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Part of InsureandGo Australia 4.2 
InsureandGo Australia International Travel Insurance - Gold (Single Trip)

InsureandGo Australia International Travel Insurance - Gold (Single Trip)

 Verified🏆 2026www.insureandgo.com.au
InsureandGo Australia International Travel Insurance - Gold (Single Trip)
4.2

1,454 reviews

Positive vs Negative
80%20%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.0
Transparency ?
3.8
Customer Service
3.8
5 kylie  · This is my second time using insure and go would highly recommend absolutely wonderful to deal with and stress free
5 Trip  · Quick turnaround quote, clear website for online purchase, good customer service when an error was made.
5 Rod  · Highly rated travel insurance. Easy to complete details making getting insurance fast.
5 leah s.  · so far so good. I bought the insurance because of the reviews. hopefully if any thing comes up on our holiday we will be reimbursed easily.
5 Elisabeth L  · Easy to use website and straight forward comparable levels of cover, all at a good price.
5 Sandra C  · Have used this policy previously. Had to make small claim, process was simple
Julie S
Julie SNSW
  International Travel Insurance - Gold

I was very impressed with the person on the phone who walked me through the policy details. It was the 3rd insurance company I rang and was very impressed both with the service and the price it come. Show details

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Amy D
Amy D5 posts
  Verified International Travel Insurance - Gold

My phone accidentally fell off a fort wall in Sri Lanka onto some rocks and into the ocean. The tide was out so we were able to retrieve it but the screen failed the next day. InsureandGo assessed and approved my claim within 2 business days and I had money in my account within a week from approval. Incredible service, will never go with anyone else for travel insurance again! Show details

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Paul V
Paul VSA5 posts
  Fair Incentive International Travel Insurance - Gold

Referral discount from Australian Frequent Flyer of 15%. Not the deciding factor however the reviews were good he levels of cover easy to understand and overall value was good. Show details

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Reviews with attachments

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Kat
KatNSW3 posts
  Verified International Travel Insurance - Gold

Easy procees, helpful customer service and not too many options which gives clarity Show details

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nicole
nicoleQLD9 posts
  Verified International Travel Insurance - Gold

Easy to navigate the site. The pricing is very reasonable. I was referred by a business partner who runs motorcycle tours worldwide, luckily I have never had to use the policy, however they recommend to their patrons to use insureandgo due to having hassle-free claims and good coverage for previous clients. I have bought insureandgo for three trips now, and have recommended to a number of travel partners. Show details

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Pete D
Pete DNSW2 posts
  Verified International Travel Insurance - Gold

We purchased travel insurance with InsureandGo Australia for our family trip to Japan and found the policy easy to set up and well priced for the level of cover provided. The coverage was clear, comprehensive, and suited international travel, including medical expenses and travel disruptions, which gave us real peace of mind while overseas. The… Read more

policy documentation was straightforward and easy to understand, and we felt confident knowing we were well covered throughout our trip. Thankfully we didn’t need to make a claim, but based on the clarity of the policy and overall experience, we would happily use InsureandGo again for future travel.

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Simon
SimonNSW2 posts
  Verified International Travel Insurance - Gold

Travel insurance is the one vital travel expense we are willing to pay for and never use. We have been using Insure And Go now for several years as the cover for snow sports is required, is well priced and fairly straight forward to understand. In all the years of taking out insurance we never made a claim. That all changed in 2024 when one of… Read more ·  1

our party broke their leg while skiing in Canada. Contact with the insure was good but suffered a bit from being in different time zones. You need to be very clear that you are all on the same wavelength with regards to this. References with terms like "today" "tomorrow" would have been better replaced by actual days and dates as our "today" was their yesterday, their "tomorrow" was our two days time. Once this was sorted out the whole process became easier to understand. With minimal fuss we were taken care of by being personally escorted through the airports, rapid repatriated back to Australia in business class (flat seating was required) and provided with ground transport back home in Sydney.

Once home the claims process was faily straight forward with us providing the travel documents, receipts and anything else that Insure And Go needed. This process can be a bit overwhelming and if you are unsure you can always call them for help and advice. Our claim was processed faster than expected and for an amount that was fair to both sides. Yes, we did not get everything back that we claimed but we could see the insurers side of the conversation with regards to the items deminished or denied. There will never be a total "winner" in these situations, only both parties trying to minimise total loss of funds and get a fair resolution that both sides can live with.

All in all I would reccomend Insure And Go and we will and have continued to use them for following holidays and for our next ski trip.

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AMANDA
AMANDAWA
  Fair Incentive International Travel Insurance - Gold

Quick and simple – We travel every year overseas and this year we were recommended to insureandGo the whole process, you websit was so simple to use. Thank you so much Show details ·  1

Latest follow-ups

Ian H
Ian HVIC
  Fair Incentive International Travel Insurance - Gold

I found it to be very competitive and I have a serious medical background issues that have cost me many dollars elsewhere, this covered them and allowed me to take a trip without taking a mortgage out! Very pleased, policy was also easy to fill out and I will be using them again Show details

 Follow-up  · I havent made a claim as yet, hopefully not Yes I compared policies, around 10 of them none as good or comprehensive Heart issues, stroke etc, most serious conditions you can insure.

Sujay Krishnamoorthi
Sujay KrishnamoorthiQLD4 posts
  Verified International Travel Insurance - Gold

Hidden Clause Traps Beware & Disabled Travelers! Insure Go Denied My Baggage Claim Bought Insure&Go OneTrip Gold travel insurance for my family holiday to India (policy 3101834066), but had to check all my camera gear as a photographer with a… Read more

disability – I physically cannot carry heavy items in hand luggage safely.​

Claim denied under Section E1: "Valuables must be in hand luggage" exclusion a sneaky fine-print gotcha not warned about when buying!

InsureandGo baggage claim denied, travel insurance valuables exclusion, this policy leaves you exposed. Avoid Insure&Go unless you want zero coverage when gear gets damaged.

 Follow-up  · Follow up! No consideration for people with vulnerabilities, disabilities and other conditions. As the primary focus is filmy based on their policy clause. They don’t care

InsureandGo Australia
InsureandGo Australia    

Hi Sujay, I’m sorry to hear about your… Read more

Brendan F.
Brendan F.NSW24 posts
  International Travel Insurance - Gold

As always these kinds of insurance are "easy to buy", but as I'm 52 and have had some medical issues there were extra costs to get the right cover. The Mrs has also had sugeries that needed recording. Due to this, the cover wasn't cheap, but as… Read more

we were going through 5 countries we thought it best we had it covered. We're pretty careful so avoided places in Italy where pickpockets are rife (like the metros), and had a great trip with no need to claim. I know claims are always the hard part and that I cannot comment on that process, hence "full five stars", the main reason for this is I felt we had the cover we needed and when we got back they sent us an email in case we needed to raise a claim. I appreciated that email, and felt like they weren't just playing "we've got your money, now get lost" like many insurers. Now we've used them, I'd use them again, they were a little expensive but I guess they have to cover risks with people with pre-existing medical conditions and at least I felt having told them and having these accepted was peace of mind.

 Follow-up  · Just to follow up, we didn't need to claim anything, as you always hope not to. I was encouraged though by them sending a follow up email that basically said "if you have any claim to make here's how to do it", that was refreshing and encouraged me that they do want to service those in need.

Positive reviews

Bronwyn McCabe
Bronwyn McCabe
  Verified International Travel Insurance - Gold

We found the online application was uncomplicated, stress free and gives you peace of mind. The information given by us was accessed and the policy was issued same day. We have recommended the insurer to friends. This is our second time using the insurer. Show details

Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Gold (Single Trip) compares to other Travel Insurance

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Cherie J
Cherie JNSW2 posts
  Fair Incentive International Travel Insurance - Gold

I was offered a birthday discount which prompted me to take out cover for my next trip. Super easy and fast. Great price. I have used InsureandGo on a previous trip. I had to make a claim and that was also a smooth process. Show details

Leanne B.
Leanne B.QLD2 posts
  Verified International Travel Insurance - Gold

It's a no brainer really, when travelling overseas whether it be a cruise or flying Insure and Go are the only travel insurance provider. My girlfriend was travelling with me to Vietnam 12 months ago but needed emergency knee surgery and recovery was not great, no issue with her getting her trip cost back, process very straight forward. Myself I… Read more

had to claim for my daughter who got pneumonia just prior to flying to USA for her brothers wedding, again no issues...

Negative reviews

mickey1411
mickey14115 posts
  Verified International Travel Insurance - Gold

This was our 8th family trip overseas. Policy was reasonably priced. Tried calling the toll free number from overseas regarding hospital costs (reimbursement) multiple times and call would not connect. Emailed several times regarding same query and no response even after a week. Finally got a response and was told to call toll free number again… Read more

which didn’t work. Claim process was an absolute nightmare. Took around 3 months to resolve and different customer service reps provided different advice. Initially our claim was refused in its entirety. Some appeared to lack basic training in the claims process. One of our bags was lost while transiting. Bag had items from 3 different family members. Claim required we needed to pay 6 excesses for the one bag. One excess paid x 3 times due to items from 3 different people and a different excess x 3 again. From memory needed to pay about $800 in excesses. Claims portal was extremely clunky as it wouldn’t save our progress or allow us to submit. Our claim was finally accepted after dozens of calls and emails. Needed another holiday to reset from the extremely lengthy and frustrating claims experience. First and last time will use Insure & Go. I hope others have a more positive experience when claiming.

InsureandGo Australia
InsureandGo Australia    

Hi Mickey, I’m sorry to hear about your… Read more

Gene T.
Gene T.
  International Travel Insurance - Gold

Should be 0 stars. Really poor service. They refused to cover a flight cancellation because we were informed by the airline prior to travelling to the airport. Apparently its in the small print??? Show details

 Follow-up  · I was contacted for details which i supplied. I have heard absolutely nothing since. I feel they are just going through the motion of pretending to try to help

Jackie Peach
Jackie PeachWA7 posts
  International Travel Insurance - Gold

After extensive internet research I found Insure & Go appeared to have a policy that covered all my concerns for a tour of India so I rang them just to confirm. One of the questions I asked was if the tour company cancels the trip will I be covered and the reply was yes and yes to all the other questions so I went ahead and purchased the policy.… Read more

The next day I got a call from my tour company saying they had moved my tour 4 days forward! I wasn't concerned as I thought I was covered. I rang Insure & Go to ask how I proceed and they told me I'm not covered for that!! I was shocked and devastated as this meant a loss of my flight costs $1200. The people I spoke to at Insure & Go with further calls weren't at all sympathetic or helpful until finally someone said they'd refer me to another department who then said I could lodge an appeal but that would take approximately 10 days. Now I've come up against a wait from my tour company for a letter of proof so I'm hanging in limbo. Insure & Go have been one big let down and really taken the shine off the trip I've waited a lifetime to make. Following is taken from Insure & Go pds: SECTIONS OF COVER SECTION A – CANCELLING YOUR TRIP BEFORE DEPARTURE What you are covered for If you have to cancel your trip because of one of the reasons listed below we will pay up to the amount shown in the Table of benefits for: • travel and accommodation expenses and pre-paid meal expenses which you have paid or have agreed to pay under a contract and which you cannot reasonably recover from any sources;

Jackie Peach
Jackie Peach   

So my claim has been refused. If your tour company cancels the trip you are not covered. Insure &… Read more (+2 replies)

Recent reviews

Denise
DeniseSA5 posts
  Fair Incentive International Travel Insurance - Gold

Website was easy to use and getting the right insurance was a simple process. Good value as well, I did a search and InsureandGo were the cheapest for what we wanted for our travel insurance. Show details

David  Armstrong
David ArmstrongNSW4 posts
  International Travel Insurance - Gold

I got quote from multiple companies and found InsureandGo to have the best cover st a reasonable price.It was also the easiest to insure with. I would recommend them as a preferred Insurer. Show details

David
David
  International Travel Insurance - Gold

Every trip I take I use insure and go travel insurance, and I travel yearly , sometimes a couple of trips a year. My husband and I travel separately as we like different destinations he also uses Insure and Go, they are great for him as he takes out extras, like winter sports. Easy to do yourself competitive pricing, the team always answer any… Read more

questions promptly and find them to all be very helpful and polite. Even when the world shut down with Covid, I was supposed to travel to India that week Insure and Go were on the ball, contacting me, to help me thru my claim. I DON’T go anywhere else for my travel insurance. Thanks Debbie✈️️

Mark Rogers
Mark RogersQLD
  Fair Incentive Verified International Travel Insurance - Gold

Very easy to purchase. Support during claim process was excellent, made to feel you were supported and accounts paid promptly to providers of care, finalised within a month of returning home. Show details

Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Gold (Single Trip) compares to other Travel Insurance

Know better, choose better.

Compare all
Jane
JaneWA
  Fair Incentive International Travel Insurance - Gold

Had a query with the family policy and emailed an enquiry. Took a little while for a reply so then rang the helpline and got my answer and took out policy. Then i received a reply which contradicted what I was told but they have honoured the advice given and my policy is okay. So very happy with that. Show details

ABrooks
ABrooksSA
  International Travel Insurance - Gold

Insure and Go Insurance is a great price and is easy to understand the details prior to purchase. If we do need to make a claim the process is clear and resolved promptly. We highly recommend!! Show details

Caileen
Caileen
  Fair Incentive International Travel Insurance - Gold

Very impressed at how easy it was to navigate and choose our cover. It was also best the best price and value for money, more money for us to use on our trip ;-) Show details

Giuliana Postregna
Giuliana PostregnaVIC4 posts
  International Travel Insurance - Gold

When it came time for me to choose travel insurance, I naturally started by looking at the big-name brands online. To my surprise, companies like Alliance and Cover-More had a lot of negative reviews, especially regarding how claims were handled. Then I discovered Insure and Go, and the difference was clear—the reviews were overwhelmingly… Read more

positive, and it immediately gave me confidence in their service. On top of that, their pricing was actually better than the big insurers. After my experience researching them, I would absolutely recommend Insure and Go for anyone looking for reliable, affordable travel insurance.

Julieanne N.
Julieanne N.VIC
  Fair Incentive International Travel Insurance - Gold

I have used Insure&Go since 2011 at least once a year. They are very user friendly and economical. I have not had to lodge a claim yet but am sure that will be relatively smooth as buying the insurance. Show details

Rod
Rod
  International Travel Insurance - Gold

Sadly you can't check how good your insurance is unless you make a claim. I don't want to read all these reviews about how easy it was to take out the policy (I'm sure it's great), I want to know how easy it was to get paid for a claim..! Show details

KarenM
KarenMWA
  Fair Incentive International Travel Insurance - Gold

First time using Insure and Go and found them very efficient and easy to understand. All questions answered promptly and friendly service. Would highly recommend to family and friends. Show details

david
davidNT2 posts
  Fair Incentive International Travel Insurance - Gold

The Insurance policy was laid out simply and informative, the policy covered everything we required for our trip. The web site was easy to use and clear direction was given for any assistance that was required. I would highly recommend. Show details

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