Best ANZ Credit Cards

0% p.a. on Balance Transfers for the first 18 months

$0 Annual Fee in the first year

Ongoing Annual Fee Waiver: $0 if you make $20,000 in eligible purchases on the card in 12 months

Complimentary Overseas Travel Insurance and Purchase Security Insurance

2% Balance Transfer Fee

3% International Transaction Fee

75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval

Complimentary return domestic flight and two Virgin Australia lounge passes each year

No Overseas Transaction Fee on purchases

1.5 ANZ Reward Points per $1 on eligible purchases up to $2,000 per statement period

Complimentary Overseas Travel Insurance

High $225 Annual Fee

Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)

Low $30 Annual Fee (waived for full-time tertiary students)

0% p.a. on Balance Transfers for 18 months

2% Balance Transfer Fee

Low Interest Rate of 12.49% p.a. on purchases

Low Annual Fee of $58

0% on Balance Transfers for 15 months & No Balance Transfer Fee

3% Foreign Transaction Fee

25,000 Bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval

1 Reward Point per $1 spent on eligible purchases up to $1,000 per statement period

3% Overseas Transaction Fee

0.75 points per $1 for the first $3,000 each statement period

Travel insurance and shopping insurance available

Points earn rate reduced to 0.5 after $3,000 per statement period

25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)

100,000 Bonus Qantas Points and $200 cashback on offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

100,000 bonus Reward Points and $100 back to your new ANZ Rewards Black on offer

Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

$375 Annual Fee

3% Foreign Transaction Fee

50,000 Bonus Reward Points and $50 back to your new ANZ Rewards Platinum on offer

Earn 1.5 Reward Points per $1 spen on eligible purchases up to $2,000 per statement period

$95 Annual Fee

3% Foreign Transaction Fee