Best Short Term Loans in New South Wales Sydney, Newcastle and Wollongong
CashnGo 🏆 2026



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Very easy to apply. You know the results very quickly.
Fundo


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Same day approval loans they said, but never was. They held up my application for so long they had if no intention of approving it, why not just decline it on the spot?
Stay Finance
easy to use, quick, easy.. lifesavers. no one would help me but they did
Wallet Wizard 🏆 2026
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It's a very easy process.Ive used wallet wizard for years & you receive your loan quickly.
Quickzy Finance
Great service and excellent recommend using their services again in future
Money Plus
Tamari very good happy serving me im very happy with the service.
Credit24


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Did ask a few questions but so as to get the right information...Was a helpful experience...1,
Bizcap
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easy to give out but their fees and interest are daylight robbery
Handout Loans
I’m really happy with their service and how quickly I received cash in my account. The process was exceptionally easy and happy that Handout has helped today.
Cash Train
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Efficient quick & easy to get a loan applied around 2.30pm by just after 4pm I was approved Show details
Nimble
Loans are never processed quickly for repeat customers which makes no sense. App and website are very bugged
Spotter Loans
Fast approval! Great service! – Applied for a loan yesterday afternoon. Was approved today and have already received the money. Amazing! Lovely and professional customer service. Very happy customer!
Sunshine Loans

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Avoid at all cost. They have permanently blocked me applying. Dodgy company.
MyPayNow
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They are the best dont chop and change withdrawal amount
Smartfinn Advisors
A terrible experience with [Name Removed]. We missed out on properties due to his incompetency, delays, and lack of communication. He makes promises then disappears. I won’t be dealing with him or smartfinn again.
We regret hearing that you had an unpleasant… Read more
Needy Loans
Quick & easy. Very friendly phone call to get things finalized. Good job!
Beforepay
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It’s a really great company and fantastic company service and such a helpful idea.
Pay Express
I have found Pay Express to be very helpful when it comes to applying for a short term loan. Even when needing to reschedule a repayment they’re more than happy to consider a request.
Moneyspot
I think these guys are good. Just make sure you can afford the loan offer and you're all set. Easy to deal with and there seems to be someone working there 24/7. I missed a repayment and they were flexible and made the resh3duling fast and easy.
Direct Finance Loans
Don't waste your time. The company is already poorly rated, so not much of a surprise here. But anything to help people avoid these places. Just feels like you're passing on all your personal details for no reason. Just avoid.
TapMyPay
Unable to log in – Still watching the circle flashing!. I haven’t been able to access my account yet ?? I’ve sent through an email as well as written another review and not one response from you guys, very poor customer service
CashFaster
I think the picture says it all, they have a floored operating system resulting in additional fees, even admitting their system was what resulted in… Read more
the extra fees and still not waiving them.
The only reason it gets 1 star is because I have to!
However it is an actual lending company (I noticed a lot of people saying they think it’s fake) It is very much real but I would count yourselves incredibly lucky you haven’t been able to get a loan with them!
Cash Direct
2nd time I tried to get a loan cash direct claims to give loans to people on disability pension and I am, I have an excellent credit rating and… Read more
always pay my debts. Cash direct claims that you will have an answer in 60 minutes I waited over 12 hours to find that again they had declined my loan application. Try Cash Train they are so much better and even if they decline your application they will let you know the same day.
LazerMoney
I had gotten conditionally approved for a small loan, the declined the loan because my "Bank statements weren't up to standards" but yet the only… Read more
standards are 90 days of records and proof of regular income but even though my bank statements have that i was declined.
Absolutely rubbish of a company your better of not even bothering because they are just wasting your time and ruining your credit
Cash Stop
Very quick and helpful. Also the customer service operator was very friendly and polite.
Cash Now Perth
Don't bother filling out an application – Have to echo what a lot of others are saying. No communication at all. Submitted my application and all documents. No confirmation. I tried to call… Read more
and email and never got a reply. Sent a follow up email and still nothing. So either they are really selective about who they reply to, or all the positive reviews are fake. Either way there's nothing to like about this company.
Thanks for sharing your experience. I can understand why… Read more (+2 replies)