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2Joust

Joust

 Verified
2Joust
4.4

102 reviews

Positive vs Negative
91%9%
Loan TypeFixed Rate, Variable Rate and Split
Loan used for
  • First Home
  •  · 
  • Second Home
  •  · 
  • Investment Property
  •  · 
  • Refinancing
Average Loan Term25.9 years
Transparency ?
4.5
Customer Service
4.6
Application Process
4.5
Timeliness ?
4.4
Online Tools
4.1

In May 2020, LoanDolphin merged with Joust. Products and offerings remain the same but are now offered under the Joust brand.

102 reviews
1 Peter  · scam do not use them – 2 results both poor options, this is a scam. They don't offer any benefit
5 Chrys  · Made evaluating our options easy – Quick efficient and no hassle. Follow up from the winners of the auction were professional.
5 Brett  · Easy to use – Easy to use and the brokers they put us in touch with had some great deals. Would definitely use them again.
5 jimbo  · excellent – very efficient and responsive. good job loan dolphin. brokers on the service were also quick to get back in touch
4 Josh D  · Good – Very good and helpful for my loan application, finding cheaper rates better than looking online. Great to deal with again
5 Meme  · Good service – Good service and follow up from Loan Dolphin reps. Banks are asked to bid for your business which is a great idea
AngryWill
AngryWill3 posts
 

Click bait – I was about to get legal advice when I received an email from Joust that said "personal loan approved", and later realised it was a clickbait. Please stop this utterly stupid action especially when there are so many scams out there, morons.

Joust
Joust    

Dear AngryWill, Thank you for taking the time to provide a… Read more

Majid R.
Majid R.
 

Complete scam – I received a sms 5 second after I sent my application to let me know there is nobody offering loan. Honestly it would not be enough to read my name yet to read the entire application. Be aware, It is a scam to get your information to pass it to others.

dojoca
dojocaWA8 posts
 
Customer Service
Timeliness
Online Tools

Bait and switch, but helpful on the phone – I submitted Joust requests and received a number of automatic offers. I accepted one of these as they looked quite good. Turns out that Joust's system hadn't been updated (which I find hard to believe, since the rate rise was announced weeks ago) so the actual products offered by the banks were substantially more expensive than the ones allegedly on offer according to Joust. All hype, no substance. Show details

Joust
Joust    

Hi Docjoca, Thank you for using Joust and taking the time… Read more

In-depth reviews

Wayne Taylor
Wayne TaylorSA3 posts
  Verified

Back to Joust again!!!! – Back in 2021 after going through an awful legal separation with my partner, I sought Joust to get me out of trouble as I could not get a loan mainly due to my age at the time. Two years on and COVID over but interest rates up, need to get a review of my current loan. Again, contact JOUST and again, JOUST has arranged for another loan on the same… Read more

property, but at 1.25% less than I was previously on and I am now 2 years OLDER!!!! Success via David Feenan at Nectar Mortgages. David was super helpful and friendly and managed to get a new loan with some additional monies to do some maintenance around the house. All of this was even simpler than the first time around 2 years ago. If you don't use JOUST or NECTAR to get another loan, you are crazy! Don't use the mainstream banks, they are making BILLIONS of $$$ and give nothing back. Everyone shops around before buying a car or petrol, why not use these guys and save yourself time, money and most importantly, the heartache. Thanks Dave and Joust.

ka7
ka73 posts
  Verified

Happy to recommend – Found them easy to use. They were also quick to address any reservations I had, especially on privacy issues. The response from the banks and brokers were surprisingly prompt, given the current tighter lending conditions. I went with one of their brokers, Dean , who I found to be outstanding both in service and the specifics of the deal that was… Read more ·  1

offered (the rate given as well as other non-rate benefits), which I eventually took. The only reason I did not give 5 stars was that their system did not seem to recognise that I had completed the process and continued to send emails to encourage me to do so. I suspect this was because I had paused in the middle of the initial sign-up to Loandolphin's system and returned to it some weeks later. To me it was a minor inconvenience to get these emails and so to be fair, I would have given 4.5 stars but Productreview don't do 'half-scores'. So overall I was happy with the process, very happy with the broker I signed with and the Loandolphin person I spoke to. Absolutely would endorse this method for getting loans and would also recommend Loandolphin.

Clay
Clay
 

Refinancing Genius – I had stumbled across LoanDolphin while surfing the net. Their advertisement caught my eye, along with their low interest rate offers. I did my research, as I am always sceptical of anything on the net, and I found alot of positive feedback on forum's and on independent review's. So, I sent LoanDolphin the generic info that they require and… Read more

got the ball rolling.

I was extremely lucky to have Cici Wang as my Refinance Broker. She was amazing!!!! Everything was done so professionally and quickly. All the information required was relevant and transparent. Constant communication through e-mail and phone calls. The latest technology.

I am not the most tech savvy person in the world, but Cici and LoanDolphin made it so easy. They have these Automated links, wich just make things a breeze.

Cici was able to secure me an interest rate of 3.69% with a $1200 rebate from one of the big lenders.

In the end, I made money refinancing and will save thousands over the life of the loan.

Thankyou so much Cici.

Positive reviews

Anissa W.
Anissa W.NSW
  Verified

So easy – I had already commenced the mortgage process with a bank when I came across Joust. I put my details in and ended up with 6 offers really quickly. By using Joust I will end up saving $1100 per year on repayments. Show details

Roses
Roses
 

Nectar Broker – Lauren Ferry from Nectar is an excellent broker. Professional, personable, efficient. Made the whole process run smoothly . Excellent find will use Lauren again and have recommended her to others . Show details

Dakota
DakotaQLD7 posts
  Verified

Fantastic, Easy and Quick Turnaround! – I heard about Joust from a family member and thought I'd give it a go as my current lender had just passed on the lastest interest rate increase and it was up to 5.91% from 4.56% from when we opened the mortgage in Oct 2022. The website was easy to navigate, minimal details were required to get the ball rolling with bids and within 24hrs we had a… Read more

great offer of 4.94%. Working with Loan Caddie to process the new mortgage was super easy and ensured all the paper work was completed and singed in time. I couldn't have asked for a more communicative, helpful and through broker in Matt Mara from Loan Caddie who assisted in the settlement. Overall Joust has helped me and my partner save hundreds in interest payments and we couldn't be happier to recommend Joust to others wanting to refinance.

Negative reviews

Ray
RayNSW7 posts
 

BEWARE – These guys pimp your details out to brokers, under the guise of giving you access to the best deals - the lady who called me told me she was paying $10,000 to get my details - no wonder you get hounded. They should be sued for false advertising as the rates they displayed were a lot lower than what I was able to get. STAY AWAY IS THE ONLY ADVICE. Show details

Joust
Joust    

Hi Ray, Thank you for your feedback. We appreciate you… Read more

Mel
Mel2 posts
 

terrible customer seevice – I've just got a call from their representative, apparently he's the only one in WA, very arrogant and rude!! Basically told me not to waste his time if I'm only inquiring and not going for it, but the idea of shopping around is to find the best deal. You need to speak and voice out your requirements. Obviously he's doing very well and doesn't need… Read more

anyone who would like some information before signing up. I'm sticking to Commbank whom by far got the best Customer service from my experienced. To this guy from Joust, Customer service is one very important aspect of business success, just saying...

Joust
Joust    

Hi Mel, Thank you for your feedback and we are sorry to… Read more

Matt Y.
Matt Y.
 

You cannot trust them at all. Poor service – Poor service and they just leave another entry on your credit file. Work with people you can actually talk to and navigate through the system with better understanding. I made a mistake by getting sucked into their marketing.

Joust
Joust    

Hi Matt, Thank you for taking the time to review your… Read more

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Recent reviews

Gavin D.
Gavin D.WA
 

Great service – Joust put us in contact with our Broker, Craig who could not have been more helpful, friendly, responsive or professional. No hesitation whatsoever in recommending him or the Joust service Show details ·  1

Girl
Girl
 

Customer Service - Joust – I have had contact with Shareen. What a lovely genuine caring professional person and representation for JOUST she is. Well done to Shareen. Show reply

Praxad
Praxad53 posts
 

Excellent portal – We were seeking a refinance of our property and posted our query on joust and were surprised with the few options their system could match us with. We selected one and were approached by their agent who completed the refinance process with extreme professionalism and great efficiency. Very impressed with the whole experience. High recommend this great service! Show details ·  1

Lesley
LesleyWA2 posts
 

Easy smooth and perfect experience – The appointments fitted around my time and were virtual so my work wasn’t disrupted. I got competitive rates and the broker Jamie Grant was so helpful and friendly. As someone who has bought and sold a home using traditional banks I was nervous about the experience, but I would never go back to that way ever again. 10/10 can’t fault Show details ·  1

Mikey
MikeyQLD3 posts
  Verified

Super simple and super fast approval for our loan – I was very impressed with the speed and efficiency Joust handled our refinance application. They listened to what I wanted and they delivered promptly and kept me informed at every step. Amazing customer support. Show details ·  1

DaveY
DaveYSA6 posts
 

Got a great rate, simply and easily – The process was so simple and I was surprised how the competitive process actually makes a difference I got a few bids, accepted one, and then got more lower ones from others. Make them work for you, not you for them! Ended up finding a great broker and got a deal I hadn't even heard of online. Show details ·  1

Andrew
Andrew2 posts
  Verified

Brilliant idea - well executed - got my heartfelt thanks – I saw Joust advertised and decided to give them a go - brilliant - had some comparable quotes back with hours, and the whole thing was seamless. Very well done! Highly recommended Show details ·  1

Jimmy82
Jimmy82NSW14 posts
  Verified

Joust helped me achieve my goals – I was contacted by a company in Sydney, Lydian Finance, they helped me refinance and settle very quickly, this wouldn't be possible without Joust, what a wonderful website, thankyou Joust Show details ·  1

Deadlyderek
DeadlyderekQLD21 posts
 

Took way to Long and No result – First contact Joust back in Oct 2021 and was given broker George Popadalis who I have found extemely slow and difficult to deal with. sends email requesting things and then requesting more, does not explain the process well and would have taken 3 months to go through. Went to a bank myself over the Christmas, New Year period and had a result in… Read more

only 3 weeks. Less than 1 month so clearly something he is doing is not right or good. Extremely bad service and would not use Joust or a broker again.

Joust
Joust    

Thank you for taking the time to review your experience… Read more

Home Loans

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Linda
Linda
  Verified

Great concept which worked well for me! – I am so happy I have been able to achieve my goal of refinancing through Joust at an excellent rate I was happy with the service I received throughout the process Show details ·  1

Lisa Holt
Lisa HoltQLD12 posts
 

How easy does this make the job of finding a lender? – Through Joust I found an awesome Broker who found the right lenders for my needs. The process is simple: outline your requirements and lenders come to you with competitive offers. Show details ·  1

Jane
Jane
 

Easy to use service – Joust was simple and easy to use. I loved the simplicity of the approach. I was able to connect to a quality mortgage broker, application and settlement were easy as well. Haha

Jitendra Prasad
Jitendra Prasad3 posts
 

Simply the best, no time wasted – After enquiry through FB , I was connected to a mortgage broker Mathew. Joust have great mortgage brokers in their panel, who are very reliable , great customer service and have knowledge of their products. Highly recommend  Show details

Chris
Chris2 posts
  Verified

Great service – Very happy with this service and the smooth process to allow us to select a broker to take our application forward. Each step was clearly communicated to us so there were no surprises. Would definitely do this again. Show details ·  1

HsH
HsH7 posts
 

Everything was straight forward – The staff who helped me were responsive and helpful. They helped make the refinancing process much simpler. I'd like commend David and Susanna for their help in particular. Thank you for your assistance Show details ·  1

Giles
GilesQLD7 posts
 

Excellent Service – Fantastic concept! Banks come to you! A great service that I would recommend using. Customer service is excellent with immediate follow up calls! Why would you call a bank and be on hold 30 minutes when you have a service like this? Very professional and offers come to you within 24 hours.  Show details

Arnaud
Arnaud5 posts
 
Customer Service
Application Process
Timeliness

The platform pushes brokers to lie to get your business – While the idea of Joust might make sense, the reality is very different. We were told we had a relatively straightforward application, yet we had very few responses. Off the few responses, most were basically the rate displayed on the lender's website. So if you google the big bank rates or go to a comparator website, it's faster... We finally got… Read more

a response with a decent rate from a broker. 1.99%. Except that when the papers came through, it was 2.04%. I called him and he said "I had a similar case before you and managed to get 1.99%, couldn't for you" So essentially, he offered us a rate he hoped he could get us but never said anything until I questionned him about it. So beware, I will never use this site again as it promotes lies and brokers making up rates to get your business. I didn't rate terrible because Joust customer service until I selected a broker in their platform was pretty good.

Joust
Joust    

Thanks so much for the positive feedback on the experinece… Read more

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