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Part of InsureandGo Australia 4.2 
InsureandGo Australia Domestic Travel Insurance - Bare Essentials

InsureandGo Australia Domestic Travel Insurance - Bare Essentials

 Verified🏆 2026www.insureandgo.com.au
InsureandGo Australia Domestic Travel Insurance - Bare Essentials
4.7

124 reviews

Positive vs Negative
94%6%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.6
Transparency ?
4.6
Customer Service
4.7
5 Catherine R  · The bare essentials coveted what I required I'm a short domestic holiday
5 N burrows  · Great price and will be using this product for all my trips Easy to fill in Always use insure and go for domestic and overseas trips
5 frank S.  · Nice and easy process and up to $55 cheaper than anyone else, insureandGO have a standard of $50 excess, a lot out their default to $200
5 Hodgson C.  · Never had to use, but feel assured that the policy will look after us when it is needed. We also feel insure-& -go is good value.
5 Ray  · Was fast and easy from the quote to completing the application.
5 James E.  · Easy to use and great value. Claims are good as well although take a little time

Reviews with attachments

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Reg W
Reg W4 posts
  Domestic Travel Insurance - Bare Essentials

Easy to navigate the options – This policy although titled basic, was comprehensive in its drop-down options offered to ensure we were covered in an emergency only with pre-existing conditions. These are probably very common conditions for our age group, however noting these conditions even though not major, gave us comfort if an evacuation situation occurred, rare that it may be. Show details ·  1

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Karen W
Karen WNSW
  Fair Incentive Domestic Travel Insurance - Bare Essentials

Great product – Great product for peace of mind The access to online products was quick and easy to navigate. Highly recommended Show details ·  1

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gregory  brown
gregory brownQLD2 posts
  Fair Incentive Verified Domestic Travel Insurance - Bare Essentials

We keep coming back to the ones we trust – We keep coming back to Insureandgo for all of our cruise travels, the quote is fast and well priced to the benefits and speed to apply is hassle free. Over the many years only one small claim for damaged baggage and Insureandgo resolved same day, so we go with the firm we trust. No small print, well explained three levels to choice from. Show details ·  2

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Tracy P.
Tracy P.
  Domestic Travel Insurance - Bare Essentials

Last minute cruise insurance – Purchased a last minute Bare essentials cruise insurance policy for a domestic cruise. For a last minute purchase the policy was great value compared to other companies and included everything we may have needed. Gave me peace of mind that we were covered. Policy was super easy to set up. Show details

Positive reviews

Jason A.
Jason A.QLD
  Domestic Travel Insurance - Bare Essentials

InsureandGo travel insurance gave me real peace of mind for my cruise to Cairns, covering everything I needed for a smooth trip. It was simple, reliable, and made my holiday feel completely stress‑free. Show details ·  1

Pam
PamNSW5 posts
  Domestic Travel Insurance - Bare Essentials

Website was easy to use. Didn't rip me off even after declaring a medical issue. Have never make a claim so I can't review that aspect of the policy. But still happy to recommend. Show details ·  1

Janette
JanetteVIC2 posts
  Fair Incentive Domestic Travel Insurance - Bare Essentials

was really easy to set up the insurance for a domestic cruise was reasonably priced and covered all our that we needed for our cruise have used this company twice and never had no problems Show details ·  1

Negative reviews

Gary S.
Gary S.4 posts
  Domestic Travel Insurance - Bare Essentials

Way too difficult claims process – After a recent cruise I tried to make a small claim for medical expenses incurred onboard the ship for my wife. I couldn’t complete the online claim because it would not allow me to proceed past a certain point without flight numbers, despite the fact that there were no flights involved. I emailed the insurer asking for assistance and never received any reply. Show details

InsureandGo Australia
InsureandGo Australia    

Hi Gary, I am sorry to hear about your… Read more

Pauline Sharvell
Pauline SharvellQLD8 posts
  Domestic Travel Insurance - Bare Essentials

Very basic – I have used Insure and Go a few times in the past. Post Covid I find the basic policy exactly that .. no cover for Covid at all. I guess it is good value if that's all you want .. basic. Show details

ozmuzz
ozmuzz2 posts
  Domestic Travel Insurance - Bare Essentials

Bare Essentials has too many exclusions – Policy probably has little use - waste of money. I have used insureandgo before. Was given a refund for some cancelled policies and a credit that expired for another Show details

Recent reviews

A W.
A W.
  Fair Incentive Verified Domestic Travel Insurance - Bare Essentials

I wanted something cheap and easy for a domestic Australian cruise. They were the best price by far for my family. Travelling in a few weeks and have not needed to make a claim (so far). Show details

Beverley
BeverleyQLD2 posts
  Fair Incentive Verified Domestic Travel Insurance - Bare Essentials

I have taken quite a number of bare essential domestic cruise policies and to date one international gold policy. I have been fortunate that I never needed to claim but I have every confidence that should that happen it will be an easy straightforward process without complications. By taking the bare essentials policy I am very well aware of what is covered and what is not. It is great that a company offers this type of policy to seniors. Show details

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Jeanine
Jeanine
  Fair Incentive Domestic Travel Insurance - Bare Essentials

This will be the third time I have used this product . Easy to arrange and no hassles ..haven't had to actually claim anything thank goodness but its good to know you have a policy in place just in case. Peace of mind. Thank you for making it so simple to use! Show details

Bec
BecQLD2 posts
  Verified Domestic Travel Insurance - Bare Essentials

Highly recommend – Website was easy to use, the cover was everything I needed and at the best price. I was able to travel at peace knowing if any of us got sick in our cruise we would be covered. Show details ·  1

Heidi
HeidiQLD3 posts
  Domestic Travel Insurance - Bare Essentials

Well done – Website was easy to navigate, prices were really good, haven't had to use the Insurance yet and hope I don't need to but would definitely use again. Show details ·  1

MarkM
MarkMSA5 posts
  Fair Incentive Verified Domestic Travel Insurance - Bare Essentials

Simply the best! – InsureandGo never fail to provide the best price, cover and ease of purchase! We never bother shopping around or comparing premiums anymore as InsureandGo always come in first. Highly recommended to other travellers! Show details ·  1

Heather Eldridge
Heather EldridgeNSW
  Verified Domestic Travel Insurance - Bare Essentials

Happy travellers – I was unable to complete on line so-called to speak to a consultant. He was very helpful and I was happy to take out the basic insurance, and it seemed good value. This is my first time taking out travel insurance with Insure and Go. It had been recommended by a friend. Show details ·  1

Dave
Dave2 posts
  Fair Incentive Domestic Travel Insurance - Bare Essentials

Great Value – Good value and ample cover for the cost, and an easy application process First time use of this company and would definitely chose them in future Show details ·  1

Allen R.
Allen R.
  Domestic Travel Insurance - Bare Essentials

This time around too expensive – Taking out travel insurance for a domestic cruise was reasonably easy. I stumbled over the medical questions a bit. I took the questions literally when asked if I any medical problems occurred in the last 5 years. I thought that as they occurred over 5 years ago (but were still ongoing) the answer would be no. In the end including the medical… Read more ·  1

surcharges made the cost prohibitive for a 3 day coverage as expensive as the cost of the cruise for one person.

Steve
Steve2 posts
  Fair Incentive Domestic Travel Insurance - Bare Essentials

A very good value for money insurance policy – I find the 3 categories suit every aspect of travelling. I chose bare essentials for my next domestic holiday because there were a lot of things in the other 2 categories I didn't need. I have used this insurance company at least twice a year for the last 14 years while travelling international and domestic. Show details ·  1

Michelle M
Michelle MSA2 posts
  Domestic Travel Insurance - Bare Essentials

Who you talk to makes all the difference – I was unable to open my saved link online the first operator i spoke to pretty much said too bad do it again which i did ... all the way to the end "error" called back and got a lovely young man who took all my details over the phone and it was paid for there & then. I now have him calling me back in November for my next trips insurance. Show details

Travel Insurance

Find out how InsureandGo Australia Domestic Travel Insurance - Bare Essentials compares to other Travel Insurance

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Karen
KarenNSW2 posts
  Domestic Travel Insurance - Bare Essentials

Always go to InsureandGo for travel insurance – Easy to understand options and level of coverage. Have used InsurandGo many times, domestic and international coverage. Have made 2 claims that were eventually completed. The international claim was within 2 months of the claim submitted. Due to the complexity of my domestic claim it took quite a while longer but I still endorse this company and always recommend it to friends and colleagues. Show details

Patti D.
Patti D.SA
  Domestic Travel Insurance - Bare Essentials

Cruise Insurance – We haven't travelled yet, but found InsureandGo offered the best price for what our needs are. We have previously had other policies with the company, but have been lucky and have not had to claim anything. This is our third policy with the company. Show details

pwk
pwkTAS22 posts
  Domestic Travel Insurance - Bare Essentials

Good pricing and cover options – Seems to be a good overall policy for us and additional optional cover is useful if needed for specific conditions for peace of mind. Show details ·  1

Jessica
Jessica3 posts
  Domestic Travel Insurance - Bare Essentials

Basic cover just incase – Went on a domestic cruise .. and this was by far the best price I found. Travelling with small children it’s better to be safe than sorry Show details ·  1

BernieBear1983
BernieBear1983NSW9 posts
  Domestic Travel Insurance - Bare Essentials

Great Product! – It was so easy to get this insurance. When I applied it was so straightforward. The policy was easy to understand. It was good value. It was the first time I have used this insurance company and I was impressed. Show details ·  1

John P.
John P.NSW4 posts
  Domestic Travel Insurance - Bare Essentials

It is ideal for me – I simply wanted cancellation insurance for a domestic trip. This policy covers that, with little else that I did not want, and it does so at a reasonable price. Show details ·  1

Karen
Karen3 posts
  Domestic Travel Insurance - Bare Essentials

Easy claiming process – Took our travel insurance for a domestic trip interstate. We contracted covid before travel so had to delay travel. We needed to claim back the amount we lost for accomodation which was the first night. Completed claim online and this was processed and approved in a short time frame. Paid promptly by insure and go. Show details

Sandra Sargent
Sandra SargentNSW3 posts
  Domestic Travel Insurance - Bare Essentials

Looking for great value insurance – I’m taking my son on a short cruise for his birthday..I’d never travel without insurance and was looking for something that was good value for money..this was it. Easy to find..hopefully we won’t need to use it..but peace of mind in the meantime Show details ·  1

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