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Part of InsureandGo Australia 4.2 
InsureandGo Australia International Travel Insurance - Silver Cruise

InsureandGo Australia International Travel Insurance - Silver Cruise

 Verified🏆 2026www.insureandgo.com.au
InsureandGo Australia International Travel Insurance - Silver Cruise
4.3

90 reviews

Positive vs Negative
85%15%
Claim Resolution Time
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
Claim ApprovedYes · No
Value for Money
4.2
Transparency ?
4.1
Customer Service
4.2
5 Jen M.  · Good value insurance for cruising after comparing with several companies. Have not tried claiming, so can't comment on that
5 Stephen W  · Very easy process to purchase travel insurance with and good value for your money
5 Elizabeth  · Excellent service, great price. Easy to complete claim and rapid payment. My first ever claim and I was impressed with the service.
5 Jacqui_Heaney  · Quick, easy, and great value—the cheapest travel insurance we’ve come across. Simple to do online and covered everything we needed. Highly recommend!
5 sophiejane89  · I looked at multiple policies across many companies. Insure and go is most cost effective for cover
5 Mel VB  · Easy to navigate with all the services I needed – Very easy to secure my Policy online and very easy site to navigate quickly and effectively.
Luan
LuanQLD3 posts
  International Travel Insurance - Silver Cruise

I felt like the whole process of understanding what I was going to be covered for was simple and easy to navigate. The policy I chose for my Cruise Holiday to the South Pacific gives a really good coverage which I compared to other Insurance companies. It was easy to book it online and make payment. I am very happy with my policy and feel like… Read more ·  1

if something goes wrong on my holiday I will receive the right protection. I also used Insure and Go back in 2018 on another South Pacific Cruise.

Joon
JoonQLD2 posts
  International Travel Insurance - Silver Cruise

An easy way to get a quote and pay for insurance. I did have to phone up for clarification on one point. As my trip included flight, train, bus and cruise I needed to clarify how to do that. All sorted by a very nice, polite gentleman This is the first time using insurengo. Show details ·  1

Nope
NopeWA35 posts
  International Travel Insurance - Silver Cruise

Be aware that their cruise insurance only covers cruises that depart from Australia - however this is NOT mentioned anywhere in their PDS. When you go to their website for a quote, you can choose a Cruise policy and it asks which countries you are travelling to. There is a tiny 'i' for info icon which is optional to click on - this is the ONLY… Read more

place that mentions that their policy ONLY covers cruises that leave from Australia. It is possible therefore to buy a policy for an overseas cruise that does not leave from Australia and believe that you are covered when you are not. This is a huge risk, as in the event of medical evacuation from a cruise ship, you would have to pay hundreds of thousands of dollars. My cruise left from Singapore so when we came back, realised we would not have been covered - despite reading the PDS thoroughly, it did not mention this in regards to medical treatment. It did say we weren't covered for missed cruise departure as it said, "your cruise from Australia" - I was happy to take that risk as I was aware this was something they didn't cover. However I would not have been happy to purchase the policy if I had known cruises that depart from outside Australia weren't covered. Be careful.

InsureandGo Australia
InsureandGo Australia    

Hi there, Thank you for sharing your… Read more

Positive reviews

Mervyn Wood
Mervyn WoodNSW8 posts
  International Travel Insurance - Silver Cruise

Very easy to deal with, Their costs are very reasonable, and to date I have not had to claim so I can't comment on that side of things. I have now been insure and go for several years, their policies meet all my needs Show details ·  2

Frank
FrankNSW2 posts
  International Travel Insurance - Silver Cruise

Francis the Insureandgo representative was extremely helpful and knowledgeable about what I would need for my trip to Japan and the cruise while I’m there. Would recommend Insureandgo to all my friends. Show details ·  1

Marianne B Australia
Marianne B AustraliaWA
  International Travel Insurance - Silver Cruise

Impressed – I have had to cancel my cruise around coast from Capetown to Richard's Bay and back due to very unexpected. medical problems. The ease and speed with which Insureandgo dealt with my claim was truly impressive. Correspondence was replied to within a day and the whole mattered was settled within 2 weeks. Unheard of!! Thank you very much. I highly recommend this travel insurance company Show details ·  1

Negative reviews

gadget709765
gadget70976517 posts
  Verified International Travel Insurance - Silver Cruise

Dodgy and purposely put me through torture for months denying my refund for cancelled cruise – Went through hell for months and back and forth trying to get my refund when cruise got cancelled (cancelled months in advance). They tried to weasel their way out to deny me a refund (which for 10 people was a lot). I refused to let them win over principle. They made it nearly impossible and now whenever I see them I run fast. I can see they… Read more

have since tried to rebrand their logo.

This company makes it so easy and efficient to purchase a policy but will not pull through when it’s time to claim or refund - unreliable, unethical and overall a Nightmare

InsureandGo Australia
InsureandGo Australia    

Hi there, I am sorry to hear about your… Read more (+1 reply)

Cruiser
CruiserTAS
  International Travel Insurance - Silver Cruise

Have to have travel insurance – Policy is expensive and I only use insure and go for international travel. Probably this has been over a period of 10 years and I believe some form of reduction in price is worthy for regular users Show details

InsureandGo Australia
InsureandGo Australia    

Hi there, Thank you for sharing your… Read more

Mac
Mac4 posts
  International Travel Insurance - Silver Cruise

Disappointing service – Covid cancellation of trip to Singapore and Thailand, as not allowed to leave Australia Insure and Go REFUSED refund of unused policy, even though they refunded to two friends REFUSED credit for the unused policy REFUSED to pay the ONE accommodation that was non refundable Show details

InsureandGo Australia
InsureandGo Australia    

Hi Mac, I can confirm that we offer a… Read more

Recent reviews

kaycrowe
kaycroweQLD5 posts
  International Travel Insurance - Silver Cruise

Happy Travels – Very happy with the outcome for our policy, after researching different insurance companies for several months. The cover and cost is way better than others and the consultant was excellent. Hopefully we won’t need to use it. Show details ·  1

Kim
KimNSW
  Fair Incentive International Travel Insurance - Silver Cruise

Super helpful and an excellent price – After doing extensive research, it was clear that InsureandGo met all of our needs at a great price. They were so helpful when we initially chose the wrong kind of insurance, and walked us through getting the right kind, then easily refunded the one we had incorrectly paid for. We are grateful for their service, the products offered and the price. Show details ·  1

bob
bobNew South Wales2 posts
  Fair Incentive International Travel Insurance - Silver Cruise

Great policy – Easy to use website and covers everything I need, great value for money Show details ·  1

Travel Insurance

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Birgit S.
Birgit S.
  Fair Incentive International Travel Insurance - Silver Cruise

Good value for seniors – I found the price to be excellent value on their silver cruise package. Especially for seniors. Easy to set up on the web and helpful on the phone. Show details ·  1

Christopher
ChristopherNSW
  International Travel Insurance - Silver Cruise

Easy to navigate – I feel it was very easy to navigate site to meet my needs. Show details ·  1

Stephen H.
Stephen H.5 posts
  Fair Incentive International Travel Insurance - Silver Cruise

Change of policy cover without issues – Had to speak to an operator as we wanted to change the dates of our cover. There were a couple of issues because of the new system but the operator worked out a solution without any issue. We had to take out a new policy and cancel the original policy but we were assured a refund would be received within two weeks. The operator was very friendly and efficient and knew what he was doing. Everything was easily arranged. Show details ·  1

David L.
David L.
  International Travel Insurance - Silver Cruise

Quick easy no worries – This is the 2nd time I’ve Insure & Go I haven’t had to claim but the ease to organise is quick and simple I’ve had to have medical assessments done and the process was so simple questions asked answered policy adjusted job done move on to trip planning Show details

Sarah T.
Sarah T.2 posts
  Fair Incentive International Travel Insurance - Silver Cruise

Great experience! – Easy to organise and they delivered everything well. Great experience :) Show details

Lisa D
Lisa DWA
  Fair Incentive International Travel Insurance - Silver Cruise

Cruise Insurance – I received amazing service when I phoned to get some further clarification about my quote. The service was exceptional and I purchased my policy there and then. Show details

Helen
HelenNSW2 posts
  Verified International Travel Insurance - Silver Cruise

Great value – I did a deep dive into the competition and found the best option for me was InsureandGo. After the discount code 15% as I hold a NSW Senior Card the price was even better. It also has coverage for COVID. I found it very easy for me with no tech knowledge to complete it online. The offer is there also to speak with a HUMAN. 1st time user and have yet travelled to comment on a claim Show details ·  1

Satisfied Customer
Satisfied Customer3 posts
  International Travel Insurance - Silver Cruise

Great coverage at a reasonable price – I found this policy easy to organise and research. I was happy with the choices given and the ease of which I could complete information required on line. I was very happy with the cost and coverage given. I have not used the policy as yet Show details ·  1

Kopp
KoppQLD
  International Travel Insurance - Silver Cruise

Policy appears ok – Meet our needs for our impending travel to Canada and USA Show details ·  1

Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Silver Cruise compares to other Travel Insurance

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Mervyn Wood
Mervyn WoodNSW8 posts
  International Travel Insurance - Silver Cruise

A Great Start – I have used InsureandGo several times and I find their police meet all my requirements. Show details

ChrisN
ChrisNNSW2 posts
  Verified International Travel Insurance - Silver Cruise

Competitive pricing, easy to navigate website – The InsureandGo website was really simple to navigate. Competitive pricing compared to Allianz and NIB. Show details

Cruiser
CruiserVIC2 posts
  International Travel Insurance - Silver Cruise

Good cover cruise insurance – This cruise insurance seems to cover most essential items for a cruise. 1st time to use Insure & Go, Cover seems to be reasonable value Show details

Pam
PamQLD3 posts
  International Travel Insurance - Silver Cruise

Cruising – Found them good have used them often and found it very easy to use Show details

Julie Buckley
Julie Buckley
  International Travel Insurance - Silver Cruise

Insurance easy to complete – Straight forward, questions uncomplicated, medical history reviewed instantly. Seniors discount appreciated. Haven’t travelled yet. Show details

Peter
Peter2 posts
  International Travel Insurance - Silver Cruise

Best value for money and great claims service – We always found Insureandgo to be great value for money, and after exemplary claim service when COVID hit, we now no longer shop around for our travel insurance needs, but keep going back to insureandgo. The staff at the Aussie call centre are always friendly and most helpful. Show details ·  1

Lee and Terrance Lowry
Lee and Terrance LowryQLD15 posts
  International Travel Insurance - Silver Cruise

Relief at finding a Travel Insurer who made it easy to deal with – I have spent over a month looking at all the Travel Insurance companies online and reading the fine print. At last I found InsureandGo yesterday and after comparing to other Travel Insurance policies, I purchased this one. The Covid cover seemed to offer good cover, and as a Senior the policy offered all the items I wanted for my holiday. Their… Read more ·  1

website was easy to navigate and the online forms and medical information was easy to understand. I received the Policy number and details as soon as I made the payment which was quite well priced compared to other companies.

victor5
victor5NSW2 posts
  International Travel Insurance - Silver Cruise

It fitted our requirements – We required cruise insurance which would evacuate if absolutely necessary. Show details ·  1

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