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Part of Money3 4.4 
2Money3 Personal Loans

Money3 Personal Loans

 Verifiedmoney3.com.au
2Money3 Personal Loans
4.3

294 reviews

Positive vs Negative
86%14%
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Average Loan Term2.7 years
Transparency ?
4.5
Customer Service
4.5
Application Process
4.4
5  Steve G.  · Easy to use fast service with a couple days had to funds
1  Bob  · Worst company, never gets back to you – Never gives an outcome, no communication or anything. Try somewhere else
5  Melissa  · Highly recommend – Absolutely amazing customer service. Money available within hours. Would highly recommend Money3
5  Michelle n.  · Amazing – Thank you Abbie you made what we thought impossible to come true , we cannot thank you enough
Unknown
Unknown NSW 2 posts
   Personal Loans

It’s been a week since I applied for a personal loan and I still haven’t heard anything, but it’s for an emergency, at least get back to me saying it’s not approved so I can look elsewhere

Ask the reviewer
Simon
Simon
   Personal Loans

Very fast loan application and acceptance. Easy repayments and super nice customer service. Show reply

Kimmie
Kimmie QLD 2 posts
   Personal Loans

Supposed to be a fair go company. Nothing fair go about them. Nothing at all. The payment they wanted was astronomical but I could still do it and still pay my bills. But they wouldn't help me because, in my opinion, I have been a victim of domestic violence, and my granddaughter has cancer. As I said, nothing fair go about them.

Money3
Money3    

We’re truly sorry to hear about what you’re going through.… Read more

Reviews with attachments

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Tania H.
Tania H.
   Verified  Personal Loans

Search and check how money 3 are scamming people carefully !!! And we gonna all share our friend experience on tiktok and instagram and facebook to support him because they are deleting oir reviews and reporting it I’m writing this because what happened to my friend at work is beyond unacceptable,… Read more

unprofessional, and honestly disgusting. People need to know what MONEY3 really does before they trap anyone else in their games.

My friend urgently applied for a wedding loan and even put his CAR as security. His car is worth around $23,000–$24,000, and MONEY3 approved him for $15,000 against it. He gave them EVERYTHING they asked for registration papers, insurance, payslips, ID, bank statements, employer details literally everything.

They even contacted our workplace, HR, rental agency, and all his references. They told him clearly: “Your loan is approved.” This was three days before his wedding.

After he completed every single requirement, out of nowhere MONEY3 suddenly started asking for more documents again… and again… and again… like they were trying to dig for something.

My friend works with me. He has a very strong monthly income, commissions, bonuses, and he is one of the sales managers in our company with a stable job. His income alone is enough to secure the loan with no issues.

Then MONEY3 cancelled his application 3 days before his wedding over something ridiculous: They saw MoneyGram transfers on his bank statement.

They didn’t even bother to listen to the explanation even though he explained it clearly multiple times. He travelled to Lebanon on a PAID holiday from work, and since Lebanese banks don’t allow people to withdraw fresh dollars (if MONEY3 actually did REAL research they would know this), he had to transfer money to himself through MoneyGram, paying extra fees, just so he could access his own money.

Instead of understanding, they acted like this was suspicious or wrong when it was literally the ONLY available method because of the banking crisis in Lebanon.

So after wasting his time, collecting all his personal information, checking every part of his life, approving the loan, and making him spend money on insurance and documents…

They CANCELLED his loan days before his wedding. No reason. No logic. No professionalism. Just a big slap in the face from a lender that clearly doesn’t care about people, only about collecting documents.

Honestly, it feels like they only collected his information for their own use whether it’s for fraud checks or some internal nonsense because they did EVERYTHING like it was approved, and then they dropped him for a st>pid excuse.

Now, all of us his colleagues, HR team, and managers will be submitting complaints and reviews everywhere. And we will also be supporting him legally to take MONEY3 to court for causing this financial and emotional damage right before his wedding.

If you care about your time, your money, your privacy, and your sanity stay FAR away from MONEY3. They are the most unreliable, irresponsible, and unprofessional lender we’ve ever seen.

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Noah H.
Noah H. 2 posts
   Verified  Personal Loans

Be Careful, They Deleting reviews from google amd reporting all bad reviews to continue scamming people If I could give ZERO stars, I would. I have never dealt with a finance company as unprofessional, time-wasting, and misleading as Money3 Finance. My experience with them has been nothing but stress, frustration, and complete disappointment … Read more

especially during one of the most important moments of my life.

I applied for a loan with my car as security. My car is worth over $24,000, and Money3 told me they could lend me $15,000 against it. They collected every document I have bank statements, IDs, payslips, rental details, employer information you name it. They even contacted my real estate agency, emailed my workplace HR, called everyone they could, and made me do all the paperwork like the loan was already fully approved.

They kept telling me the loan was “approved” and “ready to go,” so I went ahead and paid for car insurance and everything else they requested. All this happened while I was preparing for my wedding, and I told them clearly I needed the loan urgently.

Then suddenly, after 10 days of constant back-and-forth, they asked for more bank statements, more paperwork, and even asked for my plane tickets, just because they saw transfers from MoneyGram on my statement. Those transfers were simply me sending MY OWN savings to myself while on holiday in Lebanon a country where banks barely function. I explained everything, and still they kept pushing for more and more unnecessary information.

After dragging the process, after calling every person in my life, after collecting all my documents, after holding a $24,000 car as security they declined me at the last minute. Three days before my wedding.

No explanation that made sense. No responsibility. No professionalism. Just a last-second rejection after wasting my time, energy, and hope.

From my experience, this company is unreliable, extremely slow, and completely inconsistent. They put people through long, exhausting processes only to pull out when everything is already done. They take every document you have and then leave you hanging.

Before dealing with them, do your research. Check other people’s reviews. See what community groups and government consumer pages are saying. Money3 is not the company you want to rely on when you need real help.

Be careful. Don’t waste your time like I did.

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James
James QLD 21 posts
   Verified  Personal Loans

Easy and hassle free to deal with – Needed a loan to replace several key items, Money3 was able to help out and was good to deal with. With them i was able to replace: Fridge and Freezer Car Battery and Tyres Able to pay my Rego. Eevrything was hassle free and i can confirm they gave me a fair go, despite my score looking a tad ruffish. Thank you again! Show details ·  1

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Michael M.
Michael M. QLD
   Verified  Personal Loans

would use them again – they were quick, polite and easy to get along with Show reply

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Maryann R.
Maryann R. 2 posts
   Personal Loans

Easy to use! – Easy to apply quick turn around result. Interest rates a bit high even though I have a great credit rating..... I would definitely use them again in the future. Easy Show reply

Latest follow-ups

Allan R
Allan R
   Personal Loans

Low income consideration – Ease of application with the help of a broker. Quick response and generally a good interest rate. Show reply

 Follow-up  · After my previous loan application being approved and finalising I applied for another small loan with exactly the same criteria. Nothing had changed but it was denied at the 11th hour after being told it was approved. No matter how and what i explained and supplied would they would not accept. Nothing had changed from the previous loan requirements.

Positive reviews

JOSHUA
JOSHUA
   Personal Loans

Good rate and flexibility is awesome and service an respectful Show reply

Susan K
Susan K QLD
   Personal Loans

Very helpful considerate professional and understanding and have never been disrespectful Show reply

Marty
Marty SA 4 posts
   Personal Loans

It was a easy process and they were very helpful and it was processed really quickly Show reply

Find out how Money3 Personal Loans compares to other Personal Loans

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Negative reviews

J.brown
J.brown 7 posts
   Personal Loans

Unfair no good they're where good once now not so good

Money3
Money3    

We are sorry to hear you feel this way J.brown, especially… Read more

Tiffany
Tiffany
   Personal Loans

I have been a loyal customer for a few years paying more than the contracted repayments and have NOT missed a payment. Ive almost finished with my current loan, so I reapply and get declined. not to mention an enquiry on my credit file now , for NOTHING . They do not value loyal customers So once I’ve paid out this loan, I won’t be coming back.

Money3
Money3    

Hi Tiffany, We’re sorry to hear about your disappointment… Read more

kat
kat 5 posts
   Personal Loans

after years dealing with this company i turned to the AFCA to sort it out and had resolution within a day. predatory company i am unsure how they are still operating. DO NOT GET INVOLVED WITH MONEY3

Money3
Money3    

Thank you for your feedback Kat. We’re genuinely sorry to… Read more (+1 reply)

Recent reviews

Sharon J.
Sharon J. VIC 3 posts
   Personal Loans

My entire process was amazing was always kept up to date with the happenings and how long til i could expect the money, all my options with the many lenders .thr amazing staff . . just a great service Show reply

manaiagasu90
manaiagasu90 QLD
   Personal Loans

I was denied a loan from cash converters but was able to get one with money3. Money3 will now be my go to for loans instead of cash converters. Thank you Lee for your help with getting a loan :)

Mez
Mez 2 posts
   Personal Loans

wth is the go – iv had 2 loans with them paid one out early in a big chunk..applied again an got declined none of my circumstances have changed ..iv never missed a single payment

Money3
Money3    

Hi Mez, we appreciate you taking the time to share your… Read more

Jaa
Jaa NSW 2 posts
   Personal Loans

Great experience – The money 3 team made my first time applying/receiving a loan quite pleasant. Very easy experience, top communication would absolutely recommend. Show reply

Kathy M.
Kathy M.
   Personal Loans

Very helpful – My first time asking for a loan over $500, so I wasn't sure if they would give me one, my loan was finalized within 48 hrs, the staff were friendly and made me feel at ease thanks Show reply

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abrahamilich33
abrahamilich33 NSW
   Personal Loans

Deceptive – “We can’t tell you what the interest rate for your person loan will be” these guys can’t be serious.

Money3
Money3    

Hi Abrahamilich33, we appreciate your feedback and… Read more

Find out how Money3 Personal Loans compares to other Personal Loans

Know better, choose better.

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willem v.
willem v. 2 posts
   Verified  Personal Loans

Don't use this service – Don't use this service they rip you off,i used them to get finance to get a vehicle after 15 months of payments the vehicle was involved in an accident and it was a right off money3 sent me the settlement fee for the insurance but to my shocking surprise they send a bill where I loose alot as they don't care and demand you pay all there ridiculous interest upfront even if you closing the account so I don't recommend this finance company

Tim F.
Tim F. SA
   Personal Loans

Personal Loan – Loan arranged through a broker. Easy to complete paperwork, quick turnaround and funds available on time as promised. Show reply

Lizzy
Lizzy Tasmania 5 posts
   Personal Loans

Seems only people on Centrelink with terrible credit are approved – Straight up declined for a small personal loan despite working full time and no defaults. Yet I know 2 people on Centrelink who realistically cannot afford to repay a loan, should never have been approved for a loan not to mention both have outstanding defaults on their credit history. Does not make any sense at all.

Money3
Money3    

Thanks for leaving your feedback Lizzy. To help us improve… Read more

Tati
Tati NSW 2 posts
   Personal Loans

Loan application FAIL – I am highly disappointed in money3s assessment 1: I waited over a week (23/09 to 01/10) Despite having contacted money3 three times to enquire about the progress of the application. 2: finally today karun calls me and explains that money 3 has a very deep backload of applications (really!) 3: hands me a list of diificult information to put… Read more

together for him ( isn’t that his job?) I have had 2/3 loans with money3 in the recent past. I have always honoured my debt. I told him considering his lazy attitude towards this application to withdraw my application. It turns out i can get by without the loan. I am extremely happy it didnt go through. I borrowed 3,000 and paid back 9000!!!! What was i thinking. There are many great options for cash loans.

Money3
Money3    

Thanks for leaving your feedback Tati. Unfortunately we… Read more

King T
King T
   Fair Incentive  Personal Loans

Best service – Glory and team has been very helpful. Process was smooth sailing and efficient service. Highly recommended ! Show reply

Psycho C.
Psycho C.
   Personal Loans

Rude Customer Service. No help – Asked a question on live chat about a personal loan, was polite and not abusive in anyway and instead of responding all that appeared on the screen was 'agent disconnected'. Wow! Is that why we can't see anyone in person anymore? Thanks Money3! You're really there for people. NOT!! Would put 0 stars if it was possible. Appalling behaviour and very disappointed.

Money3
Money3    

Hi, thanks for letting us know. Our Live Chat function… Read more

Rob
Rob WA
   Personal Loans

Quick and easy – Quick and easy to apply very simple to use the website Show reply

Mish
Mish VIC 4 posts
   Personal Loans

Great easy application – Awesome company to deal with fast & hassell free would recommend to everyone Show reply

0sss
0sss VIC 28 posts
   Personal Loans

Will not help you they are money hungry – The rip you off also they take too long to respond back I've asked for help before they just laughed at me don't go with money 3

Money3
Money3    

Hi, Thanks for your feedback. We're sorry to hear that… Read more (+3 replies)

Chris
Chris Tasmania
   Personal Loans

Great communication, fast service and I highly recommend money3 – Very pleasant, easy experience without any stress. One very happy customer. Show reply

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