Best Home Loans in Victoria Melbourne and Geelong

I wanted to know my options as a low-income earner trying to get my First Home with 0 mortgage experience, so when I received the straightforward… Read more

service and quick responses from Broker Mimi Bui my entire experience was streamlined, I am overall very happy with the service.

Only 1 week to get approval & 3 weeks to settle. Never had it so fast. I’m happy

Great service from Mittal.Good communication and exellent time saver.Easy process.

Mohit, Bibesh and Prajita, my family and I can’t thank you enough for all your hard work to get us into our home! From start to finish the team have been absolutely outstanding!!

As first-home buyers, we appreciated all the help throughout the process. They were able to secure us a loan that we could afford.

We had an excellent experience working with Darryl Cracknell. He is knowledgeable, responsive, and made the entire process straightforward from start… Read more

to finish. He took the time to explain our options clearly, kept us informed every step of the way, and worked hard to secure a great outcome for us. We highly recommend Darryl to anyone looking for a reliable and trustworthy mortgage broker, whether it is your first home or an investment loan.

Great broker Steve Mottau and Joe Adriano have been my loan brokers for 5 years now. I have been getting my property and investment property… Read more

financed and refinanced multiple times. Steve is very proactive, professional, transparent, and highly customer-centric. He spends a lot of time understanding your requirements and providing multiple options for refinancing your loans that benefit you so you can pay lower interest and get the maximum tax benefit. He proactively approaches you if there is a better loan option and cashback provided by some banks, and helps you refinance your loan to get maximum benefit. I have refinanced my loan on my property a couple of times in the last 5 years and have got thousands of dollars in cashback and very good interest rates. Once you have decided on the bank, Joe comes in and helps you get all the documents in order and works with the bank to make the entire process seamless. I had to only review and sign the documents. The rest was handled by Joe. Both of them have been wonderful brokers, and I have recommended them to my friends.

As a pervious customer of Mortgage Ezy, the online service is very easy and customer service is good

Stay away at all costs!!! I called a few years ago when I was in personal and financial trouble. I was bluntly told that I had wasted their time, was an idiot, and that my wife destroyed me. Avoid!!! Horrendous!! They will throw you under he bus!!

Highly skilled and knowledgeable people here at future assist. Tim has been amazing so far. Very easy and simple process so far

Today I found Lisa to be extremely understanding towards my financial situation and helped me to the best she could. She was very polite and I appreciated her understanding. Thank You Lisa very much for your help.

Always a pleasure, dealing with CF staff - friendly, efficient, very professional in all aspects of customer service. FC is itself a very respectable… Read more

bank - reasonable rates, no hidden fees, hassle-free services rendered - highly recommended loan institution.

Thanks to Jenny and Emil, my home loan process went very smoothly, and I really appreciate all their support. For general enquiries, it can be a… Read more

little inconvenient that I need to call first and then wait for a callback, especially for urgent matters. However, if the timing isn’t urgent, I think the service is excellent.

We had an outstanding experience working with Kurt and couldn't recommend him more highly. From our initial enquiry through to settlement, Kurt made… Read more

the entire process smooth and stress-free. He was communicative every step of the way, keeping us informed, answering our questions promptly, and always making himself available whenever we needed guidance. Kurt is incredibly knowledgeable, thorough and professional. He took the time to explain every stage of the process, presented us with the best options for our circumstances, and ensured everything progressed as efficiently as possible. His attention to detail and proactive approach gave us complete confidence throughout our property purchase. It was an absolute pleasure working with him, and we would not hesitate to recommend his services to anyone seeking a mortgage broker. If you're looking for someone who is experienced, reliable and genuinely invested in his clients, Kurt is the person to call. Thank you again Kurt, and we look forward to working with you again in the future.

Great Service provided by Himal Shah and looking forward to work with him for my financial portfolio. We approach Himal for personal loan, and he… Read more

was efficient to provide options and offered us best product with best interest rates. I will recommend family and friends to contact Himal for all finance requirements.

Anne and Eddy were both superb. Anne, who I had most contact with, was a godsend: extremely personable, professional and highly efficient. Without… Read more

her (and Eddy's) support I don't know how we would have survived this arduous process of selling and buying houses.

Our family just had our 4th loan arranged by Uno. Three were not straightforward loans at all being in our superannuation fund (knocked back by… Read more

another broker) and the 4th was for a recent arrival to Australia with no work history here & self employed. Mike Parsons worked miracles. He didn't take no for an answer, thought outside the box and his wisdom, multiple lender options, & sheer hard work & tenancity paid off for us. Nothing was too much trouble. We will be forever grateful! Thanks Mike!!

Expertise and efficiency that is second to none – Chantal's expertise and her team's efficiency allowed us to choose the best loan product that suited our needs. Best of all, we learned a lot from… Read more

the process, enabling us to make an informed decision and plan for the future. Transparent and very quick turnaround times. The service that Mortgage Domayne provides is second to none. Thanks again, Chantal and your team!

Our journey with the new home build has been a pleasant experience with the support of Ginny taking care of all our financing needs. I would like to… Read more

thank Ginny for his services in supporting our dream for a new home and for providing me with sound financial advice regarding the new home and previous investment properties. I recommend anyone who needs financial advice to utilities Ginny and his team who provide excellent information and support whilst doing so with a smile in what can be a stressful time navigating finances. I look forward to utilising Ginny brokering services again in the future.

Joseph Dabas is simply the best in the industry.... Greenline should give him a pay rise. Two years ago we purchased our first home - Joseph made… Read more

that dream come true. Recently we remortgaged with Joseph & he got us the best interest rate going. His industry contacts & networking set him aside from many other brokers. His care factor for doing the right thing by his customer is second. Our family has put trust in him twice now & he has delivered. I now recommend anyone looking for finance to contact Joseph.

When my wife and I upgraded to a new home a few years back, we went straight with Athena instead of going back to our Big 4 lender from our first… Read more

home loan. Five years on, we're still with them on a Power Up owner-occupier variable loan with offset, and the decision has held up well.

The rate was noticeably lower at signup than what our old lender quoted us, and what's kept us with Athena is their same-rate policy. Existing customers pay the same rate as new customers on the same product. It means we don't have the "loyalty tax" problem, where you have to threaten to refinance every couple of years just to get the rate you should already be on. Rate changes also get passed on quickly after RBA decisions, which was a welcome change.

Settlement was fast and simple. The app is clean and does what we need. One thing worth knowing before you switch: Athena has no branches at all. Customer service is available by phone, email and chat. That works fine for us, but if you're someone who prefers walking into a branch to sit down with a banker in person, it's a real trade-off to weigh up.

Happy enough with Athena that I share my personal referral code publicly online (see the disclosure on this review).

First time buyer. Lumbini was informative and took the time and care to understand our needs. Was super helpful in providing an analysis against… Read more

different lenders so we could make an informed decision. Very knowledgeable and responsive. Thanks Lumbini! Daniel

For using Bendigo Bank 1 star! Why partner with the worst bank in Australia?

I can’t thank the team enough for their wonderful service and seamless help with my loan process! Everything was handled professionally, efficiently,… Read more

and with genuine care. They made what could have been a stressful experience feel smooth and straightforward. I highly recommend RESIMAC to anyone looking for outstanding customer service and reliable support. Thank you!

We had a great experience with getting our loan approved through my choice home loans.The whole process had been very easy and smooth .Huge thanks to… Read more

Zara who made this process simple for us and answered all our doubts and queries promptly.Highly recommended guys!

Timely Home customer since 2022, I was very satisfied with them until Timely migrated backend from Adelaide Bank to Bendigo Bank in December 2025,… Read more

and introduced their new total nightmare Timely app. Since migration, I have faced serious issues in accessing statements and reports on my balances. Home loan balance statements are now generated once a 6 month - that also you have to beg support on chat. Offset statements never generated on time, again beg to support on chat. There was no prior communication around change of statements and frequency. I will not recommend Timely to anyone because they lack reliability and service for a Home loan operator. I raised this issue in a tribunal - in response all they did was finger pointing and blaming Bendigo for their inability to generate statements.

My advice is do not go with Unloan. Read the many other reviews first before signing up. They may entice you with a low interest rate when you first sign up but once you are a loyal customer don't expect the same.

Spiro made the entire home loan process straightforward and stress-free. As first home buyers, we had a lot of questions, and Spiro was always across… Read more

the detail - from navigating the First Home Guarantee scheme through to securing unconditional approval.

He took the time to explain everything clearly, responded promptly, and we always felt like we were in good hands. Would highly recommend Spiro to anyone looking for a knowledgeable and reliable mortgage broker.

Aarjoo helped me alot with all the process. She was so patient with everything. Very quick at replying and sorting documents. Would 100% recommened her for anyone else need help with their loan or mortgage.

Went through the whole process with lots of promises for a larger refinance and lower rate only to be contacted and told that the finance companies… Read more

this company deals with have a rule not allowing them to account for any PAYE income for anyone over 67. This isnt a new rule and Refinancer should have known this before wasting my time. Very unprofessional of a specialist company to not know the rules of the companies they are dealing with.