St. Lukes Health Questions

Shaz5y

Hi my name is Sharyn I am just wanting a quote on health insurance for a single person,I earn less than $90.000 a year.I am looking for cover to include everything for a hip replacement,if possible no gap to pay.

graham 4y

Any result Shaz?

ian5y

What sort of cover do I need if I have to have a hip replacement.

graham 4y

Good cover?

jaygf11y

That's interesting. I've been with Medibank for 15 years and aside from their ever increasing premiums, I am not overly impressed with their customer service.

I would be interested in any updates in how you found claiming and premiums with ST Lukes? if you are able to do any updates.

MMS 11y

Our premiums were substantially lower with St Lukes - we saved about $1400 on our yearly family premium, which was fantastic. I found our premiums with Medibank were increasing but the amount being received back on our claims was decreasing. Claiming with St Lukes has been very simple - either i claim immediately or I do it on my phone as they have an app. It is just a matter of taking a photo of the receipt, selecting who the claim was for, and submitting it. I normally receive the money the following day or two. The amount received back has been fantastic. I went to my regular dentist recently and had a check-up and clean, and was not out of pocket at all. I also had a crown, and the amount claimed back was substantially higher than with Medibank. My children went to a local dentist (of our choice), and once again we weren't out of pocket for a checkup, clean, fissure sealants, and a mouth guard. I've also found phoning them for queries has been great. They answer the phone immediately and I receive a response straight away too. So far, so good.