Best Personal Loans in Victoria Melbourne and Geelong
Jacaranda Finance 🏆 2026


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Fast and super easy!! Great interest rate too. A+ easy!
MoneyPlace
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Money place was fast and friendly thank you alot for your help :)
LendConnect
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Antonia was so efficent and super helpful, she answered all questions and was very quick to respond to any enquiries i had. I plan to contact her… Read more
again in the future the loan from submission to settlement was seamless ans super fast maybe less than an hour.
SocietyOne
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Have been paying off a loan with them for over a year and have not paid anything. The interest rates are too high. Do not recommend them.
Plenti Personal Loan 🏆 2026
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I couldn’t believe how quick and easy it was to get my loan approved. I was very happy with all the communication I received ( txt messages, emails… Read more
and phone call) with updates on the progress of my loan application. The rate and fees are quite low compared to other lenders. I would definitely recommend Plenti for a personal loan.
MoneyMe
I think moneyme is very easy to work with, very helpful and went out of their way to make my loan go thru faster as I needed it to happen quickly, and a very far rate, definitely a 5 star rating, Thank you moneyme
OurMoneyMarket 🏆 2026
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Recently purchased vehicle through omm with zero complaints, website overview is very user friendly and straightforward.
Finance One
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Couldn’t have asked for a better person to help thank you Nathan much appreciation and really great finance company thank you all.
Wisr
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I am very happy with the quick service from the staff working for wisr. Very fast at responding to emails and processing loans. Thank you.
NOW Finance
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Anita @ NFAL was amazing to work with. Helped me get my new car. Made it so easy and smooth. Highly recommend!!
Pepper Personal Loans
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Great experience with Pepper Money Personal Loan — the application process was smooth, approval was quick, and the team provided excellent support throughout.
Swoosh Finance
Always have had great service and my service today from Billie was excellent.
Driva
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Both amber and Richard have been extremely helpful with the application process get me updated on the process and answered any questions I jad would highly recommend anyone to speak with amber and Richard regarding finance
Credit24


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Did ask a few questions but so as to get the right information...Was a helpful experience...1,
Refinancer
Went through the whole process with lots of promises for a larger refinance and lower rate only to be contacted and told that the finance companies… Read more
this company deals with have a rule not allowing them to account for any PAYE income for anyone over 67. This isnt a new rule and Refinancer should have known this before wasting my time. Very unprofessional of a specialist company to not know the rules of the companies they are dealing with.
Australian Military Bank
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The service with AMB is exceptional. I've been a member for 30 years and have never had any issues whether over the phone or in person. The staff at the Amberley branch are great.
Plenti Green Loans
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Very quick response and easy to follow instructions for the application.
Monzi Personal Loans
Absolute waste of time – Absolute garbage being thrown from 1 lender to another with no results.
Harmoney
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Simply Awesome! Very helpful with a clear solution through their process.
MyOzMoney
Application Process – Easy application process Kept updated with application process Once completed Finances are processed quickly
360 Finance
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useless scammers. dont trust them. They lock you into high rates for their high commission from the lenders. not so genuine. stay out of this people
Fundency
Application was easy. Processed pretty quick even with high demand. Thanks very much for your support
Natloans
Lizzy reached out regarding refinancing my loan and we got there! (15% now!) amazing results and she is the best if you want dedication, communication and results!
Credific Finance
Exceptional experience – I had an exceptional experience working with Udit. From start to finish, they exhibited professionalism, efficiency, and outstanding communication… Read more
skills. Their ability of securing our dream home made the entire process seamless and stress-free. They were always available to address any questions or concerns we had, ensuring we felt supported every step of the way. I highly recommend Credific finance to anyone in need of a reliable and dedicated broker who truly goes above and beyond for their clients!
Spotter Loans
Fast approval! Great service! – Applied for a loan yesterday afternoon. Was approved today and have already received the money. Amazing! Lovely and professional customer service. Very happy customer!
Mates Rates Mortgage Brokers
Now more than 10 years into my first loan through Mates Rates that I discovered reading the Barefoot Investor Scott Pape’s book giving him a… Read more
cashback, I am excited to say I am also the beneficiary of the Mates Rates Cash-back having now received more than $12,000 credited to my home loan which also gives me compound interest savings. Now I have purchased a home with my partner we have again chosen Mates Rates so we can get cash-back on this home loan as well. I am reasonably confident no other broker would be paying me a monthly cash-back and especially not the lender. Lisa was incredibly efficient, professional and always available to answer my questions. I highly recommend Mates Rates and appreciate the services they have provided. Thank you Scott Pape and thank you Mates Rates!
Pretty Penny Finance
Excellent service – Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny finance.
Bank Australia Personal Loans
Tia in Lending provided amazing service, support and communication. Our application was processed really quickly. Excellent experience and thanks to Tia!
My Pay Stat
Easily, perfect – Friendly and positive no unexpected costs which was great, feeling very satisfied.

Hi Marlee, Thanks for taking the time to share your… Read more