Best Money Transfer Services

Based on 9,139 reviews
Location
Brand
Rating

Danesh Exchange

Danesh Exchange 🏆 2026

5.0 Summary
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LindaHNew South Wales
 

Hi there We wanted to buy some SOL and found Danesh online. The order process was easy and even though I don’t have internet banking I was able to… Read more

go to a bank and deposit the money which suited me. The money was easy to pick up from the post office. I would highly recommend using this currency exchange!

OrbitRemit

OrbitRemit 🏆 2026

4.8 Summary
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JAMES
 

They are useless and I am extremely updset with their tranfer system

OrbitRemit
OrbitRemit    

Hi James, Thank you for taking the time to leave a… Read more

Instarem

Instarem

4.1 Summary
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darayusNSW31 posts
 

I was one of Instarem’s earliest users, utilizing their platform heavily for my business transactions—averaging around $100k a month. Early on, I… Read more

even built a good rapport with their CEO, who visited my office personally.

Unfortunately, a recent experience forced me to cut ties completely.

I remitted a routine SGD payment to a supplier and, assuming all was well, didn’t immediately follow up. A month later, my supplier alerted me that they hadn't received the funds. When I reached out to Instarem for a tracer, I was shocked to find out the transaction had never been executed.

Because the exchange rate had moved in a way that didn't favor them, they opted to refund me rather than complete the transfer. That was just the beginning of the headache. After waiting two weeks for the refund, I was subjected to endless bureaucratic hurdles. They required me to prove the funds were debited, demanding letters from my bank and extensive documentation—all of which I provided.

After another four weeks of silence, I finally had to escalate the issue directly to the CEO. Only then was my refund processed.

For a premium business client, being forced to beg for my own funds due to their internal errors is unacceptable. I have officially stopped dealing with Instarem. Business owners need reliability, not arbitrary delays.

World First

World First

4.7 Summary
Girgis
  Fair Incentive

WorldFirst handled my issue very well and followed up professionally until it was resolved. I really appreciate their support and good customer service. Thank you.

TorFx

TorFx

4.1 Summary
Richard M.
 

A simple transfer should have been quite straightforward but it was not. Two emails from me enquiring about the status of my transaction were… Read more

unanswered and the compliance department knocked it back by email without a satisfactory explanation and didn’t even have the courtesy to sign their correspondence. I raised the issue with their customer service person who never bothered to call me back.

Rocket Remit

Rocket Remit

4.3 Summary
Domenic C.3 posts
 

TOTAL [Content Removed].....Rocket Remit is a [Content Removed] . before depositing money on this [Content Removed] site, they will show you that the… Read more

funds are apparently being transferred... WITHOUT SENDING TXT MESSAGES to both parties, and then they wanted to charge me $25 admin fee. Please beware that they are total [Content Removed]. Before you decide to deposit money, check out the other sites, which have fewer fees, and they follow up on your request to send txt messages to both parties

Rocket Remit
Rocket Remit    

Hi Domenic, We’re sorry to hear about your… Read more (+1 reply)

Panda Remit

Panda Remit

4.1 Summary
Erik8 posts
 

DON'T, JUST DON'T! I wanted to send money to my wife in China. I transferred the appropriate amount. But, there was some hiccup they could not… Read more

clearly define. They ask if wanted a refund, ok yes. 5 days later still no refund. Every attempt a contact was met with blaming me and I need to prove the money was sent. They know that had the money but wanted me send a copy of my bank statement.... Bank statements at my bank are only produced every 6 months. Basically, they stole my money, and they know it.

Tyro

Tyro

2.7 Summary
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Still waiting6 posts
 

Do not go to any place using this system, they CHARGE THE CUSTOMER for the privilege of paying with a card. Not on at all. Check prices at point of sale.. no stars for tyro.

Tyro
Tyro    

Thanks for your comments and understand this is an important… Read more

OFX

OFX

2.4 Summary
Peter HawkinsVIC7 posts
  Verified

Dreadful – I requested an account. I told on phone it would be same day. Sent documentation but still not set it up after a week. I suspect OFX may be an identity scam. Do not trust them with your documentation!!

Peter Hawkins
Peter Hawkins   

Three years later- nothing

MoneyGram

MoneyGram

2.0 Summary
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William
 

Terrible trouble..just racist really..wouldn't send school fees to my wife In Kenya...red flag or some nonsense ..truely remarkable

Wise

Wise

1.7 Summary
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SwavekWestern Australia2 posts
 

After using Transferwise, now Wise for almost 10 years with no issues I received ‚Confirm Your Identity’ message in the app. The app does not work… Read more

to confirm my identity (will not accept a selfie photo no matter what). Close to 10 phone calls to resolve it, close to 7 hours on the phone, multiple emails, every time I call I describe the issue to another person that keeps me on hold, asks for information that I provide, a promise is made that it will be resolved in a day or two, and nothing happens. I can call again, and do it over again. Will not use their service to transfer any money, will look for an alternative as they no longer can be trusted.

WorldRemit

WorldRemit

1.7 Summary
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Glenn
 

Do not use.●●●●●●●●●●●●● Providing proof of income and identification is a normal part of using transfer apps and doing banking. As a long term user… Read more

and sender i was recently and randomly requested to provide a photo of myself with my ex who I have a daughter with via a special section of the app. This I consider a gross invasion of privacy and serves no security purpose.

Result. Not possible to do via the app photo uploads dont exist. Now blocked with no access to past records.

Revolut

Revolut

1.9 Summary
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Forenti5 posts
 

I signed up through a promotion advertising a free month of Premium and an AU$40 bonus for new customers. During the sign-up process, Revolut applied… Read more

the free month of Premium to my account, so I reasonably believed I had qualified for the promotion. After completing registration, I discovered I would not receive the AU$40 because I had previously held (and closed) a Revolut account years earlier.

My main concern isn't the AU$40—it's that my ineligibility was never made clear during sign-up. Applying one part of the advertised promotion while denying the other was misleading and caused me to complete the account setup under a false impression. Even the support agent acknowledged that the way the promotion was presented could have caused confusion.

To their credit, the support representative was polite, empathetic, and explained the situation clearly. Unfortunately, Revolut refused to honour the promotion or offer any goodwill resolution, and my formal complaint was rejected. I'm now pursuing the matter through AFCA.

If you're considering signing up for a Revolut promotion, make sure you confirm your eligibility before completing the process—even if the advertised benefits appear to have been applied to your account.

Sydney Forex

Sydney Forex

3.1 Summary
Ahmed11 posts
 

used to trust these guys...with the behaviour of a guy Imran...not anymore...the authority behaviour at a level...

Foreign Xchange

Foreign Xchange

2.6 Summary
SamlNSW6 posts
 

I usually buy in store at Darlinghurst and the rates are relatively good. This time for the first time I feel like I got ripped off. The price they… Read more

gave me to buy USD was even less than the published rate on their website. Usually in store you can negotiate a better rate. They said something about some online promotion which is [Content Removed]. I will now need to get rates from elsewhere to compare in the future. You lost my loyalty guys.

Xe Money Transfer

Xe Money Transfer

1.6 Summary
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GeoffQueensland2 posts
 

The platform XE use is an abject failure. Following an email from XE to confirm money from my lawyer had been deposited to XE's bank account in New… Read more

Zealand, I was unable to find any record of this transaction in XE's app. To transfer the funds to Australia I had to call and was then led through the process to complete instructions (hidden away) to transfer the funds to my nominated bank account. I was told "all good, you don't need to take any further action" BUT a following email advised I needed to pay the funds to XE...?!#*. So another phone call whereupon XE internally and manually their system to reflect the funds had in fact been deposited and then 'released' the funds. In the meantime their system remains a disfunctional mess - unbelievable that I could not see the balance in my account to begin with,and received misinformation regarding the status of the transfer resulting in a second step to have funds released.

PayPal

PayPal

1.4 Summary
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Anna9 posts
  Verified

I just had the most ridiculous interaction with PayPal. I thought I was safe shopping with PayPal but no longer. They don’t protect buyers. They… Read more

protect retailers selling faulty goods. You’d think in this day and age, you’d be safe shopping online, PayPal has a dispute and resolution centre. It will be okay. If the retailer doesn’t help you, at least you’ve paid with PayPal, you’ll be safe, your money is protected. So I sent the bogus quality goods back, fully expecting a refund, but no. The retailer says no. Even PayPal says no. What do you do? Inundate the courts with judge Judy-esque problems, not even, such a small st^pid ridiculous problem. You think when you buy goods they don’t work, you get a refund. It’s just how the world works, no longer when PayPal is around.

Hai Ha Money Transfer

Hai Ha Money Transfer

3.1 Summary
TrewynVIC
 

My friend referred me with the link and I used the link to register. Made a transaction successfully. But when it came to get $15 for me and my… Read more

friend I didn’t get it. Rang the office and their reply was that I didn’t use the link properly. I explained to them that I had to take photo and go back and that must have created error in the link and they can see that but they were not very helpful to give me benefit of doubt and give me the $15 voucher as promised. I will never use or recommend to my friends again

Hai Ha Money Transfer
Hai Ha Money Transfer    

Hi Trewyn, Thank you for sharing your… Read more

Western Union

Western Union

1.2 Summary
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maher e.3 posts
 

They take money in transfer rate other than the fee is not fixed , so instead 6 aud it became 14aud for transfer more than 1k but what shocked me the transfer rate this is their main profit, very bad

BPAY

BPAY

1.5 Summary
Mahfuz5 posts
 

2025 ... take years to complete a transaction.. third class ... avoid Bpay

Remitly

Remitly

1.3 Summary
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A M.
 

**** Horrible Customer Experience********* I have been using their platform for a few years. About 6 months ago I had a transaction halted for… Read more

verification. I verified my account by answering certain questions. They still did not release my funds. I had to contact them again to have it done. Last night I’m dealing with the same thing again. I was verified three times and no employees entered the answers I provided nor did they release the transaction. I called today and was asked the same questions which told me the others did not enter the answers I provided three different times. I uploaded my ID to their application and they are still holding up my transaction. Now they are beginning to ask me for personal information like annual income. I’m not applying for a loan. m transferring funds from one of my accounts to another. My income amount is not needed. Managers do not call back upon request. Horrible experience!

Osko

Osko

1.4 Summary
Paul2 posts
 

This service was down again costing me over 3 days to wait for money. It is failing a lot these days and the regulator should be getting involved to fine this service. It is an essential service that fails with regularity...

I review itNSW63 posts
  Verified

we've been using Pay.com.au to pay the ATO and other business invoices so we can earn credit card reward points. The platform is straightforward and… Read more

reliable and easy to use. The customer support team has been responsive and very easy to deal with. The small processing fee is worth it given the points hacking, especially if you’re looking to get the most out of business expenses. It’s a great tool for anyone looking to maximise rewards while managing regular payments.

AussieFair9 posts
 

Genuine business real support – Recently used this site to sell a premium domain. The service worked well and support staff were responsive with genuine support during American business hours. Would use them again. Fees reasonable.

LBC Express

LBC Express

1.1 Summary
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CJ B.2 posts
  Verified

If I could rate this 0, I would. I booked a pick-up on 18 May, and the assigned driver, [Name Removed], did not show up or send any message to let… Read more

us know he wouldn't be coming. Due to our busy schedules, we had to rebook for two weeks later. I specifically requested a different driver as [Name Removed] had already proven to be unreliable.

Despite this, [Name Removed] was assigned again. He then changed the booking date from Monday to Sunday, even threatening that if we don't confirm the booking will be cancelled and the next day, he attempted to cancel the booking entirely due to missed calls — even though the pick-up was properly booked through LBC's customer service and the schedule change was confirmed via message.

His behaviour throughout was rude and unprofessional. LBC clearly doesn't screen their employees, even if he is just a contract he represents LBC. If he's not reliable, then clearly LBC is not.

Martin3 posts
 

NZ$ 2000 missing - Canberra Airport--Don't use Travelex – I placed an order on their web page for NZ$ 2000 to be collected by them at Canberra Airport on the 3rd of March before my parents departed for… Read more

Wellington. Paid for it by bank transfer and got the confirmation for the funds to be picked up on the 3rd of March at Canberra Airport. When we arrived there at 09h30, surprise, surprise, the counter was closed with a sign saying will be back at 17h30 and a disconnected 1800 number to call. After some searching reached the helpline and basically they were saying, sorry, there is nothing we can do and they were not interested at all to transfer this order to Wellington to be picked up there, someone will be there at 10h30. Not an option with an international flight leaving at 11h00.

Needless to say I never received and email or any other information that the counter was closed. (standard opening times 7 am to 7pm every day!!!!)

I ended up taking the funds from the ATM leaving me with AUD 2000 short, just in order to give my parents enough cash for their trip.

This attitude to customers and the lack of reliability when it comes to funds trusted to them is shocking and highly unprofessional. Interesting when they will refund me the money.

So if you have to rely on someone to handle your travel money in a responsible way, think twice about using Travelex. I certainly will.

RodNSW11 posts
  Verified

I received a $715 payment from an online retailer on the 30th of May (17 business days/24 calendar days ago). Now I want to withdraw it. Payoneer… Read more

show it as not available and have refused to answer my questions. Their helpdesk just say "Wait 15 business days" (done) and "Contact us within 5 days so this helpdesk ticket doesn't close". It's clearly a bot but now I have lost $715. I suspect it is a scam.

Convera

Convera

1.0 Summary
DavoVIC36 posts
 

Con by name Con by nature – Had a small UK pension that needed to be transferred to my bank in Australia Beyond Bank. They (Beyond Bank) use CONvera as a platform to transfer… Read more

money, first transfer took 8 days and they (CONvera) said my UK fund had not given sufficient information,I checked and they had all the information they needed. Second transfer is now 12 days old and still no sign of my money. I think they hold onto small amounts like mine and invest it for as long as they can, I'm being bounced around between them (CONvera) and the Beyond Bank here in Australia. They (CONvera) have lots and lots of negative reviews on another site, I wish I'd read them first. Learn from my experience,use only professional transfer services with good reviews and up to ASIC standards. Update....just got an email from Beyond Bank......they now need me to I D myself again ( Already received one payment on previous ID NOW I have ID Myself to proceed with MY next payment) , I will play their game and then find a replacement money transfer platform that works.

Ria

Ria

1.0 
Jack
  Verified

DO NOT, use this company, i jumped through all their hoops, registered, verified, sent the money, 4 hours later they want my bank statement showing… Read more

transaction with acc number and all my details on it. ITS A SCAM, 5 days to get my $ back, USE OTHER PROVIDERS!