6 questions from our users
What is third party property insurance policy
I have comprehensive car insurance ! Recently had accident! my car will be non - repairable. My car is used when we bought but it’s a 2017 Honda and was only done 10,000 and around 40,000 on the clock right before the crash !, my question is , I read it in the PDS that car can be replaced with same model , year and condition ! We have loan with the car , and we only need a replacement car as we need a car anyways as we have 4 children ! Dose it possible to get replacement car instead the insurer pay out our loan and stuff ? This is my first claim ever! Hopefully will be hassle free as I already experienced a very unpleasant costumer services and stressing ! Praying for a good result ! Thank you !
What is the average wait time for a pay out figure on a vehicle that has been written off under a comprehensive policy?
Hi Marelle, it took about eight weeks, but I delayed the process by not having my phone on hand (leaving it in the car and not checking the missed calls) when the RAA had tried to ring.
I have comprehensive ins. on my vehicle, recently I was sideswiped by a truck,after exchanging info we both drove off.I have a police report and a claim number . I received a verbal that my car is a right off..I have had this vehicle since new and it is excellent condition. If it is written off what happens next? I really do like this vehicle and have spent a lot of money keeping it in excellent condition.
Car was damaged after hitting a kangaroo
Would comprehension insurance cover it?
I hit a car in August 2015 can I claim 3rd party insirance in that now?? And how much is the excess?
I'm afraid as third party only, you would need to bear all the cost before the one you hit puts any further claims. I hope to God the other party does not put a whiplash claim otherwise you'll be in trouble. Never go for 3rd party only. That would be my advice.
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