Credit Savvy Questions & Answers

Hi RJR, Great question! Credit Savvy retrieves credit file information and credit scores from Experian, one of Australia’s official credit reporting bodies (CRBs) hence your Experian score may differ from other CRBs. Key reasons include that each CRB may:

- Have their own algorithm and may interpret the data available in a different way; or

- Have access to different data as each CRB will have data that is unique to them and not all credit providers submit data to every CRB; or

- Use a different scale, for example, some use a score out of 1,000 while others use 1,200

As a result, you may have different credit scores or ranges and entries at different CRBs and this is normal.

We hope this helps!