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Best Personal Loans in Victoria Melbourne and Geelong

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79 listings

Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,433 reviews
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  • Transparency
    4.4 (545)
  • Customer Service
    4.6 (633)
  • Application Process
    4.6 (649)
  • Timeliness
    4.6 (641)
  • Loan Term4.178 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.89% p.a.
  • Comparison Rate 8.73% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
LendConnect
  • Award Winner 2021

LendConnect

5.0 from 350 reviews

Latest review: Mark and Antonia were both very friendly, time efficient and professional. But the best part was that they delivered. They came up with the goods. Friday - application received and

  • Transparency
    4.9 (305)
  • Customer Service
    5.0 (311)
  • Application Process
    5.0 (299)
  • Timeliness
    5.0 (297)
  • Loan Term4.832 years
  • Interest Rate6.99% p.a.
  • Application Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Line of Credit Available No
SocietyOne
  • Award Winner 2020

SocietyOne · includes 2 listings

4.8 from 2,206 reviews

Latest review: Society one provided very prompt execution of obtaining personal loans. There was minimal input from my end and they made it so simple in the end that by the time the application went in to available

  • Transparency
    4.7 (611)
  • Customer Service
    4.8 (730)
  • Application Process
    4.9 (727)
  • Timeliness
    4.9 (700)
  • Loan Term3.993 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.50% p.a.
  • Comparison Rate 9.51% p.a.
  • Monthly Fee $0.00
  • Application Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available No
MoneyMe
  • Award Winner 2021
  • 2020

MoneyMe

4.7 from 1,203 reviews

Granting personal loans from $2, 100 to $50K, MoneyMe provides a multi-award-winning loan application service that’s done completely online. This can help to remove some of the pressure and stress that comes with urgently requiring money.

  • Quick and easy loan application process

  • Excellent customer service

  • Rates and charges are slightly high

  • Transparency
    4.7 (585)
  • Customer Service
    4.8 (696)
  • Application Process
    4.8 (723)
  • Timeliness
    4.8 (702)
  • Loan Term2.286 years
  • Offers Peer-to-Peer LendingNo
  • Interest Rate8.99% p.a.
  • Comparison Rate 10.68% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $2,100.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available Yes
Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,433 reviews

Latest review: Hey it was good experience to work with this guys...very professional. The service they provide is excellent and very quick turnaround time...I like to recommend them to everyone.. Very happy with

  • Transparency
    4.4 (545)
  • Customer Service
    4.6 (633)
  • Application Process
    4.6 (649)
  • Timeliness
    4.6 (641)
  • Loan Term4.178 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.89% p.a.
  • Comparison Rate 8.73% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
Jacaranda Finance
  • Award Winner 2020

Jacaranda Finance

4.7 from 1,252 reviews

Latest review: Do not get a loan with this group of sharks .!!!!! All they do is prey on people that are in need there loans are Ridiculous I got a $2200 loan and ended up paying $2000 in interest so all up they

  • Transparency
    4.6 (377)
  • Customer Service
    4.7 (433)
  • Application Process
    4.7 (424)
  • Timeliness
    4.7 (416)
  • Loan Term1.389 years
  • Interest Rate7.59% p.a.
  • Comparison Rate 12.24% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $300.00 to $10,000.00
  • Rate TypeFixed
NOW FINANCE

NOW FINANCE

4.6 from 486 reviews

Latest review: Awful website, massive lag issues and very un-user friendly. Terrible "competitive" interest rates. Shop around and you will find significantly better. Absolutely no effort put into customer service,

  • Transparency
    4.2 (85)
  • Customer Service
    4.2 (100)
  • Application Process
    4.3 (100)
  • Timeliness
    4.3 (98)
  • Loan Term5.509 years
  • Interest Rate7.95% p.a.
  • Comparison Rate 9.56% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
OurMoneyMarket

OurMoneyMarket

4.8 from 73 reviews

Latest review: Customer service was outstanding! Ankit and Jacky were amazing they answered all my questions with clarity and as a young person taking out their first loan I was completely satisfied I wasn’t g

  • Transparency
    4.8 (46)
  • Customer Service
    4.8 (50)
  • Application Process
    4.8 (49)
  • Timeliness
    4.8 (49)
  • Loan Term4.444 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.04% p.a.
  • Comparison Rate 9.06% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $75,000.00
  • SecurityProperty and Vehicle
  • Rate TypeFixed
  • Redraw AvailableYes
Pepper Personal Loans

Pepper Personal Loans

4.3 from 357 reviews

Latest review: Please, take this review as a commendation for Olivia. Whole the application process she behaved so professional making things so easy. She proved as being a very nice person with a lot of

  • Transparency
    4.4 (184)
  • Customer Service
    4.4 (197)
  • Application Process
    4.5 (193)
  • Timeliness
    4.5 (190)
  • Loan Term5.687 years
  • Offers Peer-to-Peer LendingNo
  • Interest Rate7.95% p.a.
  • Comparison Rate 9.56% p.a.
  • Monthly Fee $13.00
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
MyOzMoney

MyOzMoney

4.9 from 54 reviews

Latest review: Loan was approved within 30 minutes and money was in my account within the hour. Amazing!! Would recommend to anyone. I have declined from many lenders, so was very happy when I was approved.

  • Transparency
    4.9 (41)
  • Customer Service
    4.9 (41)
  • Application Process
    5.0 (39)
  • Timeliness
    4.9 (38)
  • Loan Term1.783 years
  • Loan Amount $2,000.00 to $25,000.00
Monzi Personal Loans

Monzi Personal Loans

4.7 from 64 reviews

Latest review: Customer service was excellent, no problem at all. No hidden costs was very happy about that. Very satisfied with the rate, reasonable for a loan that doesn’t take long at all. Thank you and will u

  • Transparency
    4.6 (52)
  • Customer Service
    4.7 (55)
  • Application Process
    4.7 (48)
  • Timeliness
    4.7 (47)
  • Loan Term1.52 years
No values yet
MoneyPlace

MoneyPlace

4.7 from 43 reviews

Latest review: Mark and Antonia were both very friendly, time efficient and professional. But the best part was that they delivered. They came up with the goods. Friday - application received and

  • Transparency
    4.6 (39)
  • Customer Service
    4.7 (40)
  • Application Process
    4.8 (40)
  • Timeliness
    4.9 (41)
  • Loan Term5.767 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.65% p.a.
  • Comparison Rate 7.65% p.a.
  • Repayment FrequencyWeekly
  • SecurityUnsecured
  • Rate TypeVariable
  • Redraw AvailableNo
  • Line of Credit Available No
Harmoney

Harmoney

3.9 from 109 reviews

Latest review: Best customer service with good rates. Process was easy and quick, I would highly recommend this finance company. Their Interest rate is reasonable with low establishment fees. This is second time

  • Transparency
    4.0 (94)
  • Customer Service
    4.2 (97)
  • Application Process
    4.3 (94)
  • Timeliness
    4.3 (89)
  • Loan Term4.608 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate6.99% p.a.
  • Comparison Rate 7.69% p.a.
  • Application Fee $500.00
  • Loan Amount $5,000.00 to $70,000.00
  • SecurityUnsecured
  • Rate TypeVariable
Symple Loans

Symple Loans

4.5 from 33 reviews

Latest review: Easy to use, fast and efficient service. Would happily use again and would recommend to friends and family If your looking for hassle free service, then give these people a go.

  • Transparency
    4.4 (30)
  • Customer Service
    4.4 (32)
  • Application Process
    4.4 (29)
  • Timeliness
    4.4 (28)
  • Loan Term5.273 years
No values yet
Plenti Green Loan

Plenti Green Loan

4.6 from 30 reviews

Latest review: From start to finish this has been a very good experience, with good communication and straightforward and timely online processing of the loan. At no time was I confused with the process and highly

  • Transparency
    4.6 (24)
  • Customer Service
    4.9 (23)
  • Application Process
    4.7 (27)
  • Timeliness
    4.8 (24)
  • Loan Term5.176 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate6.54% p.a.
  • Comparison Rate 8.64% p.a.
  • Loan Amount $2,001.00 to $45,000.00
Australian Military Bank

Australian Military Bank

3.1 from 179 reviews

Latest review: The service, Customer service, professionalism and help we got throughout our process was incredible. Thank you Tonia you went over and beyond your job description and an asset to AMB.

  • Transparency
    4.5 (66)
  • Customer Service
    4.5 (70)
  • Application Process
    4.5 (61)
  • Timeliness
    4.4 (62)
  • Loan Term14.077 years
  • Interest Rate7.88% p.a.
  • Comparison Rate 8.72% p.a.
  • Monthly Fee $10.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $1,000.00 to $80,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Pretty Penny Finance

Pretty Penny Finance

5.0 from 13 reviews

Latest review: Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Application Process
    5.0 (2)
  • Timeliness
    5.0 (2)
  • Loan Term5 years
  • Interest Rate9.50% p.a.
  • Comparison Rate 13.6% p.a.
  • Repayment FrequencyWeekly
  • Loan Amount $4,000.00 to $50,000.00
  • SecurityUnsecured
Highline Lending

Highline Lending

5.0 from 13 reviews

Latest review: Dealing with Highline Lending has been an absolute delight. Trae Chamma is a wonderful mortgage broker who made me feel comfortable and taken care of. He sorted and settled a loan for me during the

  • Transparency
    5.0 (12)
  • Customer Service
    5.0 (12)
  • Application Process
    5.0 (12)
  • Timeliness
    5.0 (10)
  • Loan Term27.5 years
No values yet
Spotter Loans

Spotter Loans

4.6 from 10 reviews

Latest review: Customer service was excellent , very fast and efficient company would fully recommend to anyone needing a loan for any purpose had my loan sorted out within 2 days brilliant guys

  • Transparency
    4.5 (8)
  • Customer Service
    4.5 (8)
  • Application Process
    4.6 (8)
  • Timeliness
    4.6 (8)
  • Loan Term1.667 years
  • Monthly Fee $0.00
  • Application Fee $0.00
  • Repayment FrequencyMonthly
  • Loan Amount $500.00 to $15,000.00
Wisr

Wisr

3.0 from 31 reviews

Latest review: The entire application process was easy and clear. The loans options were competitive on the market and the response was prompt. I recommend it for your loan requests. The rate was in line or lower

  • Transparency
    3.0 (29)
  • Customer Service
    3.3 (29)
  • Application Process
    3.2 (26)
  • Timeliness
    3.2 (26)
  • Loan Term7.313 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate8.50% p.a.
  • Comparison Rate 9.34% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
Commonwealth Bank Personal Loans

Commonwealth Bank Personal Loans

2.3 from 26 reviews

Latest review: I applied for a personal loan , it got approved and after that they wanted some documents which i provided after a day they asked me clear my credit card to finalizing my personal loan .. when i

  • Transparency
    2.2 (11)
  • Customer Service
    2.2 (11)
  • Application Process
    1.9 (11)
  • Timeliness
    1.9 (11)
  • Loan Term2.8 years
  • Interest Rate12.99% p.a.
  • Comparison Rate 13.86% p.a.
  • Monthly Fee $10.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $4,000.00 to $50,000.00
  • Rate TypeFixed
  • Redraw AvailableYes
Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,433 reviews
Ad
  • Transparency
    4.4 (545)
  • Customer Service
    4.6 (633)
  • Application Process
    4.6 (649)
  • Timeliness
    4.6 (641)
  • Loan Term4.178 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.89% p.a.
  • Comparison Rate 8.73% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
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