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Private Capital Management Home Loans

Private Capital Management Home Loans

 Verifiedprivate-capital.com.au
Private Capital Management Home Loans
5.0

88 reviews

Positive vs Negative
100%0%
Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Loan used for
  • First Home
  •  · 
  • Second Home
  •  · 
  • Investment Property
  •  · 
  • Refinancing
Average Loan Term25.4 years
Transparency ?
5.0
Customer Service
5.0
Application Process
5.0
Timeliness ?
5.0
Online Tools
5.0
5 darren k.  · Helpful and proactive – Nathan is very proactive and helpful in providing many options
5 Francesca T.  · Fantastic broker, would recommend – Nathan was not only interested in just getting me the best rate, but also long term & bigger picture financial goals.
5 Jason  · Great guy! – Fantastic to be working with Nathan. He will not let you down!

Reviews with attachments

  • Thumbnail
Lachlan Feeney
Lachlan Feeney
  Home Loans

Nathan and the team at PCM were exceptional and I would highly recommend them to anyone! – Nathan and the team at PCM were exceptional and I would highly recommend them to anyone! As first home buyers they took our dream and made it a reality with the upmost professionalism and due diligence. With a personal touch you just don’t find anywhere else, a heartfelt thank you goes out to the team working with us to get the job done seamlessly in the time constraints we faced. Show details ·  1

In-depth reviews

Ben
BenNSW
  Home Loans

Incredible service, I felt supported throughout the whole process – I had the privilege of working with Nathan as my mortgage broker, and I must say, he's truly exceptional in his field. Nathan possesses a remarkable talent for simplifying complex mortgage matters, making them easy to grasp. He patiently walked me through all the various options, ensuring I had a clear understanding of each one. It's evident that… Read more ·  1

he genuinely cares about his clients' well-being and strives to empower us to make informed decisions.

But it's not just Nathan's knack for explanation that impressed me. He demonstrated an unwavering commitment to securing the most favourable financial packages for me. His deep knowledge of the mortgage landscape and his diligent pursuit of the best terms and rates were truly remarkable.

What truly sets Nathan apart is the consistent support he provided throughout my entire journey of purchasing my first home. The process can be daunting, but Nathan was always there to answer my questions and offer a friendly and reassuring presence throughout key moments in the purchasing process.

Marissa L.
Marissa L.NSW
  Home Loans

Excellent, efficient and seamless service – Nathan was highly recommended by my cousins and I understood why, as he was an expert in his field. As a first home buyer, he brought me through the process of securing my first home loan. Not only did he explain to me each part of the process, he was also super quick to respond to any of my queries. Due to Covid, we were unable to communicate… Read more ·  1

face-to-face but as his processes are up-to-date with the times, going digital with forms and video communication, this made the process less stressful and seamless. Very different from some brokers that are more old school and prefer you to print and fill out the forms and scan it back in, meeting in person etc. Nearing my settlement in July 2020, once he had done the valuation of my property he was able to manage my expectations on how Covid will affect my loan and we worked out our number to loan from the bank. And we were able to achieve that! I highly recommend him for his services as he is detailed oriented, diligent and pleasant to deal with.

Paul B.
Paul B.
  Home Loans

It was so easy – I have worked with Nathan over the past 12 months to put together a financial plan to grow my wealth; implement life and income protection insurance; help me buy a new home and completed my mortgage. My financial plan was thorough and saved me a significant amount in investment fees for my super. Nathan now manages my super investments and feel… Read more ·  1

comfortable about the “set and forget” strategy so I don’t need to worry about it. I haven’t had the confidence to apply for income protection insurance. Nathan helps me though the application process, going through my medical history and arranging a nurse to come to work to take my blood tests. Nervous buying a new home, Nathan guided me through buying my first home. He had real estate agent contacts that looked after me as they knew I wanted to buy. Nathan than linked me up with an excellent lawyer to do my conveyancing. I was super cautious being a first homeowner though felt very safe and confident with how the process was going. As part of my final wealth management journey, Nathan arranged a loan with a lender that was far more competitive than my Big Bank. He arranged the finance, spoke to the solicitor, the real estate agent and lender and joined them all together. He helped me arrange strata reports, pest reports, and arranged property reports on each properties I was looking at. I would recommend Nathan to anyone.

Recent reviews

Dsultana
Dsultana
  Home Loans

We were so fortunate to have Nathan referred to us by a family member. From the very beginning, his professionalism, patience, and availability were truly second to none. Nathan guided us through every step of the process with clarity and care, making what could have been a stressful experience feel smooth and manageable. We’re incredibly grateful… Read more ·  1

for his support and would highly recommend Nathan to anyone looking for help with their mortgage needs.

M&D Sultana

Ben C.
Ben C.NSW
  Home Loans

Nathan and his team were thorough, quick and I thoroughly enjoyed my experience with them. I was new to the home buying process, and they took the time to understand my goals and took the time to explain things to me. They secured a great rate for the loan, took the time to answer the many questions and throughout the whole process were quick to share updates. I would definitely work with them again. Show details ·  1

Matt W
Matt W
  Home Loans

Nathan and his team have helped us through a complex buying and selling process with our properties and we couldn't be happier with the results. He works around the clock to make everything happen. Great work! Show reply

Emma and Jared
Emma and Jared
  Home Loans

We worked with Nathan to secure a loan for our first home. Throughout the process, Nathan was approachable, professional, and friendly. He was easily contactable and provided us with regular progress updates. Nathan explained the process and our options in straightforward way that helped us to make well informed choices. He listened to our goals… Read more ·  1

and preferences and provided helpful recommendations and options for home loans. He and his team worked with a lot of effort to ensure our needs were met, even finding us a better provider and rate after we found our property. We are very grateful to Nathan for his expertise, skill, and support throughout this process. We highly recommend him and his team!

Andrea R.
Andrea R.NSW
  Home Loans

Nathan and his team have been incredible throughout my entire home-buying journey. As a first-time buyer, I had a lot of questions and uncertainties, but Nathan was always responsive, patient, and proactive in guiding me through every step of the process. What truly sets him apart is his continued support even after the purchase, regularly… Read more ·  1

checking in to see if there's anything he can do to improve my mortgage rate and offering thoughtful, strategic advice. I’ve always felt like I was in safe hands. Highly recommend Nathan and his team to anyone looking for a knowledgeable, reliable, and genuinely caring mortgage broker.

Anthony
Anthony
  Home Loans

Nathan is a trusted professional when it comes to financial services. He makes everything efficient and always responds to questions at every step of the lending process. Highly recommend Private Wealth Capital. Show details ·  1

Kelly Brennan
Kelly BrennanNSW
  Home Loans

We couldn’t recommend Nathan more highly. From day one he was patient, clear and genuinely caring. As an older couple, we found some of the paperwork confusing, but Nathan made himself available to walk us through everything over Zoom, step by step—nothing was too much trouble. He’s also not the kind of broker who disappears after settlement.… Read more ·  1

Nathan also said he will check in with us every six months, and if he sees an opportunity to get us a better interest rate, he will proactively reach out and do the legwork. His communication is prompt, his advice is easy to understand, and we always feel he has our best interests at heart. If you want a broker who is professional, kind and truly sticks with you, Nathan is the one.

KBD
KBDACT
  Home Loans

Nathan is a complete professional and has helped me and my partner secure a reduced home loan rate. The approach to negotiate with our initial bank to drop our rate and provided a cash bonus. Following this, we then switched banks to an even better competitive rate. Nathan has continued to reach out every 6 months to ensure we have the best rate possible. Highly recommend Nathan and Private Capital Management. Show details ·  1

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Cailin
Cailin
  Home Loans

Nathan was exceptionally helpful during quite an intricate process of purchasing a second investment property and refinancing all of my current loans. He was incredibly available to all of my communications and made the time to ensure that he explained everything that I asked about in depth. He also worked very diligently to try and get me the… Read more ·  1

absolute best deal with the lender that best suited my values and needs. I would highly recommend him to anyone looking to purchase a property - thanks so much for all of your help.

Eileen
Eileen
  Verified Home Loans

Nathan and Private Capital Management provided outstanding service in securing us our first home loan to buy our family home. After meeting with several brokers, Nathan's professionalism, warmth and understanding of the current landscape for first home buyers immediately stood out from the rest. His initial guidance helped shape our strategy,… Read more ·  1

clarify our thinking on budget and give us the confidence to go after our vision; then he walked us through step by step from pre-approval to settlement. Nathan was organised, prompt in communicating, and proactive in finding a loan to suit our needs. We highly recommend Nathan and will definitely use his services for any future property purchases.

Suane N.
Suane N.
  Verified Home Loans

We had an exceptional experience working with Nathan as our home loan broker. From start to finish, he was incredibly thorough, diligent, and consistently made himself available whenever we needed support or clarity. His deep knowledge of the lending landscape was evident, yet he remained approachable and open to our thoughts and perspectives.… Read more ·  1

This collaborative approach made us feel heard and empowered throughout the process. Nathan took the time to address our concerns with patience and care, helping us reach a decision with complete confidence and peace of mind. We highly recommend Nathan to anyone looking for a trustworthy and competent broker.

Enc
Enc2 posts
  Home Loans

Home loan expert – Efficient, friendly, excellent communication, very experienced. Found us a suitable home loan for our situation (working in a commission based role). Will be using Nathan again for future home loans :) Show reply

Mike
MikeNSW
  Home Loans

Highly Recommended Broker for a Smooth Home Loan Experience – Nathan was fantastic in helping me secure my first home loan. He was diligent throughout the process, reviewing all the products available in the market to find the best fit for me. Despite my situation being a bit complicated due to being technically self-employed and needing a lot of documentation, he managed everything from start to finish with great care. I highly recommend his services. Show details ·  1

Jane
JaneNSW
  Home Loans

Outstanding service – We recently worked with Nathan to secure financing for our commercial property, and couldn’t be more pleased with the experience. Nathan was incredibly knowledgeable guiding us through every step of the process and expertise. He made what could have been a stressful experience feel smooth and manageable. Nathan’s attention to detail and proactive… Read more ·  1

communication ensured that we were always kept informed and confident in our decisions. His dedication to finding the best financing options for our needs truly set him apart. We highly recommend Nathan to anyone who is looking for a reliable and professional financial advisor. Thank you Nathan for helping us make our business dreams a reality. Kelly, Jane & Clive

Ben and Benn
Ben and BennNSW
  Home Loans

Exceptional Service – Nathan came highly recommended by friends and after working with him on the purchase of our property we completely understand why. Nathan was accessible throughout the entire process. He was always available to answer any questions and provided guidance where needed. Nathan’s deep market knowledge, combined with his professional and genuine… Read more ·  1

approach, made for a truely seamless and enjoyable experience.

We are already looking forward to working with Nathan in the future and can’t thank him enough.

Amanda C.
Amanda C.
  Home Loans

Highly Recommend Nathan! – A friend recommended Nathan to me when I was looking for a mortgage broker and I'm very happy with my decision to go with him. He took the time explain everything, go through different options and made the process of obtaining a home loan that met my needs very smoothly. I felt like he always had my best interest in mind. Show details ·  1

Josh Ignatavicius
Josh Ignatavicius
  Home Loans

Outstanding knowledge and service – Nathan is responsive, attentive, personable, and clearly an expert in his field. I feel very fortunate to have had him in my corner through my first property purchase, and would welcome any opportunity to use his services again. Show details ·  1

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Dino I.
Dino I.NSW
  Home Loans

Thoroughly Professional – Nathan went the extra mile to understand our needs for a home loan and matched us with a lender perfectly. Effective communications all the way really helped with the refinancing process to minimise the stress. Would recommend Nathan to others! Show details ·  1

Sanyu M
Sanyu MNSW
  Home Loans

Strong, patient support to navigate the buying process – We are so grateful for Nathan’s support. He helped us jump off the fence and finally take the plunge to buy a house for our family. Walked us patiently thru all of the steps and got us a great deal. Would happily recommend his company and team. Show details ·  1

Winnie and Michael
Winnie and MichaelACT
  Home Loans

We highly recommend Nathan for any financial needs you may have! – Nathan guided us through the loan process effortlessly, making what seemed daunting incredibly easy and straightforward. Despite living in a different time zone, his responsiveness was outstanding, ensuring he was always available via phone, text, or email. Nathan's dedication and support every step of the way were invaluable. We highly recommend him for any financial needs you may have! Show reply

Casey
Casey
  Home Loans

First home loan – Nathan was incredible to work with. He guided us through the process of getting a home loan and made it very easy for us. We have very much enjoyed working with Private Capital Management, and I deeply recommend their services. Show details ·  1

Joelyne
Joelyne
  Home Loans

So happy with the results! – Thanks to Nathan’s guidance and help I have a better loan choice than I had, with lower interest rates. Nathan was super easy to work with, and explained things in a way I could understand. I appreciate his time, promptness and efficiency with getting everything done so well. Show reply

Kevin
Kevin
  Home Loans

Fantastic Service and Follow Through – Nathan has been fantastic in both the original home loan process and the refinancing of the loan after 2 years. He offers great clarity and support throughout the process and ensures your best interests are put first. Definitely recommend his services. Show details ·  1

Dan
Dan
  Home Loans

Supported through the whole process – Nathan was great in helping me get across the line on my home loan after a long search, helping maximise what I could realistically achieve. He stays in touch to check in on how the loan is going and just helped negotiate a rate reduction. He provides a comprehensive and professional service. Show reply

Jane
Jane
  Home Loans

Would enthusiastically recommend to all first home buyers!! – Nathan was recommended to us by friends and we were quick to see why. We were instantly put at ease by his honesty, professionalism and genuine nature. We had such a positive experience with Nathan and his team. He went above and beyond in making sure we were comfortable and updated on every step of the process of applying for our home loan. … Read more ·  1

With Nathan’s help we purchased our first home! He was an absolute pleasure to work with, making what would normally be a very stressful process actually enjoyable. We would not hesitate to enthusiastically recommend Nathan to friends and family and will continue to work with him in future matters.

Virginia B.
Virginia B.
  Home Loans

Perfect! Professionals! Caring!! – Around 2y ago I started my journey to get my First Home. Nathan was there from the day 1 and supported me all the way till today. Nathan looked for the best options to suit my situation and helped me to have my beautiful property. I couldn’t be in better hands. Thanks to Nathan and his Team. Show details ·  1

Adam
Adam
  Home Loans

The Best of the Best! – Nathan was an absolute pleasure to work with. He went above and beyond to get me the best home loan he could. He kept me up to date and pushed me to get things done because he cared so much about helping me. I felt like a very important client to Nathan, and with his constant help and support the loan process seemed much easier then i had once… Read more ·  1

anticipated.

I would HIGHLY recommend Nathan to all my friends and family.

Thank you Private Capital Management.

Marcus C
Marcus CACT
  Home Loans

Quality and well informed service – When going for my home loan Nathan went above and beyond to make sure it all ran smoothly and that I was able to borrow enough to get the deal done. Nathan was always one step ahead and kept constant and open communication with me throughout the process. He was also in constant communication with my solicitor providing her updates throughout the… Read more ·  1

process. Nathan made sure that I was well informed of the products on offer and helped me choose the one that best suit me and my lifestyle. Thank you Nathan for all your hard work I look forward to working with you in the future.

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