It’s been a week since I applied for a personal loan and I still haven’t heard anything, but it’s for an emergency, at least get back to me saying it’s not approved so I can look elsewhere
Supposed to be a fair go company. Nothing fair go about them. Nothing at all. The payment they wanted was astronomical but I could still do it and still pay my bills. But they wouldn't help me because, in my opinion, I have been a victim of domestic violence, and my granddaughter has cancer. As I said, nothing fair go about them.
Search and check how money 3 are scamming people carefully !!! And we gonna all share our friend experience on tiktok and instagram and facebook to support him because they are deleting oir reviews and reporting it I’m writing this because what happened to my friend at work is beyond unacceptable,… Read more
unprofessional, and honestly disgusting. People need to know what MONEY3 really does before they trap anyone else in their games.
My friend urgently applied for a wedding loan and even put his CAR as security. His car is worth around $23,000–$24,000, and MONEY3 approved him for $15,000 against it. He gave them EVERYTHING they asked for registration papers, insurance, payslips, ID, bank statements, employer details literally everything.
They even contacted our workplace, HR, rental agency, and all his references. They told him clearly: “Your loan is approved.” This was three days before his wedding.
After he completed every single requirement, out of nowhere MONEY3 suddenly started asking for more documents again… and again… and again… like they were trying to dig for something.
My friend works with me. He has a very strong monthly income, commissions, bonuses, and he is one of the sales managers in our company with a stable job. His income alone is enough to secure the loan with no issues.
Then MONEY3 cancelled his application 3 days before his wedding over something ridiculous: They saw MoneyGram transfers on his bank statement.
They didn’t even bother to listen to the explanation even though he explained it clearly multiple times. He travelled to Lebanon on a PAID holiday from work, and since Lebanese banks don’t allow people to withdraw fresh dollars (if MONEY3 actually did REAL research they would know this), he had to transfer money to himself through MoneyGram, paying extra fees, just so he could access his own money.
Instead of understanding, they acted like this was suspicious or wrong when it was literally the ONLY available method because of the banking crisis in Lebanon.
So after wasting his time, collecting all his personal information, checking every part of his life, approving the loan, and making him spend money on insurance and documents…
They CANCELLED his loan days before his wedding. No reason. No logic. No professionalism. Just a big slap in the face from a lender that clearly doesn’t care about people, only about collecting documents.
Honestly, it feels like they only collected his information for their own use whether it’s for fraud checks or some internal nonsense because they did EVERYTHING like it was approved, and then they dropped him for a st>pid excuse.
Now, all of us his colleagues, HR team, and managers will be submitting complaints and reviews everywhere. And we will also be supporting him legally to take MONEY3 to court for causing this financial and emotional damage right before his wedding.
If you care about your time, your money, your privacy, and your sanity stay FAR away from MONEY3. They are the most unreliable, irresponsible, and unprofessional lender we’ve ever seen.
Reviews with attachments
Easy and hassle free to deal with – Needed a loan to replace several key items, Money3 was able to help out and was good to deal with. With them i was able to replace: Fridge and Freezer Car Battery and Tyres Able to pay my Rego. Eevrything was hassle free and i can confirm they gave me a fair go, despite my score looking a tad ruffish. Thank you again! Show details · 1
would use them again – they were quick, polite and easy to get along with Show reply
Easy to use! – Easy to apply quick turn around result. Interest rates a bit high even though I have a great credit rating..... I would definitely use them again in the future. Easy Show details · 1
Be Careful, They Deleting reviews from google amd reporting all bad reviews to continue scamming people If I could give ZERO stars, I would. I have never dealt with a finance company as unprofessional, time-wasting, and misleading as Money3 Finance. My experience with them has been nothing but stress, frustration, and complete disappointment … Read more
especially during one of the most important moments of my life.
I applied for a loan with my car as security. My car is worth over $24,000, and Money3 told me they could lend me $15,000 against it. They collected every document I have bank statements, IDs, payslips, rental details, employer information you name it. They even contacted my real estate agency, emailed my workplace HR, called everyone they could, and made me do all the paperwork like the loan was already fully approved.
They kept telling me the loan was “approved” and “ready to go,” so I went ahead and paid for car insurance and everything else they requested. All this happened while I was preparing for my wedding, and I told them clearly I needed the loan urgently.
Then suddenly, after 10 days of constant back-and-forth, they asked for more bank statements, more paperwork, and even asked for my plane tickets, just because they saw transfers from MoneyGram on my statement. Those transfers were simply me sending MY OWN savings to myself while on holiday in Lebanon a country where banks barely function. I explained everything, and still they kept pushing for more and more unnecessary information.
After dragging the process, after calling every person in my life, after collecting all my documents, after holding a $24,000 car as security they declined me at the last minute. Three days before my wedding.
No explanation that made sense. No responsibility. No professionalism. Just a last-second rejection after wasting my time, energy, and hope.
From my experience, this company is unreliable, extremely slow, and completely inconsistent. They put people through long, exhausting processes only to pull out when everything is already done. They take every document you have and then leave you hanging.
Before dealing with them, do your research. Check other people’s reviews. See what community groups and government consumer pages are saying. Money3 is not the company you want to rely on when you need real help.
Be careful. Don’t waste your time like I did.
Positive reviews
My entire process was amazing was always kept up to date with the happenings and how long til i could expect the money, all my options with the many lenders .thr amazing staff . . just a great service Show details · 1
I was denied a loan from cash converters but was able to get one with money3. Money3 will now be my go to for loans instead of cash converters. Thank you Lee for your help with getting a loan :) Show details
Great experience – The money 3 team made my first time applying/receiving a loan quite pleasant. Very easy experience, top communication would absolutely recommend. Show reply
Negative reviews
I have been a loyal customer for a few years paying more than the contracted repayments and have NOT missed a payment. Ive almost finished with my current loan, so I reapply and get declined. not to mention an enquiry on my credit file now , for NOTHING . They do not value loyal customers So once I’ve paid out this loan, I won’t be coming back.
Hi Tiffany, We’re sorry to hear about your disappointment… Read more
after years dealing with this company i turned to the AFCA to sort it out and had resolution within a day. predatory company i am unsure how they are still operating. DO NOT GET INVOLVED WITH MONEY3
Thank you for your feedback Kat. We’re genuinely sorry to… Read more (+1 reply)
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wth is the go – iv had 2 loans with them paid one out early in a big chunk..applied again an got declined none of my circumstances have changed ..iv never missed a single payment
Hi Mez, we appreciate you taking the time to share your… Read more
Recent reviews
Very helpful – My first time asking for a loan over $500, so I wasn't sure if they would give me one, my loan was finalized within 48 hrs, the staff were friendly and made me feel at ease thanks Show reply
Don't use this service – Don't use this service they rip you off,i used them to get finance to get a vehicle after 15 months of payments the vehicle was involved in an accident and it was a right off money3 sent me the settlement fee for the insurance but to my shocking surprise they send a bill where I loose alot as they don't care and demand you pay all there ridiculous interest upfront even if you closing the account so I don't recommend this finance company
Seems only people on Centrelink with terrible credit are approved – Straight up declined for a small personal loan despite working full time and no defaults. Yet I know 2 people on Centrelink who realistically cannot afford to repay a loan, should never have been approved for a loan not to mention both have outstanding defaults on their credit history. Does not make any sense at all.
Thanks for leaving your feedback Lizzy. To help us improve… Read more
Loan application FAIL – I am highly disappointed in money3s assessment 1: I waited over a week (23/09 to 01/10) Despite having contacted money3 three times to enquire about the progress of the application. 2: finally today karun calls me and explains that money 3 has a very deep backload of applications (really!) 3: hands me a list of diificult information to put… Read more
together for him ( isn’t that his job?) I have had 2/3 loans with money3 in the recent past. I have always honoured my debt. I told him considering his lazy attitude towards this application to withdraw my application. It turns out i can get by without the loan. I am extremely happy it didnt go through. I borrowed 3,000 and paid back 9000!!!! What was i thinking. There are many great options for cash loans.
Thanks for leaving your feedback Tati. Unfortunately we… Read more
Rude Customer Service. No help – Asked a question on live chat about a personal loan, was polite and not abusive in anyway and instead of responding all that appeared on the screen was 'agent disconnected'. Wow! Is that why we can't see anyone in person anymore? Thanks Money3! You're really there for people. NOT!! Would put 0 stars if it was possible. Appalling behaviour and very disappointed.
Hi, thanks for letting us know. Our Live Chat function… Read more
Will not help you they are money hungry – The rip you off also they take too long to respond back I've asked for help before they just laughed at me don't go with money 3
Hi, Thanks for your feedback. We're sorry to hear that… Read more (+3 replies)
If you think you deserve a 2nd chance at finance definitely recommend giving Money3 a go – Wasn't expecting the outcome but I'm so happy getting a 2nd chance to improve my credit rating .A big thankyou .Amazing service and a prompt reply can't thankyou enough. Show reply
Easy loans – They approved my application even though I am on Centrelink benifits. I found that the process wasn't too problematic and fairly easy to get through. I would recommend that if you're having difficulties in obtaining a loan to give Money 3 a go. I would like to say a big thank you to the team at Money 3. Show details · 1
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Finance quick and easy – Extremely easy to apply online. Paper work is emailed. Contract emailed for you to go over and sign. All details of fees are in this contract. The information for bank statements and income was a simple fill in, give permission and click. They do the rest. A quick phone call from Money3 to check details are correct. And presto, in the bank by the next day. (if approved of course). p.s. Centrelink pension income approved. Show details · 1
Was good till they scammed me – Was a good company. But dam I over payed with sale of old car on my loan was told over the phone about 2weeks ago that she can see the over payment now talking to the live chat team there is no over payment. U for real time are hard without unlawful company scamming there customer's ombudsman here I come
"Hi Nathon Thanks for your feedback. We're sorry to hear… Read more
Disappointed – I went to aply for a loan it wasn't for a lot of money unfortunately i wasn't successful which is typical of money 3 as i all ready have a current loan so I put in a complaint bout the sales department so I will say it again I will never recommend them to anyone now or in the future they like charging you if you're payment is late but they won't help. Show details
"Hi Osss Thanks for your feedback. We're sorry to hear… Read more
[Contents Removed] – “We’ll give you a fair go” is their slogan yet they reject someone who is employed and more than capable of repaying a loan. Not to mention the application process leaves an enquiry on your credit report so thanks for nothing. Will NEVER recommend this incompetent bunch of clowns. And don’t bother attempting to contact Money3. They hide behind no reply email addresses.
Hi Mara, Thanks for your feedback. We're sorry to hear… Read more
Had us move toward the house of our dreams – We applied for personal loan just to finish off our home with some furniture. I was less than 6 month out of discharge bankruptcy so the fact money 3 would help was fantastic Thankyou Show details · 1
AAA++ – very easy to deal with, always keeping in touch through out loan process, will treat you fairly, gave me a loan being on centrelink, highly recommend Show reply
Brilliant customer service and products – Money3 have always come through when I have needed them, they have excellent interest rates with realistic repayments Show details · 1
I have been using money3 for years.and never not paid them – I have been with money3 for years.even though when I borrow 2500 I'm all most paying double back.and when I do miss a payment I let them no and I put my payments up to make up for it.there got a lot of interest of me over the years.i have been a good customer and a loyal one.i finished paying of my loan and applied for another loan and they said… Read more
no my criteria didn't meat there approval.but nothing has changed in my payments.so remember future customers if your loyal to them don't exspect it back.i was so disappointed with the way they treated a long term loyal customer who even put customers there way because I thought they looked after there customers. MPH from hobart
Hi Michael Thanks for your feedback. We're sorry to hear… Read more
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