. It took 10 years and finally I was allowed a credit card. I knew I would need to show to lender for home loan application. It’s now 2020 and I’m hoping I will be able to get a home loan and I’m on 6-figures. Try to make deal with your banks first before debt agreement. Not worth it!!!! I know it’s hard but face up to your finances, seek real help. Do not make my mista...

I dealt with a gentleman called Nick, and needless to say he went above and beyond to help me find and fix a problem i had with my credit score.
He called more people than he needed to made everything easy, was very transparent with all of his communication, gave me multiple options and avenues i could use or take to help my situation.

Very helpful advice from Luke, clearly setting out all the options available to me. This has helped me make a decision to improve my situation and give me peace of mind!

Close to $10k in administration fees which is added to your debt.
Beware to read ALL fine print as not all debt will be included, which they will happily tell you once you've completed their terms.
Will push into a bankruptcy or part IX rather than a debt consolidation loan
Extremely poor customer service

I found SIM to be very helpful when I got stuck he wound help me out and he made me realise I had a det probably and that it had to be fix

I had been so stressed about my mounting debt and when I went down from 50+ hours a week to 25 because of everything that is happening with the Corona virus I knew I had no choice but to do something about my debt. I went to a few other places first, all of whom told me bankruptcy was my only option and that I would need to do it through them (whilst also paying them a great sum of money to do them) or else risk going to jail in case I made a mistake on my application. Luke explained every single option I had to me in terms of my debt and walked me through my choice. He provided above and beyond service! Thank you so much for making this so much less stressful for me, Luke!

So happy I was give this opportunity to fix what I thought I would be with forever I thought there was no end insight thank to my case worker for everything he has done really put my mind at ease

Needed help and guidance for debt consolidation and they handled it very professionally. The staff are so helpful all the way and i would personally recommend anyone in need of problems

Great and trustworthy. Neha from Fox Symes went above and beyond to assist with sorting all my finance into an affordable weekly payment. Such a great service very recommended A+

Great service provided by Boffin. Very clear and explained himself well to make is easy for an every day person to understand . Highly recommended for any assistance. Great service overall

Great service from Mittal. Fast and efficient. Very happy with how everything turned out with my Debt Consolidition. Made process very easy for me. Extremely happy with how it worked out.

Thank you tremendously Luke ! Relieved so much stress and pressure from my financial situation. Very thorough and explained step by step. Gave me hope at the end of the day to a very bleak situation. Honest upfront no hidden fees and extremely Informative
Do not hesitate, there is light at the end of the tunnel .