Best Business Loans in Victoria Melbourne and Geelong

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Shift
  • Award Winner 2022
4.7 from 102 reviews
Communicative customer service
Transparent with costs
Quick and easy application process
  • Transparency
    4.7 (83)
  • Customer Service
    4.8 (85)
  • Application Process
    4.8 (86)
  • Timeliness
    4.8 (85)
  • Loan Term4 years
Shift
  • Award Winner 2022
4.7 from 102 reviews

Shift provides Australian businesses with finance on demand, offering products that help them manage cashflow, purchase assets, make payments, and explore opportunities for growth.

Communicative customer service
Transparent with costs
Quick and easy application process
  • Transparency
    4.7 (83)
  • Customer Service
    4.8 (85)
  • Application Process
    4.8 (86)
  • Timeliness
    4.8 (85)
  • Loan Term4 years
Prospa
  • Award Winner 2021
4.3 from 243 reviews

Operating since 2011, Prospa offers loans of up to $500,000 to help small businesses cover running costs and unexpended expenses, make purchases, and grow their company.

Efficient loan process
Professional, knowledgeable staff
Minimal paperwork required
  • Transparency
    4.5 (158)
  • Customer Service
    4.6 (169)
  • Application Process
    4.7 (162)
  • Timeliness
    4.7 (158)
Ausun Finance
5.0 from 42 reviews

Brokerage company Ausun Finance connects with over 40 lenders across Australia to help you get a home loan, commercial property loan, car loan, or self-managed super fund loan.

Reliable, helpful customer service
Smooth application process
  • Transparency
    5.0 (16)
  • Customer Service
    5.0 (16)
  • Application Process
    4.9 (15)
  • Timeliness
    4.9 (15)
  • Loan Term28.286 years
Credific Finance
5.0 from 19 reviews

Offering access to a range of loans and lenders, Credific Finance aims to simplify the process of securing a loan, whether it’s for your home, investment property, business, or a personal loan.

Simplifies loan process
Found good deals for reviewers
  • Transparency
    5.0 (17)
  • Customer Service
    4.9 (17)
  • Application Process
    4.9 (16)
  • Timeliness
    4.9 (16)
  • Loan Term28 years
Smartfinn Advisors
5.0 from 16 reviews

Comprised of a team of tight-knit brokers, Smartfinn Advisors can help you find a deal on your home loan, investment loan, construction loan, vehicle loan, or business loan.

Professional, organised staff
Offers access to competitive rates
  • Transparency
    5.0 (13)
  • Customer Service
    5.0 (13)
  • Application Process
    5.0 (7)
  • Timeliness
    5.0 (7)
  • Loan Term30 years

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TIM Finance
4.0 from 5 reviews

Latest review: I had a great experience with Steven and Angus from tim. The process was easy, they customized the solution to my needs as well. I would have liked some flexibility on payment terms as well but

  • Customer Service
    3.7 (3)
  • Application Process
    4.3 (3)
  • Timeliness
    3.7 (3)
Refinancer
5.0 from 3 reviews

Latest review: The customer service, communication and professional expertise cannot be matched! I have dealt with a couple of other lenders in the past and felt cheated. With Refinancer, you can trust you are in

  • Transparency
    5.0 (3)
  • Customer Service
    5.0 (3)
  • Application Process
    5.0 (3)
  • Timeliness
    5.0 (3)
  • Loan Term23 years
Zetara Finance Partners
5.0 from 3 reviews

Latest review: Excellent Customer Service Very flexible, and have lots of patience in understanding the clients requirements, and working ethics is good. I am very satisfied on the rate of the loan I have received.

  • Transparency
    5.0 (3)
  • Customer Service
    5.0 (3)
  • Application Process
    5.0 (3)
  • Timeliness
    5.0 (3)
Australian Solar Finance
5.0 from 3 reviews

Latest review: Andrew has amazing communication and assists in every way. I am more than impressed and would highly recommend ASF to any company requiring

  • Customer Service
    5.0 (3)
Suncoast Loans
5.0 from 2 reviews

Latest review: Explained situation, team helped me with a loan, approval was fast, all checks done and triple checked for affordability, treated me like a customer not a number, other providers could learn a thing

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Application Process
    5.0 (1)
  • Timeliness
    5.0 (1)
  • Loan Term1 years
Classic Funding Group
1.2 from 13 reviews

Latest review: I arranged finance on a photocopier for my business. It was a 4 year term, at the end of the term they continued to take payments for a further 13 months. They stated that I had to contact them 3

  • Transparency
    1.0 (6)
  • Customer Service
    1.3 (6)
  • Application Process
    1.8 (4)
  • Timeliness
    1.8 (4)
Cash Now Perth
5.0 from 1 review

Latest review: I have had 4 complete loans with them. All not a issue at all. Once approved money in your account under 3 hours. Remember they are based in Perth so keep in mind time difference. Friendly customer

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Application Process
    5.0 (1)
  • Timeliness
    5.0 (1)
Intellichoice
5.0 from 1 review

Latest review: The team from Intellichoice have been great with our owner builder finance application. After being declined from mainstream lenders, they came through and sourced a loan with a rate that was

Oak Capital
1.0 from 2 reviews

Latest review: ABSOLUTE CRIMINALS/ LIARS/THIEVES/CROOKS BEWARE and STAY AWAY! Oak Capital are frauds. There is definitely something shifty going on in this company. None of the teams on their website make sense.

Lumi
1.0 from 1 review

Latest review: Check your loan details carefully you borrow a small amount and think about the repayment amount but if you check the contract details you can find the underlying interest rate as high as of 42% on

ZCV Capital and Consulting

Latest review: Hi, Another company that has bought an email list and starts SPAMing customers in the hope of getting business. If they are not good enough to get business from their reputation and have to buy

Nationwest
1.0 from 1 review

Latest review: Corporate Criminals. They lied to us about the. Rent valuation for an investment property. and they even lied to two Lenders Mortgage Insurers about my wifes maternity leave and falsely doubled our

Finance@work
No reviews yet
Sqale Finance
No reviews yet
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Shift
  • Award Winner 2022
4.7 from 102 reviews
Communicative customer service
Transparent with costs
Quick and easy application process
  • Transparency
    4.7 (83)
  • Customer Service
    4.8 (85)
  • Application Process
    4.8 (86)
  • Timeliness
    4.8 (85)
  • Loan Term4 years
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