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Part of InsureandGo Australia 4.2 
InsureandGo Australia International Travel Insurance - Silver (Single Trip)

InsureandGo Australia International Travel Insurance - Silver (Single Trip)

 Verified🏆 2026<span _componentName="SubtitleLink" {"to": " https://t.cfjump.com/33786/t/88580"}>www.insureandgo.com.au
InsureandGo Australia International Travel Insurance - Silver (Single Trip)
4.3

463 reviews

Positive vs Negative
83%17%
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Claim Resolution Time
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
3.9
Customer Service
3.9
Value for Money
4.1
5 Dave G  · Easy to apply and cost competitive. Go forth and travel!
5 AllyJ  · Unlike many other insurers, this was super easy to set up and even simple to add pre-existing medical conditions to - highly recommended.
5 Emanuel K  · It was very easy and affordable with insure and go. Everything was done in a couple minutes and we had no problems at all.
5 Karen  · Easy to use website and choose the best policy for my family Good value and the right cover for our holiday
5 Leanne Cooper  · Easy to navigate through the whole process. Prices were affordable compared to other insurers. Have been using insure and go for many years now.
5 Joils  · Just thankyou. The grace this company showed me wgen i recieved a cancer duagnosous just befire my teip was beyond words. They are beyond proffesional. Thankyou
Michelle
MichelleTAS
  Fair Incentive Verified International Travel Insurance - Silver

I've used InsureandGO every year for the last 3 years and never had any issues. My daughter has also used them and when we had to claim it was a simple process and they were really helpful. Show details

Ask the reviewer
Kirsty H.
Kirsty H.QLD3 posts
  Verified International Travel Insurance - Silver

Yet again, such an easy process to review and select the base policy we wanted to run with based on our trip needs. Super easy to customise add-on cover options, and (no additional cost)pre-existing conditions medical cover. Show details

Ask the reviewer
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Artemis
ArtemisVIC
  Fair Incentive Verified International Travel Insurance - Silver

Best online service and also when I called the call centre, super informative! Best prices and great cover all round. I went with Insurance Go as it has top pregnancy low risk cover. Thank you, team. Show details

Ask the reviewer

Reviews with attachments

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sun
sun2 posts
  Fair Incentive International Travel Insurance - Silver

I've been using InsureandGo for many years now. For every international trip I do. I will not go with another after a freak accident I had in Hawaii where I fell off a 3m ledge and survived with only bruising, concussion, a large bump on the head and a sprained pinky finger. I was so lucky. The medical costs was outrageous. Without travel… Read more

insurance, i would have been up for just under $100K AUD! Thank god for travel insurance and insuranceandgo. They were great and so easy to deal with.

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Cass
CassNSW
  International Travel Insurance - Silver

I have used InsureandGo for all of my previous 3 international trips. Great communication and competitive pricing for good service. Show details

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Angeline Murphy
Angeline MurphyWA
  Fair Incentive Verified International Travel Insurance - Silver

Whenever I have travelled overseas I use InsureandGo....the reason I use them is a work colleague (im a medic) who took out travel protection recommended them. He was travelling overseas and ended up having a cardiac event where he actually died 2 to 3 times and then had to be eventually flown home..all completely unexpected. This company took… Read more

care of EVERYTHING. It is SO important to take out travel/medical insurance...dont think it will never happen to you or your precious family! I was travelling for work while in Bali and both my friend and I became incredibly unwell. We ended up both on IVs. The doctor and nurse actually came to our hotel. They were amazing..the care was second to none! The insurance company I had intially taken out a policy with was not helpful and declined our claim! Which in hindsight was a godsend as I then found Insurengo and never looked back! On my last trip to the US and found Insurengo at least $200 cheaper than the other company's out there. I have also recommended this amazing company to others who have found feeling safe and kmowing its an Australian owned and operated group! Let's support these wonderful company's who work hard for us..bringing us the best cover and ease of sign up! Thanks again InGo Team!

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John K.
John K.NSW
  Fair Incentive International Travel Insurance - Silver

InsureandGo were easy to use and competitively priced. Will use again Show details ·  1

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Margrit Rickenbach
Margrit RickenbachNSW2 posts
  Verified International Travel Insurance - Silver

Booking was easy and for 2 Individuals quite cheap. We travel in 4 days to Vietnam. Show details ·  1

Latest follow-ups

Mick T.
Mick T.TAS3 posts
  Verified International Travel Insurance - Silver

I purchased One Trip Silver travel insurance from InsureandGo for the first time and unfortunately I got terribly disappointed by this insurer. I wouldn’t recommend anyone to buy any insurance from them ever. I lodged my first travel insurance… Read more

claim ever and after making me wait 2 weeks they rejected my claim to my absolute disbelief. It all looks straightforward and trustworthy when you buy the insurance online. My friend and I flew from Tasmania to Colombia with two different airlines. Our outbound flight with the first airline in Australia was cancelled what resulted in missing our connecting flight from LA to Bogota with the second airline. We had to buy new tickets. My friend made a claim and recovered his portion of the cost of the new ticket through his travel insurance. Luckily for him, he didn’t have his travel insurance with InsureandGo. The table of benefits clearly states: A)Cancelling my trip before departure sum insured $15,000; D)Travel delay expenses up to $1000. I have provided all the necessary supporting documents. I bought my travel insurance in a good faith. I never made a claim in my life before. Now, I feel like I have been tricked by them. As I said, it all looks good and trustworthy but when it comes to a claim, they will throw numerous reasons why they won’t cover. Don’t waste your money.

 Follow-up  · Not a surprise to me. There was absolutely no follow up by InsureandGo. The worst ever experience with a insurance company. They only get a good review for a competitive price from people who don't lodge claims. Scammers. They take your money and sell you an useless insurance. Do not go near them.

InsureandGo Australia
InsureandGo Australia    

Hi Mick, I'm sorry to hear about your… Read more (+1 reply)

Sharon
SharonSA
  Verified International Travel Insurance - Silver

Excellent customer service - I booked the wrong cover online (I accidently booked cover 'excluding' the US, when that is where I am going!) and the lady on the phone guided me and informed me of the options that best suited to my holiday budget so I… Read more ·  1

confidently changed my cover from Gold to Silver after understanding the difference. Medical Cover is the same for gold and silver. I now feel assured I have the right cover for our families. I haven't made a claim yet but the team seem to be responsive to feedback online so have trusted all will be well should I need to make a claim. I paid extra for natural disaster and for $100 excess and it was still good value.

 Follow-up  · I chose Natural Disaster as I am going the USA and I googled if a natural disaster was likely and it said yes!..... The online booking was easy but I accidently picked the wrong countries I was travelling to. Which was a blessing because then I rang and the lady was very helpful on the phone which is why I dropped to silver cover instead of… Read more

Positive reviews

Shaun S
Shaun SQLD
  Fair Incentive Verified International Travel Insurance - Silver

have used Insure&Go a few times and had to claim once (after the LHR fire in 2025). They were surprisingly efficient and honest. Will use them for as long as I'm travelling. s Show details

Karen C.
Karen C.2 posts
  Verified International Travel Insurance - Silver

Very informative about the policy I required especially regarding the health questionnaire section. I found talking to a representative far more beneficial than online. Show details

Travel Insurance

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Cheryl C
Cheryl CNSW
  Verified International Travel Insurance - Silver

I searched a number of insurance companies, especially ones I had used before or 'big' names. Although I now have diabetics, completely under control, and not insulin dependant, all wanted to add a minimum of 150% additional charge to take out a policy. When I came across InsureandGo I was pleased that they acknowledged it as an acceptable… Read more

preknown illness and gave a very reasonable quote with very good cover. One hopes you never have to draw on the cover but I felt confident they would honour all that they offered if needed.

Negative reviews

Nellie
NellieVIC3 posts
  Verified International Travel Insurance - Silver
Transparency
Customer Service
Value for Money

BEWARE Insure&Go for VERY HIGH Travel Insurance Policy Cancellation Fees. I recently Paid $386.36 for an International Travel Insurance Policy with Insure&Go for my Wife & I. I answered all their Questions honestly and truthfully. However, subsequent to my Application, an unexpected Health event occurred which impacted my Wife. This event was… Read more

clearly a NON pre-existing Health issue. However, I decided to contact Insure&Go to check with them re this unexpected event. This to confirm if my Wife was still FULLY covered by this Policy.

Insure&Go dutifully trotted out their definition of a Pre-Existing Health issue. After their response, I still had lingering doubts as to whether Insure&Go would honour the "small print" in their TI Policy.

So... later and after the Cooling Off Period had expired, I decided to lodge a query about a Cancellation Refund.

For Travel Insurance Cancellations after the Cooling Off Period has expired - the Insure&Go Website states...

QUOTE ... a Pro Rata Refund will be issued LESS Government Charges and Taxes. UNQUOTE

THERE IS NO MENTION OF A/ANY ADDITIONAL SERVICE FEE.

Insure&Go (only) offered me a $187.27 Pro Rata Refund.

This is LESS than half of my original Purchase price of $386.36 !!!

In Victoria, Stamp Duty and GST are both nominally 10% each. So... Fees & Charges were approx $75.

That clearly indicates Insure&Go have retained a HUGE Service Fee of approx $125 for this Cancellation request.

When I queried the LOW magnitude of this Refund, Insure&Go replied with this...

QUOTE ... refunds are calculated follows the process set by AFCA (The Australian Financial Complaints Authority). UNQUOTE

With no apparent recourse available... all I can say is this...

BEWARE Insure&Go for VERY HIGH Policy Cancellation Fees.

Since I have proof that my Wife's unexpected Health issue was only "actioned" AFTER the Date I paid for this Travel Insurance Policy, I have decided NOT to follow thru with a Cancellation Request.

However, I will NEVER again use Insure&Go for my future Travel Insurance needs.

Again I close with this...

BEWARE Insure&Go for VERY HIGH Policy Cancellation Fees.

InsureandGo Australia
InsureandGo Australia    

Hi Nellie, I’m very sorry to hear about… Read more

kelly m.
kelly m.
  International Travel Insurance - Silver

Due to travel being cancelled they would not even refund our unused policy prior to travel, communication is terrible and would not trust them if I had a real claim. Go elsewhere if you want cover Show details

InsureandGo Australia
InsureandGo Australia    

Hi Kelly, I am sorry to hear about your… Read more

John T.
John T.WA2 posts
  International Travel Insurance - Silver

Do not use this Travel Insurance company as they will do everything they can to not pay out on a claim. My Passport was soaked in a rain storm while on a trip to Canada resulting in the electronic chip would not work. I had to go into the Australian Consulate in Toronto to get an Emergency Passport. this meant that on our way home to Australia we… Read more

could not use our stop overs in the UAE, (3days) and Malaysia, (10 days) as we could not enter those places with an emergency Passport. our flights were cancelled with no refund. We had to re-book flights where we could not leave the international side of the airports to get home. the trip home took 27 hours. We put a claim in with Insure & Go which was knocked back. they told us that if my passport had been stolen or lost they would have paid out. But as my passport was damaged they said they knocked back my claim. It quite clearly states in their advertising, "Cancellations: trip cancellation covers for unforeseen events like injury, illness or because of other reasons outlined in the PDS." Don't trust them!

InsureandGo Australia
InsureandGo Australia    

Hi John, I am sorry to hear about your… Read more (+1 reply)

Recent reviews

Jaclyn  Trevillian
Jaclyn TrevillianVIC2 posts
  Fair Incentive International Travel Insurance - Silver

Easy to compare with other Insure and Go options, a bit on the pricey side but worth it for the inclusions. Tried to purchase using PayPal but it didn’t work, so used credit card instead - still waiting to hear from PayPal that I haven’t been double charged. I’ve used this company a few times now but never needed to claim, so I can’t speak to how easy or difficult that process is. Show details

Julie M
Julie M
  Fair Incentive International Travel Insurance - Silver

I've used InsureandGo for my last 2 international trips and I will continue to buy my travel insurance from them. On one occasion I had to adjust my dates and this wasn't a problem. My interactions with staff members have been helpful, positive and efficient. Show details

Rob
RobQLD
  International Travel Insurance - Silver

Have used InsureandGo on our last trip. Great to deal with and competitive price. Recommended by friends who had an accident in Asia, and Insureandgo were quick to respond and provide assisitance throughout their ordeal Show details

Alana
AlanaVIC6 posts
  Fair Incentive International Travel Insurance - Silver

Used this previously and they provided quick, fast service. Only catch was on a family policy and when we claimed for 3 family member's we had to pay 3 lots of excess. Show details

Lew N
Lew NQLD5 posts
  Fair Incentive International Travel Insurance - Silver

I've just book our 4th single trip holiday with insure n go. It was a bit of a worry to change but reviews on claims were good so I took the leap. Got to say getting cover on line and at good value rates is simple and easy and quick. I've not claimed but once I enquired and was given good advice on how to start a claim. I didn't proceed. … Read more

I can't remember why. I think it was a small amount and I didn't bother. However I left that conversation with more confidence in Insure N Go.

Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Silver (Single Trip) compares to other Travel Insurance

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AnnetteR
AnnetteRNSW
  Fair Incentive Verified International Travel Insurance - Silver

My husband and I started using InsureandGo a number of years ago and recently took out our 7th policy. Fortunately we have only needed to make a claim once but customer service is second to none. Personal service and caring consultants. Email communication is excellent and individual phone calls emphasising customer satisfaction is a special touch. We will continue to use InsureandGo for future travels. Show details

ZONG P.
ZONG P.
  Fair Incentive International Travel Insurance - Silver

This is my first time purchasing travel insurance from this company. I chose it because the online reviews are very positive. My trip will start in three months, and I hope I won’t need to use the insurance. However, having travel insurance gives me peace of mind while travelling overseas. Show details

Peter Emery
Peter EmeryQLD
  International Travel Insurance - Silver

Easy to use online system and value for money premiums. I have used Insure and go several times with a claim. You don't know how good your insurance is until you have to make a claim. I had a claim last year and the funds were paid promptly. That's why we have travel insurance after all. Show details

Loulou
LoulouSouth Australia2 posts
  International Travel Insurance - Silver

Your website was by far the easiest to navigate to get a quote for couples travel insurance to Bali. I had to add medical coverage and the questions were easy to understand and relatable. I was happy with the price of our policy Show details

Lynda
Lynda3 posts
  Fair Incentive Verified International Travel Insurance - Silver

Very easy purchasing process. I am a repeat customer. I have never needed to make a claim, however I have been with friends who have needed to make claims through insure and go while on overseas holidays, and I have been very impressed by the streamlined process and how quickly things were sorted out. It really gave me a sense of security in using this company. Show details

John Dale
John DaleNSW3 posts
  Fair Incentive International Travel Insurance - Silver

I'm normally a customer of the largest travel insurance provider, but having been somewhat misled in their website quoting system (the price soon escalated once basic items were included), I decided to shop around. Having used Insureandgo before (all good, no claims), I decided to give them another try. In short, the was clear and process simple,… Read more

the quote reasonable and price did not balloon. Moreover, an error I made in the application was quickly rectified by a lovely human (Ethan) in minutes.

Honest review
Honest reviewACT4 posts
  International Travel Insurance - Silver

Whilst I have not yet tested things with a claim I find InsureandGo Australia to be so good - responsive, reliable and easy to use online but whenever I have rung to clarify things they are also so friendly, helpful and above all know their product. Show details ·  1

Gill
GillNSW4 posts
  International Travel Insurance - Silver

At this stage I don’t have an issue and rate this insurer good. But I or any of your customers will only know how good and reliable your service is when anyone makes a claim god forbid. Therefore, I can’t really rate high Show details

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