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Part of InsureandGo Australia 4.2 
InsureandGo Australia Domestic Travel Insurance - Gold

InsureandGo Australia Domestic Travel Insurance - Gold

 Verified🏆 2026www.insureandgo.com.au
InsureandGo Australia Domestic Travel Insurance - Gold
4.2

275 reviews

Positive vs Negative
80%20%
Claim Resolution Time
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.0
Transparency ?
3.9
Customer Service
3.9
5 Kieron KEONG  · Good selection of Cover, from basic to more inclusions. Gives you the ability to reduce Excess. Coupon codes available to reduce Premiums
5 Darbie  · Very easy to organise online. This is my second time using InsureandGo. Luckily I haven’t needed to lodge a claim.
5 Marg  · Policy is good value! It covers my rental car excess and I feel fully covered if anything happens while away!
5 Gary  · User friendly website, a range of insurance options to suit individual requirements, all at competitive prices. Recommended products.
4 Gill  · Easy format to answer- specifically medical questions. good price for policy
1 OnlineShopper  · Would not allow us to claim which defeats the point of buying insurance in advance to cover unforseen events

Reviews with attachments

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DKF
DKFNSW2 posts
  Fair Incentive Domestic Travel Insurance - Gold

A great experience dealing with well informed and professional staff – We rang and spoke with two well trained and informed reps to achieve appropriate and necessary cover for our trip to cruising the west coast of Australia. The pre existing medical conditions were treated both professionally and thoroughly giving us great peace of mind and for not much extra cost. Show details ·  1

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Jay
JayNSW3 posts
  Domestic Travel Insurance - Gold

Absolutely fabulous customer service and easy claiming process – Insurance companies get a bad wrap, but I want to give a shout out to travel insurance company “InsureandGo”. Earlier this year, my husband and I went on a bucket list trip. We flew from Sydney to Adelaide, then caught The Ghan to Alice Springs. It was wonderful! After one night in Alice Springs, I sustained an unfortunate injury, twisting my knee… Read more

which resulted in ruptured ACL and mid to severe tear to the MCL. I was unable to walk which resulted in us having to fly home the next day. We missed out on a six day tour which should have included Uluṟu, Kings Canyon and much more. I am just so glad we had travel insurance with InsureandGo, who have been fabulous! If you are planning to travel, I highly recommend this company! We will definitely insure with them again! Great communication and it was relatively easy to claim. Cannot recommend this company highly enough!

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Maxie
MaxieNSW4 posts
  Domestic Travel Insurance - Gold

Good Domestic travel insurance – At set up I did not come across if I had medical conditions or not. Seemed reasonable value. To keep cost down I took double excess. Show details ·  1

Positive reviews

Gayle
GayleNSW4 posts
  Domestic Travel Insurance - Gold

Easy to choose, top cover for only small price difference. Haven't left for trip yet though so hopefully don't have to claim, but claiming what stands insurance companies apart. Show details

Bill G
Bill G3 posts
  Fair Incentive Domestic Travel Insurance - Gold

Insureandgo is my go to travel insurance company. Policies are always very competitively priced with very good coverage. Have only had the need to claim once and process was fairly straightforward, if you have all the relevant documentation. For price and coverage, very hard to beat. Recommended. Show details

Brian.B
Brian.BVIC2 posts
  Domestic Travel Insurance - Gold

I have used Insureandgo multiple times and have never had an issues even when making claims. I feel safe knowing I have their back when I travel. Also very competitive pricing for a family with 2 kids. Would highly recommend. Show details

Negative reviews

JessM
JessM5 posts
  Domestic Travel Insurance - Gold
Value for Money
Transparency
Customer Service

I booked car rental excess insurance, but the car I hired had an excess fee of $9000. The Gold insurance only covered $7500. I called to ask if they could increase the cover, but that option was unavailable, so I had to cancel the insurance and look elsewhere. Even though my cover date had not started, Insure and Go would not refund the full… Read more

amount. This is the first time I have come across this hate issue with an insurer. I was refunded $40 of the full $165 payment. Very disappointing.

InsureandGo Australia
InsureandGo Australia    

Hi Jess, I’m really sorry to hear about… Read more

Nebojsa Sofranic
Nebojsa SofranicVIC5 posts
  Domestic Travel Insurance - Gold

Worst ever since I have been use travel insurance – We get Gold insurance, be aware they charge access fee to all individuals in gold policy 200$ . Do not recomend ...worst ever insurance for the travelling . .. Show details

InsureandGo Australia
InsureandGo Australia    

Hi Nebojsa, Thank you for your feedback,… Read more (+1 reply)

Kate S.
Kate S.WA
  Domestic Travel Insurance - Gold
Value for Money
Transparency
Customer Service

Domestic Insurance is RUBBISH and not worth the paper is written on, even gold cover. AVOID THIS COMPANY! – Their insurance is rubbish and they don't even follow their own policy wording. Lodged a claim for having to cancel my trip after taking out gold insurance as the airline cancelled our flights to Cairns from Perth due to weather. Due to the late time (1.30am) and Jetstar having no further direct flights bookable that day or early the next morning… Read more

we headed home. Partner was also feeling unwell. Woke up the next morning feeling more unwell and took a covid test which was positive (took a photo of the RAT test result). As a result we had to cancel the trip, and we spent the day cancelling what we could and obtaining refunds for trips booked. We had about $1000 in hotel costs that were non-refundable so submitted a claim for these. Even though cancellation of the trip for covid was supposedly included in the cover the company conveniently ignored this and denied the claim on the basis that the cancellation by the airline didn't meet the 4 very strict definitions for holiday curtailment. Submitted a review request to the complaints department which has also been ignored, despite their policy saying that complaints would be acknowledged within 1 days and often finalised within 7, it's taken over 10 days for them to even acknowledge receiving it after following up. Will be making a further complaint to the Australian Financial Complaints Authority for their completely rubbish insurance. Update: 2/8/24 Following a very long delay the complaints department finally got back to me and advised that their initial decision was actually incorrect and they should have paid it. They also advised that they never lodged my complaint as required and breached the insurance code of conduct. The claim was eventually paid out and received at the end of July.

InsureandGo Australia
InsureandGo Australia    

Hi Kate, Thank you for providing those… Read more

Recent reviews

Heather C
Heather CNSW3 posts
  Domestic Travel Insurance - Gold

So easy to navigate and really appreciated having a discount code. The main reason I will continue to purchase travel insurance from this company is that their quote at the beginning of the process did not increase with the medical declarations we need to make. Many companies draw you in with a seemingly great deal then it doubles when you do your medical screening. Show details

Peter
PeterNSW11 posts
  Domestic Travel Insurance - Gold

This cover has all of what we needed to allay any concerns we had if something was to occur between now and the start of the holiday as well as during the holiday Show details

Ken W
Ken WNSW2 posts
  Fair Incentive Domestic Travel Insurance - Gold

Taking out the policy was easy, but providing the medical information proved frustrating. I created a policy with the double standard excess and the medical information caused an additional fee of about $200. When I created the policy with zero excess and exactly the same medical information the additional fee went up to about $280. I tried the… Read more

setup of the second policy twice and got the same charge for the medical expenses. I did not pursue the matter - just put it down to one of life's little mysteries.

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Peter K.
Peter K.SA6 posts
  Domestic Travel Insurance - Gold

Was easy to setup for a cruise around Australia . Was even better to be able to talk to someone in Australia about my my insurance. That was a big plus. Price was good compared to our usual insurer $300 cheaper Cruise not till 2026 Show details ·  1

Cassie
CassieVIC3 posts
  Fair Incentive Verified Domestic Travel Insurance - Gold

I have not had to make a claim but the cost is so good as this is the only company I could find that did not charge me extra for a medical condition and I was able to get extra money value insurance for a specific item without it adding $100+ it’s really good having an insurance company that won’t add huge amounts of extra money just cause you are… Read more ·  1

1% more at risk then the general population, I’ve also used them for a cruise travel insurance which also cost me very little and I never had to make a claim for that

John P.
John P.NSW4 posts
  Domestic Travel Insurance - Gold

I have never needed to make a claim, but the coverage and price seem excellent to me, and on the one occasion when I needed to register a pre-existing condition, I found the process remarkably smooth. I have used the company about ten times. Show details ·  1

Lizak
Lizak3 posts
  Fair Incentive Domestic Travel Insurance - Gold

Very easy to purchase. Cheaper than other major brands. I haven’t claimed yet but I know someone who did during the flooding and cyclone in Cairns. She was very happy. Show details ·  1

Stephen Dunkley
Stephen Dunkley
  Fair Incentive Verified Domestic Travel Insurance - Gold

The on-line process was simple and efficient. The ease of applying was better than other companies I have used in the past, I will definitely use Insure and Go again. Show details ·  1

LynC
LynC6 posts
  Fair Incentive Domestic Travel Insurance - Gold

Application process was easy and very clear. Very competitive price. Have not travelled yet so clearly have not had to claim so cannot comment on that side of it. Show details ·  1

Peter
Peter9 posts
  Fair Incentive Domestic Travel Insurance - Gold

I needed a basic domestic policy in case of unforeseen cancellation and found InsureandGo via Compare the Market. They were significantly cheaper than its competitors. Policy looks like it covers what I may need, but hopefully I won't need to claim as this was purchased for peace of mind only. Show details ·  1

Liam
Liam
  Fair Incentive Verified Domestic Travel Insurance - Gold

Quick and easy to use online forms. You can create a quote and come back to it later, and lock in that price you were originally quoted. Discount codes are plenty and pricing is amazing. Just booked another trip and secured my travel insurance through InsureandGo Show details ·  1

Jen Vollmer
Jen VollmerACT2 posts
  Domestic Travel Insurance - Gold

I recently bought a policy with insure and go.. unfortunately I did have to make a claim and it was declined as I made a mistake when taking out the policy and the activity was not covered. I sent them a response to the declined claim and they came back to me with a phone call to clarify that the policy I had purchased did not cover the activity.… Read more ·  1

I knew that, it was a genuine mistake… The complaints officer listened to what happened and then offered me the option to pay an additional amount for the policy I should have bought and then they honoured my claim!!!

I mean seriously what an amazing outcome!!

I was in shock in the best way possible.

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Paul
Paul7 posts
  Verified Domestic Travel Insurance - Gold

Made my first ever claim for a trip cancellation recently for a domestic cruise and fortunately had relevant and adequate insurance with InsureandGo. Apart from an apparent and quite concerning computer glitch that displayed an incomprehensible amount for just a fraction of my actual claim in the online claims portal it was otherwise processed… Read more ·  1

without hassle and the refund paid within the month. Admittedly it was a straight forward claim for just the one part of our trip and I had lodged all relevant documentation initially but it was still a relief to have it proceed so smoothly and quickly. Finally all those years of reading the fine print and paying for travel insurance paid off.

Vickie
VickieVIC3 posts
  Domestic Travel Insurance - Gold

Initially I started filling out the paperwork online. I wanted to ensure that I had documented everything correctly so I spoke with a InsureandGo representative. The service I received was amazing. Kindness, patience and overall great listening skills. Thank you. Show details ·  1

M Burke
M BurkeNSW3 posts
  Domestic Travel Insurance - Gold

Great value and easy process – This is my first time using InsureandGo for my travel insurance. Website was easy to navigate, showed me all the relevant details so I could see what I was covered for and was great value for money. Show details ·  1

Louise E.
Louise E.
  Domestic Travel Insurance - Gold

Very easy – In a difficult situation having to make a claim after a holiday thankfully lodging a claim was easy and not drawn out was super impressed with the service and communication. Show details ·  1

Sheila.
Sheila.South Australia11 posts
  Domestic Travel Insurance - Gold

So easy – Second time i have used insureandGo. The whole process is quick and easy. Good value. I will continue to use insureandGo when ever I travel. I recommend them to my family and friends. Show details ·  1

John P.
John P.NSW4 posts
  Domestic Travel Insurance - Gold

Ideal for me – I have not needed to make a claim, but the coverage suits my needs perfectly and the process is simple, clear and prompt. I have used the company time and again for several years. Show details ·  1

mick v.
mick v.
  Fair Incentive Domestic Travel Insurance - Gold

Great value and great coverage – Good coverage over all and good value coverage compared to other providers for much the same or lesser cost. Happy with the policy I've selected but only purchased currently, hope of needed the support is as good as the policies Show details ·  1

Paula A.
Paula A.NSW3 posts
  Fair Incentive Verified Domestic Travel Insurance - Gold

Senior with medical issues – I bought the policy online. The medical declaration was somewhat cumbersome, but at least they cover me for all my complex medical issues Show details ·  2

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