21 questions from our users
Is GMHBA refunding extras to policy holders not used during COVID?
Perhaps a rethink on the way this question is asked may help - at least me - especially the reference to COVID
I am not aware of what may be suggested here
What exactly has prompted this question?
Is their murmuring within the ranks I know nothing about?
There was a mention on Channel 7 last week that some health funds were refunding portions of unused extras on policies during 2020.
Thanks. It is now dawning on me as to your intent ... don't follow those type of sensational Public Affairs TV shows
My response: Why expect a refund?
What about 'normal' years when 'we' don't use all of our 'entitlements'
So, why should we cry foul just because we have a political lockdown?
I did not receive a full Extras refund fr GMHBA on new spectacles, as I did not think to check if my wife had claimed earlier in the same year (mine was at a considerable cost - three sets of specs: general, reading and 'required' prescription sun glasses (early cataracts developing). If I had just held out till the new Extras year rolled over ... !
Would be nice to be able to claim 'certain extras' to support specific medical conditions, in my case, a quality BP monitor
My long history of cardiac claims (GMHBA) would surely have given some value where our GMHBA Extras have generally (I think) been on the moderate side. Not sure how this could be manageable without an even greater admin burden on the Health Fund
And where do you stop like, a no-claim bonus where we don't use our Hospital cover for any year?
On my care insurance I recently had an automatic refund of approx $250, all because I had just included one of my daughters (aged 45) as another authorized driver (not a full-time driver). I was not under any penalties on that policy, although her no-claim accident history counted towards that $250.
My only point here is flexibility if possible at all, and every case on its merit and loyalty. Thank you. John
I am looking at Hospital cover for a knee replacement. I am in the 3 year period where I can take up cover before my age is a factor. I am already a member.
What is GMHBA dental extra? How much does it cost per year?
I seem to be paying more to my dentist, has GMHBA reduced the dental cover recently?
Can 2 people join GMHBA under the one cover and if so how is the refund calculated?
We are existing customers & I'm wondering if GMHBA do Travel Insurance to Canada & Alaska my husband has a pre-existing illness & we would be travelling next year (June-July)
thanks Carolyn C
Why my netbank payment did NOT come thru on 1st May as requested ? My ac no 409327. Fae Power. Thanks
and I was wondering why my email to GMHBA regarding any coverage ;under my policy for an ambulance service classified as urgent. I am not terribly impressed by this health insurance with this company and am considering changing to one that meets my needs. thanks. In answer to your question I don't know. Maybe cause there wasn't the money my bank account due to paying $987.00 to St Johns Ambulance, as I needed urgent medical attention
hi I would like to add hip replacement insurance to our private health. also can I get travel insurance added on a trip to Fiji tomorrow
With knee replacement in Sydney St Vincent's Hospital, how much gap do I have to pay if I join Gmhba with $500 excess and what is your feedback regarding this type of surgery?
Hi I am a member with Platinum Extras, wondering if I can claim schlerotherapy for my varicose vein treatment?
I am unable to answer this question as I have not had this treatment. I suggest you phone GMHBA and ask them in person, they have always been very upfront and honest with any questions I have had. Good luck I hope you have a positive outcome.
Please expand on the benefits of taking out Dental Extras and how much am I likely to get back for extra dental procedures.
Read the PDS from their web site. It depends on the cover and the size of the family covered and the work you get done. Gold extras seems to be the sweet spot IMO.
Silver Special Care Extras down to Bronze has the same level of dental. So, if you're not bothered by the other extras you can save by taking out the lower cover. You'll get around 50-60% back in this level for general dental. Major dental is another kettle of fish. It all depends on what your needs are, I'd advise calling a broker.
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