MyOzMoney Questions & Answers

Hi Paris, Thank you for reaching out! We look at a range of factors such as your credit history, income, debt obligations and living expenses to give you a loan outcome tailored to your circumstances.

In the process, we may need you to submit your payslip but if you'd like to discuss this further, please feel free to contact us on 1300 818 163 or send us an email at hello@ozmoney.com.au.

Speak soon!

Hi Neva, Thank you for reaching out. If you’ve been approved recently, the funds should be in your account real soon! The transfer times usually depend on which bank you are using. If you'd like to know more about it, you're free to call us on 1300 818 163.

Speak soon.

Hi Tom, Thank you for your enquiry! Yes, whatever amount you have used, even if it's lower than your approved credit limit, you may choose to close your account so long as you have successfully paid off all your outstanding balance.

To request the termination of your account, you may call us on 1300 555 911 or send us an email at hello@myozmoney.com.au. You can also request this via your members portal.

Cheers, Team MyOzMoney

Hi Jag, Thanks for your enquiry! You must be an Australian resident, currently employed and at least 18 years old to be eligible to apply. Should you have other questions, feel free to reach out to us via hello@myozmoney.com.au or call us on 1300 555 911.

Cheers, Team MyOzMoney

Hi Jan, Thanks for your enquiry! When you make an application for a Line of Credit account and your request meets our lending criteria, you'll be approved for a credit limit that you may access any time. As you make your repayments, the amount of your available balance increases and becomes accessible for redraw. Your available credit limit can be used or withdrawn as long as your balance is over $100 and you maintain a good credit standing.

Hope this helps! Should you have other questions, do not hesitate to reach out to us via hello@ozmoney.com.au or call us directly on 1300 555 911.

Cheers, Team MyOzMoney