Best ANZ Credit Cards

Worst Bank I have ever dealt with. They continuously change their policies in favour of the bank and no consideration towards their customers. Be… Read more

careful if you open a rewards card, read their policy carefully as they make it hard for you to earn your rewards blacklisting you by the way you pay your bills.

Application process itself is painful and takes more than a month. There is nothing called Customer service at all. Show details

Horrendous customer service levels - don't do it – No customer service, 30+ min waiting on phone and still no one there. can't contact them any differently given account is closed.

Cannot recommend this card for international travel if you need a dependable card. WHY: I was on holiday with my family in Europe over Christmas,… Read more

and the ANZ falcon technology falsely flagged my buying tickets to Disneyland Paris as a fraudulant transaction, leading to the card being blocked for use for the entire 4 week trip. POOR SERVICE: When i rang to get the card reinstated, the equally unhelpful and unfriendly ANZ contact person on the telephone helpline was unable to reinstate my card and expected me to recount every minutiae of previous bank transactions by heart while i was at a busy French train station on Xmas eve Dec 2025. If it hadn't had my Wise card on me as a backup, i would have not been able to pick up my rental car that evening and would have been stuck that night. I cancelled the ANZ frequent traveller black card as soon as i got back to Australia. Check out the final invoice ANZ sent me, too. It's for an interest of 93 cents. Ridiculous.

I recently changed my credit card from an ANZ Frequent Flyer Black (FFB) to an ANZ First Credit Card as I couldn’t stomach the annual fee on the FFB… Read more

card any longer. At the point in time when I activated my new ANZ First Card, which de-activated the FFB card (since it was a change of card request), a fraudulent transaction was posted against the FFB card number. ANZ claims that this transaction was performed by someone cloning my old card (even though my card never left my possession and the transaction was posted in a different state). Seems very coincidental that this transaction happened at exactly the moment in time when I activated my new card, which de-activated my old card from Apple Pay/Apple Wallet. And there had been no other fraudulent transactions against this card up to this point in time. My suspicion is that there is an issue in the banking system whereby when a card is deactivated via activating a replacement card type, the deactivated card gets crossed with another cardholders card resulting in a transaction that is in the process of being posted, getting processed against the wrong cardholders card. So please beware when changing credit card types with ANZ Bank and check your account activity if you do to look out for erroneous transactions against your account. Note also that ANZ fraud protection is useless. I posted a POS transaction in my home location less than hour prior to the erroneous transaction being posted and the erroneous transaction was also POS in another state that is over 4 hours away by plane. So why wasn’t this picked up by ANZ as fraud and stopped?

Despite having a well established, long-term farming business with multi-million dollar turnover, apparently we don't qualify for a business credit… Read more

card. I'm not sure what businesses the ANZ criteria are designed to suit, but they clearly have no discretion to apply common sense and farming doesn't tick their box! I invested a considerable amount of time assembling the tomes of documentation required for the application. The portal for uploading documentation was glitchy. All in all it has been a lot of frustration without the desired outcome.

Have been a loyal customer for 20 years but about to leave. Got $7k of fraudulent overseas transactions on my card 10 days ago ... ANZ did not notify… Read more

me, I notified them! Now it has been 10 days and they have still not reversed the transactions, so my card is overdrawn and unable to be used. Have called them 4 times already, they keep saying not to worry they will fix it in time.