Best Short Term Loans in New South Wales Sydney, Newcastle and Wollongong

Based on 18,998 reviews
Brand
Rating
Min Money Borrowable
Max Money Borrowable

CashnGo

CashnGo 🏆 2026

4.9 Summary
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TERESITA M.7 posts
 

Very easy to apply. You know the results very quickly.

Fundo

Fundo

4.7 Summary
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KevinMNSW4 posts
 

Same day approval loans they said, but never was. They held up my application for so long they had if no intention of approving it, why not just decline it on the spot?

Fundo
Fundo    

Thanks for sharing your experience. I can understand why… Read more (+2 replies)

Stay Finance

Stay Finance

4.8 Summary
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Tabitha J.SA
  Fair Incentive

easy to use, quick, easy.. lifesavers. no one would help me but they did

Wallet Wizard

Wallet Wizard 🏆 2026

4.4 Summary
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Michelle T.
 

It's a very easy process.Ive used wallet wizard for years & you receive your loan quickly.

Quickzy Finance

Quickzy Finance

5.0 Summary
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BrennelWestern Australia
 

Great service and excellent recommend using their services again in future

Money Plus

Money Plus

4.7 Summary
Som keomoungkhoun
 

Tamari very good happy serving me im very happy with the service.

Credit24

Credit24

4.5 Summary
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Denise S.2 posts
  Fair Incentive Verified

Did ask a few questions but so as to get the right information...Was a helpful experience...1,

Bizcap

Bizcap

4.8 Summary
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Peter V3 posts
 

easy to give out but their fees and interest are daylight robbery

Handout Loans

Handout Loans

4.7 Summary
Angela Louise2 posts
  Verified

I’m really happy with their service and how quickly I received cash in my account. The process was exceptionally easy and happy that Handout has helped today.

Cash Train

Cash Train

3.7 Summary
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Greg S.NSW
 

Efficient quick & easy to get a loan applied around 2.30pm by just after 4pm I was approved Show details

Nimble

Nimble

3.6 Summary
nelson e.10 posts
 

Loans are never processed quickly for repeat customers which makes no sense. App and website are very bugged

Spotter Loans

Spotter Loans

4.9 Summary
Retiredandhappy2 posts
 

Fast approval! Great service! – Applied for a loan yesterday afternoon. Was approved today and have already received the money. Amazing! Lovely and professional customer service. Very happy customer!

Sunshine Loans

Sunshine Loans

3.7 Summary
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Michael K.ACT2 posts
 

Avoid at all cost. They have permanently blocked me applying. Dodgy company.

MyPayNow

MyPayNow

3.3 Summary
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DebQLD17 posts
 

They are the best dont chop and change withdrawal amount

Smartfinn Advisors

Smartfinn Advisors

4.6 Summary
dozzee.rh
 

A terrible experience with [Name Removed]. We missed out on properties due to his incompetency, delays, and lack of communication. He makes promises then disappears. I won’t be dealing with him or smartfinn again.

Smartfinn Advisors
Smartfinn Advisors    

We regret hearing that you had an unpleasant… Read more

Needy Loans

Needy Loans

5.0 Summary
Shaun
 

Quick & easy. Very friendly phone call to get things finalized. Good job!

Beforepay

Beforepay

2.2 Summary
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Daniela Papalia7 posts
  Verified

It’s a really great company and fantastic company service and such a helpful idea.

Pay Express

Pay Express

2.7 Summary
mel h.VIC2 posts
 

I have found Pay Express to be very helpful when it comes to applying for a short term loan. Even when needing to reschedule a repayment they’re more than happy to consider a request.

Moneyspot

Moneyspot

2.4 Summary
James
 

I think these guys are good. Just make sure you can afford the loan offer and you're all set. Easy to deal with and there seems to be someone working there 24/7. I missed a repayment and they were flexible and made the resh3duling fast and easy.

Direct Finance Loans

Direct Finance Loans

2.5 Summary
Drew A.19 posts
 

Don't waste your time. The company is already poorly rated, so not much of a surprise here. But anything to help people avoid these places. Just feels like you're passing on all your personal details for no reason. Just avoid.

TapMyPay

TapMyPay

2.7 Summary
Nat MWA7 posts
 

Unable to log in – Still watching the circle flashing!. I haven’t been able to access my account yet ?? I’ve sent through an email as well as written another review and not one response from you guys, very poor customer service

CashFaster

CashFaster

1.5 Summary
Disappointed
 

I think the picture says it all, they have a floored operating system resulting in additional fees, even admitting their system was what resulted in… Read more

the extra fees and still not waiving them.

The only reason it gets 1 star is because I have to!

However it is an actual lending company (I noticed a lot of people saying they think it’s fake) It is very much real but I would count yourselves incredibly lucky you haven’t been able to get a loan with them!

Cash Direct

Cash Direct

1.4 Summary
bmpsince1968WA6 posts
 

2nd time I tried to get a loan cash direct claims to give loans to people on disability pension and I am, I have an excellent credit rating and… Read more

always pay my debts. Cash direct claims that you will have an answer in 60 minutes I waited over 12 hours to find that again they had declined my loan application. Try Cash Train they are so much better and even if they decline your application they will let you know the same day.

LazerMoney

LazerMoney

1.8 Summary
Ella
 

I had gotten conditionally approved for a small loan, the declined the loan because my "Bank statements weren't up to standards" but yet the only… Read more

standards are 90 days of records and proof of regular income but even though my bank statements have that i was declined.

Absolutely rubbish of a company your better of not even bothering because they are just wasting your time and ruining your credit

Cash Stop

Cash Stop

3.0 Summary
TonyVictoria
 

Very quick and helpful. Also the customer service operator was very friendly and polite.

Cash Now Perth

Cash Now Perth

2.8 Summary
Drew A.19 posts
 

Don't bother filling out an application – Have to echo what a lot of others are saying. No communication at all. Submitted my application and all documents. No confirmation. I tried to call… Read more

and email and never got a reply. Sent a follow up email and still nothing. So either they are really selective about who they reply to, or all the positive reviews are fake. Either way there's nothing to like about this company.

Gusto Cash

Gusto Cash

No reviewsSummary
Safe Financial

Safe Financial

No reviewsSummary
Wonder Loans

Wonder Loans

No reviewsSummary